What Zion does

Zion Administradora de Fondos y Fideicomisos S.A. is a privately held Ecuadorian fiduciary services company founded in 2009 and headquartered in Guayaquil, with additional offices in Quito and Cuenca providing national coverage. The company is licensed and supervised by the Superintendencia de Compañías, Valores y Seguros and operates three core business lines: (1) administration of two regulated managed investment funds — Fondo Alpha ($50 minimum, 180-day permanence) and Fondo Omega ($100 minimum, 32-day permanence); (2) administration of fiduciary trusts (fideicomisos), including administration, guarantee, real estate, and investment structures; and (3) securitization (titularización), which converts future receivables into immediate capital for corporate clients. Named customers include Idílica S.A. (real estate development), CTH S.A. (construction, multilateral guarantee fiducia), Etinar S.A. (pharmaceutical manufacturing), Lat 20 (trade finance supporting Ecuadorian exporters), and Banco Comercial Manabí (banking).

The underlying technology stack is deliberately light: a proprietary online investor portal called PortalFondos enables clients of the managed funds to view statements and initiate withdrawals with 24-hour notice, while primary client engagement remains relationship-led via in-person advisory at the three offices and WhatsApp Business messaging. The company generates revenue through three principal streams — recurring management fees on assets under management in the investment funds, managed-services fees for administering fiduciary structures, and professional-services fees for structuring securitization transactions. Pricing is partially disclosed via published tariff PDFs; minimum ticket sizes for the funds ($50–$100) suggest a retail/mass-affluent positioning rather than ultra-high-net-worth, while enterprise fiducia clients engage at materially larger ticket sizes that are not publicly disclosed.

The go-to-market motion is sales-led and trust-based, leveraging direct relationships at physical offices, the website as a top-of-funnel content and lead-generation channel, and referrals from existing institutional clients. Zion entered a strategic alliance with Heka Law Firm in May 2021 to link legal advisory with fiduciary administration across the Sierra and Guayaquil regions, and continuous fiducia registrations (Sunset Park, Agora City Park, Oliva Bay in 2025-2026) evidence an active real estate trust pipeline. The company has no disclosed parent, subsidiaries, external investors, or public listing, and remains an independently operated Ecuadorian financial services firm.

Name

Zion

Legal name

ZION Administradora de Fondos y Fideicomisos S.A.

Website

https://zion.com.ec

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Zion Administradora de Fondos y Fideicomisos S.A. is a privately held Ecuadorian fiduciary services company, headquartered in Guayaquil with offices in Quito and Cuenca. It manages two regulated investment funds (Alpha and Omega), administers fiduciary trusts, and structures securitization transactions for individual and enterprise clients.

Ownership category

akta.pro rank

Product category

Trust and Fund Administration

NAICS

Trust, Fiduciary, and Custody Activities (523991), Open-End Investment Funds (525910), Trusts, Estates, and Agency Accounts (52592)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Corporate & Institutional Trust Services (FSAAANAB), Fiduciary Investment Management (Trust Portfolios) (FSAEAKAI)

Keywords

• Investment fund management
• Fiduciary trust administration
• Securitization services
• Real estate trusts
• Asset management Ecuador

Headquarters

HQ city

Guayaquil

HQ country

Ecuador

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Investment Fund Management Fees: Revenue generated from managing investment funds (Fondo Alpha and Fondo Omega), charging fees based on assets under management and fund performance.
2. Fiduciary Administration Services: Fees earned from administering various types of fiduciary structures including guarantee trusts, real estate trusts, and investment trusts for clients.
3. Securitization (Titularización) Services: Revenue from structuring and administering securitization transactions that convert future income streams into immediate capital for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

Zion manages two regulated investment funds (Fondo Alpha and Fondo Omega) for individual and institutional investors, and administers a portfolio of fiduciary trust structures in Ecuador, including administration, guarantee, real estate, and investment trusts, plus fiduciary mandates (Encargos Fiduciarios) and securitization (Titularización) services that convert future income streams into immediate capital.

Product overview

Zion is a financial services company (Administradora de Fondos y Fideicomisos S.A.) in Ecuador offering a comprehensive portfolio of fiduciary and investment products. The core offerings include two investment funds (Alpha and Omega) for capital growth, various fiduciary trust structures (administration, guarantee, real estate, and investment trusts), fiduciary mandates, and securitization services. The company operates an online portal (Portal Fondos) for client account management. The products are designed for both individual investors and corporate clients seeking to structure, protect, and grow their assets through professionally managed financial instruments with legal backing.

