Qian Insurance Broking

What Qian Insurance Broking does

Qian Insurance Broking LLP is a Mumbai-based, IRDAI-licensed insurance broker (License No. 592, valid through May 4, 2026; Direct Broker Code IRDA/DB 659/16/2020) that distributes 40+ insurance products from 20+ carrier partners to businesses (B2B) and individual consumers (B2C) across India. Founded around 2015 and operating from its headquarters in Nariman Point, Mumbai, the firm serves SMEs, larger corporations, and retail customers requiring commercial and personal insurance coverage, with the company claiming a base of 2,000+ business customers.

The product catalog spans eight insurance categories — Liability, Engineering, Marine, Property, Group, Miscellaneous, Health, and Life — including specialized lines such as Cyber Insurance, Directors and Officers Liability, Professional Indemnity, Contractor's All Risk, Marine Cargo, Group Health Insurance, Trade Credit Insurance, and NRI-focused Health and Life products. Qian's core technology is a website-based quote-and-claim management platform that supports consultation scheduling, online quote requests, renewal processing, and claim assistance. No proprietary AI/ML capabilities, mobile applications, API integrations, or patents/trademarks are evidenced in the source material.

Qian operates a commission-based revenue model, earning brokerage fees from insurance carriers for each policy placed, with example pricing of Rs300/month for Rs5 lakh of Personal Accident cover noted on the site. The go-to-market is sales-led, combining licensed advisors who deliver free 30-minute consultations with content marketing (insurance blog, educational guides), social media presence across Facebook, Twitter, Instagram, LinkedIn, and YouTube, and a 4.5-star Google rating as social proof. The firm is privately held as a Limited Liability Partnership with no disclosed external institutional investment, no funding rounds, and no M&A activity.

Name

Qian Insurance Broking

Legal name

Qian Insurance Broking LLP

Website

https://qian.co.in

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Qian Insurance Broking LLP is a Mumbai-based, IRDAI-licensed insurance broker distributing 40+ insurance products from 20+ carrier partners to Indian businesses and consumers, providing quote comparison, advisory, and claims support across commercial and personal lines.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Insurance broking services
• Commercial insurance solutions
• Personal insurance advisory
• Multi-carrier insurance quotes
• Claims support services

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: As a licensed insurance broker, Qian earns commissions from insurance companies for placing policies with their carrier partners. The company offers over 40 insurance products from 20+ insurance companies and receives referral commissions or brokerage fees on each policy sold.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Qian Insurance Broking LLP is an IRDAI-licensed direct insurance broker in India that distributes and advises on 40+ insurance products sourced from 20+ insurance companies across liability, engineering, marine, property, group, miscellaneous, health, and life insurance categories. The firm serves both businesses (B2B) and individual consumers (B2C), providing free 30-minute expert consultations, multi-carrier quote comparison, policy placement, and ongoing claims support.

Product overview

Qian Insurance Broking LLP is a licensed IRDAI insurance broker in India offering a portfolio of over 40 insurance products across 8 broad categories: Liability Insurance (Cyber, Product Liability, Public Liability, D&O, Commercial General Liability, Public Offering of Securities, Professional Indemnity, Commercial Crime), Engineering Insurance (Contractor's All Risk, Erection All Risk, Surety Bonds, Contractor's Plant and Machinery), Marine Insurance (Marine Cargo, In-land Transit, Marine Open Policy, Marine Sales Turnover Policy), Property Insurance (Fire & Special Perils, Industrial All Risk, Bharat Sookshma, Fire Loss of Profit, Bharat Laghu, Factory & Warehouse, Bharat Griha), Group Insurance (Personal Accident, Workmen's Compensation, Group Medical Cover, Keyman, Group Term Life, Group Travel), Miscellaneous Insurance (Trade Credit, Machinery Breakdown, Jeweller's Block, Event Insurance), Health Insurance (Health, Super Top Up, Portability, Family Floater, Critical Illness, Mediclaim, Senior Citizen, OPD, NRI Health, Cancer, Maternity), and Life Insurance (Investment Plans, Term Life, Savings Plans, Endowment Plans). Qian operates as a multi-product, multi-insurer broker offering personal and commercial insurance solutions to both B2B and B2C customers, with advisory, quote comparison, and claims support services across its network of 20+ partner insurance companies.

