Crystal Finance
- Company typePrivate
- Founded1992
- HeadquartersMontpellier, France
- Headcount251–500
- GTM typeB2C
- OfferingServices
Crystal Finance firmographics
Firmographics- Name
- Crystal Finance
- Legal name
- Crystal Finance
- Website
- https://crystal-finance.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Acquired
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Crystal Finance industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (525920)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Private Banking Cross-Border & International Wealth Services (FSABADAL)
- akta.pro secondary industries
- Offshore & International Private Banking (FSAAABAB), Family Office Advisory & Outsourced CIO (OCIO) (FSAAADAC), Private Banking & UHNW Wealth Advisory (FSAEABAC)
Keywords
Where Crystal Finance is headquartered
LocationHeadquarters
- HQ city
- Montpellier
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
Crystal Finance business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Infrastructure
Crystal Finance product offering
Product offeringCore offering
Crystal Finance provides wealth management and financial advisory services tailored for French citizens living abroad (non-residents and expatriates). Its offerings include patrimonial assessment, financial investments (life insurance, capital contracts, retirement plans, securities accounts, PEA, structured products), real estate investments (SCPI/OPCI, rental property), private equity/non-listed opportunities, insurance solutions, and heritage/tax advisory. Services are delivered in interprofessional collaboration with international advisory professionals, now supported by the Laplace group.
Product overview
Crystal Finance, founded in 1992 and joined Laplace in 2023, is a wealth management firm specializing in serving French non-residents. The company offers a comprehensive suite of financial advisory services for expatriates, including patrimonial assessment, financial investments (life insurance, capital contracts, retirement plans, securities, structured products), real estate investments (SCPI/OPCI, rental property), private equity/non-listed investments, insurance solutions, and heritage/tax advisory. Services are delivered in interprofessional collaboration with international advisory professionals, and now benefit from Laplace group's broader multidisciplinary expertise across 35 French locations, 5 overseas territories, and 10 international offices.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Advisory for Non-Residents Comprehensive wealth management and financial advisory services specifically designed for French citizens living abroad, accompanying them before, during, and after expatriation in collaboration with international advisory professionals.
- Patrimonial Assessment (Bilan Patrimonial) Heritage/wealth assessment service to evaluate clients' financial situation and develop personalized wealth strategies.
- Financial Investments (Placements Financiers) Investment solutions including life insurance contracts, capital contracts, retirement solutions, securities accounts, PEA equity savings plans, and structured products.
- Real Estate Investments (Placements Immobiliers) Real estate investment products including SCPI/OPCI (real estate investment trusts), rental property investments, and mortgage offerings.
- Private Equity / Non-Listed (Non-côté / Private Equity) Non-listed investment opportunities including private debt funds, infrastructure investments, and LBO/capital transmission funds.
- Insurance Solutions (Solutions de Prévoyance) Insurance products including individual and collective health coverage, individual and collective provident insurance, and international insurance solutions.
- Heritage & Tax Advisory Tax optimization strategies, estate planning, retirement preparation, and asset transmission services for non-resident French citizens.
- Luxembourg Financial Advisory Advisory and financial engineering services in Luxembourg for international wealth structuring.
Companies that use Crystal Finance
Customer profileSegments1 record
Ideal customer profiles1 record
Crystal Finance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Crystal Finance partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- LaplacecoreCrystal Finance joined Laplace in 2023, becoming part of a larger multidisciplinary financial advisory group. The historical teams continue to serve expatriate clients while gaining access to Laplace's broader pluridisciplinary expertise across heritage management, tax optimization, and financial planning.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Crystal Finance competitors and assessment
Company assessmentDirect peers
- Cyrus Conseil: French independent wealth management and multi-family office firm serving HNW and UHNW clients with heritage, tax, and investment advisory. Directly comparable French MFO peer with similar service model and target client base.
- BNP Paribas Wealth Management: Private banking arm of BNP Paribas serving high-net-worth clients globally, with dedicated cross-border and French expat services. Directly comparable to Crystal Finance in serving internationally-mobile French households.
- Indosuez Wealth Management: Wealth management arm of Crédit Agricole group serving private clients internationally, including French expats. Comparable business model combining advisory, investment solutions, and international wealth structuring.
- Société Générale Private Banking: Private banking division of Société Générale with strong French and international wealth management offerings, including cross-border expat advisory. Competes head-to-head with Crystal Finance for the same French HNW/UHNW expat segment.
- Kleinwort Hambros: Cross-border wealth manager (now part of Société Générale) focused on serving international and Franco-British private clients with heritage, tax, and investment advisory. Highly comparable niche focus to Crystal Finance's expat specialisation.
- Lombard Odier: Swiss private bank offering private banking and wealth management for international HNW/UHNW clients, with strong European and cross-border capabilities including France. Comparable in cross-border wealth advisory and international structuring focus.
- Pictet Group: Swiss private bank and asset manager with extensive European private banking and wealth management services for international clients. Overlaps with Crystal Finance in serving cross-border French HNW families and offering Luxembourg-based solutions.
- Mirabaud & Cie: Swiss private bank with strong cross-border wealth management and private banking services for international clients. Comparable scope of services including investment advisory, estate planning, and international structuring.
Regional players
- Creand (Andorra): Andorran private bank offering wealth management and advisory services with expertise in cross-border and expat-oriented structures. Comparable in cross-border expat wealth focus but operates from a different jurisdiction serving the broader French-speaking expat market.
Broad incumbents
- Cazenove (Schroders Wealth Management): UK wealth management offering within the broader Schroders asset management group, providing advisory services to HNW clients including cross-border mandates. Comparable advisory focus though operates as part of a much larger investment platform.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Crystal Finance social profiles
Digital presenceCrystal Finance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Crystal Finance leadership team
Management profileNumber of profiles
Crystal Finance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Crystal Finance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Crystal Finance
What does Crystal Finance do?
Crystal Finance provides wealth management and financial advisory services tailored for French citizens living abroad (non-residents and expatriates). Its offerings include patrimonial assessment, financial investments (life insurance, capital contracts, retirement plans, securities accounts, PEA, structured products), real estate investments (SCPI/OPCI, rental property), private equity/non-listed opportunities, insurance solutions, and heritage/tax advisory. Services are delivered in interprofessional collaboration with international advisory professionals, now supported by the Laplace group.
Is Crystal Finance a public or private company?
Crystal Finance is a private company. It is classified as corporate owned and is currently acquired.
When was Crystal Finance founded?
Crystal Finance was founded in 1992. It employs 251 to 500 people.
Where is Crystal Finance based?
Crystal Finance is headquartered in Montpellier, France, in the Europe region.
Who are Crystal Finance's main competitors?
Direct peers on record are Cyrus Conseil, BNP Paribas Wealth Management, Indosuez Wealth Management, Société Générale Private Banking, Kleinwort Hambros, Lombard Odier, Pictet Group and Mirabaud & Cie. Creand (Andorra) is listed as a regional player. Cazenove (Schroders Wealth Management) is listed as a broad incumbent.
Does Crystal Finance have an API?
No public API is recorded for Crystal Finance.
What industry is Crystal Finance in?
Crystal Finance's product category is Wealth Management. Its primary akta.pro industry code is FSABADAL, Private Banking Cross-Border & International Wealth Services, with a secondary code of FSAAABAB, Offshore & International Private Banking. Its NAICS code is 523940 and its SIC code is 6282.