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Bank of North Carolina

Full company profile

uuid00399ko

Namestring
Bank of North Carolina
Websiteurl
bncbanking.com
Company typeenum
Private
Founded yearint
1991
Descriptiontext

Bank of North Carolina is a commercial bank headquartered in High Point, North Carolina, founded in 1991 and historically operating under NASDAQ ticker BNCN through its parent BNC Bancorp. The institution scaled to $3.2 billion in assets and maintained a workforce of 501-1,000 employees, serving commercial and retail customers in its regional market. The bank has been delisted from public trading, indicating that the entity was absorbed via a corporate transaction that removed it from public-equity markets. The associated domain bncbanking.com currently presents only thin, low-signal blog content unrelated to live banking operations, and does not disclose active product, channel, or pricing information.

Business model mechanics for a community commercial bank of this scale typically combine net interest income from loans and securities with fee-based revenue from deposits, treasury management, mortgage origination, and wealth services; however, the source data does not provide disclosed revenue figures, segment splits, or pricing detail. Distribution would conventionally include a North Carolina branch network supplemented by digital banking channels, though neither is confirmed in the available sources. Customer segments, named clients, and geographic scope beyond North Carolina are not specified in the input data, representing a material information gap for any prospective investor.

Short descriptiontext

Bank of North Carolina is a commercial bank headquartered in High Point, NC, with $3.2 billion in assets, founded in 1991. It operates under parent BNC Bancorp and has been delisted from NASDAQ (ticker BNCN), serving regional commercial and retail banking customers in North Carolina.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
501–1,000
akta.pro rankint
HeadquartersHigh Point, United States
HQ citystring
High Point
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
commercial banking, retail banking, deposit accounts, commercial lending, consumer banking
NAICS code1 code
  • Commercial Banking52211
SIC code1 code
  • State Commercial Banks6022
Product category
Commercial Banking
Social media profiles2 records
Cost components5 values
Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
GTM typeB2B and B2C
B2B and B2C
Offering typeServices
Services
Core offering1 text field

Bank of North Carolina is a commercial bank headquartered in High Point, NC, operating as a subsidiary of BNC Bancorp with $3.2 billion in assets. The bank delivers traditional commercial and consumer banking services, including deposit products and lending, primarily serving customers in North Carolina.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Bank of North Carolina operates a blog-style website (bncbanking.com) that publishes content related to banking topics and cryptocurrency investment advice. The website is built on WordPress and does not present a defined product portfolio or service offerings through its web content. The primary content consists of educational blog posts about Bitcoin investment.

Product and service1 record
1Commercial Banking Services
CategoryCommercial Banking
Description

Core commercial banking services delivered through Bank of North Carolina, a North Carolina-chartered commercial bank with $3.2 billion in assets serving customers in its market area.

Recent move3 records

Each record includes

Date, Type, Title, Description, Source

Peers10 records
1United Community Banks
TypeDirect peer
Description

United Community Banks is a regional community bank with a material Carolinas presence. It offers a similar blend of commercial lending and deposit services, making it a relevant regional peer.

2Live Oak Bancshares
TypeDirect peer
Description

Live Oak Bancshares is a North Carolina bank holding company focused on small-business and commercial banking, with an emphasis on technology-enabled delivery. It is comparable through its regional customer base and commercial-bank operating model.

3Southern First Bancshares
TypeDirect peer
Description

Southern First Bancshares operates a regional commercial bank serving the Carolinas. Its focus on business and consumer clients makes it a direct operating and geographic peer.

4First Citizens BancShares
TypeBroad incumbent
Description

First Citizens BancShares is a large North Carolina-headquartered bank holding company. It serves commercial and consumer customers with a much broader balance sheet and national footprint, making it a relevant scaled incumbent.

5Pinnacle Financial Partners
TypeBroad incumbent
Description

Pinnacle Financial Partners is a larger southeastern commercial bank with a significant North Carolina presence. It overlaps directly in commercial and relationship banking, but operates across a broader footprint and product set.

6F.N.B. Corporation
TypeDirect peer
Description

F.N.B. Corporation is a multi-state community and commercial bank with a North Carolina presence. It serves a similar mix of consumer and business customers, although on a larger and more diversified platform.

7Dogwood State Bank
TypeDirect peer
Description

Dogwood State Bank is a Raleigh-based community and commercial bank serving North Carolina. Its local market focus and deposit-led banking model are closely comparable to Bank of North Carolina.

8Ameris Bancorp
TypeDirect peer
Description

Ameris Bancorp is a community-banking platform with a broad southeastern footprint, including North Carolina. It is comparable through its commercial lending, deposit gathering, and decentralized regional banking model.

