Fidinda

What Fidinda does

Fidinda Financiële Zorg Groep B.V. is a Netherlands-based private financial wellness and care services provider, formed in 2019 through the merger of three Dutch guardianship firms — Heijne Bewindvoering, Verkerk & Vos Bewindvoeringen, and Bewindvoering Oosterhout. The company delivers court-supervised and contractual protection services to Dutch adults who cannot independently manage their financial affairs or care decisions due to mental or physical limitations, debt, or complexity of regulations. Its service portfolio spans eight core product lines: Beschermingsbewind (court-ordered financial administration), Mentorschap (care welfare representation), Curatele (full curatorship), Schuldhulpverlening (debt assistance), WSNP/Schuldsaneringen (statutory debt restructuring), Inkomensbeheer (contractual income management in three tiers), Nalatenschap (estate settlement), and Levenstestament (living will supervision). Fidinda also serves professional care providers (zorgverleners) and municipalities through formal convenanten governing referral and quality standards.

The underlying technology consists of a client dossier management system fronted by an online client portal (Mijndossier) providing secure access to personal data, documents, and communications, complemented by an online identity verification module (Klantenloket). Internal accounting controls are subject to annual external accountant review. The firm operates physical offices across four Dutch provinces — Noord-Holland, Utrecht, Zuid-Holland, and Noord-Brabant — with confirmed locations in Sliedrecht, Oosterhout, Katwijk aan Zee, and Heerhugowaard.

Fidinda's revenue model is built on recurring subscription-style monthly fees tied to active guardianship, mentorship, curatorship, and income management cases, supplemented by professional services fees for estate and living-will work. Welfare-level clients are fully reimbursed by Dutch municipalities via "bijzondere bijstand," creating a public-funding payment rail co-mingled with private-pay revenue from above-welfare clients. Client acquisition occurs almost exclusively through institutional referrals — courts, municipalities, social services, care institutions, family members, and the Public Ministry — rather than direct consumer marketing; supporting distribution channels include downloadable service brochures, email newsletters, organic Facebook and LinkedIn presence, and direct field-led service delivery across regional offices.

Name

Fidinda

Legal name

Fidinda Financiële Zorg Groep B.V.

Website

https://fidindagroep.nl

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

51–100 employees

Short description

Fidinda is a Netherlands-based private financial care provider offering court-supervised protective guardianship, mentorship, curatorship, debt restructuring, income management, and estate services to Dutch adults unable to manage their own affairs, with municipal reimbursement for welfare-level clients across four provinces.

Ownership category

akta.pro rank

Product category

Financial Care and Guardianship Services

NAICS

Trusts, Estates, and Agency Accounts (52592), Services for the Elderly and Persons with Disabilities (624120)

SIC

Services-Social Services (8300)

akta.pro primary industry

Guardianship & Conservatorship Services (FSAAANAG)

akta.pro secondary industries

Trust Administration & Fiduciary Accounting Services (FSAAANAF), Guardianship, Conservatorship & Fiduciary Care Management Coordination (HLADALAH), Guardianship, Conservatorship & Special Needs Trust Services (FSAEAKAG), Third-Party Administrator (TPA) & Program Administrator Services (FSAJALAF)

Keywords

• Financial guardianship services
• Debt restructuring assistance
• Estate planning services
• Income management services
• Protective administration services

