US Notes
US Notes LLC is a privately held Delaware company that purchases mortgage notes, deeds of trust, and tax lien certificates for cash from financial institutions and individual note owners nationwide, then resells them to investors and offers joint venture participation.
- Company typePrivate
- Founded2013
- HeadquartersLewes, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What US Notes does
US Notes LLC is a privately held, founder-owned Delaware LLC that purchases mortgage notes and deeds of trust (performing and non-performing, residential and commercial), contracts for deed, tax lien certificates, and tax deeds from financial institutions, seller-financing entities, and individual note owners, paying cash and providing sellers with immediate liquidity. The company serves two primary counterparties on opposite sides of the same asset: note sellers seeking to convert paper instruments into cash ahead of maturity, and investors seeking real estate-backed exposure, including through joint venture participation, with a stated focus on government-guaranteed tax lien returns.
The business is operationally a direct, relationship-driven note-buying shop. Pricing is quote-based and not publicly disclosed; the company advertises free, no-obligation cash quotes and processes transactions via its website, a toll-free number, and email. The website explicitly positions geographic reach as nationwide, purchasing instruments anywhere in the United States, which is unusual relative to its 1-10 employee headcount and suggests a distributed, deal-by-deal origination model rather than a centralized origination team.
Through an affiliated entity, American Real Estate Buyers, US Notes also routes customers into direct real estate investment transactions, providing quick property sales for homeowners and connecting investors with property opportunities. Revenue mechanics rely on discount capture on note purchases, interest and redemption economics on tax lien certificates, and transaction spreads on affiliated real estate deals. There is no disclosed proprietary technology platform, no SaaS product, and no AI/ML infrastructure; competitive advantage is framed as expert partners, in-house research, and capital availability to close in cash.
US Notes firmographics
Firmographics- Name
- US Notes
- Legal name
- US NOTES, LLC
- Website
- https://usnotesllc.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- US Notes LLC is a privately held Delaware company that purchases mortgage notes, deeds of trust, and tax lien certificates for cash from financial institutions and individual note owners nationwide, then resells them to investors and offers joint venture participation.
- Ownership category
- akta.pro rank
US Notes industry classification
Industry- Product category
- Mortgage Note and Tax Lien Investment Services
- NAICS
- Title Abstract and Settlement Offices (541191)
- SIC
- Real Estate Dealers (For Their Own Account) (6532), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Real Estate Payoff & Lien Release Services (BPAJAOAI)
- akta.pro secondary industry
- Property Tax & Municipal Lien Search Services (BPAJAOAJ)
Keywords
Where US Notes is headquartered
LocationHeadquarters
- HQ city
- Lewes
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
US Notes business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Mortgage Note Acquisition and Resale: The company purchases mortgage notes and deeds of trust (both performing and non-performing, residential and commercial) at discounts, then resells them to investors or holds them for cash flow.
- Tax Lien Certificate Investment: Invests in tax lien certificates and tax deeds, earning government-guaranteed returns. Revenue generated from interest payments and property acquisition upon redemption.
- Real Estate Investment: Through affiliated partner American Real Estate Buyers, participates in real estate transactions, buying properties directly and selling to investors.
- Joint Venture Partnerships: Offers joint venture opportunities to investors looking to participate in mortgage note and tax lien investments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Quote-based pricing for all services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
US Notes product offering
Product offeringCore offering
US Notes, LLC purchases mortgage notes, deeds of trust (performing and non-performing, residential and commercial), contracts for deed, tax lien certificates, and tax deeds from financial institutions, seller-financing entities, and individual note holders, paying cash and either holding for cash flow or reselling to investors. The firm also invests in tax lien certificates yielding government-guaranteed returns and facilitates real estate investment through an affiliated company, American Real Estate Buyers.
Product overview
US Notes operates as a unified investment platform offering three interconnected services: (1) Investment in Residential and Commercial Notes, which purchases mortgage notes, deeds of trust, and contracts for deed from financial institutions and individual note holders; (2) Investment in U.S. Tax Liens and Deeds, which acquires tax lien certificates and tax deeds to generate government-guaranteed returns; and (3) Real Estate Investment, facilitated through affiliated company American Real Estate Buyers, which enables fast property transactions. The company provides cash quotes for sellers wanting to liquidate their notes and investment opportunities for buyers seeking exposure to real estate-backed instruments.
