CIC Ouest

What CIC Ouest does

CIC Ouest is a privately held French financial services group headquartered in Paris, with operating roots dating to 1859. According to the available firmographic data, the company positions itself as a partner that supports its customers' individual and collective goals and projects — language consistent with a regional retail and commercial banking franchise serving both households and businesses in Western France (the "Ouest" territory).

The firm operates with a workforce in the 1,001–5,000 employee range and maintains a primary web presence at cic.fr/en/. As a regional banking entity within the broader CIC (Crédit Industriel et Commercial) network — which sits inside the Crédit Mutuel Group ecosystem — CIC Ouest's functional scope would typically include deposit accounts, payment services, consumer and mortgage lending, SME and corporate banking, insurance distribution, and wealth advisory, though the input does not enumerate the product set. No product-level disclosures, pricing structures, technology stack details, or customer-segment splits are present in the supplied material.

Revenue mechanics are not disclosed in the source data: there are no net interest income figures, fee breakdowns, AUM disclosures, or branch-level performance statistics. The single substantive scrape (cic.fr/fr/navigateur_obsolete.html) is an obsolete-browser warning page that yields no operating intelligence beyond the CIC brand mark. Consequently, any conclusion about pricing, go-to-market, unit economics, or segment economics would be inference outside the evidence base and is left undetermined.

Name

CIC Ouest

Website

https://cic.fr

Company type

Private

Founded year

1859

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

CIC Ouest is a privately held French financial services group headquartered in Paris, founded in 1859, serving individual and business customers across Western France through a regional banking franchise within the CIC/Crédit Mutuel network.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Core offering

CIC Ouest is a regional financial services group providing banking products and services, including deposit accounts, financing solutions, payment services, and advisory support, to individual clients (consumers, professionals) and collective entities (businesses, associations) within its western France territory. Its offerings align with the broader CIC federation's banking suite, delivered through local branch relationships and digital channels.

Differentiator

Problem solved

Functional benefit

Products and services

• Retail and commercial banking services Core banking offering encompassing deposit accounts, lending, payment services, and advisory support for individual consumers, professionals, and collective entities (businesses, associations) within the western France region.

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• La Banque Postale: French retail bank built on the postal network with strong deposit franchise and growing SME presence. Competes for retail deposits and basic banking customers across France, including in CIC Ouest's geography.
• BNP Paribas: France's largest universal bank with full retail, corporate, and investment-banking operations. Competes with CIC Ouest for the same retail and SME clients in Western France but at much greater scale and breadth.
• Société Générale: Major French universal bank with a retail network and Boursorama digital bank that competes for the same regional retail and SME customers as CIC Ouest, though with substantially larger scale and product breadth.
• LCL (Le Crédit Lyonnais): National French retail bank (subsidiary of Crédit Agricole) serving urban and peri-urban retail and professional clients. Comparable retail/SME focus but national rather than regional.
• Crédit Agricole: Large French mutual banking group with regional caisses serving retail, SME, and agricultural clients. Comparable business model and customer base, but operates at significantly greater national scale.

Emerging players

• Boursorama: Leading French online bank (Société Générale subsidiary) targeting price-sensitive retail customers with low-cost deposit and lending products. Represents the principal digital competitive threat to regional incumbents like CIC Ouest.

Direct peers

• Banque Populaire: French regional cooperative bank network serving retail, professionals, and SMEs through locally rooted branches. Same regional-universal-banking model and similar customer profile to CIC Ouest.
• Caisse d'Epargne: French regional mutual bank focused on retail, housing finance, and public-sector clients via a regionally franchised network. Directly comparable mutual-bank regional model serving French retail and SME segments.
• Crédit Mutuel Arkéa: Federated French regional banking group also affiliated with the Crédit Mutuel universe, operating retail, SME, and insurance across Western France. Most directly comparable peer given overlapping geography and mutual-bank structure.

Regional players

• Crédit Mutuel de Bretagne: Western-France regional mutual bank federation under the Crédit Mutuel Arkéa umbrella, with deep retail and SME penetration. Operates in adjacent regional territories to CIC Ouest with a closely comparable offering.

Market position

Strengths4 records

Weaknesses3 records

Competitive moat4 records

Key risks4 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/cic-ouest

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments12 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CIC Ouest