Suraksha ARC

What Suraksha ARC does

Suraksha Asset Reconstruction Limited (Suraksha ARC) is an RBI-registered Asset Reconstruction Company incorporated in 2015 and operating since September 29, 2016, headquartered in Mumbai, India. The firm specializes in acquiring Non-Performing Assets (NPAs) and SMA 2 accounts from banks and financial institutions, and in resolving these assets via revival-oriented strategies rather than immediate liquidation. Its portfolio approach is segmented across different resolution tracks, supported by an advisory team with financial management and operational turnaround expertise, led by MD & CEO Vinit Doshi (MBA, University of Wales) and sponsored by Sudhir Valia, a chartered accountant and former Director of Sun Pharmaceutical Industries.

Suraksha ARC's operations span two core service lines: acquisition of stressed assets (targeting under-utilized, high-leverage, low-profitability obligors with revival potential) and resolution of those assets (financial restructuring and operational turnaround). The firm also operates a public Assets-for-Sale auction platform listing distressed residential, commercial, land, security-receipt, retail-portfolio, and educational-institution assets across at least eight Indian states. Beyond traditional NPA purchase, Suraksha has expanded into formal Corporate Insolvency Resolution Process (CIRP) proceedings — notably taking control of Jaypee Infratech Ltd in June 2024 via NCLT-approved resolution, committing to deliver approximately 20,000 homes.

Revenue is generated through the spread between discounted acquisition cost of stressed assets and ultimate recovery proceeds, plus ancillary transaction and management fees; pricing is bilaterally negotiated with institutional counterparties and is not publicly disclosed. The firm is privately held, promoter-driven, with no disclosed institutional or PE investors. The company is currently subject to material regulatory and legal scrutiny: the Enforcement Directorate has conducted raids across 17 locations, Mumbai Police have registered FIRs alleging Rs 1,000 crore in fraud linked to Yes Bank and HDIL-group properties, and the sponsor's anticipatory bail application has been rejected, creating significant execution and reputational overhang.

Name

Suraksha ARC

Legal name

Suraksha Asset Reconstruction Limited

Website

https://surakshaarc.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Suraksha ARC is an RBI-registered Indian asset reconstruction company that acquires non-performing assets from banks and financial institutions and resolves them via revival-focused strategies, serving creditors and distressed-asset obligors across India.

Ownership category

akta.pro rank

Product category

Asset Reconstruction Services

NAICS

Collection Agencies (56144), Collection Agencies (561440), Other Financial Vehicles (52599), Other Financial Vehicles (525990)

SIC

Asset-Backed Securities (6189)

akta.pro primary industry

Non-Performing Loan (NPL) / Loan Portfolio Acquisition Funds (FSANAKAG)

akta.pro secondary industries

Debt Buying / Portfolio Acquisition & Recovery (Debt Purchasers) (BPAAAEAG), Debt Recovery & Asset Recovery (Repossession Coordination, Collateral Recovery) (BPAAAEAE)

Keywords

• Asset reconstruction services
• Stressed asset resolution
• NPA acquisition
• Distressed debt management
• NPA revival services

Headquarters

HQ city

Mumbai

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Asset Reconstruction Services: Suraksha ARC generates revenue by acquiring stressed assets (NPAs, SMA 2 accounts) from banks and financial institutions at discounted values, then implementing resolution strategies to recover value through revival, restructuring, or liquidation of underlying assets. The company earns the spread between acquisition cost and recovery proceeds.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Suraksha ARC acquires Non-Performing Assets (NPAs) and SMA 2 accounts from banks and financial institutions, then implements revival-focused resolution strategies to recover value through financial restructuring or operational turnaround. The company also conducts auctions of acquired underlying assets (residential flats, commercial properties, land, security receipts, retail portfolios, educational institutions) via its website-based Assets for Sale platform.

Product overview

Suraksha Asset Reconstruction Limited (Suraksha ARC) is an RBI-registered Asset Reconstruction Company operating since September 29, 2016. The company operates as a unified asset reconstruction platform comprising two core service lines: Acquisition of Stressed Assets (NPAs and SMA 2 accounts with revival potential) and Resolution of Stressed Assets (tailored revival strategies with financial and operational interventions). The company also maintains an Assets for Sale auction platform listing various distressed assets across India. Suraksha Group additionally expanded into real estate through its 2024 acquisition of Jaypee Infratech.

Differentiator

Problem solved

Functional benefit

Products and services

• Acquisition of Stressed Assets Acquisition of Non-Performing Assets (NPAs) and SMA 2 accounts from banks and financial institutions that exhibit potential for revival through financial and operating inputs, targeting assets with under-utilized capacities, high leverage, and low profitability compared to industry benchmarks.
• Resolution of Stressed Assets Revival-focused asset resolution where Suraksha ARC categorizes its portfolio under different resolution strategies, supported by an advisory board of experts in financial management and operational turnaround, to aid in revival of stressed assets and deliver sustainable outcomes for stakeholders.
• Assets for Sale Auction Platform Online auction platform for sale of acquired distressed assets by Suraksha ARC, including residential flats, commercial properties, land parcels, security receipts, retail portfolios, and educational institutions across Indian states such as Punjab, Delhi, Maharashtra, Karnataka, Telangana, Haryana, West Bengal, and pan-India portfolios.

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Phoenix ARC: RBI-registered ARC focused on acquisition and resolution of NPAs and SMA accounts across India; offers security receipts and structured resolution services similar to Suraksha ARC.
• Asset Reconstruction Company (India) Ltd (ARCIL): India's oldest RBI-registered ARC acquiring NPAs from banks and FIs and resolving them via restructuring, recovery and security receipt issuance — directly comparable service offering to Suraksha ARC.
• UV Asset Reconstruction Company: RBI-registered ARC engaged in acquisition and resolution of NPAs across India with focus on retail and corporate stressed portfolios.
• India Resurgence ARC (Piramal / Bain): RBI-registered ARC platform acquiring stressed assets from Indian banks; directly comparable business model of NPA purchase and resolution.
• Edelweiss Asset Reconstruction (EARC): Large RBI-registered ARC focused on acquisition and resolution of stressed Indian corporate and retail assets; competes with Suraksha ARC for bank NPA portfolios.
• CFM Asset Reconstruction (now part of Authum): RBI-registered ARC acquiring NPAs and resolving stressed assets through restructuring, recovery, and security receipt issuances — directly comparable to Suraksha ARC.
• Assets Care & Reconstruction Enterprise (ACRE): RBI-registered ARC backed by global investors (Brookfield), acquiring and resolving Indian stressed assets — competes with Suraksha ARC for large NPA portfolios.

Broad incumbents

• JM Financial Asset Reconstruction Company: JM Financial group operates a regulated ARC platform alongside broader financial services; offers asset reconstruction services comparable to Suraksha ARC within a larger diversified NBFC franchise.
• National Asset Reconstruction Company (NARCL): Government-backed 'bad bank' aggregating large NPAs from Indian PSU and private banks; competes for the same institutional NPA acquisition flow as Suraksha ARC.
• Capri Global (invIT/ARC activities): Larger NBFC and credit platform with adjacent exposures to stressed Indian assets; partially overlaps the distressed-credit space where Suraksha ARC operates.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/suraksha-asset-reconstruction-private-limited

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Suraksha ARC