What Consolidated Operations Group does

Consolidated Operations Group (ASX: COG) is an Australian public company founded in 2002 and headquartered in Chatswood, New South Wales. The company operates in the equipment finance and asset finance broking services sector, functioning as an intermediary between businesses seeking equipment financing and the lenders supplying capital for those transactions. Its revenue mechanics are consistent with broking: origination fees, commissions, and/or spread on funded transactions. The company operates with a small team of 101-250 employees and has historically generated revenue in the low-to-mid hundreds of millions of AUD.

Reported revenue has been materially volatile across recent fiscal years: A$179.6M (FY2022), A$218.2M (FY2023), A$315.6M (FY2024), and A$199.9M (FY2025), with the 2024 spike followed by a partial reversal consistent with episodic deal flow or one-off originations rather than a structural step-change in the franchise. Despite revenue volatility, net income has remained positive across all reported periods, ranging from A$8.1M to A$19.7M, and was A$18.8M in FY2025, indicating consistent underlying profitability. The disclosed enterprise value across years is approximately A$550M, providing a market-cap context for the capital structure.

The corporate website returned a verification challenge during data collection, so detailed firmographic information on technology stack, lender panel composition, customer mix, leadership team, and channel partnerships could not be confirmed from that source. The product surface described by the underlying data is restricted to equipment finance and asset finance broking services, with no additional verticals, proprietary technology, or differentiated platform disclosed. Investors should corroborate the operational depth, lender-relationship economics, and customer concentration through primary-source diligence.

Name

Consolidated Operations Group

Legal name

Consolidated Operations Group

Website

https://coglimited.com.au

Company type

Private

Founded year

2002

Headcount range

101–250 employees

Short description

Consolidated Operations Group (ASX: COG) is an Australian-listed equipment finance and asset finance broking services company founded in 2002 and based in Chatswood, serving businesses that require funding for equipment purchases across the Australian market.

Ownership category

akta.pro rank

Headquarters

HQ city

Chatswood

HQ country

Australia

HQ region

Oceania

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Core offering

Consolidated Operations Group provides equipment finance and asset finance broking services to businesses in Australia. The company, listed on the ASX under ticker COG, originates and arranges finance solutions for commercial equipment and asset purchases through its broking operations.

Differentiator

Problem solved

Functional benefit

Products and services

• Equipment Finance Finance solutions for businesses acquiring commercial equipment and productive assets, arranged through the company's broking operations in Australia.
• Asset Finance Broking Broking services that connect Australian businesses with lenders and financiers for asset finance transactions, acting as an intermediary in equipment and asset finance arrangements.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves1 record

Direct peers

• Plenti Group: ASX-listed (ASX: PLT) fintech lender providing automotive, renewable energy, and equipment finance — directly comparable origination model and Australian SME/consumer focus.
• Earlypay: Australian-listed (ASX: EPY) SME finance and asset finance provider offering equipment and invoice financing — directly comparable in product offering, customer base (Australian SMEs), and business model.
• Prospa: Australian online lender to small businesses, including equipment financing — comparable target market (SME) and origination-driven fintech model.
• Money3 Corporation: ASX-listed (ASX: MNY) non-bank lender focused on vehicle and equipment finance for Australian consumers and small businesses — closely overlaps with COG's equipment/asset finance broking focus.

Broad incumbents

• Pepper Money: Large Australian non-bank lender offering asset finance, consumer, and SME loans. Wider portfolio than COG but directly competes in the equipment/asset finance segment.
• Liberty Financial: Established Australian non-bank financial services group providing asset and equipment finance among other lending products — a broader incumbent with overlap in COG's core market.
• Resimac Group: ASX-listed (ASX: RMC) Australian non-bank lender active in asset finance and securitisation — comparable regulatory and customer profile though broader in scope.

Regional players

• CNH Industrial Capital (Australia): Captive finance arm of a global equipment manufacturer offering asset/equipment financing in Australia — competes in the same dealer-finance channel but anchored to a single OEM.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks4 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Consolidated Operations Group