Headquarters

HQ city

Noordwijk

HQ country

Netherlands

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Protective Guardianship (Beschermingsbewind) fees: Fees for court-appointed financial administration services. For clients on welfare benefit level (bijstandsniveau), costs are fully reimbursed through municipal special assistance (bijzondere bijstand). Clients above welfare level may pay a portion themselves. Costs cover intake, monthly management, and one-time closing fees.
2. Mentorship (Mentorschap) fees: Fees for court-appointed mentorship services covering care and well-being matters. Reimbursement via municipal special assistance for welfare-level clients.
3. Curatorship (Curatele) fees: Fees for court-appointed curatorship covering both financial and personal care decisions.
4. Income Management (Inkomensbeheer) fees: Fees for contracted financial management services. Clients sign a management agreement and pay a management account fee. Three contract tiers available: uitgebreid (comprehensive), basis (basic), and zakelijk (business). Includes one-time intake, monthly, and closing fees.
5. Debt Assistance (Schuldhulpverlening, Schuldsaneringen, WSNP) fees: Fees for debt counselling and the statutory debt restructuring programme (Wsnp). Clients undergo a court-supervised process managed by a professional administrator.
6. Estate & Life Planning (Nalatenschap, Levenstestament) services: Fees for testamentary services, estate settlement, and oversight of life testaments (levens testament) including care and financial proxies.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Fidinda provides court-ordered and contractual financial care and protection services in the Netherlands, including Beschermingsbewind (protective administration), Mentorschap (mentorship), Curatele (curatorship), Inkomensbeheer (income management), Schuldhulpverlening (debt assistance), WSNP/Schuldsaneringen (statutory debt restructuring), Nalatenschap (estate settlement), and Levenstestament (living will) oversight. The organization delivers these services to vulnerable Dutch adults and professional care providers, supported by an online client portal (Mijndossier) and Klantenloket for identity verification.

Product overview

Fidinda is a financial care organization offering a comprehensive suite of court-ordered and contractual protection services. The core portfolio includes Beschermingsbewind (protective administration) for court-supervised financial management, Inkomensbeheer (income management) for contractual financial oversight, Mentorschap (mentorship) for care welfare matters, Curatele (curatorship) for comprehensive legal protection, Schuldhulpverlening (debt assistance), and WSNP/Schuldsaneringen (legal debt restructuring). Additional services include Nalatenschap (inheritance/estate settlement) and Levenstestament (living will) with professional supervision. Fidinda serves both private individuals and professionals/caregivers, operating across multiple Dutch provinces with a focus on transparent, reliable, and personalized financial care. The organization resulted from a merger of Heijne Bewindvoering, Verkerk & Vos Bewindvoeringen, and Bewindvoering Oosterhout.

Differentiator

Problem solved

Functional benefit

Products and services

• Beschermingsbewind (Protective Administration) Court-ordered financial management service for individuals unable to manage their own finances due to physical or mental limitations, providing protection through managed accounts and regular oversight.
• Inkomensbeheer (Income Management) Contractual income management service where clients retain responsibility for their own finances while receiving administrative support, available in extensive (uitgebreid), basic (basis), and business (zakelijk) variants.
• Mentorschap (Mentorship) Court-ordered care welfare management service for individuals with mental or physical limitations, focusing on wellbeing and ensuring appropriate care and support are received.
• Curatele (Curatorship) A comprehensive legal protection measure where a curator takes over both financial and personal affairs for individuals deemed unable to manage independently.
• Schuldhulpverlening (Debt Assistance) Professional support service helping individuals manage and reduce debts through payment arrangements and debt restructuring solutions.
• Nalatenschap (Inheritance / Estate Settlement) Services covering testament handling and inheritance settlement, including assistance with wills and estate administration for individuals and professionals.
• Levenstestament (Living Will) Service providing a proxy for healthcare and/or financial decisions, including professional supervision of living will execution.
• WSNP / Schuldsaneringen (Statutory Debt Restructuring) Legal debt restructuring program (Wet Schuldsanering Natuurlijke Personen) leading individuals toward a debt-free future through a court-supervised process managed by a professional administrator.
• Cliëntenportaal (Client Portal)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

14 partnerships are on record, tiered minor and core.