Differentiator

Problem solved

Functional benefit

Brands

• Fondo Omega: Investment fund offering accessible savings with $50 minimum initial investment, 180-day minimum permanence, monthly account statements.
• Fondo Alpha

Products and services

• Fondo de Inversión Alpha An accessible managed investment fund with an initial investment starting from $50, $20 minimum increments, 180-day minimum permanence, 24-hour withdrawal notice, and monthly account statements; designed for individual investors seeking accessible entry to professionally managed portfolios.
• Fondo de Inversión Omega A growth-oriented managed investment fund with an initial investment starting from $100, $20 minimum increments, 32-day minimum permanence, and 24-hour advance notice for partial or total withdrawals; designed for investors seeking higher return potential through diversified portfolio management.
• Fideicomiso de Administración A fiduciary trust that transfers property ownership to an autonomous patrimony managed by the fiduciary, including subtypes for administration and custody of assets, flow administration, and business administration; intended for clients needing structured asset management with legal backing.
• Fideicomiso de Garantía A guarantee trust that allows movable or immovable property or rights to be transferred to a trust to serve as collateral for obligations, providing legal and financial security for creditors and contracting parties.
• Fideicomiso Inmobiliario A real estate trust designed for developing real estate projects with security and transparency, ideal for promoters, investors, and buyers; provides segregated patrimony and contractual certainty across the project lifecycle.
• Fideicomiso de Inversión An investment trust in which the fiduciary invests resources in a predefined portfolio according to agreed guidelines, risk levels, and objectives; suitable for personal savings, educational funds, pensions, or long-term financial projects.
• Encargos Fiduciarios A fiduciary mandate in which property ownership is not transferred but responsibility is granted to act according to contract instructions; provides a practical, fast, and secure tool for specific situations such as payments, resource administration, and agreement compliance.
• Titularización (Securitization) A securitization service in which existing or expected assets are contributed to a trust to be tokenized, allowing companies to obtain immediate capital for new projects by converting future income streams into present-day financing.
• PortalFondos Online Platform A secure online investor portal allowing investment fund clients to access their accounts, view statements, and perform administrative operations such as initiating withdrawals with 24-hour advance notice.

Quantifiable outcome

• Managed investment funds with professional portfolio management and diversification to mitigate risk
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Heka Law FirmcoreStrategic or Co-development Partner · 10 May 2021On May 10, 2021, Heka Law Firm and Zion Administradora de Fondos y Fideicomisos S.A. established a strategic alliance aimed at linking their two businesses in the Sierra (Quito) and Guayaquil regions, with a vision to grow together nationwide. This partnership combines legal expertise with fiduciary services to provide comprehensive solutions to clients across Ecuador.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• BTG Pactual Ecuador: BTG Pactual operates an asset management and fiduciary business in Ecuador, competing head-on with Zion in investment funds and trust administration. Most directly comparable competitor in fund product offering and target institutional/retail segment.
• INTERFIDES S.A. Administradora de Fondos y Fideicomisos: Ecuadorian peer firm offering investment fund administration (Fondo Interfid Plus) and a range of fiduciary structures. Directly comparable independent operator competing with Zion in the same regulatory category and client segments.
• Analytica Securities (Casa de Valores): Ecuadorian broker-dealer and investment management firm offering managed funds and structured products. Comparable to Zion in the retail and institutional fund-management segment, with similar regulatory obligations under the Superintendencia.
• Fiduciaria Atlántida (Ecuador / Grupo Atlántida): Part of the regional Atlántida financial group, this fiduciary competes with Zion in Ecuadorian trust administration, guarantee trusts, and real estate fiduciary structures. Directly comparable product set and target market.
• Adcap Securities / Adcap Fiduciaria (Ecuador presence): Adcap operates investment management and fiduciary services in Ecuador, directly competing with Zion for institutional and high-net-worth clients in fund management and trust structuring.

Broad incumbents

• Produbanco (Grupo Promérica) - Fiduciaria Promérica: Produbanco operates a fiduciary subsidiary administering investment funds and trusts in Ecuador, leveraging its banking platform for distribution. Directly comparable to Zion in offering investment funds and fiduciary trust services to Ecuadorian clients, but with materially larger balance sheet and distribution reach.
• Banco Bolivariano - Fiduciaria Bolivariano: Banco Bolivariano provides trust and fiduciary services alongside its retail and commercial banking franchise in Ecuador. Comparable to Zion in fiduciary product set, but competes from a position of deposit-funded balance sheet and established branch network.
• Larraín Vial Asset Management (Ecuador / Latam): Chilean wealth and asset manager with regional operations managing multi-asset funds, including in Ecuador. Comparable in offering pooled investment vehicles, though at a meaningfully larger scale and with broader product breadth.

Others

• Holcim Ecuador (Construcción) - client-side comparable: Not a competitor but a representative construction/infrastructure client archetype in the Ecuadorian trust market that drives real-estate and guarantee-trust demand. Included as a contextual peer to illustrate the buyer side of the fiduciary market Zion serves.

Regional players

• Fiducia S.A. (Peru): Peruvian trust and fiduciary services company with a similar product set of guarantee, administration, and investment trusts. Comparable in business model and product structure, though operating in Peru's deeper capital markets, useful as a regional comparable for Ecuador's fiduciary sector trajectory.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/zionfondos
• Facebookfacebook.com/zionfondos
• LinkedInlinkedin.com/company/zion-administradora-de-fondos-y-fideicomisos
• Instagraminstagram.com/zionfondos

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Zion