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Calvin B Taylor Bankshares

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uuid003d3eb

Namestring
Calvin B Taylor Bankshares
Legal namestring
Calvin B. Taylor Bankshares, Inc.
Websiteurl
taylorbank.com
Company typeenum
Public
Founded yearint
1890
Descriptiontext

Calvin B. Taylor Bankshares, Inc. is a Maryland-incorporated bank holding company whose sole operating subsidiary is Calvin B. Taylor Bank, a regional community bank founded in 1890 and headquartered in Berlin, Maryland. The company is publicly traded on the OTCQX market under the ticker TYCB and serves individuals and small to medium-sized businesses across the Delmarva Peninsula through 13 branch offices and a Loan Production Office spanning Worcester, Wicomico, Sussex, Accomack, and Northampton counties.

The bank's product portfolio centers on core retail and commercial banking: deposit products (For Good Checking, savings, money market, CDs, IRAs, HSAs), consumer and residential lending (mortgages, HELOCs, personal loans), and commercial banking (business checking, lines of credit, business loans, commercial real estate financing, ACH, wire transfers, Positive Pay fraud protection, Remote Deposit Capture, and credit/debit card payment processing). Distribution and operations run through a four-layer stack: physical branches, the Tally by Taylor Bank online and mobile banking platform, an ATM network, and a relationship-manager and business-banker field force focused on commercial and SMB relationship building. Digital wallet support (Apple Pay, Google Pay, Samsung Pay) on Visa debit and IntraFi Network Deposits / CDARS integration provide institutional-grade deposit insurance coverage.

Revenue is generated primarily through net interest income from the spread between loan yields and deposit costs—$35.5 million in 2025, up 16.4% year-over-year—supplemented by transaction fees from deposit account servicing, ATM and debit card interchange, wire and ACH transfers, and payment processing for business customers. Non-interest income is recognized as a stream but not separately quantified in disclosures. The bank has demonstrated margin discipline, lifting NIM from 3.56% to 3.82% in 2025 while growing loans 5.0% and deposits 4.4%, and it returns capital through a quarterly dividend that increased 5% in 2025 alongside share repurchases.

Short descriptiontext

Calvin B. Taylor Bankshares is the holding company for Taylor Bank, a regional community bank founded in 1890 that serves individuals, small businesses, and nonprofits on the Delmarva Peninsula through 13 branches and a Loan Production Office across Maryland, Delaware, and Virginia.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
51–100
akta.pro rankint
HeadquartersBerlin, United States
HQ citystring
Berlin
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Offices10 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
community banking services, retail deposit accounts, commercial lending products, mortgage and home equity, digital banking platform
Industry3 codes
1Mass-Market Consumer Deposit Banking (Checking/Savings)
CodeFSABAAAAPrimaryYes
2Branch & In-Person Banking (Teller/ATM Networks)
CodeFSABAAAEPrimaryNo
3Digital Banking & Neobank Platforms
CodeBPAMAFADPrimaryNo
NAICS code2 codes
  • Commercial Banking52211
  • Depository Credit Intermediation5221
SIC code1 code
  • State Commercial Banks6022
Product category
Community Banking
GTM motion1 record

Each record includes

Type, Description, Source

Revenue model3 records
1Net Interest Income
TypeSubscription Recurring
Description

Primary revenue source from the spread between interest earned on loans (mortgages, commercial loans, consumer loans) and interest paid on deposits. In 2025, net interest income was $35.5 million, a 16.4% increase from the prior year.

stocktitan.net
2Non-Interest Income
TypeTransaction Fee
Description

Fees from deposit account service charges, ATM fees, debit card interchange fees, wire transfer fees, and other banking service charges.

taylorbank.com
3Payment Processing Services
TypeTransaction Fee
Description

Credit and debit card processing services for business customers, generating transaction-based revenue.

taylorbank.com
Marketing channels7 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels6 records

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components6 values
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Pricing details6 tiers
1Certificate of Deposit (CD) rates: 3-month CD at 3.21% APY, 6-month CD at 3.00% APY, 12-month CD at 2.75% APY, 18-month CD at 2.73% APY, 24-month CD at 2.68% APY. Minimum deposit of $1,000.
ModelSubscriptionBilling cadenceMonthly
Notes

