What Sharp Financial Services does

Sharp Financial Services (Sharp Financial Inc.) is a privately held, independent financial advisory firm headquartered in Jonesboro, Arkansas, with a secondary office in Brentwood, Tennessee. Founded in 1967 by Jack Sharp and now owned by Kevin Pulliam following an ownership transfer in 2023, the firm operates as a five-person practice (Kevin and Ash Pulliam, Kortney Pulliam, Jill Mooney, with the founder retired) serving primarily retirees and pre-retirees — typically households with $250,000 or more in retirement savings — and, to a lesser extent, mid-career individuals building toward retirement.

The firm's product set spans three core service lines: Retirement Solutions (income planning designed to prevent clients from outliving their assets), Wealth Accumulation (investment guidance and wealth preservation), and Leverage Planning (analysis of clients' financial leverage to recover losses from suboptimal borrowing/investment mix). Investment advisory services are delivered through a partnership with Brookstone Capital Management, LLC, a Registered Investment Advisor, which provides the RIA and fiduciary infrastructure under which Kevin and Ash Pulliam operate as Investment Advisor Representatives. Insurance, annuities, and Medicare supplementation are offered directly by licensed advisors on the team.

The business model is professional-services-based: revenue is generated through advisory fees on managed investments (via Brookstone), insurance and annuity commissions, and fees for retirement planning engagements. The go-to-market is high-touch and relationship-driven, relying on complimentary educational seminars (e.g., Social Security, income maximization, tax reduction, estate planning) as a top-of-funnel acquisition channel, followed by complimentary consultations and personalized plan development. Marketing is largely local — website content, seminars at venues such as Harmony Gardens in Jonesboro, and direct referrals — with no disclosed digital marketing, app, API, or AI/technology platform.

Name

Sharp Financial Services

Legal name

Sharp Financial Inc.

Website

https://sharpfinancialinc.com

Company type

Private

Founded year

1967

Operating status

Operating

Headcount range

11–50 employees

Short description

Sharp Financial Services is a privately held, independent financial advisory firm in Jonesboro, AR (with a Brentwood, TN office) serving retirees and pre-retirees with retirement income, wealth accumulation, and leverage planning through fiduciary advisors and a Brookstone Capital Management RIA partnership.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

akta.pro secondary industries

Annuity & Insurance-Based Retirement Solutions Advisory (FSAEABAH), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Comprehensive Financial Planning (FSAEAAAA)

Keywords

• Retirement planning services
• Wealth accumulation advisory
• Investment advisory services
• Insurance and annuities
• Leverage planning

Headquarters

HQ city

Jonesboro

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Investment Advisory Services: Provides investment advisory services through Brookstone Capital Management, LLC, a Registered Investment Advisor. Advisors act as fiduciaries for all investment management clients with obligation to act in clients' best interests.
2. Insurance and Annuities: Offers insurance products including life insurance and annuities. Kevin Pulliam and Ash Pulliam are licensed for life and health insurance and annuities. Kortney Pulliam is also licensed and contracted in Medicare supplementation.
3. Retirement Planning Services: Comprehensive retirement planning services including retirement solutions, wealth accumulation strategies, and leverage planning. Services are delivered through personalized consultations and ongoing client relationships.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Sharp Financial Services delivers personalized financial advisory services to individual retirees and pre-retirees, with three core offerings: Retirement Solutions (formulating income strategies so clients never outlive their money), Wealth Accumulation (investment guidance and wealth preservation through ongoing research and product offerings), and Leverage Planning (analyzing and optimizing financial leverage to prevent lifetime losses). Insurance and annuity products are offered through licensed advisors, and investment advisory services are delivered through Brookstone Capital Management, LLC.

Product overview

Sharp Financial Services operates as a single-brand financial advisory firm offering a unified suite of services under the Sharp Financial Services name. The core portfolio includes Retirement Solutions (retirement income planning and legacy goals), Wealth Accumulation (investment guidance and wealth preservation), and Leverage Planning (financial leverage optimization). Educational resources including seminars, books, and articles are offered as supplementary services. The firm serves retirees and pre-retirees through its registered investment advisor relationship with Brookstone Capital Management, LLC.

Differentiator

Problem solved

Functional benefit

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Brookstone Capital Management, LLCcoreChannel Partner/ Reseller/ DistributorSharp Financial provides investment advisory services through Brookstone Capital Management, LLC, a Registered Investment Advisor. Kevin Pulliam and Ash Pulliam offer investment advisory services through this partner. Registered Investment Advisors and Representatives act as fiduciaries for all investment management clients with obligation to act in clients' best interests.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• MassMutual: Mutual insurer with a large career advisor force offering life insurance, annuities, retirement income planning, and wealth management — the most direct scaled-up comparable to Sharp Financial's integrated insurance-and-retirement-advisory model.
• New York Life: Mutual insurer with a career advisor channel delivering life insurance, long-term care, retirement income, and wealth advisory — comparable as a scaled firm combining insurance products with retirement-focused advisory relationships.
• Raymond James Financial Services: Diversified financial services firm with a large independent advisor network serving retirement, wealth, and estate planning clients; comparable integrated retail advisory and planning model to Sharp Financial's services, with regional geographic overlap into Tennessee/Arkansas.
• Northwestern Mutual: Mutual insurer with a large career advisor network offering life insurance, disability income, annuities, and retirement/wealth planning — comparable integrated insurance-led financial planning value proposition.
• Ameriprise Financial: Diversified retail financial services firm with a large advisor network specializing in retirement, wealth, and insurance planning for households — similar target client and integrated advice + insurance value proposition as Sharp Financial, but at significantly larger scale.
• LPL Financial: Largest independent RIA broker-dealer supporting thousands of independent advisors serving retirement and mass-affluent clients; a scaled-up version of the advisor-supporting platform model that Sharp Financial leverages for investment advisory services.
• Cetera Financial Group: Independent advisor support platform with a large network of advisors serving retirement and wealth management clients; comparable to the scaled-RIA-platform model that supports small independent advisory practices like Sharp Financial.

Direct peers

• Edward Jones: Branch-based retail financial advisory firm with a singular focus on individual investors, retirees and pre-retirees, operating through local offices with relationship-driven advisors — the most direct model-comparable peer to Sharp Financial's community-based, seminar-supported retirement practice.
• Brookstone Capital Management: Registered Investment Advisor that serves as Sharp Financial's advisory platform partner; comparable to small RIAs because it supports independent advisors serving mass-affluent and retirement-focused households with fiduciary advisory services.
• Cambridge Investment Research: Independent RIA support platform serving thousands of financial advisors in small practices serving retirees and pre-retirees; closest platform-comparable peer to the RIA-partnered model Sharp Financial uses through Brookstone Capital Management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sharp Financial Services