Biz Broker

What Biz Broker does

Biz Broker Ltd, trading as Clarke & Conlon Insurance Brokers and BizBroker.ie, is a privately-held Irish insurance broker headquartered in Ballina, Co. Mayo, regulated by the Central Bank of Ireland under the EU Insurance Distribution Regulations 2018. The company operates a traditional broker model: customers contact the firm by phone (096 79626), email, or online quote form, and Biz Broker researches the market across both major Irish insurers and smaller specialist underwriters to source tailored cover for the client. The owner is Harry Clarke, and the firm has been operating for over 30 years, claiming to serve thousands of Irish businesses.

The product set is unusually broad for a single-office broker, spanning business lines (tradesmen with 18 trade sub-verticals, retail with 14 sub-verticals, hospitality, hair & beauty, architects/engineers, estate agents, events, farms, motor trade, manufacturing, medical, recruitment, technology/cyber, waste management, D&O) and personal lines (home, van, log cabin). Underwriting is performed entirely by third-party carriers; the firm carries no balance-sheet risk. The technology layer is conventional — a WordPress-based website with quote forms — and there is no mobile app, no API, no proprietary AI, and no disclosed integrations.

Revenue is generated via three streams: insurer commissions on placed business (the dominant stream), policy fees on inception/renewal/alteration (up to €65 personal / up to 100% of premium commercial), and credit-intermediary commission from Close Brother Premium Finance. Service-level commitments (24–48 hour quote turnaround, same-day issuance for select verticals) are used as the principal competitive lever rather than pricing or technology. The firm is currently not accepting new quotations but remains operationally active.

Name

Biz Broker

Legal name

Biz Broker Ltd

Website

https://bizbroker.ie

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Biz Broker is a privately-held Irish insurance broker (Clarke & Conlon / BizBroker.ie) that sources business and personal insurance from major and specialist Irish underwriters on behalf of SMB clients across more than a dozen trade verticals in Ireland.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Commercial insurance brokerage
• Business insurance Ireland
• Tradesman insurance coverage
• Landlord property insurance
• Professional indemnity insurance

Headquarters

HQ city

Mayo

HQ country

Ireland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Commission: The company earns commission from insurance providers upon placement of business. Commission forms part of remuneration for initial advice provided. Details of commission arrangements are available on their website.
2. Policy Fees: Fees charged for policy inception, renewal, alteration, and cancellation. Personal Lines: up to €65. Commercial: up to 100% of premium. €25 charged for duplicate documentation.
3. Premium Finance Commission: Registered with Competition & Consumer Protection Commission as Credit Intermediary for Close Brother Premium Finance, earning commission on premium credit arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Biz Broker Ltd (trading as Clarke & Conlon Insurance Brokers / BizBroker.ie) is an Irish insurance intermediary regulated by the Central Bank of Ireland that arranges business and personal insurance on behalf of clients. The firm sources quotations from major Irish insurers and smaller specialist insurers, then provides a bespoke broking service covering Tradesman, Landlords, Retail, Pub & Restaurant, Hair & Beauty, Architects/Engineers, Estate Agents, Farms, Garages, Medical, Technology, Mobile Catering, Recruitment and other sectors, plus personal lines such as Home, Van and Log Cabin.

Product overview

Biz Broker (trading as Clarke & Conlon Insurance Brokers) is an Irish insurance broker offering a comprehensive portfolio of insurance products through a bespoke service model. The company provides business insurance across multiple sectors including tradesman, retail, hospitality, professional services, manufacturing, and personal lines. Their core products include Tradesman Insurance (with 20+ specialized sub-products for tradespeople), Landlords Insurance (with buy-to-let and property portfolio variants), Retail Shop Insurance (with 14+ retail sub-categories), Pub & Restaurant Insurance (with bed & breakfast and cafe variants), Hair & Beauty Insurance, Business Insurance (encompassing architects, engineers, estate agents, events, farms, garages, medical, recruitment, technology, and waste management sectors), and Personal Lines (home, van, log cabin). The company operates as a traditional insurance broker rather than a technology platform, sourcing quotes from multiple insurers on behalf of clients. They offer Professional Indemnity Insurance and Personal Accident Cover as additional protection products. With over 30 years of experience, they specialize in tailored insurance solutions for construction, manufacturing, retail, leisure industries, and personal insurance needs across Ireland.

