INP Finance
INP Finance (INP Finanz GmbH) is an independent Swiss financial advisory firm, founded 1998, providing financial planning, insurance brokerage, and business consulting to private individuals and SMEs through ~50 certified advisors across 11 branches in German- and French-speaking Switzerland.
- Company typePrivate
- Founded1998
- HeadquartersWil, Switzerland
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What INP Finance does
INP Finanz GmbH (branded INP Finance) is an independent Swiss financial advisory firm founded in 1998 by Thomas Eisenegger and headquartered in Bazenheid, St. Gallen, Switzerland. The company operates across two customer segments — private individuals and small/medium enterprises (SME/KMU) — through approximately 50 certified advisors (Eidg. Finanzplaner FA, FINMA-certified analysts, insurance and financial brokers) distributed across 11 branch offices in German-speaking and French-speaking Switzerland (including Vaud canton branches in Lonay and Clarens-Montreux). Its service portfolio is organized into three interconnected pillars: Finanzberatung (financial planning, investments, mortgage comparison, tax optimization, estate planning, retirement planning), Versicherungsberatung (insurance advisory and comparison across health, life, disability, household, legal protection, and natural-discover insurance), and Unternehmensberatung (business formation, risk assessment, claims management, SME insurance).
The firm does not develop proprietary technology products. Service delivery is human-advisor based, conducted in person at branch offices, at client locations, or via telephone and video conference. The underlying "platform" is the firm's relationships with over 50 banking and insurance product partners, which enables independent, provider-neutral recommendations. A complementary Brokerpool offering extends the firm's administrative infrastructure and software tools to other independent insurance brokers.
INP Finance generates revenue through two primary streams: fees for advisory and financial planning services, and brokerage commissions earned when clients purchase or renew policies through the firm's recommendations from its 50+ product partners. The first client consultation is free; subsequent pricing varies by service and is disclosed in advance. The company is privately held and founder-influenced, with founder Thomas Eisenegger active in client-facing advisory and Max Röding serving as Managing Director. No institutional investors, funding rounds, acquisitions, or public market presence are disclosed.
INP Finance firmographics
Firmographics- Name
- INP Finance
- Legal name
- INP Finanz GmbH
- Website
- https://inp-finanz.ch
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- INP Finance (INP Finanz GmbH) is an independent Swiss financial advisory firm, founded 1998, providing financial planning, insurance brokerage, and business consulting to private individuals and SMEs through ~50 certified advisors across 11 branches in German- and French-speaking Switzerland.
- Ownership category
- akta.pro rank
INP Finance industry classification
Industry- Product category
- Financial Advisory Services
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940)
- SIC
- Insurance Agents, Brokers & Service (6411), Investment Advice (6282)
- akta.pro primary industry
- Comprehensive Financial Planning (FSAEAAAA)
- akta.pro secondary industries
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)
Keywords
Where INP Finance is headquartered
LocationHeadquarters
- HQ city
- Wil
- HQ country
- Switzerland
- HQ region
- Europe
Offices11 records
Markets served
INP Finance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D, Others
Revenue model
- Financial Advisory Fees: The company charges fees for advisory services including financial planning, investment consulting, mortgage advisory, pension planning, tax advisory, and insurance consulting. Costs vary by service type and scope. The first consultation is free of charge.
- Brokerage Commissions: INP Finance acts as an insurance broker and financial broker, earning commissions from their 50+ product partners in the banking and insurance sector when clients purchase or renew insurance policies and financial products through their recommendations.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Initial consultation - free of charge |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
INP Finance product offering
Product offeringCore offering
INP Finance is an independent Swiss financial advisory firm that delivers financial planning, insurance brokerage, and business consulting services to private individuals and SMEs. Through a network of 50+ banking and insurance product partners, the firm provides unbiased comparison and recommendation services across investments, mortgages, tax optimization, retirement planning, estate planning, and a full range of personal and business insurance lines, supported by 11 branch offices and ~50 advisors across German and French-speaking Switzerland.
Product overview
INP Finance is an independent Swiss financial advisory firm offering three interconnected service pillars: Financial Advisory (Finanzberatung), Insurance Advisory (Versicherungsberatung), and Business Consulting (Unternehmensberatung). The company acts as an intermediary between clients and over 50 banking and insurance product partners, providing unbiased recommendations without favoring specific providers. Services include wealth management, mortgage comparison, tax optimization, estate planning, retirement planning, insurance comparisons across all major categories, company formation, startup support, and employee insurance solutions. A dedicated Brokerpool network supports independent advisors with administrative infrastructure and software tools.
Differentiator
Problem solved
Functional benefit
Products and services
- Finanzberatung (Financial Advisory) Comprehensive financial planning and investment advisory for private individuals, including wealth management, mortgage comparison, tax optimization, estate planning (testament, Vorsorgeauftrag, Erbschaftssteuer), retirement planning (Pension / private Vorsorge), and investment selection (Geld anlegen) across multiple Swiss banks and product providers.