9TowneBank
TypeDirect peer
Description

TowneBank is a southeastern regional bank with operations in North Carolina. Its relationship-oriented commercial and consumer banking model is directly comparable, although its footprint extends beyond the state.

10First Bancorp
TypeDirect peer
Description

First Bancorp is the parent of First Bank, a North Carolina-focused commercial bank. Its regional deposit-taking, lending, and community-banking model is closely comparable to Bank of North Carolina.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat3 records

Each record includes

Type, Details

Key risks4 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles1 record

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Bank of North Carolina

Commercial Bankingbncbanking.com

Bank of North Carolina is a commercial bank headquartered in High Point, NC, with $3.2 billion in assets, founded in 1991. It operates under parent BNC Bancorp and has been delisted from NASDAQ (ticker BNCN), serving regional commercial and retail banking customers in North Carolina.

What Bank of North Carolina does

Bank of North Carolina is a commercial bank headquartered in High Point, North Carolina, founded in 1991 and historically operating under NASDAQ ticker BNCN through its parent BNC Bancorp. The institution scaled to $3.2 billion in assets and maintained a workforce of 501-1,000 employees, serving commercial and retail customers in its regional market. The bank has been delisted from public trading, indicating that the entity was absorbed via a corporate transaction that removed it from public-equity markets. The associated domain bncbanking.com currently presents only thin, low-signal blog content unrelated to live banking operations, and does not disclose active product, channel, or pricing information.

Business model mechanics for a community commercial bank of this scale typically combine net interest income from loans and securities with fee-based revenue from deposits, treasury management, mortgage origination, and wealth services; however, the source data does not provide disclosed revenue figures, segment splits, or pricing detail. Distribution would conventionally include a North Carolina branch network supplemented by digital banking channels, though neither is confirmed in the available sources. Customer segments, named clients, and geographic scope beyond North Carolina are not specified in the input data, representing a material information gap for any prospective investor.

Bank of North Carolina firmographics

Firmographics
Name
Bank of North Carolina
Website
https://bncbanking.com
Company type
Private
Founded year
1991
Operating status
Operating
Headcount range
501–1,000 employees
Short description
Bank of North Carolina is a commercial bank headquartered in High Point, NC, with $3.2 billion in assets, founded in 1991. It operates under parent BNC Bancorp and has been delisted from NASDAQ (ticker BNCN), serving regional commercial and retail banking customers in North Carolina.
Ownership category
akta.pro rank

Where Bank of North Carolina is headquartered

Location

Headquarters

HQ city
High Point
HQ country
United States
HQ region
North America

Markets served

Bank of North Carolina business model

Business model
GTM type
B2B and B2C
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Bank of North Carolina product offering

Product offering

Core offering

Bank of North Carolina is a commercial bank headquartered in High Point, NC, operating as a subsidiary of BNC Bancorp with $3.2 billion in assets. The bank delivers traditional commercial and consumer banking services, including deposit products and lending, primarily serving customers in North Carolina.

Product overview

Bank of North Carolina operates a blog-style website (bncbanking.com) that publishes content related to banking topics and cryptocurrency investment advice. The website is built on WordPress and does not present a defined product portfolio or service offerings through its web content. The primary content consists of educational blog posts about Bitcoin investment.

Differentiator

Problem solved

Functional benefit

Products and services

  • Commercial Banking Services Core commercial banking services delivered through Bank of North Carolina, a North Carolina-chartered commercial bank with $3.2 billion in assets serving customers in its market area.

Companies that use Bank of North Carolina

Customer profile

Ideal customer profiles1 record

Bank of North Carolina technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Bank of North Carolina partnerships and signals

Strategic signal

Recent moves3 records

Bank of North Carolina competitors and assessment

Company assessment

Direct peers

  • United Community Banks: United Community Banks is a regional community bank with a material Carolinas presence. It offers a similar blend of commercial lending and deposit services, making it a relevant regional peer.
  • Live Oak Bancshares: Live Oak Bancshares is a North Carolina bank holding company focused on small-business and commercial banking, with an emphasis on technology-enabled delivery. It is comparable through its regional customer base and commercial-bank operating model.
  • Southern First Bancshares: Southern First Bancshares operates a regional commercial bank serving the Carolinas. Its focus on business and consumer clients makes it a direct operating and geographic peer.
  • F.N.B. Corporation: F.N.B. Corporation is a multi-state community and commercial bank with a North Carolina presence. It serves a similar mix of consumer and business customers, although on a larger and more diversified platform.
  • Dogwood State Bank: Dogwood State Bank is a Raleigh-based community and commercial bank serving North Carolina. Its local market focus and deposit-led banking model are closely comparable to Bank of North Carolina.
  • Ameris Bancorp: Ameris Bancorp is a community-banking platform with a broad southeastern footprint, including North Carolina. It is comparable through its commercial lending, deposit gathering, and decentralized regional banking model.
  • TowneBank: TowneBank is a southeastern regional bank with operations in North Carolina. Its relationship-oriented commercial and consumer banking model is directly comparable, although its footprint extends beyond the state.
  • First Bancorp: First Bancorp is the parent of First Bank, a North Carolina-focused commercial bank. Its regional deposit-taking, lending, and community-banking model is closely comparable to Bank of North Carolina.