Differentiator

Problem solved

Functional benefit

Products and services

• Tradesman Insurance Comprehensive insurance coverage for tradespeople combining public/products liability, employers liability, loss of tools and personal accident cover for self-employed tradesmen across bricklaying, building, carpentry, plumbing, electrical, plastering, painting, tiling and other construction trades.
• Landlords Insurance Ireland Insurance coverage for landlords combining buildings, landlord's fixtures and fittings, loss of rent, and public liability incorporating tenants liability for buy-to-let and rental property owners.
• Buy To Let Landlords Insurance Ireland Specialized insurance for buy-to-let landlords, leveraging more than 30 years of broking experience to arrange cover for individual rental properties.
• Property Portfolio Insurance Ireland Insurance for property portfolio owners, from experienced investors with wide-ranging portfolios to first-time buy-to-let buyers.
• Unoccupied Property Insurance Ireland Unoccupied building insurance covering commercial premises, homeowners, unoccupied rental properties, post-build unsold properties, industrial premises and businesses in liquidation.
• Retail Shop Insurance Ireland Retail shop insurance covering public/products liability, employers liability, material damage, loss of income and money cover for small Irish retailers from corner shops to exclusive boutiques.
• Pub & Restaurant Insurance Ireland Specialized insurance for pubs and restaurants, including access to rural pub schemes, covering public/products liability, employers liability, material damage, money and loss of income and meeting legal requirements for licence renewals.
• Pub Insurance Ireland Insurance for pubs with access to rural pub schemes.
• Restaurant Insurance Ireland Restaurant insurance covering the hospitality sector.
• Bed & Breakfast Insurance Ireland Bed and breakfast policies covering property damage, public and employer's liability, business interruption, legal expenses and contents.
• Cafe Insurance Ireland Cafe insurance coverage for cafe owners.
• Hair & Beauty Insurance Ireland Insurance coverage for hair and beauty businesses including treatment risk protection for hairdressers, beauticians and aestheticians.
• Business Insurance Ireland General business insurance umbrella providing protection to the business sector with over 30 years of experience arranging cover for all types of Irish businesses.
• Architects & Engineers Insurance Ireland Modular insurance policy for architects and engineers covering professional indemnity, office package, employers liability, property cover, business interruption, pollution liability and cyber; most quotes within 48 hours and most policies issued within 24 hours of binding.
• Estate Agent Insurance Ireland Broad policy for estate agents and property professionals covering public liability, employers liability, property cover, business interruption and professional indemnity with vicarious liability for placed personnel; over 90% of quotes provided within 24 hours and over 99% of policies issued the same day.
• Event Insurance Ireland Specialist event insurance for conferences, concerts, exhibitions and community activities including cancellation, property damage and legal liabilities, with access to specialist providers.
• Farm Insurance Ireland Tailored insurance packages for farms covering public/products liability, employer's liability, farm-dwelling house and contents, tractors and vehicles, farm outbuildings, livestock including pedigree livestock, theft, and specialist equipment.
• Garage Insurance Ireland / Motor Trade Insurance Motor traders road risk cover (comprehensive, third party fire & theft, third party) and motor trade insurance covering material damage, public liability, defective workmanship and employers liability for garage owners and motor traders.
• Manufacturing & Distribution Insurance Ireland Specialist insurance for SME businesses in manufacturing and distribution including food production, metal fabrication, precision engineering, haulage and tool making.
• Medical Indemnity Insurance Medical indemnity insurance protecting medical professionals, nurses, beauticians, aestheticians and counselors against claims arising from alleged professional negligence including misdiagnosis, patient injury, delayed referrals and mental harm.
• Medical Malpractice Insurance Ireland Insurance defending against allegations of mistreatment causing physical or mental harm, covering legal expenses and damages for aestheticians, hairdressers, medical professionals and therapists.
• Motor Fleet Insurance Ireland / Mini Fleet Insurance Mini fleet policy for 2-5 vehicles and fleet policy for 5+ vehicles covering cars, vans, trucks and lorries at reduced rates.
• Mobile Catering Insurance Ireland Mobile caterers protection covering public liability to €6.5m, products liability to €6.5m, employers liability to €13m and fire & theft cover for trailers.
• Pest Control Insurance Ireland Specialized insurance for pest control operators covering public/products liability to €6.5m, professional indemnity to €650,000, legal fees to €650,000 and employers liability to €13m.
• Personal Sport & Fitness Training Liability Legal liability coverage for personal sport and fitness trainers arising from alleged negligence during sports personal training, exercise instruction and emergency first aid, with premiums starting from €230.