CD rates effective May 15, 2026. Interest rates range from 2.65% to 3.21%. Minimum deposit of $1,000 to open.

taylorbank.com
2Money Market rates: 0.75% APY for $750-$9,999.99; 1.00% APY for $10,000-$49,999.99; 1.51% APY for $50,000-$99,999.99; 1.87% APY for $100,000+.
ModelSubscriptionBilling cadenceMonthly
Notes

Variable rate account. Minimum deposit $750 to open.

taylorbank.com
3For Good Checking: 0.35% APY, $25 minimum to open, no monthly service fee with qualifiers (10+ debit card payments OR direct deposit OR $1,000 average balance).
ModelSubscriptionBilling cadenceMonthly
Notes

Interest-bearing checking account. First five ATM fees refunded monthly. $25 minimum balance to open. Free first order of basic checks.

taylorbank.com
4Savings Account: 0.40% APY, $25 minimum deposit to open.
ModelSubscriptionBilling cadenceMonthly
Notes

Variable rate savings account.

taylorbank.com
5Health Savings Account (HSA): 1.45% APY, $100 minimum deposit to open.
ModelSubscriptionBilling cadenceMonthly
Notes

Tax-advantaged healthcare savings account.

taylorbank.com
6IRA Rates: 6-month fixed IRA at 3.00% APY; 12-month fixed IRA at 3.00% APY; 18-month fixed IRA at 2.89% APY; 24-month fixed IRA at 2.84% APY.
ModelSubscriptionBilling cadenceMonthly
Notes

Individual Retirement Account rates. $100 minimum deposit to open.

taylorbank.com
GTM typeB2C
B2C
Offering typeServices
Services
Brand1 of 4 records shown
1For Good Checking
Description

A checking account with community benefits where Taylor Bank donates to the For Good Fund for every debit card transaction made.

taylorbank.com
+3 more records
Core offering1 text field

Taylor Bank is a regional community bank that provides a full-service line of personal and business banking products and services across the Delmarva Peninsula. Core offerings include consumer deposit accounts (checking, savings, money market, CDs, IRAs, HSAs), consumer loans (mortgages and home equity lines of credit), commercial banking products (business checking, business loans, lines of credit, commercial real estate financing), and cash management solutions (payment processing, ACH transfers, wire transfers, Positive Pay fraud protection, Remote Deposit Capture). The bank operates 13 branches in Maryland, Delaware, and Virginia, supplemented by its proprietary Tally by Taylor Bank digital banking platform and a Loan Production Office in Salisbury, MD.

Differentiator
Functional benefit
Problem solved
Quantifiable outcome1 of 5 values shown
  • Net income increased 17.9% to $15.4 million in 2025
+4 more records
Product overview1 text field

Taylor Bank operates as a regional community bank offering a comprehensive suite of personal and business banking products and services. The core product portfolio centers on deposit accounts (checking, savings, money market, CDs, IRAs, and HSAs) and lending products (HELOCs, mortgages, and commercial loans). The bank differentiates through community-focused products including For Good Checking (which donates a portion of debit card transactions to local nonprofits via the For Good Fund) and the Calvin B. Taylor Memorial Scholarship program. Business banking includes a full suite of cash management tools including Positive Pay fraud protection, ACH transfers, wire transfers, payment processing, and Remote Deposit Capture. The Tally digital banking platform provides online and mobile banking across all products. The bank serves Maryland, Virginia, and Delaware markets with 13 branch locations and a Loan Production Office.

Product and service9 records
1For Good Checking
CategoryPersonal Checking
Description

Interest-bearing personal checking account with community impact features. A portion of every debit card transaction is contributed to the Taylor Bank For Good Fund supporting local nonprofits. Includes first five ATM fee refunds monthly and free basic checks.

2Personal Checking Accounts
CategoryPersonal Checking
Description

Various checking account options for personal banking customers, including Digital Banking and Bill Pay, Mobile Deposit, Visa Debit Card, and ATM access with FDIC insurance up to $250,000.

