What viadico does

viadico GmbH is a manufacturer-independent (herstellerunabhängiges) consulting and services firm dedicated to the German-speaking insurance industry, headquartered in Filderstadt, Baden-Württemberg, with additional offices in Herzogenrath (North Rhine-Westphalia) and Munich (Bavaria). The company traces its origins to P.A.D. Consulting GmbH (1992) and Finincon GmbH (2001), which merged with InsCSGroup AG in 2007 to form today's entity. Its service portfolio spans actuarial consulting, business analysis, migration, test management, IT services, output management, project management, process management, data science/AI, and occupational pension (bAV) administration. Services are delivered on-site at insurance clients, remotely, or from viadico's offices, targeting enterprise insurers, pension funds, and related IT-services subsidiaries across the DACH region (Germany, Austria, Liechtenstein, Switzerland).

The company's underlying technology stack combines deep insurance-domain expertise with multi-vendor platform breadth. Proprietary software products include Pensionszusagenverwaltung (automated administration of complex employer pension commitments), KollektivvertragsVerwaltung (KVV, digitization of collective bAV framework contracts), and Anspruchsrechner (mass-processing of employer notifications, producing GEVO order lists for policy administration). The firm delivers solutions across BPM platforms (Camunda, SoftProject, Signavio, BOC-Group, Pega), RPA tools (UiPath, Blue Prism, Microsoft Power Automate), Microsoft Power Platform (Power Apps, Power BI, Power Pages, Power Virtual Agents, Dataverse), and Data Science toolkits (Python, R, SQL). Recent AI features include LLM-plus-vector-database chatbots for defect management, machine learning clustering for portfolio migrations, and integration with Germany's Digital Pension Overview (ZfDR) platform.

Revenue is generated through negotiated, multi-year professional services engagements (resource augmentation and project teams) priced per project. The firm counts over 30 named enterprise insurance clients including ERGO Group, Generali Deutschland, Zurich Deutscher Herold, AXA Lebensversicherung, HDI-Gerling, R+V Versicherung, Wüstenrot & Württembergische, Versicherungskammer Bayern, and Sparkassen Pensionskasse, alongside IT-services subsidiaries such as ITERGO and SV Informatik. Headcount stands at 70+ specialists (up from 60+ in 2023), more than one-third being aspiring or qualified actuaries (DAV). The company holds no patents and discloses no external funding, with ownership retained internally including an employee participation scheme, and management consisting of Geschäftsführer Martin Schriefer (Sales) and Dariush Sadeghi-Yam (Finance/Controlling).

Name

viadico

Legal name

viadico GmbH

Website

https://viadico.com

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

11–50 employees

Short description

viadico GmbH is a manufacturer-independent German IT consultancy serving insurance companies across the DACH region with actuarial, IT, migration, process-automation, and bAV administration services, supported by three proprietary software modules and a 70-plus specialist team.

Ownership category

akta.pro rank

Product category

Insurance IT Consulting

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Other Insurance Related Activities (52429)

SIC

Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK)

akta.pro secondary industries

Insurance Claims Intake & FNOL Support (BPAAAFAA), Compliance, Reporting & Regulatory Administration (ERISA/ACA/No Surprises) (HLAEALAJ)

Keywords

• Insurance consulting services
• Actuarial consulting
• Company pension consulting
• Insurance IT services
• Portfolio migration services

Headquarters

HQ city

Filderstadt

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Insurance Consulting Services: Professional consulting services provided to insurance companies, encompassing actuarial consulting, business analysis, IT/software development, process management, test services, output management, data science/KI, migration, project management, and occupational pension (bAV) administration. Services are delivered through project-based engagements, either as resource augmentation or as standalone consulting teams, with consultants working on-site at client locations, remotely, or from viadico's own offices.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

viadico is a manufacturer-independent consulting and services company for the insurance industry. It provides actuarial consulting, business analysis, IT/software development, process management, testing, output management, data science/AI, migration, project management, and occupational pension (bAV) administration services to insurance companies in the DACH region. The company also develops proprietary software solutions including Pensionszusagenverwaltung, KollektivVertragsVerwaltung, and Anspruchsrechner for insurance-specific administration tasks.

Product overview

viadico is a manufacturer-independent consulting and service company for the insurance industry offering a comprehensive portfolio of consulting services organized into core service areas: Aktuarielle Beratung (actuarial consulting), Business Analyse (business analysis), Betriebliche Altersversorgung (company pension schemes), Migration, Bestandsbereinigung (portfolio cleanup), Test, IT-Services, Output Management, Projektmanagement (project management), Prozessmanagement (process management), and Data Science/KI (Data Science/AI). Within Betriebliche Altersversorgung, viadico offers three specialized software products: Pensionszusagenverwaltung (pension commitments administration) for efficient administration of employer pension commitments, KollektivVertragsVerwaltung (KVV) for digitizing collective framework contract administration, and Anspruchsrechner (benefit calculator) for automated mass processing of employer notifications. The company operates from three German locations (Filderstadt, Herzogenrath, Munich) and serves insurance companies in Germany, Austria, Liechtenstein, and Switzerland.

