TPAS

What TPAS does

TPAS, LLC (The Property Adjustment Specialists) is a privately held insurance education and training company founded in 2011 and headquartered in St. Louis, Missouri. It is a Texas Department of Insurance-approved Education Provider (#96252) and offers insurance claims adjuster pre-licensing courses, continuing education, and specialized certifications (Personal Property/Contents, Residential Property Policy Interpretation, Claims Adjusting 101, Xactimate/XactContents training, Roof and Interior Estimate Reconciliations) across 20+ states via reciprocity. The company also delivers the flagship 8-week Claims Professional Training (CPT) Program at $11,250 per participant, combining licensing, mentorship, software, and 20-state coverage.

The core technology and platform consist of instructor-led live virtual classrooms via Webex, in-person instruction at the St. Louis headquarters and partner sites (including Chicago), and self-study distribution through a WebCE partnership covering 32+ states. Supporting assets include the TPAS Adjuster Resource Webpage, TPAS Blueprint, Licensing & Reciprocity Map, TPAS TV (YouTube), and the Adjuster Check Up podcast. Curriculum is approved by the Missouri Department of Higher Education & Workforce Development and Missouri DESE, enabling state-funded workforce development pathways.

TPAS operates a predominantly individual-learner, pay-as-you-go revenue model with prices ranging from $159.95 for state-specific pre-licensing exam prep to $11,250 for the CPT Program, supplemented by bundle packages offering 10-22% discounts. Go-to-market combines direct website enrollment, free in-person and virtual Claims Adjuster Workshops, a 'Sponsor An Adjuster' crowdfunding program, and strategic partnerships (WebCE for self-study distribution, NAAIA for community policy literacy, Changing Oasis for Chicago delivery, and Vanguard Assurance Company Limited for international lectures). The company is founder-led by President & CEO Charleen Hoskins, employs 1-10 people, and is privately funded with no disclosed institutional investment.

Name

TPAS

Legal name

TPAS, LLC

Website

https://tpas.llc

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Short description

TPAS, LLC is a St. Louis-based insurance education provider, founded in 2011, that trains, licenses, and mentors individuals to become property and casualty claims adjusters via Texas-approved pre-licensing courses, specialized certifications, and an 8-week flagship program.

Ownership category

akta.pro rank

Headquarters

HQ city

St Louis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Adjuster Pre-Licensing Courses: Core revenue stream from Texas Department of Insurance-approved All Lines Adjuster Pre-Licensing courses. TPAS is Provider #96252. Includes 3-day intensive instructor-led courses and self-study options via WebCE partnership. One-time course fees ranging from $159.95 to $239.95 per state exam prep.
2. Specialized Certification Courses: Individual specialized courses including Personal Property (Contents) Certification ($999), Residential Property Policy Interpretation ($888), Claims Adjuster 101 ($666), and Xactimate Training ($444). These are one-time course fees with CE credits awarded upon completion.
3. Bundle Packages: Pre-configured course bundles offering 10-20% discounts. Pro Adjuster Bundle ($2,333), Adjuster Plus Bundle ($1,555), Adjuster Basics Bundle ($799), and various Contents and Policy bundles. Bundles increase customer value and lock in multi-course purchases.
4. Claims Professional Training (CPT) Program: 8-week comprehensive program with total cost of $11,250, including registration ($1,000), tuition ($5,000), books ($850), supplies ($2,500), tools ($575), licensing fees ($325), and administrative costs ($1,000). Premium flagship program with comprehensive mentoring and job placement assistance.
5. Mentor Services: Weekly mentorship meetings, expert advice, industry references, and access to TPAS Adjuster Resource Webpage, TPAS Blueprint, Licensing & Reciprocity Map, and TPAS Adjuster Network & Tips. Includes deployment opportunities and training listings.
6. Crowdfunding Sponsorship Program: Social impact initiative raising $7,500 to sponsor 10 individuals for adjuster licensing and training. Donation tiers from $25 to $1,000+, with perk packages including thank-you emails, website recognition, and course discounts.

Pricing tiers

Go-to-market motion3 records

Distribution channels6 records

Marketing channels9 records

Core offering

TPAS provides insurance claims adjuster pre-licensing courses, state-approved continuing education, and specialized property/contents certifications delivered through instructor-led classroom and virtual classroom formats. The company also offers an 8-week Claims Professional Training (CPT) Program, one-on-one mentor services, and customized corporate training for insurance carriers and government workforce programs.

Product overview

TPAS (The Property Adjustment Specialists), LLC is a Texas Department of Insurance-approved education provider offering insurance claims adjuster licensing and training since 2011. The core offering consists of All Lines Adjuster Pre-Licensing courses for exam preparation, supplemented by specialized certification courses including Personal Property (Contents) Certification, Residential Property Policy Interpretation, Residential Claims Adjusting 101, and Residential Estimating with X1 (Xactimate). Additional supplemental courses cover Roof and Interior Estimate Reconciliations. The flagship product is the 8-week Claims Professional Training (CPT) Program ($11,250) combining comprehensive training with licensing and mentorship. Supporting services include Mentor Services for ongoing adjuster support, TPAS TV multimedia content, Claims Adjuster Workshops, and the Plates & Protections Policy Literacy series. Discounted bundle packages (Pro Adjuster, Adjuster Plus, Adjuster Basics) and Contents/Policy bundle combinations offer savings of 10-20%. The company also runs a crowdfunding sponsorship program to help individuals enter the adjuster profession.