3Personal Savings, CDs, IRAs & HSAs
CategoryPersonal Savings and Retirement
Description

Savings accounts, Certificates of Deposit, Individual Retirement Accounts, and Health Savings Accounts for personal banking customers with various term options and interest rates.

4Money Market Accounts
CategoryPersonal Savings
Description

Tiered money market savings with tiered interest rates starting at $750 minimum balance, offering competitive APY on balances of $100,000 and above.

5Home Equity Lines of Credit (HELOC)
CategoryConsumer Lending
Description

Revolving credit lines secured by home equity, allowing homeowners to access funds for major expenses with variable rates.

6Mortgages
CategoryConsumer Lending
Description

Residential mortgage lending including purchase and refinance options, with mortgage underwriting services provided through Taylor Bank's lending team.

7Business Checking
CategoryBusiness Banking
Description

Business deposit accounts including checking with features for transaction processing, ACH transfers, and cash management solutions.

8Business Loans
CategoryCommercial Lending
Description

Commercial lending products including expansion or renovation financing, vehicle or equipment loans, and commercial real estate loans.

9Lines of Credit
Scale indicator11 records

Each record includes

Type, Value, Description, Source

Partnership3 partners
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2024-07-12
Description

Taylor Bank partners with the Community Foundation of the Eastern Shore to administer the For Good Fund as a donor-advised fund. The Foundation helps plan and operate Taylor Bank's community philanthropy programs, including grant review and disbursement to local nonprofits.

Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2023-04-06
Description

Taylor Bank pledged $40,000 to support the installation of STEM Center Programs at Nandua Middle School and Arcadia Middle School in Accomack County, Virginia. The partnership supports STEM education for students and represents the bank's community investment focus.

Strategic tierMinorTypeGTM or Marketing Partner
Description

Joint marketing partners referenced in the Privacy Notice, including card and merchant service companies that work with Taylor Bank for payment processing services.

Recent move8 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight6 records

Each record includes

Type, Description

Peers10 records
TypeBroad incumbent
Description

Mid-Atlantic regional bank holding company (FULT) with branch presence in Delaware, Maryland, Pennsylvania, and Virginia. Larger community-banking competitor operating similar product set within Taylor Bank's footprint.

TypeBroad incumbent
Description

Large Mid-Atlantic regional bank with branch presence across Delaware, Maryland, and Virginia. Represents the larger competitive incumbent against which Taylor Bank competes for deposits, mortgages, and SMB relationships; several former Citizens Bank branch managers now lead Taylor Bank branches.

TypeDirect peer
Description

Pennsylvania-based community bank (formerly known as Union Community Bank / FNCB) with operations extending into the Mid-Atlantic. Comparable in serving SMB and consumer customers with relationship banking; senior Taylor Bank commercial lender Trent Pusey was previously at LINKBANK.

TypeBroad incumbent
Description

Large regional bank with established Mid-Atlantic branch network including Delaware and Maryland. Comparable consumer and commercial banking product suite; competes for similar SMB and consumer customers in Taylor Bank's Delmarva service area.

TypeBroad incumbent
Description

Delaware-headquartered bank holding company with strong Delaware Valley presence and a comparable mix of consumer, mortgage, and commercial banking. Competes for similar Mid-Atlantic deposit and SMB customers.

TypeDirect peer
Description

Virginia-based community bank with Northern Neck and Eastern Virginia branches. Closely comparable in scale and community banking orientation to Taylor Bank; competes for similar Eastern Virginia deposit and lending relationships.

TypeBroad incumbent
Description

Large Mid-Atlantic community banking franchise with presence across Pennsylvania, Maryland, and surrounding states. Comparable consumer/SMB banking model but at significantly larger scale.

TypeDirect peer
Description

Maryland-based community bank holding company serving the greater Baltimore / mid-Atlantic region. Comparable small-cap, community-focused banking model with similar deposit and commercial lending product mix.

TypeDirect peer
Description

Maryland-based community bank holding company (SHBI) operating multiple community bank brands on the Eastern Shore and greater Maryland region. Closely comparable to Taylor Bank in scale, Eastern Shore / Maryland deposit franchise focus, and community banking model.

