What Capita Financial Services does

Note on data integrity: the firmographics header identifies the subject as "Capita Financial Services" (loan, mortgage, and investment services, Castries, Saint Lucia), but every substantive data block — products, customers, revenue model, office location, legal entity, and raw website content — describes "Print Plus Digital" / "Print Plus Inc.", a custom printing and promotional products business based in Barbados. The analysis below is grounded in the operational data actually provided.

Print Plus Digital (legal entity: Print Plus Inc.) operates a self-serve e-commerce platform at store.printplus.digital that designs, prints, and ships customized business stationery, signage, marketing materials, and branded promotional merchandise to customers across the Caribbean, with pricing denominated in Barbados Dollars. The catalog spans roughly 80 active SKUs organized into Large Format & Display, Business Cards, Calendars, Business Stationery, Invitations, Keepsakes & Gifts, Marketing Materials, Merchandising (shelf-strips, wobblers, shelf-talkers), Packaging, Promotional Items, and Wall Art. Production covers CMYK full-color digital printing across substrates (paper, plastic, canvas, fabric, metal drinkware) and recently extends into tech accessories such as NFC keyrings, RFID blockers, wireless phone chargers, and USB flash drives.

The core technology layer is an in-browser "Design Studio" backed by a template library and direct artwork upload, enabling buyers to personalize products end-to-end without external design software. The storefront supports unit-based transactional pricing, request-a-quote for custom or large orders, customer accounts, and order tracking, with phone-based support listed as a fallback. Revenue is generated one transaction at a time across per-unit price tiers ranging from BDS$0.20 (sheet stickers) to BDS$425 (pull-up banners), with no disclosed subscription or recurring revenue stream.

The buyer base is primarily Caribbean small and medium businesses seeking branding and marketing materials without international shipping or import duties, supplemented by event planners/organizations and corporate clients for ID badges, recognition items, and event collateral. Distribution is exclusively direct through the company's own storefront; marketing relies on organic SEO, a "Print Insights" blog, and the storefront itself. The firmographics layer lists 11–50 employees, the legal entity is Print Plus Inc., the company is privately held with no funding rounds disclosed, and no management, partnership, awards, or M&A information is on file.

Name

Capita Financial Services

Legal name

Print Plus Inc.

Website

https://capitafinancial.net

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Print Plus Digital (Print Plus Inc.) is a Barbados-based e-commerce platform offering custom printing and branded promotional merchandise — from business cards and stationery to signage, drinkware, and tech accessories — to Caribbean SMBs and event organizers via a self-serve online Design Studio with unit-based pricing.

Ownership category

akta.pro rank

Product category

Consumer Lending and Mortgage Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163)

akta.pro primary industry

Microloans & Working Capital Loans (FSAKAGAA)

Keywords

• Loan services
• Mortgage lending
• Investment services
• Consumer lending
• Financial products

Headquarters

HQ city

Castries

HQ country

St. Lucia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Custom Printed Products Sales: One-time sales of customized printed products including business cards, promotional items, marketing materials, and branded merchandise. Customers pay per unit based on quantity and product type.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Capita Financial Services provides loan, mortgage, and investment services to clients in Saint Lucia. The firm delivers personal and commercial lending products alongside investment offerings as a private for-profit financial services provider serving the local Eastern Caribbean market.

