Three Farm Financial

What Three Farm Financial does

Three Farm Financial, Inc. (3F) operates in the U.S. captive insurance services market under the trade name 3F Captive Services. The firm provides captive insurance formation, management, and advisory services to business owners who seek to establish and own their own insurance company — a structure distinct from traditional commercial insurance and from group workers' compensation captives. The core offering centers on three pillars: full ownership and control of the captive entity, retained premiums (the insured keeps profits after claims and losses), and supplemental coverage that fills gaps left by traditional policies. Customers can customize coverage terms and, over time, distribute accumulated dividends to owners or beneficiaries.

The firm's go-to-market is a high-touch, consultative B2B sales motion targeting business owners across several verticals: homebuilders and construction firms managing subcontractor and job-site risk; cosmetic surgery centers seeking coverage for high-value, high-exposure medical procedures; schools requiring FERPA-aligned cyber insurance; and family-owned businesses planning succession and ownership transitions. Distribution is primarily direct — via website contact forms and consultation — supplemented by a content marketing engine (blog, LinkedIn, Facebook, Instagram, YouTube) that publishes vertical-specific educational articles. Pricing is not publicly disclosed; engagements are quote-based and typically structured as multi-year contracts given the multi-year nature of captive structures.

The firm is a privately held U.S. entity headquartered in Incline Village, Nevada. The source data discloses no proprietary technology platform, no AI capabilities, no headcount, no revenue figures, no funding history, and no founding date. There are no disclosed partnerships, certifications, patents, or awards. Operating scale is therefore indeterminate from public information; the brand and content presence suggest an active, going-concern operation, but quantitative scale and growth metrics are unavailable.

Name

Three Farm Financial

Legal name

3F Captive Services

Website

https://threefarmfinancial.com

Company type

Private

Operating status

Operating

Short description

Three Farm Financial operates as 3F Captive Services, a U.S. B2B advisory firm that helps business owners form, own, and manage their own captive insurance companies across verticals including construction, healthcare, education, and family-owned businesses.

Ownership category

akta.pro rank

Headquarters

HQ city

Incline Village

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Captive Insurance Management Services: The company provides captive insurance formation, management, and advisory services. Revenue appears to be generated through service fees associated with establishing and managing captive insurance structures for business clients. Business owners pay for the expertise and infrastructure to own and operate their own captive insurance company.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Three Farm Financial, operating as 3F Captive Services, helps business owners establish and own their own captive insurance companies outright. The service delivers tailor-made insurance coverage with retained premiums after claims and losses, customized policies, and supplemental coverage that fills gaps in traditional commercial insurance. Offerings span consulting, formation, and ongoing management of captive insurance structures for businesses across healthcare, construction, education, and family-owned business segments.

Product overview

3F Captive Services is a single, unified captive insurance service offering. The company provides a consultative captive insurance solution that enables business owners to establish and own their own captive insurance company 100%. The core service centers on three key pillars: Ownership & Control (where clients own the captive outright and retain premiums after claims), Financial Empowerment (customized policies with dividend distribution flexibility), and Supplemental Coverage (filling gaps that traditional insurance does not cover). The service is designed for businesses across multiple industries including homebuilders, healthcare/cosmetic surgery centers, contractors, and education.

Differentiator

Problem solved

Functional benefit

Products and services

• 3F Captive Services Captive insurance solutions that allow businesses to own their own insurance company outright, customize coverage terms, retain premiums after claims and losses, and receive accumulated dividends. The service provides supplemental coverage that works alongside existing policies to fill gaps in traditional insurance. Designed for business owners across industries including homebuilders, cosmetic surgery centers, schools, contractors, and family-owned businesses.

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves2 records

Expansion highlights3 records

Market position

Weaknesses4 records

Competitive moat2 records

Customer concentration

• YouTubeyoutube.com/@3FCaptiveServices
• Facebookfacebook.com/3fcaptiveservices
• LinkedInlinkedin.com/company/82284281
• Instagraminstagram.com/3fcaptiveservices

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Three Farm Financial