TypeDirect peer
Description

Virginia-headquartered community bank holding company (FMBM) operating in the Shenandoah Valley and Northern Virginia. Comparable small-cap publicly traded community bank with consumer/SMB banking focus in a similar regulatory and competitive Mid-Atlantic environment.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat5 records

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Named customers1 record

Each record includes

Name, Industry, Type, Use case, Source, UUID

Segment3 records

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

Integration5 records

Each record includes

Title, Type, Description, Source

AI maturity
App detail

Has app

Feature5 records

Each record includes

Title, Differentiator, Description, Source

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles13 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

Subsidiaries1 record

Each record includes

Name, Acquired on, Relationship type, Type, Business focus

Compliance3 records

Each record includes

Name, Class, Description

Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Calvin B Taylor Bankshares

Community Bankingtaylorbank.com

Calvin B. Taylor Bankshares is the holding company for Taylor Bank, a regional community bank founded in 1890 that serves individuals, small businesses, and nonprofits on the Delmarva Peninsula through 13 branches and a Loan Production Office across Maryland, Delaware, and Virginia.

What Calvin B Taylor Bankshares does

Calvin B. Taylor Bankshares, Inc. is a Maryland-incorporated bank holding company whose sole operating subsidiary is Calvin B. Taylor Bank, a regional community bank founded in 1890 and headquartered in Berlin, Maryland. The company is publicly traded on the OTCQX market under the ticker TYCB and serves individuals and small to medium-sized businesses across the Delmarva Peninsula through 13 branch offices and a Loan Production Office spanning Worcester, Wicomico, Sussex, Accomack, and Northampton counties.

The bank's product portfolio centers on core retail and commercial banking: deposit products (For Good Checking, savings, money market, CDs, IRAs, HSAs), consumer and residential lending (mortgages, HELOCs, personal loans), and commercial banking (business checking, lines of credit, business loans, commercial real estate financing, ACH, wire transfers, Positive Pay fraud protection, Remote Deposit Capture, and credit/debit card payment processing). Distribution and operations run through a four-layer stack: physical branches, the Tally by Taylor Bank online and mobile banking platform, an ATM network, and a relationship-manager and business-banker field force focused on commercial and SMB relationship building. Digital wallet support (Apple Pay, Google Pay, Samsung Pay) on Visa debit and IntraFi Network Deposits / CDARS integration provide institutional-grade deposit insurance coverage.

Revenue is generated primarily through net interest income from the spread between loan yields and deposit costs—$35.5 million in 2025, up 16.4% year-over-year—supplemented by transaction fees from deposit account servicing, ATM and debit card interchange, wire and ACH transfers, and payment processing for business customers. Non-interest income is recognized as a stream but not separately quantified in disclosures. The bank has demonstrated margin discipline, lifting NIM from 3.56% to 3.82% in 2025 while growing loans 5.0% and deposits 4.4%, and it returns capital through a quarterly dividend that increased 5% in 2025 alongside share repurchases.

Calvin B Taylor Bankshares firmographics

Firmographics
Name
Calvin B Taylor Bankshares
Legal name
Calvin B. Taylor Bankshares, Inc.
Website
https://taylorbank.com
Company type
Public
Founded year
1890
Operating status
Operating
Headcount range
51–100 employees
Short description
Calvin B. Taylor Bankshares is the holding company for Taylor Bank, a regional community bank founded in 1890 that serves individuals, small businesses, and nonprofits on the Delmarva Peninsula through 13 branches and a Loan Production Office across Maryland, Delaware, and Virginia.
Ownership category
akta.pro rank

Calvin B Taylor Bankshares industry classification

Industry
Product category
Community Banking
NAICS
Commercial Banking (52211), Depository Credit Intermediation (5221)
SIC
State Commercial Banks (6022)
akta.pro primary industry
Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
akta.pro secondary industries
Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE), Digital Banking & Neobank Platforms (BPAMAFAD)

Keywords

  • Community banking services
  • Retail deposit accounts
  • Commercial lending products
  • Mortgage and home equity
  • Digital banking platform

Where Calvin B Taylor Bankshares is headquartered

Location

Headquarters

HQ city
Berlin
HQ country
United States
HQ region
North America

Offices10 records

Markets served

Calvin B Taylor Bankshares business model

Business model
GTM type
B2C
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

  1. Net Interest Income: Primary revenue source from the spread between interest earned on loans (mortgages, commercial loans, consumer loans) and interest paid on deposits. In 2025, net interest income was $35.5 million, a 16.4% increase from the prior year.
  2. Non-Interest Income: Fees from deposit account service charges, ATM fees, debit card interchange fees, wire transfer fees, and other banking service charges.
  3. Payment Processing Services: Credit and debit card processing services for business customers, generating transaction-based revenue.

