Unisaude

What Unisaude does

Unisaúde is an Angolan health insurance administrator and integrated healthcare manager founded in 2007 (with company materials also referencing a 2009 establishment) and headquartered in Talatona, Luanda. The company sells corporate health insurance plans across multiple tiers (Standard 1-4, Plano PLENO Ambulatorial/Internamento/Internamento+, Saúde Internacional, and Tailor Made), mandatory work accident insurance, travel insurance in partnership with Mapfre Asistencia, occupational health services, checkups, and on-site medical station management. Its core technology stack comprises a cloud-based insurance management platform, an automated pre-authorization system, a web-based Business Intelligence dashboard for corporate clients, and the App Unisaúde mobile application for beneficiaries (virtual card, authorizations, scheduling, reimbursement requests, provider network with maps, and personal health metric tracking).

Unisaúde operates a vertically integrated model in which it administers insurance products while simultaneously delivering care through Unisaúde Clínicas, a wholly-owned network of five primary care clinics in Luanda offering over 10 specialties with no copayment for beneficiaries. The company services a 300+ provider network across Angola and, through its Hollard Health partnership, extends coverage internationally. GTM is sales-led: a dedicated commercial team pursues enterprise clients, supported by a 24/7 bilingual contact center (Linha Unisaúde) for inside-sales and beneficiary support, the Descomplica exam-authorization concierge, and the PAIS chronic-care program. Pricing is quote-based annual subscription; Plano PLENO is positioned as Angola's first unlimited health insurance at approximately 50% of traditional pricing, targeting the previously uninsured SME segment.

The customer base is enterprise, concentrated in oil and gas (Eni, Equinor, SLB, Championx, Stapem, Solenova), consumer (Nestlé, Azule, Alimenta), inspection (Bureau Veritas), financial services (Friedlander, Bodiva) and media (Zap). Revenue is not disclosed; headcount is reported at 101-250 employees. The company is privately held with no disclosed parent, institutional investors or funding rounds.

Name

Unisaude

Legal name

Unisaude

Website

https://unisaude.co.ao

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

101–250 employees

Short description

Unisaúde is a privately-held Angolan health insurance administrator that underwrites corporate health plans, operates a 300+ provider network and 5 wholly-owned clinics in Luanda, and sells to multinational and domestic enterprises (notably oil and gas majors) via annual subscription contracts.

Ownership category

akta.pro rank

Product category

Corporate Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Other Insurance Related Activities (52429), Offices of Physicians (62111)

SIC

Insurance Agents, Brokers & Service (6411), Services-Health Services (8000)

akta.pro primary industry

Individual Health Insurance Administration (TPA/ASO) (FSAIAEAK)

akta.pro secondary industries

International / Expatriate Group Health Plans (FSAIAFAJ), Hospital Shared Services, GPOs & System Support Organizations (HLAFAAAO)

Keywords

• Corporate health insurance
• Occupational health services
• Healthcare management
• Medical clinic network
• Travel insurance Angola

Headquarters

HQ city

Talatona

HQ country

Angola

HQ region

Africa

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Health Insurance Premiums: Corporate health insurance plans with monthly/annual premiums paid by companies for employee coverage. Plans include Standard 1-4, Pleno Ambulatório, Pleno Internamento, Pleno Internamento+, Saúde Internacional, and Tailor Made options with varying coverage levels and pricing.
2. Supplementary Health Solutions: Additional paid services including occupational health management, workplace medical station management, health checkups, 360° management services, and work accident insurance, offered as standalone or bundled solutions.
3. Travel Insurance: Travel insurance products offered in partnership with Mapfre Asistencia, covering medical expenses, trip cancellation, personal assistance, and accidents for travelers to various destinations including Europe, Brazil, Africa, and worldwide.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Unisaude administers corporate health insurance and delivers 360-degree healthcare management services in Angola. Its portfolio spans traditional corporate health plans (Standard 1-4), the unlimited Pleno line, the Hollard-powered Saude Internacional product, Tailor Made enterprise plans, work accident insurance, travel insurance through Mapfre, occupational health, checkups, on-site medical station management, and the PAIS preventive health program. Service delivery runs through a 300+ national provider network backed by its own Unisaude Clinicas primary care clinics in Luanda.

