NVHP

What NVHP does

NVHP (Nederlandse Vereniging van Hypothecair Planners) is a Dutch non-profit membership association (vereniging) headquartered in Hoevelaken, Netherlands, that administers the protected professional title 'Erkend Hypothecair Planner' (Certified Mortgage Planner). The association maintains a register of approximately 1,200 certified mortgage advisors out of more than 20,000 practising mortgage advisors in the Netherlands, positioning itself as the quality-tier credentialing body for the Dutch mortgage advisory profession. Its HBO-level Leergang Hypothecair Planner programme combines a theory exam (€600 per attempt, 50 multiple-choice questions) with a practical assessment (€325.50 per attempt) and requires members to complete a minimum of three masterclasses per calendar year to retain certification.

The core technology surface is modest: the NVHP Opleidingsportaal (mc.hypothecairplanner.nl) training portal delivers continuing education, syllabi, and masterclass registration to members, while the public website (hypothecairplanner.nl) hosts an advisor finder that consumers use to locate certified planners. Theory and practical exams are administered externally by Examenbureau Eureka across approximately 14 Dutch locations under a partnership effective January 1, 2026, replacing prior provider Cito/Lamark. Additional member-facing assets include the Duurzaamheidsprofiel sustainability-profile tool and the Hypotheekbos tree-planting initiative (15,000 trees annually).

Revenue is generated through three streams: recurring membership fees (subscription), one-time examination fees (theory, practical, and review/objection tiers), and masterclass/continuing-education programme fees (professional services). Pricing for exams ranges from €0–€600 depending on type. The association is governed by a member-elected board; in April 2026 Mark de Bruijn was elected chairman, replacing Turhan Özgüner, with several new board members added. Strategic positioning centres on defending the protected designation, deepening ties to adjacent industry bodies (e.g., Vastgoed Nederland for foundation-risk compliance from April 2026), and progressively adding sustainability and digital services for members.

Name

NVHP

Legal name

Nederlandse Vereniging van Hypothecair Planners

Website

https://hypothecairplanner.nl

Company type

Private

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

NVHP is a Dutch non-profit professional association that administers the protected 'Erkend Hypothecair Planner' mortgage-advisor certification, serving approximately 1,200 certified members through membership dues, HBO-level exams, and mandatory annual masterclasses.

Ownership category

akta.pro rank

Headquarters

HQ city

Hoevelaken

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Membership Fees: Annual membership fees for mortgage advisors seeking to maintain the Erkend Hypothecair Planner certification and access association benefits
2. Examination Fees: Fees for theory and practical examinations for the Leergang Hypothecair Planner certification program
3. Training Programs: Masterclasses and continuing education programs that members must complete annually (minimum 3 different masterclasses per year) to maintain certification

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

NVHP is a Dutch professional membership association that certifies mortgage advisors through the protected 'Erkend Hypothecair Planner' title. It administers the HBO-level Leergang Hypothecair Planner training program, theory and practical examinations, mandatory annual masterclasses (minimum three per year), and maintains a public register of approximately 1,200 certified mortgage planners accessible to consumers via an online advisor finder.

Product overview

NVHP (Nederlandse Vereniging van Hypothecair Planners) is a professional association for mortgage planners that operates as a unified offering centered around the certified 'Erkend Hypothecair Planner' professional qualification. The core product is the Leergang Hypothecair Planner (HBO-level training program) which includes a theory exam and practical assessment/exam administered through the NVHP Opleidingsportaal. Members must complete annual Masterclasses (minimum three per year) for continuing education. The association also provides a sustainability profile tool (Duurzaamheidsprofiel) for advisors to assess home energy efficiency, and operates the Hypotheekbos initiative for environmental sustainability. The Erkend Hypothecair Planner register serves as the main consumer-facing service, enabling consumers to find certified advisors. The organization does not operate a software platform but provides educational services, examinations, and professional development through its training portal.

