Cmoney

What Cmoney does

CMoney (全曜財經資訊股份有限公司), founded in 2003 and headquartered in Taipei, Taiwan, operates a platform-plus-marketplace fintech business centered on investment analysis software for the Taiwan stock market. Its core product, the 理財寶 (LiCaiBao) platform, distributes hundreds of subscription-based mobile and desktop applications — flagship 籌碼K線 (Chip K-Line, 7M+ downloads), 艾蜜莉定存股 (1.1M+ downloads), and tools spanning day-trading, value investing, futures, options, warrants, and pattern recognition — each authored by named investment experts such as Warrant Guy, Sara Wang, and Chen Chongming. A proprietary CMoney Reader runtime is required to execute the apps, creating ecosystem-level technical lock-in, while a P-points loyalty program supports referral-driven acquisition.

The company operates a dual B2C/B2B revenue model. On the consumer side, it monetizes through monthly and annual subscriptions (NT$379 to over NT$130,000 per year), bundled packages (e.g., the 8-tool bundle at NT$16,888/year), online courses, and live seminars. On the institutional side, it serves 200+ Taiwanese banks, securities firms, and fund companies with market data and analysis tools, claiming 80%+ market share in Taiwan's financial software segment. CWMoney 記帳, with 5M+ users, anchors a personal-finance utility suite. Distribution is primarily product-led self-serve via cmoney.tw, App Store, Google Play, and LINE-based customer engagement.

Underlying data assets — retail telemetry from 120,000+ retail locations and a 10M+ monthly user base — were originally collected for investment analytics but have been repositioned as a monetization asset through a December 2025 strategic partnership with TNL Mediagene, integrating CMoney's data into the Ad2 Network and AI advertising stack. The company remains founder-controlled, privately held, and Taiwan-domestic in geographic scope, with no disclosed institutional investors, parent company, or M&A activity in the source data.

Name

Cmoney

Legal name

全曜財經資訊股份有限公司 (CMoney Financial Information Co., Ltd.)

Website

https://cmoney.tw

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

251–500 employees

Short description

CMoney is a Taiwan-based fintech operating a marketplace of subscription investment-analysis apps for retail stock investors, serving 10M+ monthly users and 200+ financial institutions with software, education, and licensed retail data.

Ownership category

akta.pro rank

Product category

Investment Analysis Software

NAICS

Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

Investment Advice (6282), Finance Services (6199)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industry

Personal Financial Management & Budgeting (PFM) (FSAGAAAH)

Keywords

• Investment analysis software
• Stock screening tools
• Taiwan stock market
• Financial education apps
• Wealth management platforms

Headquarters

HQ city

Taipei

HQ country

Taiwan

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. 理財寶 App Subscriptions: CMoney's primary revenue stream comes from subscription-based access to investment analysis apps. Users subscribe to individual apps (e.g., 艾蜜莉定存股, 籌碼K線) on monthly or annual basis, with automatic renewal via credit card. Pricing ranges from NT$379/month to over NT$130,000 for advanced packages.
2. Online Courses and Lectures: CMoney monetizes investment education through paid online courses and live seminars. Users pay one-time or subscription fees to access video courses taught by investment experts. Revenue generated from both individual course purchases and bundled course packages.
3. Data Licensing and AdTech: CMoney generates revenue by licensing its retail and financial data to partners. The partnership with TNL Mediagene integrates CMoney's data (from 120,000+ retail locations serving 10 million monthly users) into advertising networks.
4. Bundled Software Packages: CMoney offers bundled software packages (e.g., 8大投資軟體 一次擁有) combining multiple apps at discounted prices, providing comprehensive stock market analysis tools for a single subscription.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

CMoney operates the 理財寶 (LiCaiBao) fintech platform, providing investment analysis software, stock screening tools, and financial education applications for Taiwan stock market investors. The platform hosts 100+ apps developed by independent investment experts covering technical analysis, fundamental analysis, and institutional trading patterns. CMoney also runs a separate B2B business licensing financial market data and analytics to 200+ financial institutions.

