What Fondo Gomma Plastica does

Fondo Gomma Plastica is an Italian non-profit contractual supplementary pension fund (fondo pensione negoziale a capitalizzazione) established in 1998 and headquartered in Milan, serving workers in the rubber, electrical cables and affini, and plastics materials industries. The fund is registered with COVIP (Commissione di Vigilanza sui Fondi Pensione) under Albo n.125 and operates as a tripartite-governed association without shareholders, collecting TFR (Trattamento di Fine Rapporto), employer, and voluntary worker contributions and investing them on behalf of members. As of May 2026, the fund manages approximately €2.17 billion in total assets (patrimonio) across three investment compartments: Conservativo con Garanzia (€218.2M, capital-guaranteed), Bilanciato (€1.59B, 70% bonds / 30% equities), and Dinamico (€364.4M, 40% bonds / 60% equities).

The fund distributes its services through a hybrid B2B2C model: companies in the covered sectors enroll their workforce through the Aziende reserved area and process monthly contributions, while individual workers can self-enroll directly via the Fondimatica online portal using SPID digital signature. Members access account information, contribution history, and pension projections through a web portal (Area Riservata) and a mobile application on iOS and Android. Product features include advance withdrawals for housing, renovation, and healthcare needs, redemptions (riscatti) on termination, R.I.T.A. early temporary annuities, and voluntary additional contributions up to an annual tax-deductible cap of €5,164.57 (rising to €5,300 from January 2026). In 2023, the fund added 3,336 new subscribers, contributing to a national sector of 10.7 million open positions and €222.6B in AUM.

The fund's strategic priorities are reflected in its 2021 launch of Progetto Zefiro — a cross-fund investment diversification consortium with pension funds Pegaso, Fopen, and Previmoda, jointly led by the four fund presidents including Fondo Gomma Plastica's Nicola Frangi. Technology integrations are limited to standard third-party marketing and analytics tools (Google Analytics, Hotjar, Google Tag Manager, Facebook Pixel); there is no disclosed AI, proprietary trading algorithm, or external API. The fund is governed by an elected Assembly of Delegates and Board of Directors, with member elections most recently renewed in 2023 and a new delegate election scheduled for June 2026. The entity is fully domestically focused (Italy only) and has no subsidiaries, M&A history, or external funding rounds.

Name

Fondo Gomma Plastica

Legal name

Fondo Gomma Plastica - Fondo Pensione Complementare a Capitalizzazione per i lavoratori dell'industria della Gomma, Cavi Elettrici e affini e delle Materie Plastiche

Website

https://fondogommaplastica.it

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1–10 employees

Short description

Fondo Gomma Plastica is a non-profit Italian contractual supplementary pension fund, founded 1998 and headquartered in Milan, serving workers in the rubber, electrical cables, and plastics industries. It manages approximately €2.17 billion across three investment compartments under COVIP supervision.

Ownership category

akta.pro rank

Headquarters

HQ city

Milan

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Pension Contributions Management: The fund collects and manages contributions from employers (TFR contributions and mandatory contributions) and workers (voluntary additional contributions). The fund is a non-profit entity whose sole purpose is to manage resources for members.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels8 records

Core offering

Fondo Gomma Plastica is a non-profit contractual supplementary pension fund (fondo pensione negoziale) for workers in the Italian rubber, electrical cables, and plastics industries. The fund collects mandatory TFR contributions, employer contributions, and voluntary worker contributions, investing them across three compartments (Conservativo con Garanzia, Bilanciato, Dinamico) tailored to different risk profiles. Members access services through a web portal, mobile application, and online enrollment system, with options for advance withdrawals, redemptions, R.I.T.A. early annuities, and pension projections.

Product overview

Fondo Gomma Plastica is a supplementary pension fund (fondo pensione negoziale) for workers in the rubber, electrical cables, and plastics industries in Italy. The fund operates as a non-profit organization regulated by COVIP and offers three investment compartments: Comparto Conservativo con Garanzia (guaranteed conservative), Comparto Bilanciato (balanced), and Comparto Dinamico (dynamic). Members access services through a web portal (Area Riservata) and mobile app, with products including advance withdrawals (Anticipazioni), redemptions (Riscatti), early temporary annuities (R.I.T.A.), and voluntary contribution options. The fund is supervised by COVIP (Commissione di Vigilanza sui Fondi Pensione) with registration number 125.

Differentiator

Problem solved

Functional benefit

Products and services

• Comparto Conservativo con Garanzia

Quantifiable outcome

• Workers following recommended pension pathway accumulate 91% more wealth compared to leaving TFR in company (€122,510 vs €64,018 for a 30-year-old over working lifetime)
• +2 more outcomes

Named customers3 records

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature4 records

Partnerships

One partnership is on record.

• Progetto Zefiro Consortium (with Pegaso, Fopen, Previmoda)coreStrategic or Co-development Partner · 1 January 2021Progetto Zefiro is a collaborative investment diversification initiative launched in 2021 involving four Italian negotiated pension funds: Fondo Gomma Plastica, Pegaso, Fopen, and Previmoda. The project aims to diversify investments and achieve higher returns while maintaining focus on sustainability and the Italian territory. The four fund presidents (Nicola Frangi for Fondo Gomma Plastica, Roberto Arioli for Previmoda, Gianluca Delbarba for Pegaso, Leonardo Zannella for Fopen) jointly lead this initiative.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/fondogommaplastica
• LinkedInlinkedin.com/company/fondo-gomma-plastica

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fondo Gomma Plastica