- Versicherungsberatung (Insurance Advisory) Independent insurance comparison and advisory across personal and business lines (health, life, disability, legal protection, household, natural disaster / elementary damage, liability, property, and business insurance) sourced from 50+ Swiss insurance product partners, with ongoing contract management and policy renewal support.
- Unternehmensberatung (Business Consulting) Advisory services for SMEs, startups, and prospective founders, including company formation support, startup consulting, risk profiling and mitigation, business insurance portfolio selection, claims handling support, and employee insurance solutions.
- Brokerpool Network for independent insurance brokers providing administrative support, expert knowledge, and modern software solutions, enabling external brokers to operate with the back-office infrastructure and product access that INP Finance uses for its own advisors.
Quantifiable outcome
- Optimized insurance premiums and coverage through comparison of 50+ providers
Companies that use INP Finance
Customer profileSegments2 records
Ideal customer profiles2 records
INP Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
INP Finance partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- 50+ Banking and Insurance Product PartnerscoreINP Finance works with over 50 product partners in the banking and insurance sector. This network includes banks, private banks, and independent financial product providers as well as insurance companies, enabling 100% independence and neutrality in both advisory and product selection.
Scale indicators5 records
Recent moves6 records
Expansion highlights4 records
INP Finance competitors and assessment
Company assessmentBroad incumbents
- UBS Switzerland: Switzerland's largest bank with comprehensive wealth management, mortgage, and insurance advisory for HNW and mass-affluent clients. Adjacent competitor to INP Finance in investment advisory and financial planning at the higher end of the market.
- PostFinance: Switzerland's fifth-largest bank and a broad financial services incumbent offering retail banking, mortgages, investment advisory, and pension products. Competes with INP Finance in mortgage comparison, pension planning, and wealth advisory at scale.
- Bank Cler: Mid-sized Swiss retail bank offering private accounts, mortgages, and investment advisory. Comparable to INP Finance's role serving regional private clients, though with a captive banking product set rather than an independent multi-partner model.
- Raiffeisen Schweiz: Swiss cooperative banking group with the largest domestic branch network, offering financial advisory, mortgage, insurance, and wealth management. Overlaps with INP Finance across the full service bundle but with broader banking scale and a tied distribution model.
- Migros Bank: Swiss retail bank offering mortgages, investment advisory, and pension products to mass-affluent private clients. Comparable to INP Finance on mortgage and pension advisory, with a national physical footprint.
Emerging players
- finpension: Swiss fintech offering low-cost pension (3a/3b) and ETF-based wealth management digitally. Competes with INP Finance on pension advisory and investment selection for Swiss private clients, but at lower price points and without physical advisory.
- Selma Finance: Swiss digital financial advisor providing automated investment, pension, mortgage, and tax support. Overlaps with INP Finance's financial planning and investment advisory offerings, targeting younger and digital-native Swiss clients.
- True Wealth: Swiss robo-advisor offering passive ETF portfolio management. Competes directly with INP Finance's wealth advisory and investment services for cost-sensitive Swiss private clients seeking index-based solutions.
Direct peers
- VZ VermögensZentrum: Switzerland's largest independent financial advisory firm, offering holistic financial planning, investment, mortgage, pension, and tax advisory to private clients — the same core service bundle as INP Finance. Most directly comparable peer on positioning, independence model, and target customer base.
Regional players
- Banca Popolare di Sondrio (Suisse): Swiss subsidiary of Italian bank serving Italian-speaking Switzerland with private banking and advisory services. Geographically distinct from INP Finance's DACH/French-speaking footprint but comparable as a regional advisory intermediary.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights2 records
Customer concentration
INP Finance social profiles
Digital presenceINP Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
INP Finance leadership team
Management profileNumber of profiles
Profiles10 records
INP Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
INP Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about INP Finance
What does INP Finance do?
INP Finance is an independent Swiss financial advisory firm that delivers financial planning, insurance brokerage, and business consulting services to private individuals and SMEs. Through a network of 50+ banking and insurance product partners, the firm provides unbiased comparison and recommendation services across investments, mortgages, tax optimization, retirement planning, estate planning, and a full range of personal and business insurance lines, supported by 11 branch offices and ~50 advisors across German and French-speaking Switzerland.
Is INP Finance a public or private company?
INP Finance is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was INP Finance founded?
INP Finance was founded in 1998. It employs 11 to 50 people.
Where is INP Finance based?
INP Finance is headquartered in Wil, Switzerland, in the Europe region.
How does INP Finance make money?
Two revenue lines are on record. Financial Advisory Fees are the primary driver. The others are brokerage Commissions.
Who are INP Finance's main competitors?
Broad incumbents on record are UBS Switzerland, PostFinance, Bank Cler, Raiffeisen Schweiz and Migros Bank. Emerging players are finpension, Selma Finance and True Wealth. VZ VermögensZentrum is listed as a direct peer. Banca Popolare di Sondrio (Suisse) is listed as a regional player.
Does INP Finance have an API?
No public API is recorded for INP Finance.
What industry is INP Finance in?
INP Finance's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 5242 and its SIC code is 6411.