Surgicare

What Surgicare does

Surgicare is a privately held, Houston, Texas-based financial services company founded in 2014 that purchases lien-based medical accounts receivables from healthcare providers in personal injury cases. The company operates a non-recourse model: it pays medical providers upfront (guaranteed within 30 days of receiving required documents) for treatment rendered to uninsured or underinsured personal injury plaintiffs, then recovers those funds from eventual case settlements—absorbing the loss when cases do not recover. Surgicare serves two primary customer segments: (1) personal injury attorneys and law firms seeking financing for their injured clients' medical care so legal teams can focus on litigation, and (2) medical providers (hospitals, ambulatory surgical centers, specialists, and board-certified surgeons across orthopedic, neurosurgery, pain management, and plastic surgery) who receive immediate guaranteed payment at rates the company states are higher than most commercial insurance reimbursements.

The business is organized around three integrated service lines: medical lien funding for attorneys, immediate funding for medical providers, and a curated medical network connecting plaintiffs to specialists willing to treat on a lien basis. Revenue is generated transactionally on the spread between the discounted purchase price of each lien and the eventual settlement recovery. Go-to-market is sales-led and relationship-based: Surgicare uses a consultative approach with direct phone, email, and a content-rich website (surgicaretx.com) segmented by audience, and describes its local Houston presence with direct underwriter access as a key differentiator from out-of-town competitors.

The firm is small (11–50 employees), operates exclusively in Texas, and is founder-led by CEO and co-founder Nestor Martinez alongside co-founder Lorant Divald. No institutional capital, parent company, acquisitions, patents, regulatory actions, or AI/technology platforms are disclosed in the available data; the core technology is described as the underwriting and lien-purchasing workflow itself rather than a software product.

Name

Surgicare

Legal name

SURGICARE

Website

https://surgicaretx.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Surgicare is a privately held Houston, Texas-based financial services firm that purchases lien-based medical accounts receivables from healthcare providers on personal injury cases, serving personal injury attorneys, law firms, and medical providers across Texas on a non-recourse basis.

Ownership category

akta.pro rank

Product category

Medical Lien Funding

akta.pro industry

PRIMARYFSAMAKAO

Escrow, Trust & Legal Settlement Disbursements

Financial & Insurance/Payments & Transaction Processing/Payroll & Payouts / Disbursements

Keywords

• Medical lien funding
• Personal injury financing
• Medical receivables purchasing
• Attorney medical funding
• Healthcare lien services

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Supply Chain, Others

Revenue model

1. Medical Lien Purchase Revenue: Surgicare generates revenue by purchasing lien-based medical accounts receivables from healthcare providers at a discount. The company pays the medical provider upfront for the treatment provided to personal injury plaintiffs, then recovers the funds from the settlement proceeds when the case resolves. This is a transaction-based model where revenue is earned on the spread between purchase price and recovery amount.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Surgicare purchases lien-based medical accounts receivables from healthcare providers at a discount on personal injury cases. The company pays medical providers upfront for treatment rendered to uninsured or underinsured personal injury plaintiffs, then recovers funds from settlement proceeds when cases resolve. Payment to providers is guaranteed within 30 days on a non-recourse basis, meaning Surgicare absorbs the loss if there is no recovery.

Product overview

Surgicare is a medical lien funding service that operates as a single unified offering focused on purchasing lien-based medical accounts receivables from healthcare providers on personal injury cases. The company provides three integrated service lines: medical lien funding for attorneys and law firms, funding and payment guarantees for medical providers, and access to a network of medical specialists including surgeons, hospitals, and pain management professionals. All services operate on a non-recourse basis, meaning Surgicare absorbs losses if cases have adverse outcomes.

Differentiator

Problem solved

Functional benefit

Products and services

• Medical Lien Funding for Attorneys/Law Firms

Quantifiable outcome

• Guaranteed payment to providers within 30 days of receiving necessary documents
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves4 records

Expansion highlights2 records

Direct peers

• Oasis Financial: Oasis Financial provides pre-settlement and medical lien funding to plaintiffs and attorneys. While broader in product scope, it overlaps directly with Surgicare in funding personal injury cases on a non-recourse basis.
• USClaims: USClaims is one of the largest medical lien funding companies in the US, purchasing healthcare receivables tied to personal injury cases on a non-recourse basis. It competes head-to-head with Surgicare for both attorney relationships and provider volume nationally.
• RD Legal Funding: RD Legal Funding provides pre-settlement, post-settlement, and medical lien funding to plaintiffs and law firms. Its medical lien product competes directly with Surgicare's core offering for attorney relationships.
• MedFinance: MedFinance purchases medical liens and provides funding to personal injury attorneys and medical providers on a non-recourse basis, directly competing with Surgicare in the same Texas/Southern US market with a similar two-sided model.

Broad incumbents

• Burford Capital: Burford Capital is the largest publicly listed litigation finance company, providing capital across commercial litigation, arbitration, and legal funding. While it does not specialize in medical liens, its legal finance franchise competes for the same pool of attorney/case relationships.
• Omni Bridgeway: Omni Bridgeway is a global leader in litigation finance with a broad portfolio including single-case and portfolio funding. It competes indirectly with Surgicare for high-value personal injury matters and shares the non-recourse funding value proposition.

Emerging players

• Par Funding (full name: Complete Business Solutions Group / dba Par Funding): Par Funding provided cash advances to small businesses including medical practices and law firms using receivables-backed structures comparable to Surgicare's model, illustrating the broader receivables-purchasing competitive set in the small-business funding space.
• MedLaw Funding: MedLaw Funding focuses on medical lien and pre-settlement funding for personal injury plaintiffs and the attorneys representing them. It is a smaller, niche player in the same vertical as Surgicare with a comparable non-recourse structure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Surgicare