Solidaris Brabant

What Solidaris Brabant does

Solidaris Brabant is a Belgian non-profit mutual health insurance fund (mutualité) operating under Belgium's compulsory health insurance system, serving residents of Brussels and Flemish Brabant. The organization is affiliated with the Nationaal Verbond van Socialistische Mutualiteiten (National Union of Socialist Mutualities) and operates within a regulated framework supervised by the Office de contrôle des mutualités. It manages mandatory health insurance coverage, complementary insurance priced at €8.50/month per titular (described as one of Belgium's lowest), and optional hospital, dental, and ambulatory insurance products underwritten through its wholly-owned subsidiary Société Mutualiste d'Assurances du Brabant (Solidaris Brabant Assurances), established in 2011 under license 350/03.

The technology platform centers on e-Mut, a member self-service portal supporting CSAM authentication (Itsme, MyGov, eID, eIDAS, Smart ID), integrated with federal health data systems including MyHealthViewer (vaccination, medication, and screening records), MijnGezondheid (healthcare provider data exchange), and MyCarenet (ISI+ card verification). Distribution combines 145 physical offices across Brussels and Flemish Brabant with mobile Mobi-Mut offices, a contact center, and online appointment booking. Ancillary services span SOS-Mut emergency home care, work reintegration coordination (Terug naar werk), social services, legal services, alternative medicine coverage (Mutas), and partner-operated medical centers and equipment services (César De Paepe, Rosa, Medishop).

The revenue model is built on subscription-based recurring income: mandatory health insurance contributions, complementary insurance premiums at €8.50/month, and optional insurance products (Hospimut, Hospimut Plus, Hospimut Plus Continuïteit, Dentimut Plus, Ambumut, Ambumut Plus, ICH). Customer segments span the general mandatory population plus targeted personas including families with children, seniors requiring home care, members with work incapacity, and low-income households with BIM (Intervention Majorée) status. As a non-profit mutual benefit organization, surpluses are reinvested in member services rather than distributed to shareholders.

Name

Solidaris Brabant

Legal name

Solidaris Brabant

Website

https://solidaris-brabant.be

Company type

Private

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Solidaris Brabant is a Belgian non-profit mutual health insurance fund serving residents of Brussels and Flemish Brabant with mandatory, complementary, and optional insurance products through 145 offices and a digital member portal.

Ownership category

akta.pro rank

Headquarters

HQ city

Brussels

HQ country

Belgium

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Mandatory Health Insurance Contributions: As a Belgian recognized health insurance fund (mutualité), Solidaris Brabant manages the mandatory health insurance (verplichte ziekteverzekering) which provides standardized benefits regardless of which mutualité members are affiliated with. This covers medical expenses, hospital admissions, medications, and work incapacity compensation.
2. Complementary Insurance (Aanvullende Verzekering): Supplementary insurance funded through member contributions (€8.50/month per titular). Provides over 70 additional benefits and reimbursements where mandatory insurance does not intervene, including full co-payment refunds for members under 18, reduced co-payments with GMD, contraception coverage, sports club memberships, vaccinations, and cancer screening.
3. Optional Hospital Insurance (Hospimut): Facultative hospital insurance products offered through Solidaris Brabant Assurances, including Hospimut, Hospimut Plus, and Hospimut Plus Continuïteit. Provides additional coverage for hospitalization expenses beyond mandatory insurance.
4. Optional Dental Insurance (Dentimut Plus): Facultative dental insurance covering dental care expenses. Part of the optional insurance offerings alongside hospital insurance.
5. Ambulatory Insurance (Ambumut): Optional ambulatory insurance covering outpatient care expenses, including Ambumut and Ambumut Plus variants.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels9 records

Core offering

Solidaris Brabant is a Belgian mutual health insurance fund (mutualité) managing mandatory health insurance and offering complementary insurance at €8.50/month per titular, providing over 70 supplementary benefits. The fund also offers optional hospitalization (Hospimut), dental (Dentimut Plus), and ambulatory (Ambumut) insurance products, along with home care services, social services, legal services, and work reintegration support for members across Brussels and Flemish Brabant.

Product overview

Solidaris Brabant operates as a Belgian health mutual insurance fund offering a comprehensive suite of products and services. The core offering is a complementary insurance package (available for 8.50 EUR/month) providing over 70 advantages and reimbursements for healthcare costs not covered by mandatory insurance. This is supplemented by optional insurance products: Hospimut and Hospimut Plus (hospitalization insurance), Dentimut Plus (dental insurance), and Ambumut/Ambumut Plus (ambulatory insurance). The e-Mut online portal provides 24/7 member access to accounts and reimbursements. Additional services include home care (SOS-Mut), alternative medicine coverage (Mutas), medical centers (Centre Medical Cesar De Paepe), family planning (Planning Familial Rosa), social services, legal services, and work reintegration support. The subsidiary Solidaris Brabant Assurances handles regulated insurance products, while tools like MyHealthViewer and the ISI+ card facilitate digital health data access.

