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Midland Funding

Full company profile

uuid0037gie

Namestring
Midland Funding
Legal namestring
Midland Funding LLC
Websiteurl
midlandfunding.com
Company typeenum
Private
Founded yearint
2018
Descriptiontext

Midland Funding LLC is a privately held debt buyer headquartered in California that acquires charged-off consumer debt portfolios and recovers on them. The company holds NMLS registration (ID 973111) and RMAI certification, positioning it within the regulated receivables management industry. Its customer-facing operations are entirely delegated to a single dedicated servicing partner, Midland Credit Management (MCM), which handles phone, chat, online account access, and payment processing on behalf of Midland Funding's accounts.

The product surface is narrow and singular: a debt resolution service targeted at individual consumers who have received collection letters or phone calls regarding outstanding obligations. Pricing is fully individualized and negotiated case-by-case, with no standardized schedule publicly disclosed. Marketing and distribution are minimal — the company operates a single informational website (midlandfunding.com) whose primary function is to redirect consumers to MCM's servicing platform at midlandcredit.com. There is no disclosed proprietary technology, no app, no API, and no integrations in the input data.

The business model is transactional: Midland Funding purchases debt at a discount to face value and generates revenue by collecting on those accounts through MCM. The company is passive in customer acquisition, receiving portfolios rather than winning accounts through active sales motions, and all outbound consumer contact is conducted via letters and phone calls routed through MCM. There is no disclosed headcount, no funding history, no institutional investor base, and no public financial reporting, leaving scale and growth dynamics uncharacterized in the available evidence.

Short descriptiontext

Midland Funding LLC is a privately held debt buyer that acquires charged-off consumer debt portfolios and collects on them through a dedicated servicing partner, Midland Credit Management (MCM), serving individual consumers seeking debt resolution in the United States.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
11–50
akta.pro rankint
HeadquartersPhoenix, United States
HQ citystring
Phoenix
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
debt collection services, consumer debt buying, charged-off debt acquisition, debt resolution services, accounts receivable management
Industry2 codes
1Debt Buying & Portfolio Acquisition (Charged-Off Receivables)
CodeFSAKAJACPrimaryYes
2Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers)
CodeBPAAAEAGPrimaryNo
NAICS code1 code
  • Activities Related to Credit Intermediation5223
SIC code1 code
  • Personal Credit Institutions6141
Product category
Consumer Debt Collection Services
Social media profiles1 record
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model1 record
1Debt Collection Services
TypeTransaction Fee
Description

Midland Funding acquires charged-off debt portfolios and collects on those accounts through its servicing partner MCM. Revenue is generated by collecting outstanding consumer debt, typically purchased at a discount to face value.

midlandfunding.com
Marketing channels1 record

Each record includes

Title, Type, Stage, Description, Source

Distribution channels2 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Pricing details1 tier
1Individualized debt resolution pricing
ModelOtherBilling cadencePay-as-you-go
Notes

Debt resolution amounts are negotiated on a case-by-case basis with individual consumers.

midlandfunding.com
GTM typeB2C
B2C
Offering typeServices
Services
Core offering1 text field

Midland Funding LLC is a debt buyer that acquires charged-off consumer debt portfolios and recovers on those accounts through its servicing partner Midland Credit Management (MCM). All customer-facing activities — account lookup, payment processing, phone and chat support — are conducted by MCM, which operates the MidlandCredit.com online portal and the (877) 653-4161 servicing line from San Diego, California.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Midland Funding LLC offers a single debt resolution service, partnering directly with Midland Credit Management (MCM) to service consumer debt accounts. The company acts as a debt collector, providing account lookup, payment processing, and customer support through MCM. The product is focused on debt resolution rather than a multi-product platform.

Product and service1 record
1Midland Funding Debt Resolution Service
Scale indicator1 record

Each record includes

Type, Value, Description, Source

Partnership1 partner
1Midland Credit Management (MCM)
Strategic tierCoreTypeStrategic or Co-development Partner
Description

Midland Funding has a primary partnership with MCM to service all customer accounts. MCM handles all account servicing including payments, customer support via phone (877-653-4161), online account management, and chat. All customer-facing operations are conducted through MCM.

Recent move4 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight3 records

Each record includes

Type, Description

Market position
Competitive moat3 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights5 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment1 record

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
Compliance2 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Midland Funding

Consumer Debt Collection Servicesmidlandfunding.com

Midland Funding LLC is a privately held debt buyer that acquires charged-off consumer debt portfolios and collects on them through a dedicated servicing partner, Midland Credit Management (MCM), serving individual consumers seeking debt resolution in the United States.

What Midland Funding does

Midland Funding LLC is a privately held debt buyer headquartered in California that acquires charged-off consumer debt portfolios and recovers on them. The company holds NMLS registration (ID 973111) and RMAI certification, positioning it within the regulated receivables management industry. Its customer-facing operations are entirely delegated to a single dedicated servicing partner, Midland Credit Management (MCM), which handles phone, chat, online account access, and payment processing on behalf of Midland Funding's accounts.