Broad incumbents

  • First Citizens BancShares: First Citizens BancShares is a large North Carolina-headquartered bank holding company. It serves commercial and consumer customers with a much broader balance sheet and national footprint, making it a relevant scaled incumbent.
  • Pinnacle Financial Partners: Pinnacle Financial Partners is a larger southeastern commercial bank with a significant North Carolina presence. It overlaps directly in commercial and relationship banking, but operates across a broader footprint and product set.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks4 records

Customer concentration

Bank of North Carolina social profiles

Digital presence

Bank of North Carolina financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Bank of North Carolina leadership team

Management profile

Number of profiles

Profiles1 record

Bank of North Carolina funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Bank of North Carolina M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank of North Carolina

What does Bank of North Carolina do?

Bank of North Carolina is a commercial bank headquartered in High Point, NC, operating as a subsidiary of BNC Bancorp with $3.2 billion in assets. The bank delivers traditional commercial and consumer banking services, including deposit products and lending, primarily serving customers in North Carolina.

When was Bank of North Carolina founded?

Bank of North Carolina was founded in 1991. It employs 501 to 1,000 people.

Where is Bank of North Carolina based?

Bank of North Carolina is headquartered in High Point, United States, in the North America region.

Who are Bank of North Carolina's main competitors?

Direct peers on record are United Community Banks, Live Oak Bancshares, Southern First Bancshares, F.N.B. Corporation, Dogwood State Bank, Ameris Bancorp, TowneBank and First Bancorp. Broad incumbents are First Citizens BancShares and Pinnacle Financial Partners.

Does Bank of North Carolina have an API?

No public API is recorded for Bank of North Carolina.

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Live signals
PR NewswireBNC Bancorp Announces Commencement Of Common Stock OfferingBNC Bancorp, the holding company for Bank of North Carolina, announced the commencement of an underwritten public offering of shares of its common stock, with Stephens Inc. serving as sole book-running manager. The company intends to use the net proceeds for general corporate purposes, including contributing capital to its bank subsidiary, supporting lending and deposit growth, and potentially acquiring other financial institutions or complementary businesses. Keefe, Bruyette & Woods, Sandler O'Neill + Partners, and FIG Partners are serving as co-managers for the offering.PR NewswireBNC Bancorp Announces Early Termination of All FDIC Loss Share AgreementsBNC Bancorp, parent company of Bank of North Carolina, has entered into an agreement with the FDIC on May 2, 2016 to terminate all loss share agreements related to its acquisitions of two failed banks in 2010 and 2011. The FDIC made a net payment of $2.1 million to the Bank as consideration for early termination, with the Company expecting to realize a one-time pre-tax net gain of approximately $70,000 after settlement charges. The termination covers $38.3 million in covered loans and $1.8 million in covered real estate, which will be reclassified as non-covered assets by June 30, 2016.PR NewswireBNC Bancorp Announces Cash DividendBNC Bancorp's Board of Directors declared a quarterly cash dividend of $0.05 per share on its common stock on April 19, 2016, payable on May 27, 2016 to shareholders of record as of May 13, 2016. The dividend rate is consistent with the rate declared in previous quarters, representing a routine corporate distribution rather than any change in shareholder payouts. Headquartered in High Point, North Carolina, BNC Bancorp is the parent company of Bank of North Carolina, which operates 62 banking offices across Virginia, North and South Carolina with total assets of $5.7 billion.GlobeNewswireBank of Hampton Roads Completes Sale of Preston Corners and Chapel Hill, NC Branch Deposits to Bank of North CarolinaHampton Roads Bankshares completed the sale of deposits from its Preston Corners and Chapel Hill, NC branches to Bank of North Carolina, a subsidiary of BNC Bancorp. Bank of North Carolina acquired the land, building, and personal property of the Preston Corners branch and assumed the lease for the Chapel Hill branch. Further terms were not disclosed.GlobeNewswireHampton Roads Bankshares Announces Agreement to Sell Preston Corners and Chapel Hill, NC Branch Deposits to Bank of North CarolinaHampton Roads Bankshares agreed to sell its Preston Corners and Chapel Hill, NC branches to Bank of North Carolina, with the sale expected in Q3 2012. The company will also consolidate two Raleigh branches, closing the Falls of Neuse location on July 27, 2012.