Differentiator

Problem solved

Functional benefit

Brands

• e-Mut: Online member portal allowing members to manage their health insurance documents, view reimbursements, and access services digitally
• Mobi-Mut
• SOS-Mut
• Hospimut
• Hospimut Plus
• Dentimut Plus
• Ambumut
• ICH (Indemnité Complémentaire Hospitalisation)

Products and services

• Complementary Insurance (Aanvullende Verzekering) Mandatory and supplementary health insurance coverage providing medical expense reimbursements, hospital admission coverage, medication reimbursements, and work incapacity compensation for members and their dependents across Brussels and Flemish Brabant.
• Hospimut Hospitalization Insurance Optional hospital insurance covering hospitalization expenses and related medical procedures for members, providing additional financial protection beyond mandatory insurance.
• Hospimut Plus Hospitalization Insurance Enhanced optional hospital insurance offering expanded coverage and higher reimbursement levels for inpatient and pre/post-hospitalization costs for members.
• Hospimut Plus Continuïteit Continuity-focused optional hospital insurance ensuring continuous hospitalization coverage for members transitioning between insurance products or life stages.
• Dentimut Plus Dental Insurance Optional dental insurance providing reimbursements for dental treatments, preventive consultations, and dental procedures for adult and child members.
• Ambumut Ambulatory Insurance Basic optional outpatient care insurance covering consultations, treatments, and medical services received outside hospital settings for members.
• Ambumut Plus Ambulatory Insurance Enhanced optional ambulatory insurance with expanded outpatient coverage and higher reimbursement rates for medical consultations and treatments.
• ICH (Indemnité Complémentaire Hospitalisation) Complementary hospitalization indemnity insurance offering fixed daily financial compensation to members during hospital stays to cover incidental expenses.
• Mutas Alternative Medicine Coverage Insurance coverage and reimbursement service for alternative medicine treatments including acupuncture, osteopathy, homeopathy, and other non-conventional therapies.
• SOS-Mut Emergency Home Care Emergency home care service delivering urgent at-home assistance for members facing sudden illness, accident, or post-hospitalization needs.
• Home Care Services (Soins et Services à Domicile) Comprehensive home care service offering nursing care, household help, family care, meals on wheels, respite care, and transportation services for less mobile or chronically ill members.
• Work Return Program (Retour au Travail) Coordinated work reintegration service providing personalized return-to-work trajectories, career counseling, vocational retraining support, and multidisciplinary assistance for members with work incapacity.
• Social Service (Service Social) Social advisory service providing guidance and support for members navigating financial difficulties, health-related social issues, and administrative procedures tied to insurance entitlements.
• Legal Service (Service Juridique) Legal advisory service reviewing hospital bills for errors, providing guidance on insurance-related legal matters, and defending member interests in disputes.
• Medishop Medical Equipment Service Medical equipment lending, rental, and sales service providing paramedical supplies and assistive devices for members requiring home care and recovery support.
• Solidaris Brabant Assurances Mutual insurance company subsidiary offering regulated hospitalization and dental insurance products to Solidaris Brabant members, licensed under Belgian insurance law.

Quantifiable outcome

• €8.50/month for supplementary insurance - among Belgium's lowest contributions
• +4 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature5 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• MedishopcoreStrategic or Co-development PartnerMedishop provides medical equipment lending, renting, and selling services to Solidaris Brabant members. Part of the complementary services network offering para-medical equipment for home care and recovery.
• Centres médicaux César De Paepe (Medische centra César De Paepe)coreStrategic or Co-development PartnerMedical centers providing affordable, high-quality healthcare to Solidaris Brabant members. These centers offer accessible medical services as part of the organization's mission to provide quality care.
• Planning familial Rosa (Gezinsplanning ROSA)coreStrategic or Co-development PartnerFamily planning services offering sexual health, contraception, and reproductive health services to members. Supports the organization's progressive approach to healthcare including sexuality and family planning.
• Solidaris Brabant Assurances (Société Mutualiste d'Assurances du Brabant)coreStrategic or Co-development PartnerInsurance subsidiary company established under the law of April 26, 2010, offering hospital and dental insurance products to Solidaris Brabant members. Licensed by the Office de contrôle des mutualités (license 350/03). Headquartered at Rue du Midi 111, 1000 Brussels. Registered in Brussels RPM under number 0838.221.243.
• Nationaal Verbond van Socialistische Mutualiteiten (National Union of Socialist Mutualities)coreStrategic or Co-development PartnerNational federation connecting socialist mutualities in Belgium. Members of Solidaris Brabant are automatically also members of this national organization, enabling shared resources and coordinated advocacy.
• Soins à Domicile Bruxelles asblcoreImplementation/ SI/ Consulting PartnerHome care organization serving Brussels. Data processor for hospital discharge coordination and home care services, receiving member data with consent for service provision under GDPR compliance.
• Soins à Domicile asblcoreImplementation/ SI/ Consulting PartnerHome care organization for Flemish region. Data processor for home care coordination services, receiving member information for care provision.
• Aide à Domicile asblcoreImplementation/ SI/ Consulting PartnerHome assistance organization. Data processor for home help services, receiving member data with authorization for service coordination.
• Leisure & Vacation Partners (Loisirs & Vacances)minorGTM or Marketing PartnerPartnership with Hotel Domein Westhoek and other leisure providers offering special arrangements and promotions for Solidaris Brabant members.
• eHealth/Ma Santé/MyHealthViewercoreTechnology or IntegrationIntegration with Belgian federal health data platforms enabling members to access vaccination records, medication schedules, medical files, and screening information through MyHealthViewer and MijnGezondheid platforms.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Market position

Strengths4 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@solidarisbrabant5650
• Facebookfacebook.com/solidarisbrabant
• LinkedInbe.linkedin.com/company/solidaris-brabant
• Instagraminstagram.com/solidarisbrabant

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Solidaris Brabant