Pricing tiers

ModelBillingPrice
SubscriptionMonthlyCertificate of Deposit (CD) rates: 3-month CD at 3.21% APY, 6-month CD at 3.00% APY, 12-month CD at 2.75% APY, 18-month CD at 2.73% APY, 24-month CD at 2.68% APY. Minimum deposit of $1,000.
SubscriptionMonthlyMoney Market rates: 0.75% APY for $750-$9,999.99; 1.00% APY for $10,000-$49,999.99; 1.51% APY for $50,000-$99,999.99; 1.87% APY for $100,000+.
SubscriptionMonthlyFor Good Checking: 0.35% APY, $25 minimum to open, no monthly service fee with qualifiers (10+ debit card payments OR direct deposit OR $1,000 average balance).
SubscriptionMonthlySavings Account: 0.40% APY, $25 minimum deposit to open.
SubscriptionMonthlyHealth Savings Account (HSA): 1.45% APY, $100 minimum deposit to open.
SubscriptionMonthlyIRA Rates: 6-month fixed IRA at 3.00% APY; 12-month fixed IRA at 3.00% APY; 18-month fixed IRA at 2.89% APY; 24-month fixed IRA at 2.84% APY.

Go-to-market motion1 record

Distribution channels6 records

Marketing channels7 records

Calvin B Taylor Bankshares product offering

Product offering

Core offering

Taylor Bank is a regional community bank that provides a full-service line of personal and business banking products and services across the Delmarva Peninsula. Core offerings include consumer deposit accounts (checking, savings, money market, CDs, IRAs, HSAs), consumer loans (mortgages and home equity lines of credit), commercial banking products (business checking, business loans, lines of credit, commercial real estate financing), and cash management solutions (payment processing, ACH transfers, wire transfers, Positive Pay fraud protection, Remote Deposit Capture). The bank operates 13 branches in Maryland, Delaware, and Virginia, supplemented by its proprietary Tally by Taylor Bank digital banking platform and a Loan Production Office in Salisbury, MD.

Product overview

Taylor Bank operates as a regional community bank offering a comprehensive suite of personal and business banking products and services. The core product portfolio centers on deposit accounts (checking, savings, money market, CDs, IRAs, and HSAs) and lending products (HELOCs, mortgages, and commercial loans). The bank differentiates through community-focused products including For Good Checking (which donates a portion of debit card transactions to local nonprofits via the For Good Fund) and the Calvin B. Taylor Memorial Scholarship program. Business banking includes a full suite of cash management tools including Positive Pay fraud protection, ACH transfers, wire transfers, payment processing, and Remote Deposit Capture. The Tally digital banking platform provides online and mobile banking across all products. The bank serves Maryland, Virginia, and Delaware markets with 13 branch locations and a Loan Production Office.

Differentiator

Problem solved

Functional benefit

Brands

  • For Good Checking: A checking account with community benefits where Taylor Bank donates to the For Good Fund for every debit card transaction made.
  • For Good Fund
  • Calvin B. Taylor Memorial Scholarship
  • Tally by Taylor Bank

