Superintedencia de Insolvencia y Reemprendimiento

What Superintedencia de Insolvencia y Reemprendimiento does

Superintendencia de Insolvencia y Reemprendimiento (SUPERIR) is a Chilean public service agency established in 2014 under Law 20.720 to oversee insolvency and business re-entrepreneurship procedures nationwide. The agency serves Chilean citizens, debtors, creditors, insolvency trustees, and companies navigating reorganization or liquidation proceedings, operating across all 16 regions of Chile. Its core functions include supervising insolvency trustees (veedores, liquidadores, martilleros), administering the public insolvency registry (Boletín Concursal), and facilitating both judicial reorganization and liquidation procedures for businesses and individuals.

The agency's operational technology centers on two digital platforms: Mi Superir, a citizen-facing platform for procedural management, and Boletín Concursal, the public insolvency registry providing searchable records of insolvency proceedings. These platforms were formalized and expanded as part of the 2023 modernization under Law 21.563, which also introduced simplified insolvency procedures for previously underserved segments, including micro and small enterprises (MIPEs) and honorarium invoice debtors.

SUPERIR's business model is non-commercial: it is funded through Chile's national budget as a servicio público rather than through fees or transaction-based revenue. The agency does not sell products or services but provides statutory regulatory oversight, procedural administration, and public registry access. Recent strategic activity has focused on inter-agency partnerships (with SERNAC for consumer protection and ChileSertur for tourism-sector insolvency) and on broadening the procedural framework to increase access to formal insolvency mechanisms across diverse debtor categories.

Name

Superintedencia de Insolvencia y Reemprendimiento

Legal name

Superintendencia de Insolvencia y Reemprendimiento

Website

https://superir.gob.cl

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

101–250 employees

Short description

SUPERIR is Chile's national public agency regulating insolvency and business re-entrepreneurship, supervising insolvency trustees, administering the public Boletín Concursal registry, and serving debtors, creditors, and citizens across all 16 regions.

Ownership category

akta.pro rank

Product category

Insolvency Regulation and Administration

NAICS

Executive, Legislative, and Other General Government Support (921), Public Administration (92), Collection Agencies (561440)

SIC

Federal & Federally-Sponsored Credit Agencies (6111), Services-Consumer Credit Reporting, Collection Agencies (7320), Finance Services (6199)

akta.pro industry

PRIMARYFSAEAFAI

Collections & Creditor Negotiation Support (Debtor-Side)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Credit & Debt Advisory (Restructuring, Counseling & Settlement)

SECONDARYFSAEAFAB

Debt Management Plans (DMP) Administration

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Credit & Debt Advisory (Restructuring, Counseling & Settlement)

SECONDARYFSAKAIAD

Multi-Loan / Multi-Creditor Consolidation Loans

Financial & Insurance/Lending & Consumer Finance/Debt Consolidation & Refinancing

SECONDARYBPADAOAH

Debt Relief, Restructuring & Sovereign Financing Support

Business & Public Services/International Organizations & Development/Donor Coordination, Grantmaking & Development Finance Programs

Keywords

• Insolvency regulation
• Debt renegotiation
• Business liquidation
• Reorganization procedures
• Bankruptcy supervision

Headquarters

HQ city

Santiago

HQ country

Chile

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Government fiscal allocation: As a Chilean public service (servicio público), Superir is funded through the national government's fiscal budget. It does not charge citizens for its regulatory or administrative services. The renegotiation procedure for individuals is explicitly free.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Superir regulates, supervises, and facilitates Chile's insolvency framework under Law No. 20.720 (modernized by Law No. 21.563 in 2023). It administers free administrative debt renegotiation for individual debtors and judicial reorganization and liquidation procedures for business debtors, while supervising private insolvency administrators (veedores) and publishing procedural notices through the Boletín Concursal platform.

Product overview

The Superintendent provides a unified regulatory and procedural infrastructure under Ley N° 20.720 (modernized by Ley N° 21.563 in 2023). The ecosystem consists of the web-based Boletín Concursal system for publishing procedures and auctions, the authenticated Portal Mi Superir for debtors to initiate renegotiation, and the Portal Sujetos Fiscalizados for supervised entities. The institution administers three core judicial and administrative procedures: Renegociación for indebted persons, Reorganización for viable companies, and Liquidación for both. Supporting services include a digital library of legislation and rulings, auction advertising, an insolvency economic advisory service, and regional offices.

Differentiator

Problem solved

Functional benefit

Products and services

• Boletín Concursal

Quantifiable outcome

• The 2023 Law 21.563 created simplified procedures for micro and small enterprises, and introduced renegotiation for honorarium invoice issuers, expanding access to insolvency mechanisms.