• Pet Groomers Liability Insurance Ireland Legal liability coverage for pet groomers, dog walkers, pet sitters and carers covering veterinary fees, death or injury of animals, loss by theft or straying and pets in transit, with premiums starting from €230.
• Pharmacy Insurance Ireland Unique insurance policy tailor-made for Irish retail pharmacists with quick and easy arrangement providing a wide level of standard and optional covers.
• Recruitment Agency Insurance Multi-class policy for recruitment agencies of all sizes covering employers liability, public liability, professional indemnity, placed personnel dishonesty, cyber & privacy liability, property cover and business interruption; premiums from €300 with most quotes within 48 hours.
• Security & Fire Protection Insurance Insurance coverage for security and fire protection businesses.
• Sports Instructors Insurance Ireland Sports instructor insurance with up to €6.5m level of indemnity protection covering legal fees and defence costs for third party claims including professional indemnity.
• Teachers & Tutors Insurance Specialist insurance for teachers and tutors covering professional indemnity and public and product liability for allegations of professional negligence or advice-related injuries.
• Technology & Cyber Liability Insurance Ireland Insurance for technology companies covering telecommunications, IT contractors, hardware sales, software developers, web designers and online retailers against technology-specific risks including cyber liability.
• Waste, Plant, Skip & Recycling Insurance Ireland Insurance for the waste management sector covering skip hire, waste management, landfill operations, incineration plants, waste-to-energy plants and recycling operations.
• Home Insurance Ireland Home insurance protecting the biggest investment with over 30 years of broking experience arranging cover and providing expert representation in claims.
• Log Cabin Insurance Ireland Specialist insurance for log cabins with more than 30 years of broking experience highlighting important policy endorsements.
• Van Insurance Ireland Van insurance coverage for business and personal van owners in Ireland.
• Professional Indemnity Insurance Professional indemnity insurance protecting professionals against claims of professional negligence and breach of duty.
• Directors & Officers Insurance Ireland Personal liability protection for directors, officers and key employees covering legal liability arising from company management.
• Contract Cleaners Insurance Ireland Specialist broker insurance for contract cleaners covering public liability with loss of customers keys, damage to property, treatment risks and temporary removal of goods.
• Bridal & Wedding Shop Insurance Ireland Specialized retail insurance for bridal and wedding shops.
• Boutique Shop Insurance Ireland Shop insurance with business interruption cover consideration for boutique retailers.
• Butcher Insurance Ireland Retail insurance for butchers and meat shops.
• Cake Makers Insurance Ireland Coverage for cake making businesses, including bakery insurance.
• Coffee Shop Insurance Ireland Insurance for coffee shop and cafe businesses.
• Delicatessen Insurance Ireland Retail insurance for delicatessen businesses.
• Fish & Chip Shop Insurance Ireland Insurance coverage for fish and chip shops.
• Florist Insurance Ireland Specialized insurance for florist businesses.
• Ice Cream Parlour Insurance Ireland Coverage for ice cream parlour businesses.
• Launderette Insurance Ireland Insurance for launderette and laundry businesses.
• Newsagent Insurance Ireland Insurance for newsagent shops.
• Pet Shop Insurance Ireland Coverage for pet shop retailers.
• Sandwich Bar Insurance Ireland Insurance for sandwich bar businesses.
• Takeaway Insurance Ireland Coverage for takeaway food businesses.
• Bricklayers Insurance Specialized insurance for bricklayers as part of the tradesman insurance category.
• Builders Insurance Insurance coverage for builders within the tradesman insurance offerings.
• Carpenters Or Joiners Insurance Insurance for carpenters and joiners as tradespeople.
• Carpet Fitters Insurance Specialized coverage for carpet fitting professionals.
• Cleaners Insurance Insurance for cleaners covering liability and specialized risks.
• Contractors All-Risk Insurance All-risk coverage for contractors in the tradesman sector.
• Electricians Insurance Insurance coverage for electricians as trade professionals.
• Flooring Contractor Insurance Specialized insurance for flooring contractors.
• Gardener Insurance Insurance for gardeners and horticultural professionals.
• Glazier Insurance Coverage for glaziers working in construction and trades.
• Groundworker Insurance Insurance for groundworkers in the construction trades.
• Handyman Insurance Insurance coverage for handyman services.
• Kitchen Fitter Insurance Specialized insurance for kitchen fitting professionals.
• Plasterer Insurance Insurance coverage for plasterers.
• Painter & Decorator Insurance Specialized coverage for painters and decorators.
• Plumber Insurance Insurance for plumbers covering trade-specific risks.
• Tiler Insurance Coverage for tilers in the construction trades.
• Tree Surgeon Insurance Specialized insurance for tree surgery professionals.
• Window Cleaner Insurance Insurance for window cleaning businesses.

