The Puducherry State Co-operative Bank
The Puducherry State Co-operative Bank is a Puducherry-headquartered cooperative bank founded in 1958 that provides account opening, deposit, and loan services to retail customers in the Puducherry Union Territory.
- Company typePrivate
- Founded1958
- HeadquartersPuducherry, India
- Headcount—
- GTM typeB2C
- OfferingServices
What The Puducherry State Co-operative Bank does
The Puducherry State Co-operative Bank is a privately held cooperative banking institution headquartered in Puducherry, India. Founded in 1958, the bank operates as a state cooperative bank under Indian cooperative banking legislation and provides core retail banking services including account opening, deposits, and loans. The institution serves the local population and economy of the Puducherry Union Territory, functioning within the dual regulatory framework of the Reserve Bank of India and the Registrar of Cooperative Societies.
The bank's product set is described as standard cooperative banking services: deposit products (likely savings, current, and recurring deposits) and loan products. As a cooperative bank, it is owned by its members rather than external shareholders, and capital is raised through member contributions and retained earnings. The revenue model in such institutions is primarily net interest income from the spread between deposit and loan rates, supplemented by fees on account services.
Data limitations materially constrain this assessment: the bank's own website (mypscbank.com) returned only a loading/verification page at the time of collection, and detailed firmographic data — including headcount, branch network, deposit base, loan book, technology stack, leadership, financials, and strategic initiatives — is not available in the input. This description therefore reflects only what the firm's stated service mix and founding profile support; deeper claims about scale, technology, or performance would require primary financial disclosures.
The Puducherry State Co-operative Bank firmographics
Firmographics- Name
- The Puducherry State Co-operative Bank
- Website
- https://mypscbank.com
- Company type
- Private
- Founded year
- 1958
- Short description
- The Puducherry State Co-operative Bank is a Puducherry-headquartered cooperative bank founded in 1958 that provides account opening, deposit, and loan services to retail customers in the Puducherry Union Territory.
- Ownership category
- akta.pro rank
The Puducherry State Co-operative Bank industry classification
Industry- Product category
- Cooperative Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)
Keywords
Where The Puducherry State Co-operative Bank is headquartered
LocationHeadquarters
- HQ city
- Puducherry
- HQ country
- India
- HQ region
- Asia
Markets served
The Puducherry State Co-operative Bank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Infrastructure, Others
The Puducherry State Co-operative Bank product offering
Product offeringCore offering
The Puducherry State Co-operative Bank is a co-operative financial institution that provides account opening services, accepts deposits, and extends loans to its members and customers. Founded in 1958 and headquartered in Puducherry, India, the bank operates as a member-owned entity offering traditional retail banking services to the local community.
Differentiator
Problem solved
Functional benefit
Products and services
- Account Opening Services Account opening services for retail customers seeking to establish savings or deposit accounts with the bank.
- Deposit Products Deposit products allowing customers to safely park funds and earn interest through savings and term deposit accounts with the co-operative bank.
- Loan Services Loan services extended to members and customers for personal and small-scale credit needs within the Puducherry region.
Companies that use The Puducherry State Co-operative Bank
Customer profileIdeal customer profiles1 record
The Puducherry State Co-operative Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
The Puducherry State Co-operative Bank partnerships and signals
Strategic signalRecent moves1 record
The Puducherry State Co-operative Bank competitors and assessment
Company assessmentBroad incumbents
- Karur Vysya Bank: Indian private-sector commercial bank with a regional presence in southern India including Puducherry. Comparable deposit and lending product set, broader geographic and digital footprint.
- Indian Bank: Major Indian public-sector commercial bank with a branch presence in Puducherry. Competes for the same deposit and small-business lending customers but as part of a national franchise.
- State Bank of India: India's largest public-sector bank with nationwide branches including Puducherry. Overlaps in retail deposits and lending but operates at vastly larger scale.
Regional players
- Tamil Nadu State Apex Cooperative Bank: Tamil Nadu state-level cooperative bank serving a neighboring geography to Puducherry. Comparable business model and customer base, but operates in a different state market.
- Puduvai Bharathiar Grama Bank: Regional rural bank operating in the Puducherry UT, serving similar rural and semi-urban customers with deposits and agricultural/SME loans. Closely competes within the same geographic territory.
Direct peers
- Maharashtra State Co-operative Bank: Apex state-level cooperative bank in India providing deposits, loans, and banking services to members. Directly comparable in operating model — member-owned cooperative providing commercial banking services at the state level.
- Karnataka State Co-operative Apex Bank: State-level apex cooperative bank in Karnataka offering deposit, loan, and banking services. Same cooperative structure and state-bank role makes it a close functional peer.
- Andhra Pradesh State Cooperative Bank: State cooperative bank providing member deposits and loans. Comparable state-level cooperative banking structure and product mix.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights4 records
Customer concentration
The Puducherry State Co-operative Bank social profiles
Digital presenceThe Puducherry State Co-operative Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
The Puducherry State Co-operative Bank leadership team
Management profileNumber of profiles
The Puducherry State Co-operative Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
The Puducherry State Co-operative Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about The Puducherry State Co-operative Bank
What does The Puducherry State Co-operative Bank do?
The Puducherry State Co-operative Bank is a co-operative financial institution that provides account opening services, accepts deposits, and extends loans to its members and customers. Founded in 1958 and headquartered in Puducherry, India, the bank operates as a member-owned entity offering traditional retail banking services to the local community.
When was The Puducherry State Co-operative Bank founded?
The Puducherry State Co-operative Bank was founded in 1958.
Where is The Puducherry State Co-operative Bank based?
The Puducherry State Co-operative Bank is headquartered in Puducherry, India, in the Asia region.
Who are The Puducherry State Co-operative Bank's main competitors?
Broad incumbents on record are Karur Vysya Bank, Indian Bank and State Bank of India. Regional players are Tamil Nadu State Apex Cooperative Bank and Puduvai Bharathiar Grama Bank. Direct peers are Maharashtra State Co-operative Bank, Karnataka State Co-operative Apex Bank and Andhra Pradesh State Cooperative Bank.
Does The Puducherry State Co-operative Bank have an API?
No public API is recorded for The Puducherry State Co-operative Bank.
What industry is The Puducherry State Co-operative Bank in?
The Puducherry State Co-operative Bank's product category is Cooperative Banking. Its primary akta.pro industry code is FSABAEAF, Cooperative Banks (Member-Owned Commercial/Retail). Its NAICS code is 52211 and its SIC code is 6022.