Products and services

  • For Good Checking Interest-bearing personal checking account with community impact features. A portion of every debit card transaction is contributed to the Taylor Bank For Good Fund supporting local nonprofits. Includes first five ATM fee refunds monthly and free basic checks.
  • Personal Checking Accounts Various checking account options for personal banking customers, including Digital Banking and Bill Pay, Mobile Deposit, Visa Debit Card, and ATM access with FDIC insurance up to $250,000.
  • Personal Savings, CDs, IRAs & HSAs Savings accounts, Certificates of Deposit, Individual Retirement Accounts, and Health Savings Accounts for personal banking customers with various term options and interest rates.
  • Money Market Accounts Tiered money market savings with tiered interest rates starting at $750 minimum balance, offering competitive APY on balances of $100,000 and above.
  • Home Equity Lines of Credit (HELOC) Revolving credit lines secured by home equity, allowing homeowners to access funds for major expenses with variable rates.
  • Mortgages Residential mortgage lending including purchase and refinance options, with mortgage underwriting services provided through Taylor Bank's lending team.
  • Business Checking Business deposit accounts including checking with features for transaction processing, ACH transfers, and cash management solutions.
  • Business Loans Commercial lending products including expansion or renovation financing, vehicle or equipment loans, and commercial real estate loans.
  • Lines of Credit

Quantifiable outcome

  • Net income increased 17.9% to $15.4 million in 2025
  • +4 more outcomes

Companies that use Calvin B Taylor Bankshares

Customer profile

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Calvin B Taylor Bankshares technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

Integration5 records

Feature5 records

Calvin B Taylor Bankshares partnerships and signals

Strategic signal

Partnerships

Three partnerships are on record, tiered core and minor.

  • Community Foundation of the Eastern ShorecoreStrategic or Co-development Partner · 12 July 2024Taylor Bank partners with the Community Foundation of the Eastern Shore to administer the For Good Fund as a donor-advised fund. The Foundation helps plan and operate Taylor Bank's community philanthropy programs, including grant review and disbursement to local nonprofits.
  • Cal Ripken Sr. FoundationcoreStrategic or Co-development Partner · 6 April 2023Taylor Bank pledged $40,000 to support the installation of STEM Center Programs at Nandua Middle School and Arcadia Middle School in Accomack County, Virginia. The partnership supports STEM education for students and represents the bank's community investment focus.
  • Card and Merchant Service CompaniesminorGTM or Marketing PartnerJoint marketing partners referenced in the Privacy Notice, including card and merchant service companies that work with Taylor Bank for payment processing services.

Scale indicators11 records

Recent moves8 records

Expansion highlights6 records

Calvin B Taylor Bankshares competitors and assessment

Company assessment

Broad incumbents

  • Fulton Financial Corporation: Mid-Atlantic regional bank holding company (FULT) with branch presence in Delaware, Maryland, Pennsylvania, and Virginia. Larger community-banking competitor operating similar product set within Taylor Bank's footprint.
  • Citizens Financial Group: Large Mid-Atlantic regional bank with branch presence across Delaware, Maryland, and Virginia. Represents the larger competitive incumbent against which Taylor Bank competes for deposits, mortgages, and SMB relationships; several former Citizens Bank branch managers now lead Taylor Bank branches.
  • M&T Bank: Large regional bank with established Mid-Atlantic branch network including Delaware and Maryland. Comparable consumer and commercial banking product suite; competes for similar SMB and consumer customers in Taylor Bank's Delmarva service area.
  • WSFS Financial Corporation: Delaware-headquartered bank holding company with strong Delaware Valley presence and a comparable mix of consumer, mortgage, and commercial banking. Competes for similar Mid-Atlantic deposit and SMB customers.
  • First National Bank of Pennsylvania: Large Mid-Atlantic community banking franchise with presence across Pennsylvania, Maryland, and surrounding states. Comparable consumer/SMB banking model but at significantly larger scale.

Direct peers

  • LINKBANK: Pennsylvania-based community bank (formerly known as Union Community Bank / FNCB) with operations extending into the Mid-Atlantic. Comparable in serving SMB and consumer customers with relationship banking; senior Taylor Bank commercial lender Trent Pusey was previously at LINKBANK.
  • Burke & Herbert Bank: Virginia-based community bank with Northern Neck and Eastern Virginia branches. Closely comparable in scale and community banking orientation to Taylor Bank; competes for similar Eastern Virginia deposit and lending relationships.
  • Howard Bancorp: Maryland-based community bank holding company serving the greater Baltimore / mid-Atlantic region. Comparable small-cap, community-focused banking model with similar deposit and commercial lending product mix.
  • Shore Bancshares: Maryland-based community bank holding company (SHBI) operating multiple community bank brands on the Eastern Shore and greater Maryland region. Closely comparable to Taylor Bank in scale, Eastern Shore / Maryland deposit franchise focus, and community banking model.
  • F&M Bank Corp: Virginia-headquartered community bank holding company (FMBM) operating in the Shenandoah Valley and Northern Virginia. Comparable small-cap publicly traded community bank with consumer/SMB banking focus in a similar regulatory and competitive Mid-Atlantic environment.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Calvin B Taylor Bankshares social profiles