Named customers6 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• ChileSertur (Asociación Gremial de Mipymes y Profesionales del Turismo de Chile)coreStrategic or Co-development Partner · 1 January 2024A collaboration agreement signed in 2024 between Superir and ChileSertur, a national guild association representing micro, small, and medium enterprises and professionals in Chile's tourism sector. The partnership aims to promote diffusion of insolvency law (Ley 20.720) and develop joint training actions directed at tourism actors nationwide. Both institutions committed to bringing insolvency information and guidance to tourism service providers facing financial difficulties.
• SERNAC (Servicio Nacional del Consumidor)minorStrategic or Co-development PartnerCollaborative training initiative with SERNAC to provide joint capacity-building sessions for municipal officials on consumer protection and insolvency matters. Superir staff (Marco Lagos) and SERNAC representatives (Agustín Aguilar) jointly delivered educational sessions on financial rights, debt renegotiation, and insolvency procedures.
• Ministerio de Economía, Fomento y TurismocoreOthersSuperir relates to the President of the Republic through the Ministry of Economy, Development, and Tourism (Ministerio de Economía, Fomento y Turismo). This is the line ministry relationship defined by Law 20.720.
• Contraloría General de la RepúblicacoreOthersSuperir's annual Cuenta Pública Participativa (Participatory Public Accountability Report) is held at the facilities of the Contraloría General de la República (Chile's Supreme Audit Institution), as noted in the 2026 Cuenta Pública announcement.
• Gobierno de Chile (Chilean Government Ecosystem)coreOthersSuperir operates as part of the Chilean government's integrated service ecosystem, with integration through ChileAtiende, Portal de Transparencia, Clave Única authentication, and various inter-institutional coordination mechanisms.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Regional players

• Banca del Lavoro — Fondo di Garanzia (Italy): Italian government-backed body providing insolvency and credit protection mechanisms, particularly for employees of insolvent firms. Comparable in the public-sector provision of debt-relief guarantees and credit protection infrastructure.
• Superintendencia Nacional de Banca y Seguros (Peru): Peru's financial system superintendent and a regional reference point for cross-border insolvency and credit bureau supervision. Comparable as a Latin American statutory regulatory body operating in adjacent supervisory domains.
• Conselho Nacional de Justiça — Comitê Gestor do Processo Judicial Eletrônico (Brazil): Brazil's judicial council administering electronic insolvency procedures including the SERASAJUD and Processo Judicial Eletrônico infrastructure. Comparable in the regional digitization of insolvency processes and cross-agency procedural integration.

Direct peers

• Servicio de Concursos Mercantiles (Mexico): Mexico's federal insolvency administration body handling commercial bankruptcy reorganization and liquidation through federal courts. Comparable as a Latin American statutory insolvency administrator with analogous judicial-procedure oversight responsibilities.
• Superintendencia de Sociedades: Colombia's insolvency and corporate supervision authority with analogous statutory authority over reorganization, liquidation, and creditor negotiation procedures. Directly comparable as a regional government superintendent with regulatory, supervisory, and procedural-facilitation functions paralleling Superir's mandate.
• Instituto Nacional de Concursal (Spain): Spain's national insolvency administration body under the Ministry of Justice. Operates similar functions of procedural registry, debtor qualification, and oversight of insolvency administrators — directly comparable in scope and statutory structure to Superir.

Broad incumbents

• Superintendencia de Bancos e Instituciones Financieras (Chile): Chile's financial sector superintendent, fellow state regulatory agency under a parallel ministerial relationship. Comparable as a domestic Chilean government regulatory body with overlapping supervision of debt-related financial activity.
• The Insolvency Service (UK): UK government agency responsible for administering insolvency and redundancy regimes. Comparable as a statutory national insolvency administrator operating outside the courts for personal debt relief cases — directly analogous to Superir's renegotiation track.
• INDECOPI: Peru's multi-purpose competition and consumer protection authority that also oversees insolvency procedures. Broader scope than Superir but comparable in the regional regulatory supervision function over commercial reorganization and liquidation tracks.

Others

• World Bank — Doing Business / B-READY Insolvency Module: International benchmarking body that evaluates national insolvency frameworks including Chile's. Comparable not as a peer operator but as the principal external reference framework whose indicators shape Superir's modernization priorities and political accountability.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/superir_gob
• Facebookfacebook.com/superir.gob.cl
• Instagraminstagram.com/superir_gob
• LinkedInlinkedin.com/company/superintendencia

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Superintedencia de Insolvencia y Reemprendimiento