360 Courtage
360 Courtage is a French independent insurance broker network founded in 2015, headquartered in Lens, serving 100+ affiliated brokers operating 136 agencies across France and overseas territories. It provides ORIAS registration, CRM tools, and access to 20+ partner insurers for self-employed professionals and business owners.
- Company typePrivate
- Founded2015
- HeadquartersLens, France
- Headcount1–10
- GTM typeB2B
- OfferingServices
What 360 Courtage does
360 Courtage is a French independent insurance broker network founded in 2015 and headquartered in Lens. The company recruits insurance professionals seeking to transition from salaried or single-brand agent roles into independent entrepreneurship, and supports them through a four-stage onboarding journey: ORIAS registration and legal status setup, brokerage installation with access to 20+ partner insurance companies, activity development via CRM and lead generation tools, and ongoing profitability monitoring through production dashboards and business coaching. The network serves two end markets: insurance intermediaries (the broker members themselves, who are SMB-scale independent operators) and the underlying clients of those brokers — primarily self-employed professionals (TNS), liberal professions, business owners and executives needing social protection (loan insurance, health/mutual, provident/foreknowledge, retirement), with secondary reach into individual families and small/medium employers seeking collective coverage. Co-founder Sébastien Delelis leads the organization, which today spans 100+ affiliated brokers operating 136 agencies across all French mainland regions plus overseas territories (Guadeloupe, Martinique, Guyane, La Réunion, Mayotte, Saint Martin, Saint Barthélemy).
The platform architecture is intentionally lean and operates on a partnership-broker model rather than corporate-owned branches. The central technology stack consists of CRM tools, Google Workspace, a shared drive, qualified lead generation, and a real-time production dashboard used by broker members to monitor portfolio performance and revenue. The network is organized around affiliated operating entities including 360 Prévoyance (specialized professional provident insurance), Courtage Addict (broker education and content), Brokin (broker tooling), and Centrale Courtage (brokerage operations). ACPR-aligned complaint handling procedures are in place, and member brokers receive VotrAsso association membership for regulatory compliance and legal protection. No API is exposed, no proprietary AI/ML capabilities are disclosed, and no mobile app is offered.
360 Courtage generates revenue through two streams: annual subscription membership fees paid by affiliated brokers for access to the network's services and partner panel, and override commissions earned on insurance products placed by broker members with the 20+ partner carriers. Pricing for membership fees is not publicly disclosed; the company markets a 3-year broker commission forecast (Year 1: €31,800; Year 2: €45,000; Year 3: €66,870) based on a conservative 4 new retirement contracts per month at €100/month premium, positioning the network against salaried or single-brand alternatives where brokers do not own their client portfolios. The go-to-market relies on content marketing (educational blog, a published guide claimed as the first complete broker guide in France, LinkedIn presence, video testimonials), direct recruitment consultation via named network experts, and bottom-of-funnel conversion through Trustindex-verified Google reviews from existing brokers.
360 Courtage firmographics
Firmographics- Name
- 360 Courtage
- Legal name
- 360 Courtage
- Website
- https://360courtage.fr
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- 360 Courtage is a French independent insurance broker network founded in 2015, headquartered in Lens, serving 100+ affiliated brokers operating 136 agencies across France and overseas territories. It provides ORIAS registration, CRM tools, and access to 20+ partner insurers for self-employed professionals and business owners.
- Ownership category
- akta.pro rank
360 Courtage industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
- akta.pro secondary industry
- Retail (Personal Lines) Insurance Brokerage (FSAEADAA)
Keywords
Where 360 Courtage is headquartered
LocationHeadquarters
- HQ city
- Lens
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
360 Courtage business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Broker Network Membership Fees: Insurance brokers pay to join and remain part of the 360 Courtage network, receiving support services, access to partner companies, and tools in return
- Commission Revenue: Network earns commissions from insurance products placed with partner insurance companies through the broker network. Brokers receive commission payouts with network claiming 'best commissions in the market'
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Broker membership with full support package |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
360 Courtage product offering
Product offeringCore offering
360 Courtage operates as a national network (groupement) of independent insurance brokers in France, recruiting insurance professionals, supporting them through ORIAS registration and legal status setup, and giving them access to 20+ partner insurance carriers, CRM tools, lead generation, training, and business coaching. Through its affiliated brokers and 136 agencies, the network distributes social protection, loan, health, and professional provident insurance products to self-employed professionals, liberal professions, and company directors across France.
Product overview
360 Courtage operates as a national network of independent insurance brokers specializing in social protection for business owners, professionals (TNS), liberal professions, and executives. The network provides access to over 20 partner insurance companies through 136 local agencies. Key offerings include loan insurance (assurance de prêt), health insurance/mutual coverage, and professional provident insurance (prévoyance). The main brands are 360 Courtage (the core broker network and client services platform) and 360 Prévoyance (specialized professional previsional coverage). Additional services include client portal (Espace clients), commission forecasting tool (Mon Prévisionnel), network comparison, and broker recruitment support.
Differentiator
Problem solved
Functional benefit
Products and services
- 360 Courtage Broker Network Membership Annual membership for independent insurance brokers in France providing ORIAS registration support, legal status optimization, access to 20+ partner insurance companies, CRM and lead generation tools, training, business coaching, VotrAsso association membership for regulatory compliance, and a real-time production dashboard. Members distribute social protection, loan, health, and provident insurance products to end clients through 136 agencies across France.