Differentiator

Problem solved

Functional benefit

Products and services

• Aktuarielle Beratung (Actuarial Consulting) Actuarial consulting services covering product analysis, business processes, product adjustments and development, surplus declaration, insurance-technical testing, error analysis, portfolio monitoring, customer information, profitability investigations, technical accounting, balance sheet topics, reinsurance, supervisory matters, Solvency II, capital and risk management, modeling, and approval procedures. Targeted at insurance companies and pension funds.
• Business Analyse (Business Analysis) Business analysis consulting for insurance companies including requirement analysis, product innovation evaluation, specialist concepts, portfolio management and modernization, system and process understanding, integration and connection of cross-sectional systems, communication with software suppliers, and large-scale project expertise. Targeted at insurance companies.
• Betriebliche Altersversorgung (bAV) Consulting Company pension scheme consulting covering all implementation paths (Pensionskasse, Pensionsfonds, Direktversicherung, Unterstützungskasse), insurance mathematics, specialist and technical questions, system introduction, congruence of commitments with individual contracts, employer notifications, process management, and error management. Targeted at bAV providers and life insurance companies.
• Pensionszusagenverwaltung (Pension Commitments Administration) Software solution enabling efficient and automated administration of complex employer pension commitments. Manages bundled commitments, generates order lists for portfolio management systems, and supports all bAV implementation paths (Durchführungswege) with a flexible rules engine for specific requirements. Includes integration with calculation engines (IPM, VSE), follow-up systems (FS-CD), and partner systems. Targeted at insurance companies and pension funds.
• KollektivVertragsVerwaltung (KVV) Software solution for digitizing and simplifying the legal administration of collective framework contracts in company pension schemes. Closes gaps in portfolio management systems with efficient application, supports interfaces to portfolio management, downstream systems, portals, and consulting software. Includes management, information retrieval, adaptation, output management, contract generator, action control, historization, interfaces, portals/apps integration, and automation via BPMN 2.0. Optional cloud deployment available. Targeted at insurance companies and pension funds.
• Anspruchsrechner (Claims Calculator) Central application for efficient, automated mass processing of employer notifications in company pension schemes. Matches employer notifications with existing data, recalculates relevant contract data, and creates GEVO order lists for portfolio management. Supports integration with process engines (Camunda, X4) for automated GEVO processing. Targeted at insurance companies and pension funds.
• Migration Services Migration consulting services for insurance companies including portfolio migration, collective contract administration migration, commitment administration migration, partner system migration, document management migration, collection/disbursement migration, and cloud migration. Targeted at insurance companies undergoing system transitions.
• Bestandsbereinigung (Portfolio Cleanup) Systematic identification and correction of erroneous contracts in insurance portfolios. Services include error identification, elimination of malfunctioning system processes, systematic portfolio correction, establishment of control mechanisms, and use of statistical methods for portfolio quality assessment. Targeted at insurance companies with legacy portfolio data quality issues.
• Test Services Professional test management, targeted test automation, and insurance-specific expertise. Services include test support (analysis, actuarial tests, business transaction tests, interface tests), test management, test automation (using Selenium, ATE, BTL), and quality management for insurance systems. Targeted at insurance companies running system changes and migrations.
• IT-Services Tailored IT solutions for insurers including application development, insurance technology, business process integration, system gap solutions, innovative insurance technology (calculation cores), IT building blocks for individual processes (production data analysis, archiving, document management, historicized data storage, graphical data presentation), and bAV solutions. Targeted at insurance companies seeking bespoke IT development.
• Output Management Strategic output management consulting including strategy and target vision development, process analysis and optimization, system selection, component and system integration, project management and implementation, test and quality management, operational support and application management, and change management and training. Targeted at insurance companies managing customer documents and correspondence.
• Projektmanagement (Project Management) Project management consulting specialized for insurance environments. Services include project leadership, sub-project leadership, migration management, process leadership, and project management solutions including introduction of commitment administration, complete insurance portfolio migration, and process optimization. Targeted at insurance companies executing complex transformation projects.
• Prozessmanagement (Process Management) Process management consulting for efficient business processes including process analysis, tailored concept development, Business Process Management platform implementation (Camunda, Softproject), RPA automation (UiPath, Blue Prism, Microsoft Power Automate), Microsoft 365/Power Platform solutions, and digitalization tools for seamless automation and maximum straight-through processing. Targeted at insurance companies seeking process automation.
• Data Science / KI (Data Science & AI) Data Science and AI consulting services for insurance companies including individual consulting, AI workshops, solution development, Data Science implementation, data protection and compliance, and knowledge transfer. Capabilities include chatbots based on LLMs and vector databases, semantic search, machine learning for portfolio clustering, and connection to the Digital Rentenübersicht (ZfDR) initiative. Targeted at insurance companies seeking AI/ML-driven insights.

Quantifiable outcome

• Automated business process management through software robotics (RPA) at a German life insurer
• +2 more outcomes

Named customers30 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration37 records

AI capability12 records

Feature5 records

Partnerships

Nine partnerships are on record, tiered minor and core.