• HorusminorStrategic or Co-development PartnerA mentorship organization based in Utrecht. Fidinda lists Horus as a partner organization on its Samenwerkingen page, indicating a cooperative working relationship in the field of mentorship and care.
• Gemeente AmsterdamcoreStrategic or Co-development PartnerA quality covenant (Convenant kwaliteit beschermingsbewind) between Fidinda and the municipality of Amsterdam governing standards for protective guardianship services provided to Amsterdam residents.
• Gemeente HoorncoreStrategic or Co-development PartnerA cooperation covenant (Convenant Samenwerking bewindvoerders en mentoren) between Fidinda and the municipality of Hoorn for the joint provision of guardianship and mentorship services to Hoorn residents.
• Gemeente ZaanstadcoreStrategic or Co-development PartnerA cooperation covenant (Convenant Bewindvoering op de Kaart) between Fidinda and the municipality of Zaanstad for the provision of guardianship services to Zaanstad residents.
• Gemeente RotterdamcoreStrategic or Co-development PartnerA cooperation covenant (Convenant samenwerking rond Beschermingsbewind) between Fidinda and the municipality of Rotterdam governing guardianship services for Rotterdam residents.
• Gemeente Den HaagcoreStrategic or Co-development PartnerA cooperation covenant (Convenant Beschermingsbewind) between Fidinda and the municipality of Den Haag (The Hague) for the provision of protective guardianship services to Den Haag residents.
• Lokale alliantie Financieel Veilig Ouder Worden (Alkmaar en Dijk en Waard)minorStrategic or Co-development PartnerA local alliance focused on financially safe aging, involving the municipalities of Alkmaar and Dijk en Waard, in which Fidinda participates.
• Lokale alliantie Zaanstreek-WaterlandminorStrategic or Co-development PartnerA local alliance focused on financial safety and elderly protection in the Zaanstreek-Waterland region, with Fidinda as a partner.
• Stroomopwaarts MVSminorStrategic or Co-development PartnerA cooperation covenant (Convenant samenwerking bewindvoerders) between Fidinda and Stroomopwaarts MVS, a social services organization.
• SUN DrechtstedenminorStrategic or Co-development PartnerConvenant with Stichting Urgente Noden (SUN) Drechtsteden, an organization addressing urgent financial needs, in which Fidinda participates.
• Startpunt Geldzaken (Gemeente Leiden)minorStrategic or Co-development PartnerA local initiative by the municipality of Leiden focused on financial literacy and money management, in which Fidinda participates.
• i-executeurminorStrategic or Co-development PartnerA national organization for estate executors (executeurs), with which Fidinda cooperates on estate settlement matters.
• NOVEX organisatie voor executeursminorStrategic or Co-development PartnerA national organization for estate executors, with which Fidinda cooperates on estate and testament-related matters.
• De KoepelminorStrategic or Co-development PartnerListed as a partner on Fidinda's cooperation page under the Geldzaken section. De Koepel is a Dutch umbrella organization for social services.

Scale indicators2 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Stichting Lumen: Dutch foundation providing bewindvoering and mentorschap services. Operates with a similar court-supervised fiduciary model and serves comparable vulnerable adult populations.
• Stichting Mens en Maatschappij: A Dutch social services organization providing guardianship (bewindvoering), mentorship (mentorschap), and curatorship services. Direct competitor to Fidinda's core protective administration and mentorship offerings across Dutch provinces.
• Albatroz Bewindvoering: Dutch professional guardianship and income management firm offering beschermingsbewind and inkomensbeheer. Directly comparable service portfolio and target client base to Fidinda.
• SALAR Groep: Dutch provider of financial care and guardianship services (bewindvoering, inkomensbeheer, schuldhulpverlening). Directly comparable to Fidinda's core financial administration and debt assistance offerings.

Emerging players

• Per Saldo: Dutch association supporting personal budget (PGB) administration for care recipients. Tangentially comparable to Fidinda's income management and financial administration services for vulnerable populations.

Others

• KBvG (Kwaliteitskeurmerk Bewindvoerders en Curatoren): Dutch quality-mark organization for professional guardians and curators. Relevant ecosystem peer — sets the quality covenant standards (kwaliteitsconvenanten) that municipal partners and Fidinda must adhere to.
• i-executeur: National Dutch association of estate executors. Listed as a Fidinda partner and addresses estate settlement (nalatenschap) — adjacent service line comparable to Fidinda's inheritance offerings.
• NOVEX Organisatie voor Executeurs: Dutch professional body for estate executors handling nalatenschap and testament matters. Adjacent to Fidinda's estate and living-will service lines.

Regional players

• Stichting Kredietbank Limburg: Dutch regional debt assistance and restructuring organization offering WSNP-adjacent services. Comparable to Fidinda's schuldhulpverlening and WSNP lines but regionally concentrated in Limburg.

Broad incumbents

• MEE NL: National network of Dutch social services organizations supporting people with disabilities and chronic conditions. Broad incumbent in the social assistance space that overlaps with Fidinda's guardianship and mentorship target population.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInnl.linkedin.com/company/fidinda-financi%C3%ABle-zorg-groep
• Xx.com/fidindazorg

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fidinda