Differentiator

Problem solved

Functional benefit

Products and services

• NVHP Opleidingsportaal (Training Portal) Online portal for NVHP members to access training materials, masterclasses, syllabi, and manage professional education and continuous development requirements.
• Leergang Hypothecair Planner (Mortgage Planner Training Program) HBO-level professional certification program for mortgage advisors comprising theory and practical examinations leading to the protected 'Erkend Hypothecair Planner' (Certified Mortgage Planner) title.
• Erkend Hypothecair Planner Register Protected public register of approximately 1,200 certified mortgage planners who have completed the Leergang Hypothecair Planner program and meet ongoing education requirements, allowing consumers to find certified advisors by name, location, or coordinates.
• Duurzaamheidsprofiel (Sustainability Profile) Tool that generates sustainability profiles for homes based on postal code and house number, providing energy consumption scores and recommendations for improvements with financial analysis. Used by NVHP members in client engagements.
• Theorie-examen LHP (Theory Exam) Online theory examination for the Leergang Hypothecair Planner consisting of 50 closed questions with a pass score of 33 points, administered by Examenbureau Eureka at approximately 14 locations across the Netherlands; €600 per attempt.
• Praktijkexamen/Assessment LHP (Practical Exam) Practical assessment for the Leergang Hypothecair Planner testing advisory skills, with scheduled assessment dates throughout 2026 at €325.50 per attempt.
• Masterclasses Annual professional development program defined by the Masterclasses Commission and Curriculum Commission, with a requirement of minimum three different masterclasses per calendar year for members to maintain certification.

Quantifiable outcome

• Only 6% of Dutch mortgage advisors achieve Erkend Hypothecair Planner certification

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Vastgoed NederlandcoreStrategic or Co-development Partner · 28 April 2026NVHP and Vastgoed Nederland established a joint project group focused on practical implementation of new requirements for foundation risk assessment in property valuations for mortgage financing. Per April 1, 2026, all Dutch banks require valuation reports explicitly addressing foundation damage risk.
• Examenbureau EurekacoreTechnology or Integration · 1 January 2025Examenbureau Eureka handles the online administration of the Leergang Hypothecair Planner theory exam starting January 1, 2026. Eureka provides approximately 14 exam locations across the Netherlands for candidates.
• HypotheekbosminorOthersNVHP participates in the Hypotheekbos tree planting initiative, aiming to plant 15,000 trees annually with consumer and business sponsors to contribute to CO2 reduction and biodiversity.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• CFP Board: US-based organization that administers the Certified Financial Planner professional certification globally. It is comparable as a large, established personal-financial-planning certification body and serves as a broad benchmark for the protected-title, education-driven model NVHP operates at a national scale.
• Nederlandse Vereniging van Banken (NVB): Dutch Banking Association representing banks operating in the Netherlands. It is a broader incumbent whose member banks set the mortgage advisory and valuation standards that NVHP-certified advisors must follow, making it a relevant peer in the same Dutch mortgage-standards ecosystem.

Direct peers

• Stichting Erkend Hypotheekadviseur (SEH): Dutch foundation that administers the alternative 'Erkend Hypotheekadviseur' certification for mortgage advisors. It is the closest direct competitor to NVHP in the Dutch mortgage-advisor certification market, competing for the same advisor pool and consumer trust signal.
• Hypotheekbond: Dutch mortgage trade association referenced directly in NVHP's product URLs (e.g., duurzaamheidsprofiel.hypotheekbond.nl). It serves as a complementary/competing industry body for Dutch mortgage advisors and originators, with overlapping sustainability and consumer-facing tool initiatives.
• Adfiz: Dutch Association of Independent Insurance and Financial Advisors, a vereniging representing Dutch financial advisors. It is a peer in the sense of being a Dutch professional association setting standards and continuing-education requirements for financial advisors, with overlapping membership bases.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NVHP