• Hochschule für Technik Stuttgart (HFT Stuttgart)minorOthersAcademic cooperation with HFT Stuttgart (University of Applied Sciences). viadico collaborates with the university as part of its university partnerships program, supporting the connection between academic studies and practical consulting experience.
• Initiative Fit for TUMorrowminorOthersviadico participates in the Initiative Fit for TUMorrow at the Technical University of Munich (TUM), a career platform connecting students with companies in the finance and mathematics sectors. viadico has a stand at the annual Fit for TUMorrow Day career event.
• Studium und Praxis e.V. (SUP)minorOthersviadico is a sponsoring member (Fördermitglied) of Studium und Praxis e.V., an association that connects students with companies for internships and practical experience. viadico has a stand at the WiMa-Kongress Ulm career fair organized by the association.
• Deutsche Aktuarvereinigung e.V. (DAV)coreOthersProfessional membership in the German Actuarial Association (DAV). viadico's team includes qualified actuaries (DAV), and the company is actively involved in DAV working groups including the Actuarial Data Science specialist group. This membership is a core element of viadico's actuarial credibility and market positioning.
• Institut der versicherungsmathematischen Sachverständigen für Altersversorgung e.V.coreOthersProfessional membership in the Institute of Insurance Mathematical Experts for Pension Provision (IVS). Reinforces viadico's actuarial and occupational pension consulting credentials in the German insurance market.
• Arbeitsgemeinschaft für betriebliche Altersversorgung e.V. (aba)coreOthersProfessional membership in the Working Group for Occupational Pension Provision (aba). A key professional association in the German bAV market, supporting viadico's positioning as a leading bAV consulting firm.
• Vereinigung der Versicherungs-Betriebswirte e.V. (VVB)minorOthersProfessional membership in the Association of Insurance Business Economists (VVB), supporting professional development and industry connections in the insurance sector.
• GPM Deutsche Gesellschaft für Projektmanagement e.V.minorOthersProfessional membership in the German Project Management Association (GPM). viadico's CEO Martin Schriefer has been a member since 2001. Supports viadico's project management expertise and credentials in delivering consulting projects for insurance clients.
• Gesellschaft für Organisation e.V. (GFO)minorOthersProfessional membership in the Society for Organization (GFO), which focuses on organizational development, business process management, and process optimization. Supports viadico's process management consulting services for insurance companies.

Scale indicators5 records

Recent moves10 records

Expansion highlights5 records

Broad incumbents

• T-Systems: T-Systems (Deutsche Telekom subsidiary) is a major ICT provider for European insurance and financial services, including system integration, cloud, and SAP-based insurance solutions. Comparable to viadico in addressing insurance IT transformation but at enterprise scale with broader portfolio.
• Accenture: Accenture operates a global Insurance industry practice delivering consulting, technology, and operations services across life, health, and P&C carriers. Overlaps with viadico on core transformation and actuarial services but at vastly greater scale and breadth.
• Sopra Steria: Sopra Steria is a large European IT services group with a substantial insurance industry practice delivering core system implementations, digital transformation, and IT outsourcing for carriers. It covers the same space as viadico but at far greater scale and with broader geographic reach.
• Capgemini: Capgemini is a global IT services and consulting firm with a dedicated insurance practice (Capgemini Invent, Financial Services) offering actuarial, digital, and core platform services to insurers. Significantly larger than viadico and competes primarily on tier-1 transformation programs.
• Deloitte: Deloitte's Financial Services / Insurance practice provides actuarial, risk & regulatory, and technology consulting to major insurers globally. It overlaps with viadico in actuarial transformation and Solvency II work but as part of a much broader assurance/advisory/consulting portfolio.

Direct peers

• adesso: adesso SE is a Germany-headquartered IT consulting firm with a dedicated insurance line of business, providing software development, core system implementation, and business process consulting for insurers. Slightly larger than viadico, it overlaps heavily in customer base and service portfolio.
• Senacor Technologies: Senacor is a German IT consultancy serving European banks, insurers, and automotive clients with digital transformation, core banking/insurance systems, and data analytics. Comparable to viadico in scale, with overlapping insurance practice and actuarial-adjacent capabilities.
• msg: msg is a German-based IT consulting and software group with a large insurance industry practice (msg life, msg insur:it), delivering core systems, migration, and actuarial services to insurers and pension funds. It is the most directly comparable peer to viadico, with similar DACH focus, vendor independence, and proprietary insurance software products.
• PPI AG: PPI AG is a Hamburg-based consulting firm specializing in IT services for insurance companies, including policy administration, claims, and digital transformation. It is a direct peer with overlapping customer base (German insurers, pension funds) and a similar actuarial-plus-IT positioning.
• hsp GmbH (Hannover): hsp GmbH is a German insurance software vendor and IT services firm specializing in property & casualty insurance. It overlaps with viadico in core system implementation, migration, and actuarial-adjacent insurance consulting, primarily serving the German market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCmK5cKByhCEKp8LVHYL3rMg

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about viadico