Midland Funding
Midland Funding LLC is a privately held debt buyer that acquires charged-off consumer debt portfolios and collects on them through a dedicated servicing partner, Midland Credit Management (MCM), serving individual consumers seeking debt resolution in the United States.
- Company typePrivate
- Founded2018
- HeadquartersPhoenix, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Midland Funding does
Midland Funding LLC is a privately held debt buyer headquartered in California that acquires charged-off consumer debt portfolios and recovers on them. The company holds NMLS registration (ID 973111) and RMAI certification, positioning it within the regulated receivables management industry. Its customer-facing operations are entirely delegated to a single dedicated servicing partner, Midland Credit Management (MCM), which handles phone, chat, online account access, and payment processing on behalf of Midland Funding's accounts.
The product surface is narrow and singular: a debt resolution service targeted at individual consumers who have received collection letters or phone calls regarding outstanding obligations. Pricing is fully individualized and negotiated case-by-case, with no standardized schedule publicly disclosed. Marketing and distribution are minimal — the company operates a single informational website (midlandfunding.com) whose primary function is to redirect consumers to MCM's servicing platform at midlandcredit.com. There is no disclosed proprietary technology, no app, no API, and no integrations in the input data.
The business model is transactional: Midland Funding purchases debt at a discount to face value and generates revenue by collecting on those accounts through MCM. The company is passive in customer acquisition, receiving portfolios rather than winning accounts through active sales motions, and all outbound consumer contact is conducted via letters and phone calls routed through MCM. There is no disclosed headcount, no funding history, no institutional investor base, and no public financial reporting, leaving scale and growth dynamics uncharacterized in the available evidence.
Midland Funding firmographics
Firmographics- Name
- Midland Funding
- Legal name
- Midland Funding LLC
- Website
- https://midlandfunding.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Midland Funding LLC is a privately held debt buyer that acquires charged-off consumer debt portfolios and collects on them through a dedicated servicing partner, Midland Credit Management (MCM), serving individual consumers seeking debt resolution in the United States.
- Ownership category
- akta.pro rank
Midland Funding industry classification
Industry- Product category
- Consumer Debt Collection Services
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)
- akta.pro secondary industry
- Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG)
Keywords
Where Midland Funding is headquartered
LocationHeadquarters
- HQ city
- Phoenix
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Midland Funding business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Debt Collection Services: Midland Funding acquires charged-off debt portfolios and collects on those accounts through its servicing partner MCM. Revenue is generated by collecting outstanding consumer debt, typically purchased at a discount to face value.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Individualized debt resolution pricing |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
Midland Funding product offering
Product offeringCore offering
Midland Funding LLC is a debt buyer that acquires charged-off consumer debt portfolios and recovers on those accounts through its servicing partner Midland Credit Management (MCM). All customer-facing activities — account lookup, payment processing, phone and chat support — are conducted by MCM, which operates the MidlandCredit.com online portal and the (877) 653-4161 servicing line from San Diego, California.
Product overview
Midland Funding LLC offers a single debt resolution service, partnering directly with Midland Credit Management (MCM) to service consumer debt accounts. The company acts as a debt collector, providing account lookup, payment processing, and customer support through MCM. The product is focused on debt resolution rather than a multi-product platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Midland Funding Debt Resolution Service
Companies that use Midland Funding
Customer profileSegments1 record
Ideal customer profiles1 record
Midland Funding technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Midland Funding partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Midland Credit Management (MCM)coreMidland Funding has a primary partnership with MCM to service all customer accounts. MCM handles all account servicing including payments, customer support via phone (877-653-4161), online account management, and chat. All customer-facing operations are conducted through MCM.
Scale indicators1 record
Recent moves4 records
Expansion highlights3 records
Midland Funding competitors and assessment
Company assessmentMarket position
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Midland Funding social profiles
Digital presenceMidland Funding compliance and trust
Trust signalCompliance2 records
Midland Funding financial estimates
Financial estimateRevenue estimate
Valuation estimate
Midland Funding leadership team
Management profileNumber of profiles
Profiles1 record
Midland Funding funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Midland Funding M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Midland Funding
What does Midland Funding do?
Midland Funding LLC is a debt buyer that acquires charged-off consumer debt portfolios and recovers on those accounts through its servicing partner Midland Credit Management (MCM). All customer-facing activities — account lookup, payment processing, phone and chat support — are conducted by MCM, which operates the MidlandCredit.com online portal and the (877) 653-4161 servicing line from San Diego, California.
Is Midland Funding a public or private company?
Midland Funding is a private company. It is classified as unknown and is currently operating.
When was Midland Funding founded?
Midland Funding was founded in 2018. It employs 11 to 50 people.
Where is Midland Funding based?
Midland Funding is headquartered in Phoenix, United States, in the North America region.
How does Midland Funding make money?
One revenue line is on record: debt Collection Services.
Does Midland Funding have an API?
No public API is recorded for Midland Funding.
What industry is Midland Funding in?
Midland Funding's product category is Consumer Debt Collection Services. Its primary akta.pro industry code is FSAKAJAC, Debt Buying & Portfolio Acquisition (Charged-Off Receivables), with a secondary code of BPAAAEAG, Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers). Its NAICS code is 5223 and its SIC code is 6141.