Crystal Finance

Name

Crystal Finance

Legal name

Crystal Finance

Website

https://crystal-finance.com

Company type

Private

Founded year

1992

Operating status

Acquired

Headcount range

251–500 employees

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Trusts, Estates, and Agency Accounts (525920)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Banking Cross-Border & International Wealth Services (FSABADAL)

akta.pro secondary industries

Offshore & International Private Banking (FSAAABAB), Family Office Advisory & Outsourced CIO (OCIO) (FSAAADAC), Private Banking & UHNW Wealth Advisory (FSAEABAC)

Keywords

• Wealth management advisory
• Expatriate financial planning
• Estate planning services
• Investment advisory France
• Retirement planning solutions

Headquarters

HQ city

Montpellier

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Core offering

Crystal Finance provides wealth management and financial advisory services tailored for French citizens living abroad (non-residents and expatriates). Its offerings include patrimonial assessment, financial investments (life insurance, capital contracts, retirement plans, securities accounts, PEA, structured products), real estate investments (SCPI/OPCI, rental property), private equity/non-listed opportunities, insurance solutions, and heritage/tax advisory. Services are delivered in interprofessional collaboration with international advisory professionals, now supported by the Laplace group.

Product overview

Crystal Finance, founded in 1992 and joined Laplace in 2023, is a wealth management firm specializing in serving French non-residents. The company offers a comprehensive suite of financial advisory services for expatriates, including patrimonial assessment, financial investments (life insurance, capital contracts, retirement plans, securities, structured products), real estate investments (SCPI/OPCI, rental property), private equity/non-listed investments, insurance solutions, and heritage/tax advisory. Services are delivered in interprofessional collaboration with international advisory professionals, and now benefit from Laplace group's broader multidisciplinary expertise across 35 French locations, 5 overseas territories, and 10 international offices.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Advisory for Non-Residents Comprehensive wealth management and financial advisory services specifically designed for French citizens living abroad, accompanying them before, during, and after expatriation in collaboration with international advisory professionals.
• Patrimonial Assessment (Bilan Patrimonial) Heritage/wealth assessment service to evaluate clients' financial situation and develop personalized wealth strategies.
• Financial Investments (Placements Financiers) Investment solutions including life insurance contracts, capital contracts, retirement solutions, securities accounts, PEA equity savings plans, and structured products.
• Real Estate Investments (Placements Immobiliers) Real estate investment products including SCPI/OPCI (real estate investment trusts), rental property investments, and mortgage offerings.
• Private Equity / Non-Listed (Non-côté / Private Equity) Non-listed investment opportunities including private debt funds, infrastructure investments, and LBO/capital transmission funds.
• Insurance Solutions (Solutions de Prévoyance) Insurance products including individual and collective health coverage, individual and collective provident insurance, and international insurance solutions.
• Heritage & Tax Advisory Tax optimization strategies, estate planning, retirement preparation, and asset transmission services for non-resident French citizens.
• Luxembourg Financial Advisory Advisory and financial engineering services in Luxembourg for international wealth structuring.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• LaplacecoreStrategic or Co-development Partner · 1 January 2023Crystal Finance joined Laplace in 2023, becoming part of a larger multidisciplinary financial advisory group. The historical teams continue to serve expatriate clients while gaining access to Laplace's broader pluridisciplinary expertise across heritage management, tax optimization, and financial planning.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Cyrus Conseil: French independent wealth management and multi-family office firm serving HNW and UHNW clients with heritage, tax, and investment advisory. Directly comparable French MFO peer with similar service model and target client base.
• BNP Paribas Wealth Management: Private banking arm of BNP Paribas serving high-net-worth clients globally, with dedicated cross-border and French expat services. Directly comparable to Crystal Finance in serving internationally-mobile French households.
• Indosuez Wealth Management: Wealth management arm of Crédit Agricole group serving private clients internationally, including French expats. Comparable business model combining advisory, investment solutions, and international wealth structuring.
• Société Générale Private Banking: Private banking division of Société Générale with strong French and international wealth management offerings, including cross-border expat advisory. Competes head-to-head with Crystal Finance for the same French HNW/UHNW expat segment.
• Kleinwort Hambros: Cross-border wealth manager (now part of Société Générale) focused on serving international and Franco-British private clients with heritage, tax, and investment advisory. Highly comparable niche focus to Crystal Finance's expat specialisation.
• Lombard Odier: Swiss private bank offering private banking and wealth management for international HNW/UHNW clients, with strong European and cross-border capabilities including France. Comparable in cross-border wealth advisory and international structuring focus.
• Pictet Group: Swiss private bank and asset manager with extensive European private banking and wealth management services for international clients. Overlaps with Crystal Finance in serving cross-border French HNW families and offering Luxembourg-based solutions.
• Mirabaud & Cie: Swiss private bank with strong cross-border wealth management and private banking services for international clients. Comparable scope of services including investment advisory, estate planning, and international structuring.

Regional players

• Creand (Andorra): Andorran private bank offering wealth management and advisory services with expertise in cross-border and expat-oriented structures. Comparable in cross-border expat wealth focus but operates from a different jurisdiction serving the broader French-speaking expat market.

Broad incumbents

• Cazenove (Schroders Wealth Management): UK wealth management offering within the broader Schroders asset management group, providing advisory services to HNW clients including cross-border mandates. Comparable advisory focus though operates as part of a much larger investment platform.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xtwitter.com/laplacegroupe
• YouTubeyoutube.com/@laplace-groupe
• LinkedInlinkedin.com/company/crystal-finance
• Instagraminstagram.com/laplace_groupe/?igshid=YmMyMTA2M2Y=
• Facebookfacebook.com/CrystalFinance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Crystal Finance