What One Diligence does

OneDiligence LLC is a Jacksonville, Florida-headquartered due diligence and loan review firm serving the U.S. residential mortgage industry. Operating as a wholly-owned subsidiary of ProTitleUSA, the company provides a broad suite of services spanning credit only reviews, guideline reviews, automated TRID compliance audits, credit-and-compliance MSR reviews, collateral audits, securitization loan reviews, attestation and reliance generation, pay history and servicing reviews, curative services, and tax/title reviews. Its clients are primarily mortgage servicers, loan investors, and capital markets participants (commercial and investment banks), with secondary work for third-party title providers including its parent ProTitleUSA.

The firm's technology stack overlays Natural Language Processing on OCR and machine learning frameworks to automate document indexing, tagging, and data extraction across large loan portfolios. Loan files are ingested via API, secure server, or client portal integration, and outputs are delivered through a web viewer, CSV exports, or API. The platform supports automated TRID cross-checks, exception reporting on missing documents, and AI-augmented loan data verification — a capability validated by disclosed use at Longbridge, where it contributed to a 60%+ reduction in data errors. Founder and President Alex Goldovsky additionally holds 9 US Patents in title research technology.

OneDiligence generates revenue through per-service, pay-as-you-go pricing, with each service (credit only, compliance review, securitization, etc.) charged separately per loan file or order and payment due prior to delivery. The company pursues an enterprise field sales motion targeting institutional buyers, supported by website CTAs for demos and call-backs, and a client login portal for ongoing account management. No external institutional funding rounds have been disclosed, and the firm is privately held under ProTitleUSA ownership.

Name

One Diligence

Legal name

OneDiligence LLC

Website

https://onediligence.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Short description

Jacksonville-based OneDiligence is a U.S. residential mortgage due diligence firm providing credit, compliance, securitization, collateral, and title review services with NLP/ML-augmented document processing to mortgage servicers, investors, and capital markets clients.

Ownership category

akta.pro rank

Product category

Mortgage Due Diligence Services

NAICS

Computer Systems Design and Related Services (54151), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Quality Control (QC), Compliance & Audit Tools for Underwriting (FSALALAL)

akta.pro secondary industries

Underwriting Automation & Income/Employment Verification (FSAGAHAD), Income, Employment & Asset Verification (VOI/VOE/VOA) (FSALALAF)

Keywords

• Mortgage due diligence
• Loan quality review
• Credit compliance review
• Securitization services
• Title research services

Headquarters

HQ city

Jacksonville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Per-Service Due Diligence Reviews: One Diligence charges per each service individually for each loan file or order. Based on the User Agreement, customers are charged per service with payment due before each ordered service is delivered. Different services include Credit Only, Compliance Review, Guideline Review, Securitization Services, etc.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

OneDiligence provides specialized due diligence, loan review, title research, and loan risk review services for the residential mortgage industry. The company leverages an AI-powered cloud platform using NLP, OCR, and Machine Learning to automate document indexing, compliance checking, and data verification across the mortgage lifecycle for servicers, investors, and capital-markets clients.

Product overview

OneDiligence is a specialized due diligence and loan review platform for the residential mortgage industry with over 20 years of experience. The platform operates as a unified service offering with multiple integrated modules including Data Scrub and Document Inventory Automation, Credit Only Review, Guideline Review, Compliance Only Review, Credit and Compliance (MSR Review), Curative Services, Securitization Services, Attestation and Reliance Generation, Collateral Review, Pay History Review, Servicing Review, Tax and Title Review, and Document Indexing HITL. The company leverages AI and NLP technology to automate document processing, compliance checking, and data verification across the mortgage lifecycle for servicers, investors, and capital markets clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Data Scrub and Document Inventory Automation Automated loan file ingestion service that generates document inventory tables, identifies missing document exceptions, and provides fully indexed loan files with extracted raw data through API, secure server, or client portal integration.
• Credit Only Review
• Guideline Review
• Compliance Only Review
• Credit and Compliance (MSR Review)
• Curative Services
• Securitization Loan Reviews
• Attestation and Reliance Generation
• Collateral Review
• Pay History Review
• Servicing Review
• Tax and Title Review
• Document Indexing HITL
• Securitization List

Quantifiable outcome

• 60%+ reduction in data errors
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature4 records

Partnerships

One partnership is on record.

• ProTitleUSAcoreStrategic or Co-development PartnerProTitleUSA is a third-party title provider for whom OneDiligence LLC provides comprehensive tax and title review services. Alex Goldovsky, Founder and CEO of ProTitleUSA, also serves as Founder and CEO of OneDiligence, indicating shared leadership and strategic alignment between the two entities.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Clayton Holdings (Clarity Services): Largest dedicated third-party review (TPR) firm for mortgage due diligence; provides credit, compliance, collateral, and securitization reviews nearly identical to One Diligence's service catalog, competing head-to-head for the same servicer, investor, and capital-markets clients.
• Mortgage Connect (LP Doc Prep): Mortgage due diligence and title services firm serving lenders and investors with credit, compliance, collateral and securitization reviews; same per-file service model and customer base as One Diligence.
• Pro Teck Valuation: Provider of appraisal management, valuation, and collateral review services to mortgage lenders and investors; competes most directly with One Diligence's Collateral Review module.
• Urban Lending Solutions (ULS): Outsourced mortgage due diligence, QC, and fulfillment services to lenders and investors, with credit, compliance and securitization review offerings comparable to One Diligence's core modules.
• AllRegs (ACR Capital Holdings): Mortgage compliance and guideline content/reference provider whose compliance review and due diligence offerings directly overlap with One Diligence's Compliance Only Review and Guideline Review services for lenders and investors.

Broad incumbents

• Cotality (formerly CoreLogic): Major mortgage data, analytics, and property intelligence platform whose collateral, property data, and valuation products overlap with One Diligence's collateral review and document indexing services at much greater scale.
• ICE Mortgage Technology (formerly Black Knight): End-to-end mortgage technology platform including origination, servicing, and data solutions; competing platforms could absorb parts of One Diligence's document indexing and QC functions into integrated LOS ecosystems.
• First American Mortgage Solutions: Large title and mortgage services provider offering loan review, tax/title, and due diligence products across the mortgage lifecycle; broader portfolio and balance sheet than One Diligence, but competes in tax/title review and QC.

Others

• ProTitleUSA: Parent company and third-party title provider that channels tax/title review work to One Diligence; adjacent title search and analysis business with shared CEO and strategic alignment rather than direct TPR competition.

Peers

• Capacity (formerly Cofense/Leapfrog):

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/one-diligence-subsidiary-of-protitleusa

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about One Diligence