What Stellar Public Adjusting Services does

Stellar Public Adjusting Services is a Florida-licensed public insurance adjusting firm founded in 2010 and headquartered in Miami, FL, with an additional office supporting South Florida operations. The company represents residential and commercial property owners in the negotiation, documentation, and settlement of first-party property insurance claims, operating under contingency-based fee arrangements that compensate the firm as a percentage of the claim recovery. Its service catalog spans damage-type-specific claim handling (mold, fire, flood, broken pipes, theft and vandalism, business income loss, condo coverage), carrier-specific workflows for Allstate and Citizens policies, and post-dispute services including insurance appraisal and mediation.

The firm is led by a licensed public adjuster (Rami Boaziz, Florida Public Adjuster License # P175224) and is supported by a multi-disciplinary team that includes attorneys, contractors, and former insurance company adjusters, allowing it to negotiate against carriers using carrier-side workflow knowledge. Geographic coverage extends across Miami-Dade, Broward, and Palm Beach counties, with active service in Miami, North Miami Beach, Plantation, Ft. Lauderdale, Boca Raton, and West Palm Beach.

The technology layer is limited to a web-based claims portal (handlemyclaim.com) that enables clients to submit documentation and track claim status, supplemented by an educational blog and social media presence on Facebook and Twitter. The firm markets the value proposition that policyholders using a public adjuster receive materially higher settlements (stated range of 574%–747%) than those negotiating independently. No funding rounds, acquisitions, or AI/ML capabilities are disclosed.

Name

Stellar Public Adjusting Services

Legal name

Stellar Public Adjusting Services

Website

https://handlemyclaim.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Stellar Public Adjusting Services is a Florida-licensed public insurance adjusting firm that represents residential and commercial property owners in South Florida on property insurance claims, charging contingency-based fees and operating across Miami-Dade, Broward, and Palm Beach counties.

Ownership category

akta.pro rank

Product category

Public Insurance Adjusting Services

NAICS

Claims Adjusting (524291), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Claims Estimation, Documentation & Managed Repair (HSAPAOAL)

akta.pro secondary industry

Insurance Replacement Cost & Damage/Loss Valuation (BPAJAKAL)

Keywords

• Public insurance adjusting
• Property damage claims
• Insurance claim representation
• Claim settlement services
• Loss adjustment services

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Contingency-based Public Adjusting Fees: Fees charged as a small percentage of the amount recovered from the Insurance Company. Fees are regulated by the Florida Department of Financial Services. No upfront costs to clients; payment only upon successful claim settlement.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Stellar Public Adjusting Services provides professional insurance claim representation for residential and commercial property owners in South Florida. The firm manages claims across damage types including water, roof leaks, pipe breaks, fire, flood, mold, hurricane/wind, theft, and vandalism, and also delivers insurance appraisal and mediation services under Florida Department of Financial Services regulation.

Product overview

Stellar Public Adjusting Services is a public adjusting firm that provides professional insurance claim representation services for residential and commercial property owners in South Florida. The company offers geographically-focused public adjuster services across Miami, North Miami Beach, Plantation, Ft. Lauderdale, Boca Raton, and West Palm Beach. Their service portfolio includes specialized claim handling for specific damage types (water damage, roof damage, mold, fire, flood, broken pipes, theft/vandalism, hurricane/wind damage) and insurance company-specific services (Allstate, Citizens). The firm also provides appraisal services leveraging the insurance policy appraisal clause for dispute resolution, mediation services, and educational resources on claim processes, damage mitigation, and documentation. The company differentiates itself through a team-based approach including licensed public adjusters, attorneys, contractors, loss consultants, and estimators, plus a web-based client portal for 24/7 claim status monitoring.

Differentiator

Problem solved

Functional benefit

Products and services

• Public Insurance Claim Representation Professional representation for residential and commercial property owners across South Florida in filing and negotiating insurance claims for water damage, roof leaks, pipe breaks, fire, flood, mold, hurricane/wind, theft, and vandalism. Includes policy analysis, claim documentation, negotiation with the insurer, supplemental claim filing, and handling of denied or underpaid claims. Delivered by a dedicated in-house licensed public adjuster with the firm's multi-disciplinary team.
• Insurance Appraisal Services Representation for policyholders in the insurance appraisal process under the policy appraisal clause, providing a faster and less expensive alternative to litigation for resolving disputes over the amount of a property damage loss.
• Mediation Services Mediation demand services in accordance with Florida Insurance Department rules for losses of $500 or more where there is a dispute of $500 or more between the insurer's offered settlement and the policyholder's requested settlement.

Quantifiable outcome

• Policyholders using Public Adjusters received 574% more than those not using one on Citizens Insurance claims
• +1 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• All City Adjusters: Florida-based public adjusting firm representing policyholders on residential and commercial property claims. Direct competitor with similar contingency-fee model, in-house claims handling, and South Florida service coverage.
• AGS Public Adjusters: Public adjusting firm handling residential and commercial property insurance claims in Florida and other coastal states. Comparable in claim-type breadth and contingency pricing.
• Continental Public Adjusters: Licensed public adjuster firm representing policyholders in Florida property damage claims. Direct overlap in target customer, contingency-fee model, and South Florida operating geography.
• Globe Public Adjusting: Specialized public adjuster firm handling homeowner and commercial property insurance claims in Florida. Comparable in scope of damage types addressed, contingency pricing, and reliance on a regional referral network.
• Anchor Public Adjusting Services: Florida public adjuster focused on residential and commercial property loss claims including hurricane, water, and fire damage. Overlaps directly with Stellar's service portfolio and contingency-based revenue model.
• Apex Public Adjusting: Regional public adjuster serving Florida property owners on first-party insurance claims. Similar target customer, damage-type coverage, and percentage-of-recovery fee structure.

Emerging players

• Kloss Law Group (Insurance Claim Attorneys): Florida-based insurance claim attorney firm handling denied or underpaid property claims — a complementary/overlapping service for policyholders when public adjuster representation is insufficient.

Others

• Citizens Property Insurance Corporation: Florida's insurer of last resort and a frequently cited counterparty in Stellar's marketing materials. Not a competitor but the dominant carrier shaping the claims environment Stellar operates in.
• Universal Property & Casualty Insurance: Florida residential property insurer and a common carrier in contested claim scenarios. Adjacent rather than competitive — defines the demand for public adjusting services in the region.
• Heritage Property & Casualty Insurance: Major Florida homeowners insurer and frequent counterparty in disputed property claims. Shapes the supply/demand dynamics for public adjuster representation rather than directly competing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/FloridaAdjuster
• Facebookfacebook.com/floridaadjuster
• LinkedInlinkedin.com/company/stellar-public-adjusting

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stellar Public Adjusting Services