The Coop Network
The Coop Network (TCNDAO) is a community-owned DAO operating a Polygon-based DeFi platform with a three-token ecosystem (COOP utility, COOP-S equity, GMDS silver-backed), serving retail DeFi users, precious metals investors, and barter marketplace participants, and extending into business AI agent services.
- Company typePrivate
- Founded2020
- HeadquartersSibiu, Romania
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What The Coop Network does
The Coop Network (TCNDAO) is a community-owned Decentralized Autonomous Organization that operates a DeFi platform combining decentralized finance with real-world asset exposure. Founded in 2021 and headquartered in Sibiu, Romania with US flagships, the company runs a three-token ecosystem: the COOP utility token for governance and platform access, the COOP-S equity token providing 20% ownership rights in the DAO at a fixed $10 price with whitelist gating, and the GMDS silver-backed token with 1:1 physical silver redemption through an RWA portal. Core products include the COOP DeFi Platform (lending, borrowing, and savings vaults offering up to 22.5% APR), a governance voting system, a COOP-token-only barter marketplace, Silver Vaults, an RWA Vault for fractionalized real estate and agricultural land, and a Strategic Reserve portfolio spanning crypto and real-world assets. The platform is built on Polygon with USDC/USDT payment rails and integrates Uniswap for COOP token trading.
The company serves retail DeFi users seeking alternatives to traditional banking, precious metals investors looking for digital exposure to physical silver, community members participating in token-only barter, and — through its newer AI Solutions Hub — businesses seeking custom AI agents, workflow automation, and data intelligence for digital transformation. Distribution is self-serve web3 access via wallet connection, supplemented by community-led growth through educational workshops (AI Basics, Trading Strategies, Community Hall events), Discord and Telegram channels, and content marketing. The company also operates sub-brands including CoopBeats (music streaming) and Elevate AI.
Revenue mechanics rest on token transaction fees, silver redemption fees, token presale proceeds, and platform services tied to COOP token usage. There is no disclosed enterprise customer base, no disclosed revenue or ARR, and no disclosed funding rounds; the About page references $1.2M+ in Assets Under Management, which is a balance-sheet figure rather than revenue. The team comprises 9 people across founder, blockchain, community, and AI research functions, and the company claims 300+ community members globally with token presale currently showing 0% sold at the time of data capture.
The Coop Network firmographics
Firmographics- Name
- The Coop Network
- Legal name
- The Coop Network
- Website
- https://thecoopnetwork.io
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- The Coop Network (TCNDAO) is a community-owned DAO operating a Polygon-based DeFi platform with a three-token ecosystem (COOP utility, COOP-S equity, GMDS silver-backed), serving retail DeFi users, precious metals investors, and barter marketplace participants, and extending into business AI agent services.
- Ownership category
- akta.pro rank
The Coop Network industry classification
Industry- Product category
- Decentralized Finance (DeFi) Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Decentralized Lending & Borrowing Protocols (FSADAMAA)
- akta.pro secondary industries
- Money Markets & Collateralized Debt Positions (CDPs) (FSADAMAM), DAO Treasury, Governance & On-Chain Finance Tools (FSADAMAL), Decentralized Lending Protocols (DeFi Money Markets) (FSADAFAB)
Keywords
Where The Coop Network is headquartered
LocationHeadquarters
- HQ city
- Sibiu
- HQ country
- Romania
- HQ region
- Europe
Markets served
The Coop Network business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Token Transaction Fees: Platform retains a portion of utility tokens as fees during borrowing/lending transactions. Fee model avoids traditional interest-based lending.
- Silver Redemption Fees: Fees charged when users redeem physical silver through the RWA portal using GMDS tokens.
- Token Distribution Revenue: Revenue from token sales including COOP (60% distributed to community), COOP-S (20% equity tokens at $10), and GMDS silver tokens at oracle pricing.