Product overview

CMoney 理財寶 is a platform-plus-marketplace model offering hundreds of investment software tools (理財寶) developed from financial experts' investment methodologies. The core products include 籌碼K線 for chip/institutional trading analysis and CWMoney理財筆記 for personal finance management. The platform features expert-developed apps covering stock selection (艾蜜莉定存股, 陳重銘-不敗存股術, 股市隱者-贏勢股), day-trading (權證小哥-當沖飆股神手, 肌肉書僮-短線聖經), technical analysis (莎拉的新式型態學), futures/options (林恩如-超簡單台指期貨, 元股先生-69G力, 自由人-多空指南針), and bundled packages (8大投資軟體). CMoney serves individual investors in Taiwan with data from 120,000+ retail locations and 10 million monthly active users.

Differentiator

Problem solved

Functional benefit

Brands

• CMoney 理財寶: Investment software platform offering various stock analysis apps and tools developed by investment experts
• CMoney 股市爆料同學會
• CMoney 股市
• CMoney 雲端控股
• CMoney 股市大富翁
• CMoney 投資網誌
• CMoney 選股網
• CMoney 投資小學堂
• FanBar

Products and services

• CMoney 理財寶 (LiCaiBao) Platform A fintech investment platform and marketplace that aggregates investment analysis apps developed by 100+ Taiwan investment experts, providing retail investors with tools for stock screening, technical analysis, fundamental analysis, and trading strategy development.
• 籌碼K線 (Chip K-Line) A stock analysis tool that visualizes institutional trading patterns, foreign investor flows, and chip concentration to help retail investors identify institutional buying and selling behavior on the Taiwan stock market.
• CWMoney 理財筆記 (Personal Finance Notebook) A personal finance management mobile application designed for individual users to track income, expenses, budgets, and personal financial accounts.
• 艾蜜莉定存股 App (Emily's Value Stock App) A value investment app focused on long-term dividend stock selection using fundamental analysis and 價值紅綠燈 (Value Traffic Light) valuation methodology, aimed at passive investors seeking stable returns.
• 陳重銘不敗存股術 (Chen Chong-Ming Invincible Stock-Saving Method) A stock-savings (存股) strategy app developed by educator Chen Chong-Ming, applying his value-investing framework to identify long-term Taiwan stocks suitable for periodic accumulation.
• 權證小哥系列 App (Warrant Brother App Series) A series of warrant and intraday-trading apps developed by Warrant Brother (權證小哥), providing short-term trading signals, warrant screening, and special-handling (處置) stock identification for active traders.
• 8大投資軟體 (8 Investment Software Bundle) A bundled subscription package combining 8 of CMoney's major investment analysis software products at a combined discounted price, targeted at retail investors seeking comprehensive tool coverage.
• CMoney 線上投資課程 (Online Investment Courses and Seminars) Online and offline investment education seminars and courses delivered by the 100+ investment experts on the CMoney platform, covering topics such as value investing, technical analysis, warrant trading, and stock-savings strategies.
• B2B 金融數據授權 (Institutional Financial Data Licensing) B2B financial data, market analytics, and software licensing service provided to 200+ Taiwan financial institutions including banks, securities firms, and fund management companies, offering real-time market data integration and institutional-grade analytics.

Quantifiable outcome

• 7 million+ downloads for flagship 籌碼K線 stock analysis tool
• +3 more outcomes

Named customers2 records

Segments1 record

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

One partnership is on record.

• TNL MediagenecoreStrategic or Co-development Partner · 11 December 2025CMoney partnered with TNL Mediagene to integrate its retail and financial data (from 120,000+ retail locations serving 10 million monthly users) into TNL Mediagene's Ad2 Network and AI advertising solutions. The partnership aims to enhance audience insights and marketing precision in Taiwan's AdTech landscape, expanding data-driven marketing capabilities and AI analytics within the industry.

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Market position

Strengths4 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/cmoneytw
• YouTubeyoutube.com/@cmoneyofficial
• Facebookfacebook.com/cmoneyapp
• LinkedInlinkedin.com/company/cmoney
• Instagraminstagram.com/cmoney.tw

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cmoney