Differentiator

Problem solved

Functional benefit

Products and services

• Cyber Insurance Insurance coverage for businesses against cyber risks, data breaches, and liability arising from cyber incidents.
• Product Liability Insurance Coverage for legal liability arising from bodily injury or property damage caused by products sold or manufactured by the insured business.
• Public Liability Insurance Coverage for legal liability to third parties for bodily injury or property damage occurring on the insured's premises or in connection with business operations.
• Directors and Officers (D&O) Liability Insurance Coverage protecting directors and officers from personal liability for decisions and actions taken in their official capacity.
• Commercial General Liability (CGL) Insurance Broad third-party liability coverage for bodily injury, property damage, and personal/advertising injury arising from business operations, products, or premises.
• Public Offering of Securities Insurance Coverage for liability arising from securities offerings, protecting issuers and underwriters against claims related to IPOs and public issuances.
• Professional Indemnity Insurance Coverage for professional service providers against claims of negligence, errors, or omissions in the course of delivering professional services.
• Commercial Crime Insurance Coverage for financial losses arising from employee dishonesty, fraud, theft, and other criminal acts against a business.
• Contractor's All Risk Insurance Comprehensive coverage for construction projects, covering damage to the contract works, materials, and third-party liability during the construction period.
• Erection All Risk Insurance Coverage for the installation and erection of machinery, equipment, and plant, covering sudden and accidental damage during the erection phase.
• Surety Bonds Insurance Surety bonds providing financial guarantees for contract performance, payment obligations, and fulfillment of construction or commercial agreements.
• Contractor's Plant and Machinery Insurance Coverage for construction equipment, machinery, and plant against accidental damage, theft, and breakdowns at construction sites.
• Marine Cargo Insurance Coverage for goods and cargo in transit by sea, air, or waterways against loss or damage during transportation.
• In-land Transit Insurance Coverage for goods transported overland within India, protecting against loss or damage during domestic transit.
• Marine Open Policy An open cover marine insurance policy providing continuous protection for shipments under a single policy framework, ideal for frequent shippers.
• Marine Sales Turnover Policy Marine insurance policy where coverage is based on the total sales turnover of the business, automatically covering all shipments within the declared limit.
• Standard Fire & Special Perils Insurance Property coverage for damage to buildings, machinery, and stock caused by fire, explosion, lightning, and other named perils.
• Industrial All Risk Insurance Comprehensive property insurance combining fire and allied perils with coverage for machinery breakdown, business interruption, and other industrial risks.
• Bharat Sookshma Udyam Suraksha Policy Government-backed micro enterprise property insurance policy providing fire and allied perils coverage for small businesses meeting the Sookshma (micro) enterprise threshold.
• Fire Loss of Profit Insurance Business interruption insurance covering loss of profit and standing charges resulting from a fire or named peril that interrupts business operations.
• Bharat Laghu Udyam Suraksha Policy Government-backed small enterprise property insurance policy providing fire and allied perils coverage for businesses meeting the Laghu (small) enterprise threshold.
• Factory and Warehouse Insurance Property insurance covering factories, godowns, and warehouses against fire, explosion, and other perils, including damage to stock and contents.
• Bharat Griha Raksha Policy Government-backed residential building insurance providing coverage for apartment structures and household contents against fire and allied perils.
• Group Personal Accident Insurance Accident coverage for employees and group members, providing benefits for accidental death, permanent total/partial disability, and temporary total disability.
• Workmen's Compensation Insurance Mandatory insurance covering employer liability for work-related injuries, occupational diseases, and death of employees under the Workmen's Compensation Act.
• Group Medical Cover Insurance Group health insurance coverage for employees, providing cashless and reimbursement hospitalization benefits across a network of hospitals.