Digital presence

Calvin B Taylor Bankshares compliance and trust

Trust signal

Compliance3 records

Calvin B Taylor Bankshares financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Calvin B Taylor Bankshares leadership team

Management profile

Number of profiles

Profiles13 records

Calvin B Taylor Bankshares subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

Calvin B Taylor Bankshares funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Calvin B Taylor Bankshares M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Calvin B Taylor Bankshares

What does Calvin B Taylor Bankshares do?

Taylor Bank is a regional community bank that provides a full-service line of personal and business banking products and services across the Delmarva Peninsula. Core offerings include consumer deposit accounts (checking, savings, money market, CDs, IRAs, HSAs), consumer loans (mortgages and home equity lines of credit), commercial banking products (business checking, business loans, lines of credit, commercial real estate financing), and cash management solutions (payment processing, ACH transfers, wire transfers, Positive Pay fraud protection, Remote Deposit Capture). The bank operates 13 branches in Maryland, Delaware, and Virginia, supplemented by its proprietary Tally by Taylor Bank digital banking platform and a Loan Production Office in Salisbury, MD.

Is Calvin B Taylor Bankshares a public or private company?

Calvin B Taylor Bankshares is a public company. It is classified as public and is currently operating.

When was Calvin B Taylor Bankshares founded?

Calvin B Taylor Bankshares was founded in 1890. It employs 51 to 100 people.

Where is Calvin B Taylor Bankshares based?

Calvin B Taylor Bankshares is headquartered in Berlin, United States, in the North America region.

How does Calvin B Taylor Bankshares make money?

Three revenue lines are on record. Net Interest Income is the primary driver. The others are non-Interest Income and payment Processing Services.

Who are Calvin B Taylor Bankshares's main competitors?

Broad incumbents on record are Fulton Financial Corporation, Citizens Financial Group, M&T Bank, WSFS Financial Corporation and First National Bank of Pennsylvania. Direct peers are LINKBANK, Burke & Herbert Bank, Howard Bancorp, Shore Bancshares and F&M Bank Corp.

Does Calvin B Taylor Bankshares have an API?

No public API is recorded for Calvin B Taylor Bankshares.

What industry is Calvin B Taylor Bankshares in?

Calvin B Taylor Bankshares's product category is Community Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks). Its NAICS code is 52211 and its SIC code is 6022.