Product overview

Unisaude is an Angolan health insurance and healthcare management company with 15 years of experience operating as a 360-degree health solutions provider for businesses. The company offers a comprehensive portfolio comprising health insurance plans (Pleno Ambulatório, Pleno Internamento, Pleno Internamento+, Saúde Internacional, Tailor Made, and Traditional 1-4 plans), work accident insurance, travel insurance (via Mapfre partnership), occupational health services, checkup programs, medical station management, and 360° benefit administration. Core differentiators include the proprietary Unisaúde Clínicas network of company-owned primary care clinics, the Programa PAIS for integral health attention, the Descomplica service for exam authorization, the App Unisaúde mobile application, Linha Unisaúde 24/7 support hotline, and the Business Intelligence platform for corporate reporting. The company serves over 300 provider locations across Angola with international coverage capabilities through Hollard Health partnership.

Differentiator

Problem solved

Functional benefit

Brands

• Pleno: Health insurance product line including Pleno Ambulatório, Pleno Internamento, and Pleno Internamento+ - described as the first unlimited health insurance in Angola at half the price
• Unisaude Clínicas
• PAIS (Programa Atenção Integral à Saúde)
• Descomplica
• Business Intelligence Unisaude
• Linha Unisaude

Products and services

• Plano Tradicional 1 Entry-level corporate health insurance plan offering hospitalization up to 15,000,000 AOA, outpatient up to 300,000 AOA, physiotherapy, dentistry, prosthetics, preventive medicine, and maternity coverage, targeted at growing companies adopting employee health benefits.
• Plano Tradicional 2 Mid-tier corporate health insurance plan with hospitalization up to 30,000,000 AOA, outpatient up to 500,000 AOA, 10 physiotherapy sessions, dental, prosthetic, and maternity coverage for medium-sized companies.
• Plano Tradicional 3 Comprehensive corporate health insurance plan covering hospitalization up to 60,000,000 AOA, outpatient up to 1,000,000 AOA, 15 physiotherapy sessions, dental, prosthetic, and extended maternity benefits for diverse company sizes.
• Plano Tradicional 4 Premium corporate health insurance plan with hospitalization up to 120,000,000 AOA, outpatient up to 2,000,000 AOA, 25 physiotherapy sessions, full preventive medicine, dental, and maternity coverage for established large companies.
• Plano Pleno Ambulatorio First unlimited health insurance plan in Angola providing unlimited consultations, laboratory analyses, imaging exams, complex exams, and medications at the Unisaude Clínicas network with no copayment, offered at half the price of traditional corporate plans; targets growing businesses unable to afford traditional health insurance.
• Plano Pleno Internamento Budget-friendly Plano PLENO variant with unlimited outpatient care and medications at Unisaude Clínicas, hospitalization coverage up to 10,000,000 AOA, and optional complementary optics and dental coverage.
• Plano Pleno Internamento+ Comprehensive Plano PLENO variant providing unlimited outpatient care, unlimited medications at Unisaude Clínicas, hospitalization, and maternity coverage (I.H. covered) with complementary healthcare options, targeting growing companies and SMEs.
• Plano Tailor Made Bespoke corporate health insurance program for medium and large enterprises, offering personalized coverage, differentiated provider networks, and continuous monitoring focused on quality-of-life management and strategic cost optimization.
• Saúde Internacional International health insurance delivered in partnership with Hollard Health, offering modular worldwide coverage (Basic hospitalization/prevention, Enriched adding ambulatory, Complete adding dental and ophthalmology), 24/7 personalized support, payment in kwanzas, preventive care, cancer treatment, and chronic disease management.
• Acidente de Trabalho Mandatory work accident and occupational disease insurance under Angola's Decree 53/05, providing a multidisciplinary team for treatment and recovery, rapid return-to-work support, and efficient claim processing for employers.
• Seguro Viagem Travel insurance delivered in partnership with Mapfre Asistencia covering medical emergencies, personal assistance, lost documents, public-transport accidents, and trip cancellation, offered in Pearl (worldwide), Brasil, Europa, Africa, and Student plan variants.
• Saúde Ocupacional Occupational health management service for employers, covering admission, periodic, return-to-work, risk-change, and dismissal medical examinations, OEUK-certified onshore and offshore examinations, training, absenteeism control, and regulatory compliance (PCMSO, Mapa de Risco, PGR, CPAT).
• Checkup Comprehensive corporate health assessment program for early disease detection and continuous monitoring, including blood count, glucose, liver and kidney function, lipid profile, audiometry, spirometry, vision screening, X-ray, drug testing, stress tests, and OEUK offshore checkups.
• Gestão de Postos Médicos Integrated workplace medical station management service delivered at client company premises, including structural, technical, operational, and managerial implementation, plus administration, consultations, exams, medications, and health programs.
• Gestão 360º End-to-end 360-degree corporate health benefit management solution covering registration, authorizations, information systems, inpatient control, provider management, invoice analysis, international assistance, second medical opinion, evacuation and repatriation, and telemedicine.
• Programa PAIS (Programa Atenção Integral à Saúde) Integral Health Attention Program providing personalized preventive care including teleorientation, multidisciplinary team support, mental health care, chronic disease management, home visits, and specialist coordination through Unisaude Clínicas at no additional cost to beneficiaries.
• Unisaúde Clínicas Network of Unisaude-owned primary care clinics in Luanda (Cidadela 24h, Morro Bento, Kinaxixi, Viana, Talatona) offering more than 10 specialties including family medicine, pediatrics, gynecology, cardiology, dermatology, dentistry, endocrinology, psychology, urology, orthopedics, imaging, and proctology, with no copayment for beneficiaries.