• Keyman Insurance Life insurance coverage on key employees or partners, protecting the business against financial loss resulting from the death of a critical person.
• Group Term Life Insurance Group life insurance providing death benefit coverage for employees under a single master policy.
• Group Travel Insurance Group travel insurance covering employees traveling for business, including medical emergencies, trip delays, lost baggage, and passport loss.
• Trade Credit Insurance Coverage protecting businesses against buyer default, insolvency, and non-payment of trade receivables.
• Machinery Breakdown Insurance Coverage for sudden and accidental breakdown of machinery, including repair costs and resulting business interruption losses.
• Jeweller's Block Insurance Specialized coverage for jewellers protecting stock, showcase contents, and equipment against theft, burglary, and other specified perils.
• Event Insurance Coverage for events including cancellation, public liability, property damage, and accidents affecting attendees, performers, or staff.
• Health Insurance Individual and family health insurance providing hospitalization coverage, including inpatient, pre and post hospitalization, and day care treatments.
• Super Top Up Insurance Top-up health insurance that activates after a threshold deductible is exceeded, providing additional coverage for high-cost medical treatments.
• Health Portability Portability feature allowing policyholders to transfer their accumulated benefits from one insurer to another without losing continuity of coverage.
• Family Floater Insurance Single health insurance policy covering the entire family, with a shared sum insured that can be used by any covered member.
• Critical Illness Insurance Lump-sum benefit insurance paying out upon diagnosis of specified critical illnesses such as cancer, heart attack, stroke, and kidney failure.
• Mediclaim Insurance Individual mediclaim policy providing reimbursement or cashless hospitalization coverage for medical expenses.
• Senior Citizen Insurance Health insurance specifically designed for senior citizens aged 60 and above, with coverage tailored to age-related medical needs.
• OPD Insurance Outpatient department coverage reimbursing expenses for doctor consultations, diagnostic tests, and pharmacy purchases without hospitalization.
• Health Insurance for NRI Health insurance designed for Non-Resident Indians, providing coverage for treatments in India during visits.
• Cancer Insurance Specialized insurance providing financial protection against cancer diagnosis, covering treatment costs and offering income support.
• Maternity Insurance Health insurance covering maternity-related medical expenses including prenatal, delivery, and postnatal costs for expecting mothers.
• Investment Plans (Life Insurance) Unit-linked and traditional investment-cum-insurance plans providing life coverage alongside market-linked or guaranteed returns.
• Term Life Insurance Pure life protection insurance providing high sum assured at affordable premiums for a defined policy term, with payout on death.
• Savings Plans (Life Insurance) Traditional life insurance savings products offering guaranteed returns, bonuses, and maturity benefits over a long-term savings horizon.
• Endowment Plans Life insurance combining protection and savings, paying a lump sum on survival or death, with periodic bonus declarations.
• Home Insurance Insurance for home structure and household contents covering damage or loss from fire, earthquake, storm, flood, burglary, and optional add-ons such as jewellery, rent alternative accommodation, and terrorism.
• Pet Dog Insurance Insurance policy for pet dogs covering veterinary surgery, hospitalization, mortality benefit, terminal diseases, long-term care, OPD, third-party liability, and theft or straying.
• Motor Insurance (Car Insurance) Motor vehicle insurance covering own damage and mandatory third-party liability, with add-ons including zero depreciation, engine protect, return to invoice, roadside assistance, NCB protect, key replacement, consumables, and tyre protect.
• Personal Accident Insurance Insurance reimbursing accidental death, permanent total disability, and permanent partial disability caused by an accident, with optional add-ons for hospitalization, mortal remains transport, adventure sports, children's education, EMI protection, loan protector, and loss of income.
• Travel Insurance Travel insurance covering medical expenses, personal accident, trip cancellation or curtailment, trip delays, missed connecting flights, medical evacuation, loss of passport, checked-in baggage loss, and theft of personal belongings for individual, family, senior citizen, student, corporate, and group travelers.