Quantifiable outcome

• Most quotes for Architects/Engineers insurance provided within 48 hours
• +4 more outcomes

Named customers2 records

Segments15 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Howden Ireland: International insurance brokerage group with a meaningful Irish presence offering commercial and specialty lines. Competes for mid-market and larger Irish accounts, providing an incumbent parallel to Biz Broker's market.
• Aon Ireland: Global insurance and reinsurance broker with a major Irish office serving mid-market and enterprise clients. Comparable product breadth (commercial, professional indemnity, D&O) but at larger scale and broader portfolio.
• Willis Towers Watson (WTW) Ireland: Global insurance brokerage and advisory firm with Irish operations serving corporate and specialty risks. Comparable product coverage at the upper end of Biz Broker's verticals.
• Marsh Ireland: Global insurance broker and risk advisor operating in Ireland via Marsh Ltd (Irish branch). Overlaps with Biz Broker on commercial lines and specialty risks for larger Irish clients.
• FBD Insurance: Irish-domiciled insurer and broker (dual model) with strong rural and SMB presence. Competes on similar product categories to Biz Broker and represents the direct-insurer-disintermediation risk for Irish brokers.
• Arthur J. Gallagher Ireland: Global insurance broker with a sizeable Irish presence, particularly in mid-market commercial and specialty lines. Competes head-to-head with Biz Broker in adjacent SMB and mid-market accounts.

Direct peers

• O'Leary Insurances: Long-established independent Irish insurance broker headquartered in Cork, offering business and personal insurance across multiple sectors. Comparable in scale, model (broker-led, multi-carrier) and Irish SMB focus to Biz Broker.
• Blue Insurance: Irish insurance broker specializing in niche personal and commercial products with a digital-led distribution model. Comparable product range in specialty lines and similar Irish-domiciled multi-carrier brokerage model.
• Arachas Insurance Brokers: One of Ireland's largest independent insurance brokerages serving SMBs and corporates across multiple verticals. Direct competitor to Biz Broker in the Irish commercial lines market with overlapping vertical coverage.
• Murray & Spelman Insurance Brokers: Independent Irish brokerage providing personal and commercial insurance products. Closely aligned with Biz Broker's bespoke, multi-carrier service model and Irish-only geographic footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/bizbroker_ie
• Facebookfacebook.com/bizbroker.insurance.ireland

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Biz Broker