Differentiator

Problem solved

Functional benefit

Brands

• Claims Professional Training (CPT) Program: An 8-week insurance training program designed to teach participants how to become Insurance Claims Adjusters, covering Property, Casualty, Surety, and Workers Compensation claims.
• TPAS TV
• Adjuster Head Start

Products and services

• All Lines Adjuster Pre-Licensing Course
• Personal Property (Contents) Certification
• Residential Property Policy Interpretation
• Residential Claims Adjusting 101
• Residential Estimating with X1 (Xactimate)
• Mastering Roof Estimate Reconciliations
• Mastering Interior Estimate Reconciliations
• Claims Professional Training (CPT) Program
• Mentor Services
• Plates & Protections Policy Literacy Series

Quantifiable outcome

• Exam pass guarantee - free retake if initial licensing exam is not passed
• +3 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Six partnerships are on record, tiered core and flagship.

• WebCEcoreGTM or Marketing PartnerPartnership with WebCE to offer online self-study adjuster pre-licensing courses for 32+ states. TPAS receives 10% discount allocation to pass on to customers. Students can access WebCE platform through TPAS for state-specific exam prep packages ranging from $159.95-$239.95.
• National African American Insurance Association (NAAIA)flagshipStrategic or Co-development PartnerCo-developed 'Plates & Protections' - a free 5-part Insurance Policy Literacy series covering property, homeowners, renters, auto, and flood insurance. Partnership aims to empower disenfranchised communities with insurance knowledge and tools for asset protection and generational wealth building. Available in-person and virtually.
• Vanguard Assurance Company LimitedcoreStrategic or Co-development PartnerInternational lecture series partnership for insurance education and training. TPAS provides educational content and training services to Vanguard Assurance Company Limited for their insurance professionals.
• Changing Oasis, LLCcoreStrategic or Co-development PartnerPartnership to transform claims adjuster training in the Chicago region. TPAS provides curriculum and training expertise while Changing Oasis provides local market access and support services.
• Missouri Department of Higher Education & Workforce DevelopmentflagshipOthersClaims Professional Training Program received prestigious approval from Missouri DHEWD, enabling TPAS to offer workforce development training programs recognized by the state government.
• Missouri Department of Elementary & Secondary Education (DESE)flagshipOthersSecured vendor approval from Missouri DESE for inclusive claims professional training, allowing TPAS to participate in state-funded training initiatives.

Scale indicators7 records

Recent moves6 records

Expansion highlights3 records

Direct peers

• AdjusterPro: AdjusterPro is one of the largest independent insurance adjuster pre-licensing and training providers in the U.S., offering self-study and live courses across most states. Directly comparable to TPAS in target customer (aspiring adjusters), product category (state-approved pre-licensing), and business model (course + bundle sales).
• At-Your-Pace Online (AYPO): At-Your-Pace Online offers self-paced insurance adjuster pre-licensing courses approved in multiple states, including Texas. Directly comparable to TPAS in self-study adjuster licensing delivery, target customer (aspiring adjusters), and state approval-driven model.
• Adjuster Licensing School: Adjuster Licensing School provides Texas Department of Insurance-approved adjuster pre-licensing courses with both self-study and live formats. Directly comparable to TPAS in target state (Texas), product category, and regulatory approval pathway.
• Gold Star Insurance Training: Gold Star Insurance Training provides property and casualty adjuster pre-licensing and continuing education courses in multiple states, with a focus on exam prep and self-paced learning. Closely comparable to TPAS in product offering (state-approved adjuster licensing), customer base, and Texas-centric heritage.
• American Insurance College: American Insurance College offers insurance adjuster and producer pre-licensing training across multiple states with self-paced and instructor-led formats. Comparable to TPAS in the niche of insurance licensing education and target customer of career-changers entering the industry.

Broad incumbents

• 360training (Adjuster Licensing Division): 360training is a large, diversified online compliance and licensing training provider offering adjuster pre-licensing as one of many regulated-industry verticals. Comparable to TPAS in the adjuster-licensing product category, but operates at much broader scale across real estate, healthcare, and other licensed professions.
• Kaplan Financial Education (Insurance Licensing): Kaplan Financial Education is a major incumbent in insurance licensing and pre-licensing education as part of the broader Kaplan professional education portfolio. Comparable to TPAS in adjuster pre-licensing products, but operates with substantially greater brand recognition, scale, and cross-vertical reach (securities, financial planning).
• ExamFX: ExamFX is an established online insurance pre-licensing and continuing education provider for producer and adjuster licensing. Comparable to TPAS in product category and target audience, but operates as a larger incumbent across multiple insurance license types (life, health, P&C, adjuster) with broader state coverage.

Emerging players

• AXIS Adjuster Training: AXIS Adjuster Training provides insurance claims adjuster licensing and continuing education with a focus on independent adjuster careers. Comparable to TPAS in the aspirational-adjuster customer segment and adjuster pre-licensing product, but operates as a smaller emerging player with narrower geographic focus.

Others

• WebCE: WebCE is a leading insurance and financial services continuing education and licensing platform. It is simultaneously TPAS's distribution partner for self-study pre-licensing and a partial competitor offering its own adjuster courses—making it an ecosystem partner/competitor with material relevance to TPAS's go-to-market strategy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@TPASLLC
• Facebookfacebook.com/TPASLLC
• Instagraminstagram.com/tpasllc
• LinkedInlinkedin.com/company/tpasllc

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TPAS