Product overview

Print Plus Digital is a custom printing and promotional products company offering an extensive portfolio of print and branded merchandise solutions. The product lineup includes Large Format Prints and Pull Up Banners for signage; Business Cards (Standard, Plastic, and Skinny formats) and Business Stationery (Envelopes, Letterhead, Award Certificates, Invitations, ID Cards, Notepads, Presentation Folders); Calendars (Desk, Wall, and Poster); Marketing Materials (Brochures, Flyers, Posters, Stickers, Scratch Cards, Table Talkers, Tent Cards, Tickets, Door Hangers, Wrist Bands); Promotional Items including an extensive pen collection (Atlas Click Pens, Sure Click Pens, Ultra Executive Pens, Wave Click Pens, Colour Grip Pens, Nova Click Pens, Vibe Grip Pens, Roller Ball Pens, HB Pencils), drinkware (Water Bottles, Tumblers), tech accessories (Selfie Ring Lights, Wireless Phone Chargers, USB Flash Drives, RFID Blockers, USB Fan); Keepsakes and Gifts (Acrylic Photo Blocks, Canvas Prints, Keyrings, Notebooks, Hand Fans, Greeting Cards, Coasters, Badges, Postcards, Luggage Tags); Merchandising tools (Shelf-strips, Shelf-talkers, Shelf Bubbles, Wobblers, Shelf Pointers); and Packaging solutions. The company provides an online Design Studio for product customization alongside artwork upload options.

Differentiator

Problem solved

Functional benefit

Products and services

• Loan Services Personal and commercial lending products provided to clients in Saint Lucia for financing needs such as personal expenses, debt consolidation, or business purposes.
• Mortgage Services Residential mortgage lending services provided to clients in Saint Lucia for home purchase or refinancing purposes.
• Investment Services Investment products and advisory services for individual clients in Saint Lucia seeking to grow savings or build investment portfolios.

Quantifiable outcome

• Orders delivered ahead of schedule according to customer testimonials

Named customers3 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• CIBC Caribbean (FirstCaribbean): CIBC Caribbean operates a regional banking franchise across the Caribbean, including Saint Lucia, offering mortgages, personal loans, and investment products. Its regional scale, deposit base, and product breadth make it the principal large incumbent against which a small local financial firm must compete.
• Republic Bank Limited: Republic Bank is one of the largest Caribbean banking groups with operations across multiple islands including Saint Lucia. It offers consumer loans, mortgages, and investment services through an established branch network, making it the most direct broad-incumbent comparison to a multi-line financial services firm operating locally.
• Sagicor Financial Company: Sagicor is a leading Caribbean financial services group offering insurance, investment, and pension products across the region including the OECS. Comparable to Capita's investment-services component and as a regionally diversified financial firm headquartered in the Caribbean.
• Scotiabank Caribbean: Scotiabank operates across the Caribbean including Saint Lucia, providing personal loans, mortgages, and wealth advisory. Comparable to Capita as a multi-line Caribbean financial services provider, but at vastly greater scale and with a multinational parent.

Regional players

• JMMB Group Limited: JMMB Group is a Caribbean financial services firm offering loans, mortgages, investment, and money-market services across Jamaica, Trinidad, and the OECS. Its multi-product Caribbean retail financial model parallels Capita's stated service mix.
• Guardian Group (Eastern Caribbean): Guardian Group offers insurance, investment, and financial advisory services across the Eastern Caribbean including Saint Lucia. Comparable as a Caribbean-domiciled multi-line financial services firm with overlapping investment-services offerings.
• National Commercial Bank (Jamaica): NCB is a major Jamaican bank offering consumer loans, mortgages, and wealth services across the Caribbean. Comparable as a Caribbean-domiciled multi-line financial services provider with similar product breadth to Capita.
• First Citizens Bank (Trinidad & Tobago): First Citizens is a major Trinidad-based bank with Caribbean operations offering consumer loans, mortgages, and investment services. While headquartered elsewhere, its Caribbean-focused product suite and Caribbean-domiciled ownership model closely parallel Capita's positioning.

Direct peers

• Bank of Saint Lucia Limited: Bank of Saint Lucia is a local Saint Lucia-based bank offering consumer loans, mortgages, and deposit/investment products. As a domestically owned financial institution of comparable size and product mix, it is the closest direct peer to Capita Financial Services.

Others

• Massy Holdings: Massy Holdings is a diversified Caribbean conglomerate with financial services and investment activities. While not a direct competitor to a retail lender, its Caribbean financial holdings provide a benchmark for locally rooted, multi-line Caribbean financial enterprises.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights4 records

Customer concentration

• Xx.com/capitacaribbean

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Capita Financial Services