Wohn & Bau Genossenschaft

What Wohn & Bau Genossenschaft does

Wohn & Bau Genossenschaft eG is a registered housing cooperative (Wohnungsbaugenossenschaft) headquartered in Halle/Saale, Germany, operating under the German Genossenschaftsgesetz and registered at Amtsgericht Stendal (GnR 345). Founded via Satzung approval on 30 April 2021 and most recently amended on 2 May 2022, the cooperative recruits individual members \u2014 employees, civil servants, trainees, and soldiers \u2014 to acquire cooperative shares (Gesch\u00e4ftsanteile) at €40 each, with the standard package comprising 210 shares (€8,400 total) payable at €40 per month over 210 months. Members gain access to below-market cooperative rental apartments (Genossenschaftswohnungen) with lifelong residential rights (lebenslanges Wohnrecht), eligibility for annual dividends on cooperative profits (decided by the Generalversammlung), and stacked state subsidies including Arbeitnehmer-Sparzulage (up to €80–160/year), Wohnungsbaupr\u00e4mie (up to €70–140/year), and employer verm\u00f6genswirksame Leistungen contributions (up to €480/year), reducing the effective cost of share acquisition materially.

The cooperative deploys member-contributed capital into the acquisition and renovation of residential real estate to high ecological and energy-efficiency standards, with the resulting rental income underwriting operations and dividends. Distribution is entirely direct-to-consumer via the company\u2019s WordPress-based website (wohnundbau-genossenschaft.de) and contact form, with employer-mediated VL flows providing a B2B2C acquisition channel. The technology stack is intentionally lean: standard website, Google Analytics, GDPR-compliant data handling via an external Datenschutzbeauftragte, and banking infrastructure at Saalesparkasse Halle \u2014 no proprietary platform, app, API, or AI/ML capabilities are disclosed. The cooperative is a mandatory member of Genossenschaftsverband \u2013 Verband der Regionen e.V., which conducts statutory annual audits.

Revenue mechanics rest on three streams: (i) recurring member share installments (subscription_recurring), (ii) rental income from occupied cooperative apartments (subscription_recurring), and (iii) annual dividend distributions to members (subscription_recurring). The Vorstand comprises Ralf Hauschild (appointed 01.10.2021, with 15+ years of real estate industry experience) and Michael Kochmann. Geographic operations are confined to the Halle/Saale market, with no disclosed expansion plans beyond this single region. No headcount, member count, revenue, or portfolio valuation is publicly disclosed, which limits quantitative diligence.

Name

Wohn & Bau Genossenschaft

Legal name

Wohn & Bau Genossenschaft eG

Website

https://wohnundbau-genossenschaft.de

Company type

Private

Operating status

Operating

Short description

Wohn & Bau Genossenschaft eG is a Halle/Saale-based housing cooperative (founded 2021) that recruits German employees and savers as members, who acquire €8,400 in cooperative shares via monthly installments, access subsidized rental apartments with lifelong tenancy rights, and receive dividends funded by the cooperative\u2019s ecological real estate portfolio.

Ownership category

akta.pro rank

Product category

Housing Cooperative Services

NAICS

Lessors of Residential Buildings and Dwellings (53111)

SIC

Operators Of Apartment Buildings (6513)

akta.pro primary industry

Cooperative (Co-op) Housing Association Management (BPAJAHAC)

akta.pro secondary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

Keywords

• Housing cooperative services
• Cooperative apartment rental
• Cooperative share subscription
• VL savings program
• Affordable housing Germany

Headquarters

HQ city

Halle

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Infrastructure, Personnel, Others