- Platform Services: Revenue from reduced fees, enhanced yields, and exclusive opportunities available to token holders using COOP utility token for platform services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | COOP Utility Token presale with tiered pricing |
| Unit Pricing | Pay-as-you-go | COOP-S Equity Token with fixed pricing |
| Unit Pricing | Pay-as-you-go | GMDS Silver Token with oracle pricing |
| Subscription | Annual | COOP Savings Vault with tiered APR |
| Subscription | Annual | Silver Vault savings |
| Unit Pricing | Pay-as-you-go | AI Basics Workshop |
| Unit Pricing | Pay-as-you-go | Trading Strategies Workshop |
| Unit Pricing | Pay-as-you-go | Community Hall Event |
| Unit Pricing | Pay-as-you-go | Monthly Community Call |
| Unit Pricing | Pay-as-you-go | Tokenomics Workshop |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels8 records
The Coop Network product offering
Product offeringCore offering
The Coop Network operates a community-owned DAO DeFi platform offering decentralized lending, borrowing, and savings vaults (up to 22.5% APR) through a three-token ecosystem (COOP utility, COOP-S equity, GMDS silver-backed). The platform combines decentralized finance with real-world asset backing (physical silver, tokenized real estate) and adds community governance, a COOP-token barter marketplace, and an AI-powered Digital Hub for business automation. Members participate in a fee-based ethical finance protocol with 100% collateral requirements and equity ownership stakes.
Product overview
The Co-op Network is a community-driven DeFi platform organized as a Decentralized Autonomous Organization (DAO), powered by a three-token ecosystem: COOP (utility token), COOP-S (equity token), and GMDS (silver-backed token). The platform combines decentralized finance with real-world assets, offering a DeFi platform for lending, borrowing, and savings, a governance system for democratic voting, and a barter marketplace for COOP token-based trading. Additional offerings include the Digital Hub providing AI-powered solutions (custom AI agents, workflow automation, data intelligence) and the Strategic Reserve managing a diversified portfolio of crypto and RWA assets. The ecosystem is built on Polygon network with USDC/USDT payment support and Uniswap for token trading.
Differentiator
Problem solved
Functional benefit
Brands
- COOP Token: COOP Utility Token for governance and utility within the Co-op Network ecosystem
- COOP-S Token
- GMDS Token
- TCNDAO Strategic Reserve
- CoopBeats
- Elevate AI
Products and services
- COOP Utility Token Governance and utility token enabling access to platform services including reduced fees, enhanced yields, and exclusive opportunities. Supports USDC and USDT payments on Polygon network.
- COOP-S Equity Token Equity participation token with fixed pricing at $10.00 USD providing governance rights and dividend entitlement. Requires whitelist verification to purchase. Represents ownership shares in the Co-op Network DAO.
- GMDS Silver Token Asset-backed silver token with real-time oracle pricing tied to silver markets. Each token is backed by one ounce of physical silver stored securely, redeemable for physical silver through the RWA portal.
- COOP DeFi Platform Complete decentralized finance platform with lending pools, token staking, governance, and RWA investments. Enables community participation in decentralized finance with savings features offering up to 22.5% APR.
- Governance System Democratic voting platform where community members can create and vote on proposals that shape the future of the cooperative. Features proposal creation, council review, and transparent results.
- Barter Marketplace Community-driven barter marketplace where COOP members trade goods and services using only COOP tokens. Supports physical products, digital services, professional services, and creative work trading with verified trader system.
- Digital Hub (AI Solutions) AI-powered digital transformation hub offering custom AI agents, workflow automation, and data intelligence solutions to businesses for enhanced productivity and innovation.
- AI Solutions Hub AI tools and solutions built specifically for cooperative members to enhance productivity and decision-making. Includes custom AI agents, data analytics, process automation, and smart insights.
Quantifiable outcome
- Assets Under Management: $1.2M+
- +5 more outcomes
Companies that use The Coop Network
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles2 records
The Coop Network technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability7 records
Feature8 records
The Coop Network partnerships and signals
Strategic signalScale indicators8 records
Recent moves6 records
Expansion highlights5 records
The Coop Network competitors and assessment
Company assessmentDirect peers
- Aave: Largest decentralized lending and borrowing protocol. Directly comparable to The Coop Network's core savings and lending/borrowing products, with the key difference being Aave's much larger scale and pure-crypto (no RWA) collateral base.