Differentiator
Problem solved
Functional benefit
Products and services
- Investment in Residential and Commercial Notes Cash purchase of mortgage notes, deeds of trust, and contracts for deed from financial institutions, seller-financing entities, and individual note holders nationwide.
- Investment in U.S. Tax Liens and Deeds Acquisition of tax lien certificates and tax deeds offering government-guaranteed interest returns (cited at 20% per year) and property acquisition opportunities upon redemption default.
- Real Estate Investment Direct real estate buying and selling services offered through affiliated company American Real Estate Buyers, enabling fast property transactions for homeowners and investors.
- Joint Venture Opportunities Joint venture partnerships offered to investors looking to participate alongside US Notes in mortgage note and tax lien investment opportunities.
Quantifiable outcome
- 20% per year government-guaranteed return on tax lien certificates
- +1 more outcomes
Companies that use US Notes
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
US Notes technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
US Notes partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- American Real Estate BuyersminorRelated partner company (www.americanrealestatebuyers.com) that handles real estate investment and property acquisition services. US Notes LLC directs customers to this partner for real estate investment inquiries. The relationship appears to be an affiliated business rather than a formal partnership.
Scale indicators2 records
Recent moves3 records
Expansion highlights3 records
US Notes competitors and assessment
Company assessmentBroad incumbents
- Auction.com: Large-scale online marketplace for bank-owned and foreclosure real estate; adjacent to US Notes because tax-auction and foreclosure-disposition flows (e.g., Jennifer Smith recovery) intersect with its transaction universe.
- HomeVestors: National franchise that buys distressed residential real estate directly; operates in the same distressed-asset theme as US Notes' affiliated American Real Estate Buyers but focuses on property rather than paper.
Direct peers
- Paperstac: Secondary-market platform for buying and selling mortgage notes and private lending paper; operates the same paper-to-cash conversion that US Notes offers its customers.
- Lima One Capital: Specializes in purchasing and originating residential mortgage notes, including performing and non-performing, and also lends directly to real estate investors. Highly comparable to US Notes' note acquisition business.
- Amerinote Exchange: Online marketplace and direct buyer of mortgage notes, deeds of trust, and contracts for deed — same asset classes and same seller-buyer matching thesis as US Notes.
- Visio Lending: Acquires and originates mortgage notes on residential investment property; competes with US Notes for non-performing and rental-backed paper.
- Source of Capital: Buys performing and non-performing mortgage notes nationwide and pays cash, mirroring US Notes' core B2B/B2C note purchase motion.
- Tax Sale Network: Tax lien and tax deed investment platform serving individual investors; directly comparable to US Notes' Investment in U.S. Tax Liens and Deeds product line.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
US Notes social profiles
Digital presenceUS Notes financial estimates
Financial estimateRevenue estimate
Valuation estimate
US Notes leadership team
Management profileNumber of profiles
US Notes funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
US Notes M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about US Notes
What does US Notes do?
US Notes, LLC purchases mortgage notes, deeds of trust (performing and non-performing, residential and commercial), contracts for deed, tax lien certificates, and tax deeds from financial institutions, seller-financing entities, and individual note holders, paying cash and either holding for cash flow or reselling to investors. The firm also invests in tax lien certificates yielding government-guaranteed returns and facilitates real estate investment through an affiliated company, American Real Estate Buyers.
Is US Notes a public or private company?
US Notes is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was US Notes founded?
US Notes was founded in 2013. It employs 1 to 10 people.
Where is US Notes based?
US Notes is headquartered in Lewes, United States, in the North America region.
How does US Notes make money?
Four revenue lines are on record. Mortgage Note Acquisition and Resale is the primary driver. The others are tax Lien Certificate Investment, real Estate Investment and joint Venture Partnerships.
Who are US Notes's main competitors?
Broad incumbents on record are Auction.com and HomeVestors. Direct peers are Paperstac, Lima One Capital, Amerinote Exchange, Visio Lending, Source of Capital and Tax Sale Network.
Does US Notes have an API?
No public API is recorded for US Notes.
What industry is US Notes in?
US Notes's product category is Mortgage Note and Tax Lien Investment Services. Its primary akta.pro industry code is BPAJAOAI, Real Estate Payoff & Lien Release Services, with a secondary code of BPAJAOAJ, Property Tax & Municipal Lien Search Services. Its NAICS code is 541191 and its SIC code is 6532.