The product surface is narrow and singular: a debt resolution service targeted at individual consumers who have received collection letters or phone calls regarding outstanding obligations. Pricing is fully individualized and negotiated case-by-case, with no standardized schedule publicly disclosed. Marketing and distribution are minimal — the company operates a single informational website (midlandfunding.com) whose primary function is to redirect consumers to MCM's servicing platform at midlandcredit.com. There is no disclosed proprietary technology, no app, no API, and no integrations in the input data.

The business model is transactional: Midland Funding purchases debt at a discount to face value and generates revenue by collecting on those accounts through MCM. The company is passive in customer acquisition, receiving portfolios rather than winning accounts through active sales motions, and all outbound consumer contact is conducted via letters and phone calls routed through MCM. There is no disclosed headcount, no funding history, no institutional investor base, and no public financial reporting, leaving scale and growth dynamics uncharacterized in the available evidence.

Midland Funding firmographics

Firmographics
Name
Midland Funding
Legal name
Midland Funding LLC
Website
https://midlandfunding.com
Company type
Private
Founded year
2018
Operating status
Operating
Headcount range
11–50 employees
Short description
Midland Funding LLC is a privately held debt buyer that acquires charged-off consumer debt portfolios and collects on them through a dedicated servicing partner, Midland Credit Management (MCM), serving individual consumers seeking debt resolution in the United States.
Ownership category
akta.pro rank

Midland Funding industry classification

Industry
Product category
Consumer Debt Collection Services
NAICS
Activities Related to Credit Intermediation (5223)
SIC
Personal Credit Institutions (6141)
akta.pro primary industry
Debt Buying & Portfolio Acquisition (Charged-Off Receivables) (FSAKAJAC)
akta.pro secondary industry
Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG)

Keywords

  • Debt collection services
  • Consumer debt buying
  • Charged-off debt acquisition
  • Debt resolution services
  • Accounts receivable management

Where Midland Funding is headquartered

Location

Headquarters

HQ city
Phoenix
HQ country
United States
HQ region
North America

Offices1 record

Markets served

Midland Funding business model

Business model
GTM type
B2C
Offering type
Services
Cost components
Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

  1. Debt Collection Services: Midland Funding acquires charged-off debt portfolios and collects on those accounts through its servicing partner MCM. Revenue is generated by collecting outstanding consumer debt, typically purchased at a discount to face value.

Pricing tiers

ModelBillingPrice
OtherPay-as-you-goIndividualized debt resolution pricing

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Midland Funding product offering

Product offering

Core offering

Midland Funding LLC is a debt buyer that acquires charged-off consumer debt portfolios and recovers on those accounts through its servicing partner Midland Credit Management (MCM). All customer-facing activities — account lookup, payment processing, phone and chat support — are conducted by MCM, which operates the MidlandCredit.com online portal and the (877) 653-4161 servicing line from San Diego, California.

Product overview

Midland Funding LLC offers a single debt resolution service, partnering directly with Midland Credit Management (MCM) to service consumer debt accounts. The company acts as a debt collector, providing account lookup, payment processing, and customer support through MCM. The product is focused on debt resolution rather than a multi-product platform.

Differentiator

Problem solved

Functional benefit

Products and services

  • Midland Funding Debt Resolution Service

Companies that use Midland Funding

Customer profile

Segments1 record

Ideal customer profiles1 record

Midland Funding technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Midland Funding partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Midland Credit Management (MCM)coreStrategic or Co-development PartnerMidland Funding has a primary partnership with MCM to service all customer accounts. MCM handles all account servicing including payments, customer support via phone (877-653-4161), online account management, and chat. All customer-facing operations are conducted through MCM.

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Midland Funding competitors and assessment

Company assessment

Market position

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Midland Funding social profiles

Digital presence

Midland Funding compliance and trust

Trust signal

Compliance2 records

Midland Funding financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Midland Funding leadership team

Management profile

Number of profiles

Profiles1 record

Midland Funding funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Midland Funding M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Midland Funding

What does Midland Funding do?

Midland Funding LLC is a debt buyer that acquires charged-off consumer debt portfolios and recovers on those accounts through its servicing partner Midland Credit Management (MCM). All customer-facing activities — account lookup, payment processing, phone and chat support — are conducted by MCM, which operates the MidlandCredit.com online portal and the (877) 653-4161 servicing line from San Diego, California.

Is Midland Funding a public or private company?

Midland Funding is a private company. It is classified as unknown and is currently operating.

When was Midland Funding founded?

Midland Funding was founded in 2018. It employs 11 to 50 people.

Where is Midland Funding based?

Midland Funding is headquartered in Phoenix, United States, in the North America region.

How does Midland Funding make money?

One revenue line is on record: debt Collection Services.

Does Midland Funding have an API?

No public API is recorded for Midland Funding.

What industry is Midland Funding in?

Midland Funding's product category is Consumer Debt Collection Services. Its primary akta.pro industry code is FSAKAJAC, Debt Buying & Portfolio Acquisition (Charged-Off Receivables), with a secondary code of BPAAAEAG, Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers). Its NAICS code is 5223 and its SIC code is 6141.

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