- 360 Prévoyance (Professional Provident Insurance) Specialized professional provident insurance offering for medical, paramedical, artisan, commercial, and liberal professions covering work stoppage, disability, and death, with contracts offering up to 100% income replacement and no health questionnaire options. Distributed through the 360 Courtage broker network.
Quantifiable outcome
- 3-year commission forecast of 66,870 EUR annually with 48,897 EUR in recurring revenues built over 3 years
Companies that use 360 Courtage
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles2 records
360 Courtage technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
360 Courtage partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- 360 PrévoyancecoreRelated entity focused on professional provident/foreknowledge insurance solutions for workers, including coverage for work stoppage, disability, and death. Specializes in solutions for medical, paramedical, artisan, commercial, and liberal professions.
- Courtage AddictminorPartner resource and information platform for insurance brokers, providing educational content and industry insights.
- Centrale CourtageminorInsurance brokerage partner operating within the 360 Courtage network structure.
- 20+ Insurance CompaniescoreOpen architecture with access to 20+ insurance companies allowing brokers to place client coverage across multiple carriers for optimal selection. Partner companies provide the insurance products that brokers distribute to end clients.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
360 Courtage competitors and assessment
Company assessmentEmerging players
- Assurland: Assurland is a French insurance price-comparison and lead-generation platform that brokers can use to source clients. It is an emerging/digital channel that competes for the same end-client demand and can be considered a partial substitute for 360 Courtage's lead-generation offering to its brokers.
Direct peers
- Henner: Henner is a leading French insurance broker specializing in health, prévoyance, and retirement for companies, expatriates, and liberal professions. Its specialism in prévoyance for professionals and corporate group health makes it a direct competitor to 360 Courtage's professional prévoyance offering.
- Alptis: Alptis is a French insurance group combining a mutuelle, a brokerage network, and prévoyance/health products for individuals and self-employed professionals. Its broker-network arm and focus on prévoyance for indépendants directly overlaps with 360 Courtage's TNS and liberal-profession target segment.
- Assureurs Conseils (formerly Céline & Associés): Assureurs Conseils is a French network of independent insurance brokers offering multi-carrier brokerage services to professionals and individuals. It competes directly with 360 Courtage for experienced insurance professionals seeking to convert to independent status.
- Magnifica Courtage: Magnifica is a French broker network supporting independent insurance brokers with multi-carrier access and operational tools. It competes with 360 Courtage in recruiting the same pool of insurance professionals seeking to launch independent brokerages in France.
- April: April is a major French insurance broker and network specializing in personal and professional lines, including health, prévoyance, and loans for individuals, professionals, and SMEs. It is the most direct competitor to 360 Courtage's multi-carrier brokerage network model targeting TNS and liberal professions in France.
Broad incumbents
- SwissLife France: SwissLife France is a major insurer specializing in life, health, prévoyance, and retirement, with significant distribution through agents and brokers. Its strong prévoyance and retirement offerings overlap directly with 360 Courtage's core product set, particularly via the 360 Prévoyance subsidiary.
- Generali France: Generali France operates a broad multi-line insurance business with a sizable tied-agent and broker channel. It is a broad incumbent whose généraliste agents overlap with the single-brand constraint 360 Courtage pitches against in its broker-recruitment messaging.
- AXA France: AXA France is the largest generalist insurer in France with an extensive tied-agent network (AXA Agents Généraux) and direct distribution. It is a broad incumbent that competes with 360 Courtage's open-architecture proposition by retaining producers in single-brand exclusive arrangements.
Others
- Courtage Addict: Courtage Addict is a wholly-owned subsidiary of 360 Courtage that operates as a content and resource platform for insurance brokers. Listed here as an internal/related entity rather than a true external competitor.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
360 Courtage social profiles
Digital presence360 Courtage financial estimates
Financial estimateRevenue estimate
Valuation estimate
360 Courtage leadership team
Management profileNumber of profiles
Profiles2 records
360 Courtage subsidiaries and ownership
Company hierarchySubsidiaries4 records
360 Courtage funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
360 Courtage M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 360 Courtage
What does 360 Courtage do?
360 Courtage operates as a national network (groupement) of independent insurance brokers in France, recruiting insurance professionals, supporting them through ORIAS registration and legal status setup, and giving them access to 20+ partner insurance carriers, CRM tools, lead generation, training, and business coaching. Through its affiliated brokers and 136 agencies, the network distributes social protection, loan, health, and professional provident insurance products to self-employed professionals, liberal professions, and company directors across France.
Is 360 Courtage a public or private company?
360 Courtage is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was 360 Courtage founded?
360 Courtage was founded in 2015. It employs 1 to 10 people.
Where is 360 Courtage based?
360 Courtage is headquartered in Lens, France, in the Europe region.
How does 360 Courtage make money?
Two revenue lines are on record. Broker Network Membership Fees are the primary driver. The others are commission Revenue.
Who are 360 Courtage's main competitors?
Assurland is listed as an emerging player. Direct peers are Henner, Alptis, Assureurs Conseils (formerly Céline & Associés), Magnifica Courtage and April. Broad incumbents are SwissLife France, Generali France and AXA France. Courtage Addict is listed as an others.
Does 360 Courtage have an API?
No public API is recorded for 360 Courtage.
What industry is 360 Courtage in?
360 Courtage's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage, with a secondary code of FSAEADAA, Retail (Personal Lines) Insurance Brokerage. Its NAICS code is 524210 and its SIC code is 6411.