Revenue model

1. Membership contributions and share payments: Members pay monthly installments toward their cooperative shares (Geschäftsanteile). Each new member typically subscribes to 210 shares at €40 each, totaling €8,400, paid at €40/month over 210 months. These contributions form the primary capital base used to acquire and renovate real estate.
2. Rental income from cooperative housing: Members who occupy cooperative apartments pay rent. Rental income from these properties constitutes operating revenue. Members pay monthly membership fees rather than traditional security deposits (Kaution).
3. Dividend distribution: Profits generated from real estate operations and capital management are distributed to members as annual dividends, determined by the Generalversammlung. Dividends on fully paid shares are paid out directly; on partially paid shares they are credited to the member's Geschäftsguthaben account.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Wohn & Bau Genossenschaft is a German housing cooperative (Wohnungsbaugenossenschaft) that issues cooperative shares (Genossenschaftsanteile) to individual members and operates a portfolio of affordable, ecologically renovated rental apartments. Members subscribe to shares funded primarily through employer-supported vermögenswirksame Leistungen, augmented by state subsidies (Arbeitnehmer-Sparzulage, Wohnungsbauprämie), and in return receive access to below-market cooperative apartments with lifelong residential rights and annual dividend distributions.

Product overview

Wohn & Bau Genossenschaft is a housing cooperative (Wohnungsbaugenossenschaft) offering a unified platform of membership-based services centered on affordable housing and long-term wealth building. The core offering comprises cooperative membership with access to Genossenschaftswohnungen (cooperative apartments) featuring lifelong living rights and affordable rents. Members build savings through Genossenschaftsanteile (cooperative shares) via a structured VL-Sparplan with 210 shares at 40 EUR each over 210 months. The product portfolio is augmented by state subsidies: Arbeitnehmer-Sparzulage (20% up to 80 EUR/year), Wohnungsbauprämie (10% up to 70 EUR/year), and optional Arbeitgeberzuschuss (employer contributions up to 480 EUR/year). The cooperative reinvests member capital in Immobilienprojekte focused on ecological and energy-efficient housing. Additionally, the KfW-Wohneigentumsprogramm 134 supports share acquisition with subsidized loans up to 50,000 EUR.

Differentiator

Problem solved

Functional benefit

Products and services

• Genossenschaftsmitgliedschaft (Cooperative Membership) Membership in the housing cooperative granting individuals access to affordable cooperative rental apartments, participation in annual general assemblies, dividend distributions, and lifelong residential rights. Targeted at individual employees, savers, civil servants, and trainees in Germany.
• Genossenschaftsanteile (Cooperative Shares) Tradeable cooperative shares purchased by members as the capital base of the cooperative. Standard subscription is 210 shares at 40 EUR each (8,400 EUR total), paid in monthly installments of 40 EUR over 210 months (17.5 years). Partially paid shares receive dividend credits; fully paid shares receive direct dividend payouts.
• Vermögenswirksame Leistungen (VL-Sparen) Investment savings program through which employer VL contributions are directed into cooperative shares. Monthly contributions of 6.65 to 40 EUR over seven years, supplemented by state bonuses (Arbeitnehmer-Sparzulage and Wohnungsbauprämie). Designed for individual employees receiving VL from their employer.
• Genossenschaftswohnungen (Cooperative Apartments) Affordable rental apartments available exclusively to members at below-market rates, renovated to high ecological and energy-efficiency standards. Tenants enjoy lifelong residential rights (lebenslanges Wohnrecht) and do not pay a traditional security deposit (Kaution) — only monthly membership contributions.
• Immobilienprojekte (Real Estate Projects) Acquisition and renovation of residential real estate using member contributions, focused on affordable, sustainable housing refurbished to modern ecological and energy-efficiency standards. Generates the rental income stream that funds dividends and member services.

Quantifiable outcome

• Members can receive up to €480/year from employer VL contributions + €80–160/year Arbeitnehmer-Sparzulage + €70–140/year Wohnungsbauprämie, totaling up to €780/year in subsidies on a €1,100 annual contribution (singles) or €1,560/year for couples.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• Genossenschaftsverband – Verband der Regionen e.V.coreStrategic or Co-development PartnerThe cooperative is a mandatory member of Genossenschaftsverband – Verband der Regionen e.V., headquartered at Wilhelm-Haas-Platz 1, 63263 Neu-Isenburg. This statutory audit association (Prüfungsverband) conducts annual audits of the cooperative's financial management, governance, and member services. Every Genossenschaft in Germany is legally required to belong to such an association. The partnership ensures regulatory compliance and provides members with independent oversight of the cooperative's operations.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Market position

Competitive moat4 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Wohn & Bau Genossenschaft