Quantifiable outcome

• First unlimited health insurance plan in Angola
• +2 more outcomes

Named customers19 records

Segments3 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Hollard HealthcoreStrategic or Co-development PartnerUnisaude Seguros partnered with Hollard Health to bring international best-in-class healthcare and prevention to Angola. The partnership provides Saúde Internacional (International Health) insurance product featuring worldwide coverage, payment in kwanzas, and 24/7 personalized support. Product includes preventive consultations, check-ups, cancer prevention and treatment, chemotherapy, radiotherapy, hemodialysis, and HIV/chronic disease management.
• Mapfre AsistenciacoreStrategic or Co-development PartnerPartnership with Mapfre Asistencia for travel insurance products covering medical expenses, trip cancellation, personal assistance, and personal accidents for travelers. Products include Pearl (worldwide), Brasil, Europa/Schengen, Africa, and Student plans with varying coverage limits and geographic areas.
• OEUK (Oil and Gas UK)minorOthersUnisaude offers OEUK-certified offshore medical examinations for oil and gas industry workers, enabling compliance with international health standards for offshore operations.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• ENSA (Empresa Nacional de Seguros de Angola): Angola's largest domestic insurance group, offering health, life and general insurance products to corporate and individual clients. Direct overlap with Unisaude in Angolan corporate health insurance and group benefit administration.
• Global Seguros (Angola): Angolan insurer offering corporate and individual lines including health. Competes in the same corporate group health segment as Unisaude, particularly with multinational and oil-and-gas clients.
• BAI Seguros: Insurance subsidiary of Angola's BAI bank, distributing life, health and general insurance products through the bank's corporate client base. Directly comparable to Unisaude's bank-distributed corporate health offering.
• Fidelidade Angola: Angolan arm of Portuguese insurer Fidelidade, providing health and general insurance for corporates and individuals in Angola. Competes head-to-head with Unisaude for the same multinational and large-enterprise accounts.

Broad incumbents

• Bupa Global: International health insurer serving corporate expat and globally-mobile employees, including in Africa. Comparable to Unisaude on the international/expatriate group health product (the same space Hollard helps Unisaude address).
• Discovery Health: South Africa's largest managed-care insurer, combining health administration, own wellness/clinic assets and a data-driven Vitality platform. Architecturally the closest large-scale analogue to Unisaude's insurance-plus-clinic-plus-app model, though operating at vastly greater scale.
• Hollard Insurance: South African-headquartered insurance group and Unisaude's strategic partner on the Saúde Internacional product. Comparable as a pan-African insurance carrier with deep corporate health capabilities, but materially larger and broader in product scope.
• AXA Africa (AXA Emerging Customers / AXA Mansard): Global insurer with growing African footprint including health and group benefits in several Sub-Saharan markets. Competes with Unisaude for multinational corporate accounts requiring cross-border health coverage.
• Sanlam: Pan-African financial services group with significant health, life and general insurance operations across multiple African markets. Comparable to Unisaude as a corporate health insurer pursuing cross-border African expansion through partnerships and acquisitions.

Emerging players

• Hygeia HMO: Nigerian health maintenance organization combining health plan administration with own provider network, targeting corporate accounts. Highly comparable business model to Unisaude but operating in a different (Nigerian) African market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/unisaudeao
• LinkedInlinkedin.com/company/unisaudegrupo
• Instagraminstagram.com/grupo_unisaude

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unisaude