- Compound: Pioneer DeFi money market for algorithmic lending/borrowing. Closely aligned with The Coop Network's savings vault and lending pool mechanics, though Compound operates without the community-DAO equity layer or RWA tokenization.
- MakerDAO: Decentralized credit facility issuing DAI against crypto collateral through CDPs (now lending). The Coop Network's TCNDAO protocol (100% collateral, fee-based lending) is a structural cousin and shares the DAO governance and overcollateralization framing.
- Yearn Finance: Yield aggregator and strategy-vault protocol. Comparable to The Coop Network's tiered savings vaults (1.5%–22.5% APR) where users deposit assets to earn optimized yield, though Yearn is far more established and battle-tested.
- Convex Finance: Liquidity-incentive and yield-amplification layer on top of Curve. Comparable in vault-style yield products with community tokenomics and governance rights, illustrating the competitive benchmark The Coop Network's COOP token must clear.
- Ondo Finance: Tokenized real-world asset (Treasury, yield) protocol offering institutional-grade on-chain exposures. Directly comparable to The Coop Network's GMDS silver token and broader RWA portfolio ambition, though Ondo targets institutional rather than retail users.
Emerging players
- Centrifuge: RWA lending protocol tokenizing invoices, real estate, and other off-chain assets for on-chain financing. Comparable to The Coop Network's real-world asset vision (commercial real estate, agricultural land) but focused on institutional credit rather than precious metals.
- Goldfinch: Decentralized credit protocol for real-world lending without crypto collateral. Conceptually adjacent to The Coop Network's 100%-collateral approach but explicitly relaxes collateral requirements to extend credit to off-chain borrowers.
- Maple Finance: Institutional on-chain lending marketplace with whitelisted borrower pools. Comparable in spirit to COOP-S's whitelist-gated equity access and to The Coop Network's fee-based model aimed at vetted participants.
Broad incumbents
- Curve Finance: Leading DEX for stablecoin and like-asset swaps. Comparable as a Polygon-universe DeFi primitive and liquidity venue where COOP and GMDS tokens can trade; less directly comparable on the savings/lending axis.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks7 records
Key highlights6 records
Customer concentration
The Coop Network social profiles
Digital presenceThe Coop Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Coop Network leadership team
Management profileNumber of profiles
Profiles6 records
The Coop Network funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Coop Network M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Coop Network
What does The Coop Network do?
The Coop Network operates a community-owned DAO DeFi platform offering decentralized lending, borrowing, and savings vaults (up to 22.5% APR) through a three-token ecosystem (COOP utility, COOP-S equity, GMDS silver-backed). The platform combines decentralized finance with real-world asset backing (physical silver, tokenized real estate) and adds community governance, a COOP-token barter marketplace, and an AI-powered Digital Hub for business automation. Members participate in a fee-based ethical finance protocol with 100% collateral requirements and equity ownership stakes.
Is The Coop Network a public or private company?
The Coop Network is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was The Coop Network founded?
The Coop Network was founded in 2020. It employs 11 to 50 people.
Where is The Coop Network based?
The Coop Network is headquartered in Sibiu, Romania, in the Europe region.
How does The Coop Network make money?
Four revenue lines are on record. Token Transaction Fees are the primary driver. The others are silver Redemption Fees, token Distribution Revenue and platform Services.
Who are The Coop Network's main competitors?
Direct peers on record are Aave, Compound, MakerDAO, Yearn Finance, Convex Finance and Ondo Finance. Emerging players are Centrifuge, Goldfinch and Maple Finance. Curve Finance is listed as a broad incumbent.
Does The Coop Network have an API?
No public API is recorded for The Coop Network.
What industry is The Coop Network in?
The Coop Network's product category is Decentralized Finance (DeFi) Platform. Its primary akta.pro industry code is FSADAMAA, Decentralized Lending & Borrowing Protocols, with a secondary code of FSADAMAM, Money Markets & Collateralized Debt Positions (CDPs). Its NAICS code is 522320 and its SIC code is 6199.