Underwriter
assekuron GmbH (Underwriter) is an independent German insurance brokerage founded in 2012 in Aachen, serving over 6,000 private and SME clients with insurance, construction financing, and investment advisory across a network of ~400 insurers and ~300 banks.
- Company typePrivate
- Founded2012
- HeadquartersAachen, Germany
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Underwriter does
assekuron GmbH, operating under the trading name "Underwriter," is an independent insurance brokerage (Versicherungsmakler) founded in 2012 in Aachen, Germany, structured as a broker network (Maklerverbund) by six shareholders. The company serves two primary customer segments: private individuals seeking property, life, health, liability, and vehicle insurance, and small-to-medium businesses requiring commercial coverage including D&O, product liability, technical insurance, and occupational pension schemes. Specialized advisory is also provided for academics, civil servants, engineers, and doctors, leveraging the company's proximity to RWTH Aachen. Assekuron accesses approximately 400 insurers and securadeurs for insurance placement and approximately 300 banking partners for construction financing and investment products, with investment advisory delivered under the license of FiNet Asset Management GmbH.
The business operates on a commission-based revenue model, earning transaction fees from insurance placements and financial product distributions, supplemented by client-determined consulting fees. The company holds four regulatory licenses under German GewO (§34d insurance broker, §34f financial investment intermediary, §34c loan/real estate broker, §34i real estate financing broker), enabling cross-vertical service delivery. The go-to-market is consultative and relationship-driven: multi-session personal consultations develop individualized protection concepts, supported by ongoing policy monitoring, claims management, and periodic review. Distribution is exclusively direct — office-based consulting at the Theaterplatz 7 headquarters in Aachen, phone, and email — with no digital self-service channel or mobile application.
The company is privately held with no external institutional investors, no funding rounds, and no M&A activity. Operational scale is modest (11–50 employees) with a customer base exceeding 6,000. A related-company ecosystem (immokuron GmbH for property management, ndbh GmbH for facility services) shares the same shareholder group and generates cross-referral flow. Marketing channels are limited to the company website, educational seminars (including a partnership with AStA RWTH Aachen), and referral networks. There is no proprietary technology product, no AI/ML capability, and no evidence of digital transformation initiatives.
Underwriter firmographics
Firmographics- Name
- Underwriter
- Legal name
- assekuron GmbH
- Website
- https://assekuron.de
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- assekuron GmbH (Underwriter) is an independent German insurance brokerage founded in 2012 in Aachen, serving over 6,000 private and SME clients with insurance, construction financing, and investment advisory across a network of ~400 insurers and ~300 banks.
- Ownership category
- akta.pro rank
Underwriter industry classification
Industry- Product category
- Insurance Brokerage and Financial Advisory
- NAICS
- Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411), Investment Advice (6282)
- akta.pro primary industry
- Captive Insurance Advisory & Management (FSAEADAF)
Keywords
Where Underwriter is headquartered
LocationHeadquarters
- HQ city
- Aachen
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Underwriter business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Insurance Brokerage Commissions: assekuron earns commissions from approximately 400 insurers and securadeurs for placing insurance products. As an independent broker, they can access multiple providers to find optimal coverage for clients.
- Financial Product Distribution: The company earns fees from various wealth managers and approximately 300 banks for mortgage financing, investment products, and retirement planning services.
- Consulting Fees: assekuron offers pricing where customers determine which services they want and what compensation is appropriate relative to the effort. This approach helps avoid conflicts of interest from commission-only structures.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Individual consulting services - pricing determined by client based on services requested |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Underwriter product offering
Product offeringCore offering
assekuron GmbH is an independent insurance broker (Versicherungsmakler) that places insurance and financial products on behalf of clients by accessing a network of approximately 400 insurers and securadeurs as well as roughly 300 banks and asset managers. The company provides private insurance (property, life, health), commercial insurance, company pension schemes, construction/real estate financing, factoring solutions, and investment consulting through personalized multi-session consultations.
Product overview
Assekuron GmbH is an independent insurance broker offering a comprehensive portfolio of insurance, real estate financing, and investment consulting services. The company provides private insurance products (property, life, and health insurance), commercial insurance solutions (including D&O and technical insurance), occupational pension schemes, construction financing through approximately 300 banking partners, and wealth management advisory. The service offering includes special coverage concepts for customers requiring unique insurance arrangements, and the company acts as an intermediary accessing approximately 400 insurers and insurance companies.
Differentiator
Problem solved
Functional benefit
Products and services
- Private Sachversicherungen (Private Property Insurance)
Quantifiable outcome
- Over 6,000 customers served
- +1 more outcomes
Companies that use Underwriter
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles2 records
Underwriter technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Underwriter partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- immokuron GmbHcoreRelated company focused on property management, construction projects, and real estate services. Shares office presence and marketing with assekuron. One of several interlinked companies founded by the same shareholder group.
- ndbh GmbHminorPartner for building management services and interior construction. Related company founded by the same shareholder group as assekuron, providing complementary property-related services.
- fourcleanenergy / energy2minorExperts for autonomous energy solutions. Cooperative partner providing energy-related services to assekuron's client base.
- DMS AbrechnungminorSpecialist for reliable recording, reading, and billing of heating and water costs. Cooperative partner providing utility billing services.
- AStA der RWTH Aachen (Student Union)minorEducational partnership for free seminars on tax planning and investment topics for students. assekuron provides expertise while the AStA provides access to student audience. Workshops are free but require registration.
- FiNet Asset Management GmbHcorePartnership for investment advisory services. assekuron advisors provide investment advice under the license and liability of FiNet Asset Management GmbH, which holds necessary BaFin permits. This enables assekuron to expand its product portfolio to licensed products. Partners are entered in BaFin's public register for contractually bound agents.
- CGPA Europe Underwriting GmbHminorProvider of professional liability insurance (Vermögensschadenhaftpflichtversicherung) as required under § 34 d GewO for insurance brokers.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Underwriter competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Underwriter social profiles
Digital presenceUnderwriter compliance and trust
Trust signalCompliance4 records
Underwriter financial estimates
Financial estimateRevenue estimate
Valuation estimate
Underwriter leadership team
Management profileNumber of profiles
Profiles3 records
Underwriter funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Underwriter M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Underwriter
What does Underwriter do?
assekuron GmbH is an independent insurance broker (Versicherungsmakler) that places insurance and financial products on behalf of clients by accessing a network of approximately 400 insurers and securadeurs as well as roughly 300 banks and asset managers. The company provides private insurance (property, life, health), commercial insurance, company pension schemes, construction/real estate financing, factoring solutions, and investment consulting through personalized multi-session consultations.
Is Underwriter a public or private company?
Underwriter is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Underwriter founded?
Underwriter was founded in 2012. It employs 11 to 50 people.
Where is Underwriter based?
Underwriter is headquartered in Aachen, Germany, in the Europe region.
How does Underwriter make money?
Three revenue lines are on record. Insurance Brokerage Commissions are the primary driver. The others are financial Product Distribution and consulting Fees.
Does Underwriter have an API?
No public API is recorded for Underwriter.
What industry is Underwriter in?
Underwriter's product category is Insurance Brokerage and Financial Advisory. Its primary akta.pro industry code is FSAEADAF, Captive Insurance Advisory & Management. Its NAICS code is 524210 and its SIC code is 6411.