Quantifiable outcome

• 4.5 Google Rating reflecting customer satisfaction

Named customers6 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered core.

• New India AssurancecoreOthersPartnership with New India Assurance, a public sector general insurance company in India. Qian offers New India Assurance products through their broker platform as part of their multi-insurer network.
• HDFC ERGO General InsurancecoreOthersPartnership with HDFC ERGO for general insurance products including motor, health, and property insurance. HDFC ERGO is one of India's leading private sector general insurers.
• ICICI Lombard General InsurancecoreOthersPartnership with ICICI Lombard, a major private general insurance company in India. Qian distributes ICICI Lombard products including motor, health, and commercial insurance.
• Bajaj Allianz General InsurancecoreOthersPartnership with Bajaj Allianz General Insurance for distribution of general insurance products including liability, motor, and commercial coverage.
• TATA AIG General InsurancecoreOthersPartnership with TATA AIG for general insurance products including commercial liability, property, and specialized business insurance.
• Oriental InsurancecoreOthersPartnership with Oriental Insurance Company, a public sector general insurer. Qian offers Oriental Insurance products as part of their multi-carrier distribution network.
• Future Generali General InsurancecoreOthersPartnership with Future Generali India Insurance for general insurance products including motor, health, and commercial coverage.
• Go Digit General InsurancecoreOthersPartnership with Go Digit (GODigit) for general insurance products including motor, commercial, and digital-first insurance solutions.
• IFFCO TOKIO General InsurancecoreOthersPartnership with IFFCO TOKIO General Insurance for distribution of agricultural, motor, and commercial insurance products.
• National Insurance CompanycoreOthersPartnership with National Insurance Company, a public sector general insurer. Qian distributes National Insurance products as part of their public-private insurer network.
• United India InsurancecoreOthersPartnership with United India Insurance Company for distribution of general insurance products including commercial and personal lines.
• SBI General InsurancecoreOthersPartnership with SBI General Insurance, the general insurance arm of State Bank of India, for distribution of general insurance products.
• Max Life InsurancecoreOthersPartnership with Max Life Insurance (Axis Max Life Insurance Company) for life insurance products including term life and investment plans.
• LIC (Life Insurance Corporation of India)coreOthersPartnership with LIC, India's largest life insurer, for distribution of life insurance products including term insurance and savings plans.
• HDFC Life InsurancecoreOthersPartnership with HDFC Life Insurance for distribution of life insurance products including term plans, endowment policies, and investment options.
• Bajaj Allianz Life InsurancecoreOthersPartnership with Bajaj Allianz Life Insurance for term life, investment plans, and other life insurance products.
• TATA AIA Life InsurancecoreOthersPartnership with TATA AIA Life Insurance for life insurance products including term insurance and wealth creation plans.
• SBI Life InsurancecoreOthersPartnership with SBI Life Insurance for term and savings life insurance products.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• RenewBuy: Online insurance broker in India distributing motor, health, life, and general insurance across multiple carriers. Overlaps with Qian in personal lines multi-carrier distribution with a digital-first acquisition model.
• PolicyBazaar (PB Fintech): India's largest online insurance aggregator and broker, distributing life, health, motor, and general insurance products from multiple carriers. Directly comparable to Qian in multi-carrier, multi-line distribution, but operating at vastly greater scale and with deep technology investment.
• Turtlemint: Indian insurtech platform distributing life, health, and general insurance products from multiple carriers through assisted and digital channels. Comparable to Qian as a multi-carrier broker with a strong technology platform serving both B2B and B2C.
• Coverfox: Digital-first insurance broker in India offering life, health, motor, and general insurance across multiple insurers. Overlaps with Qian in multi-carrier brokerage model, with a stronger consumer digital UX and aggregator positioning.
• InsuranceDekho: Insurance broker in India offering car, bike, health, life, and general insurance from multiple insurers via digital and assisted channels. Competes head-to-head with Qian in personal and small commercial lines.

Emerging players

• Plum: Indian employee benefits and group health insurance broker focused on SMBs and startups. Overlaps with Qian in group insurance and employee benefits distribution, with a tech-led SMB go-to-market that contrasts with Qian's broader catalog.
• Riskbirbal: India-focused insurance advisory and brokerage platform offering business insurance, specialty lines, and risk advisory for SMEs and corporates. Directly comparable to Qian's B2B specialty-line focus but at an earlier-stage scale.

Broad incumbents

• Aon India: Indian operations of global insurance and reinsurance broker Aon. Competes with Qian in commercial risk advisory, specialty placements, and large corporate accounts, with much greater scale and international reach.
• Marsh India: Indian arm of global insurance broker Marsh, providing risk advisory, commercial brokerage, and specialty placements. Comparable to Qian in commercial and specialty lines, but operating at enterprise scale with multinational client portfolios.
• Howden India: Indian arm of global insurance broker Howden, providing commercial and specialty insurance brokerage and risk advisory. Comparable to Qian in specialty commercial placement, with deeper enterprise and cross-border capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/QianInsurance
• YouTubeyoutube.com/@qianinsurancebrokingllp7949
• Facebookfacebook.com/QianIndia
• LinkedInlinkedin.com/company/qian-insurance-broking-llp
• Instagraminstagram.com/qian_insurance

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Qian Insurance Broking