SUUZ

What SUUZ does

Heuro SAS is a French ACPR-regulated digital banking institution headquartered in Paris (RCS 833 165 863, BIC/SWIFT HRSAFR22XXX), operating under the suuz.com domain and serving internationally active individuals, corporate/business clients, and institutional clients. The company provides a unified suite of financial services — accounts, digital payments, deposits, lending, global transfers, multi-currency accounts, and investment access — through a secure 24/7 client portal accessible globally via the internet. Its product surface spans 13+ core offerings including an Investment Centre (stocks, ETFs, indices, commodities, and digital assets), corporate banking (M&A advisory, trade finance, working capital), investment banking (equity/debt markets, structured products), wealth management (estate planning, tax optimization, legacy management), and strategic advisory.

The platform is built around a secure client portal protected by OTP verification on every balance-deducting transaction, with optional Google Authenticator 2FA as an additional layer. Multi-currency account infrastructure supports euro-denominated core accounts and cross-border payment rails. The client portal functions as a single dashboard for balances, transfers, fixed investment management, investment centre access, and direct communication with relationship managers. Compliance certifications span GDPR, CCPA, SWIFT CSCF, EU MDR, and GxP categories including AML/CTF monitoring, sanctions screening, FATCA, and CRS.

Heuro SAS generates revenue through transaction fees on deposits, transfers, withdrawals, and international payments; recurring interest income from lending and fixed deposit products; investment service fees from the Investment Centre; and corporate/institutional fees for treasury management, trade finance, and M&A advisory. Pricing is not publicly disclosed; clients contact the support team for account-specific terms. The go-to-market motion is relationship-led, combining website contact forms, dedicated relationship manager outreach, and word-of-mouth referrals, with no documented digital advertising or content marketing programs. The company adapts onboarding to individual, business, or institutional profiles, supporting both self-serve portal access and assisted sales for complex needs.

Name

SUUZ

Legal name

Heuro SAS

Website

https://suuz.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Heuro SAS is an ACPR-regulated French digital banking platform providing accounts, payments, deposits, lending, and investment access to international individual, corporate, and institutional clients through a secure 24/7 client portal.

Ownership category

akta.pro rank

Product category

Digital Banking Services

NAICS

Depository Credit Intermediation (5221), Securities and Commodity Contracts Intermediation and Brokerage (5231)

SIC

Functions Related To Depository Banking, Nec (6099), Finance Services (6199)

akta.pro primary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

akta.pro secondary industries

Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), Digital Asset/Crypto Trade Execution Platforms (FSAFANAO)

Keywords

• Digital banking services
• Cross-border payments
• Multi-currency accounts
• Investment banking
• Wealth management services

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Banking and Account Services: Revenue derived from account maintenance, transaction processing, and banking service fees. The company charges fees for deposits, transfers, withdrawals, and international payments as outlined in their published fee schedule.
2. Lending and Credit Services: Revenue generated from tailored credit plans and loan products offered to clients. Interest may accrue on credit facilities in accordance with variable rates disclosed in terms.
3. Investment Services: Revenue from investment centre access including trading facilities, portfolio management, and advisory services for stocks, ETFs, indices, commodities, and digital assets.
4. Deposit and Fixed Investment Products: Revenue generated from fixed-term deposit schemes and structured investment plans with transparent rates and scheduled interest payments.
5. Corporate and Institutional Services: Fees for corporate banking services including treasury management, trade finance, working-capital solutions, and M&A advisory for businesses operating across multiple jurisdictions.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Heuro SAS delivers regulated e-banking services through a secure 24/7 client portal, offering accounts, payments, deposits, lending, and investment access. The platform combines digital self-service with dedicated relationship managers and supports multi-currency balances, cross-border transfers, fixed-term deposits, an investment centre covering stocks, ETFs, indices, commodities, and digital assets, plus corporate banking and wealth management services for international clients.

Product overview

Heuro SAS is a French digital banking platform that provides a unified suite of financial services including digital payments, lending solutions, savings and deposits, global transfers, multi-currency accounts, and investment access. The platform combines a 24/7 client portal with dedicated relationship manager support. Key modules include the Investment Centre (access to stocks, ETFs, indices, commodities, and digital assets), Corporate Banking (M&A advisory, working capital, trade finance), Investment Banking (equity/debt markets, structured products), Wealth Management (estate planning, tax optimization), and Strategic Advisory services. All services are regulated by ACPR and accessed through a single secure login protected by OTP verification and optional 2FA.

Differentiator

Problem solved

Functional benefit

Products and services

• Heuro SAS Digital Banking Platform A secure French banking platform providing accounts, payments, deposits, lending, and investment access through a 24/7 client portal protected by OTP and optional 2FA, targeted at internationally active individuals, businesses, and institutions.
• Digital Payments Service enabling users to send, receive, and track payments from a single secure client portal, with every balance-deducting transaction requiring OTP verification.
• Lending Solutions
• Savings & Deposits
• Global Transfers
• Multi-Currency Accounts
• Investment Centre
• Corporate Banking Services
• Wealth Management
• Strategic Advisory

Quantifiable outcome

• 24/7 online banking access with human support during Paris business hours
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• EU-Regulated Financial InstitutionscoreOthersClient funds are held according to prudent banking standards with EU-regulated institutions. While specific institution names are not disclosed, the company maintains relationships with regulated EU financial entities for fund custody and operational banking services, ensuring client funds are protected under EU banking standards.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/IAMSUUZ
• Facebookfacebook.com/suuzjewelry
• LinkedInlinkedin.com/company/suuz

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SUUZ