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FinancialContent Business PageCalvin B. Taylor Bankshares, Inc. Reports Second Quarter and First Half 2026 Financial ResultsCalvin B. Taylor Bankshares, Inc. reported its second quarter and first half 2026 financial results, showing modest changes compared to previous periods. The company exceeded $1 billion in assets and experienced strong loan and deposit growth alongside improved net interest margin.Stock TitanCalvin B. Taylor Bankshares Reports $3.7M 2Q26 EarningsCalvin B. Taylor Bankshares reported net income of $3.7 million for the second quarter of 2026, a slight decline from the previous year's $3.9 million, while surpassing $1 billion in total assets for the first time. The bank experienced growth in loans and deposits, with net interest margin expanding to 4.05%, although higher operating expenses impacted overall earnings. The company also increased its quarterly cash dividend by 4.1% and continued repurchasing stock.FinancialContent Business PageTaylor Bank Establishes Loan Production Office in Rehoboth BeachCalvin B. Taylor Bankshares, Inc., parent company of Calvin B. Taylor Bank, announced the opening of a new Loan Production Office in Rehoboth Beach, Delaware at 20245 Bay Vista Road. The office will offer commercial lending products including commercial real estate loans, lines of credit, and equipment financing, and will be led by Tyler McCalister as Commercial Loan Officer and Vice President. The expansion marks Taylor Bank's effort to serve Sussex County's business community with relationship-focused, local decision-making banking solutions.Stock TitanTaylor Bank Opens Rehoboth Beach Loan OfficeCalvin B. Taylor Bankshares, Inc., parent company of Calvin B. Taylor Bank, announced the opening of a new Loan Production Office in Rehoboth Beach, Delaware. The office, located at 20245 Bay Vista Road, Unit #303, will offer commercial lending products including commercial real estate loans, lines of credit, and equipment financing, and is led by Tyler McCalister, Commercial Loan Officer and Vice President. The new LPO operates by appointment only and aims to serve Sussex County's growing business community.FinancialContent Business PageCalvin B. Taylor Bankshares, Inc. Announces Increase in Quarterly Cash Dividend to $0.41 per ShareThe Board of Directors of Calvin B. Taylor Bankshares, Inc. declared a quarterly cash dividend of $0.41 per share for the second quarter of 2026, payable on August 6, 2026, to stockholders of record on July 27, 2026. This dividend represents a 6.8% increase in year-to-date dividends compared to the same period last year, which the CEO attributed to the bank's continued strong financial performance and disciplined capital management. The company, founded in 1890, operates 12 banking locations across Maryland, Delaware, and Virginia on the Delmarva Peninsula.Stock TitanCalvin B. Taylor Bankshares Raises Dividend to $0.41Calvin B. Taylor Bankshares, Inc. announced its Board of Directors declared a regular quarterly cash dividend of $0.41 per share for Q2 2026, payable on August 6, 2026 to stockholders of record as of July 27, 2026. The company stated this represents a 6.8% increase in year-to-date dividends in 2026 compared to the same period last year, attributed to the bank's continued strong financial performance and disciplined capital management. CEO M. Dean Lewis stated the focus remains on creating long-term stockholder value through sustainable cash dividend growth and stock repurchases.Stock TitanTaylor Bank promotes Chisholm, adds Pusey as SVPsCalvin B. Taylor Bankshares, Inc. announced the promotion of Lee Chisholm to Senior Commercial Loan Officer and Senior Vice President, and the addition of Trent Pusey as Senior Commercial Loan Officer and Senior Vice President at its subsidiary Calvin B. Taylor Bank. Lee Chisholm has been with the bank since 2006, progressing from retail banking through several roles including Credit Analyst, Branch Manager, and Loan/Business Development Officer. Trent Pusey joins with over 25 years of banking experience, most recently from LINKBANK, and both individuals will focus on expanding commercial banking relationships across the bank's markets in Maryland, Virginia, and Delaware.Stock TitanCalvin B. Taylor Bankshares Q1 net income $3.8MCalvin B. Taylor Bankshares reported Q1 2026 net income of $3.8 million, or $1.44 per share, up 6.1% year-over-year. Net interest income rose 12.7% to $9.17 million, loans grew 7.3% to $690.5 million, and deposits increased 4.1% to $858.6 million. The company repurchased 25,892 shares and raised its quarterly dividend 5.6%.Stock TitanTaylor Bank board members retire after May 13 meetingCalvin B. Taylor Bankshares, Inc. announced the retirement of two longtime board members, Charlotte K. Cathell and Reese F. Cropper, III, effective May 13, 2026 at the conclusion of the 2026 annual stockholders meeting. The two retiring directors collectively served Taylor Bank for 46 years, with Mrs. Cathell contributing 20 years and Mr. Cropper 26 years of leadership across areas including audit, risk management, strategic planning, and customer service. The announcement reflects a routine board succession event for the regional community bank headquartered on the Delmarva Peninsula.Stock TitanCalvin B. Taylor Bankshares declares $0.38 dividendCalvin B. Taylor Bankshares, Inc. declared a quarterly cash dividend of $0.38 per share for Q1 2026, payable on May 7, 2026, to stockholders of record on April 27, 2026. The company cited strong financial performance into 2026 and attributed the dividend to prudent balance sheet management and disciplined capital allocation. CEO M. Dean Lewis stated the strategy supports organic growth while allowing share repurchases and stable dividend delivery to stockholders.