Real-time Payments processing
- Company typePrivate
- Founded-
- HeadquartersSan Diego, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Real-time Payments processing firmographics
Firmographics- Name
- Real-time Payments processing
- Website
- https://real-timepaymentprocessing.com
- Company type
- Private
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Real-time Payments processing industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Finance Services (6199), Services-Computer Processing & Data Preparation (7374)
- akta.pro primary industry
- Real-Time Payments (RTP) Processing & Clearing (FSAMAHAC)
- akta.pro secondary industries
- Instant Payment Scheme Connectivity & Processing (e.g., FedNow, SEPA Instant, Faster Payments) (FSAMAHAD), Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
Keywords
Where Real-time Payments processing is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Markets served
Real-time Payments processing business model
Business model- GTM type
- B2B
- Offering type
- Software
Real-time Payments processing product offering
Product offeringCore offering
Real-time Payments processing is a financial services company that offers payment solutions. Based on the company name and description, it provides real-time payments processing services; however, the source website did not render substantive product detail beyond a loading/verification page.
Product overview
No product or service information is available from the source content. The website displays only a verification/loading page.
Differentiator
Problem solved
Functional benefit
Real-time Payments processing technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Real-time Payments processing competitors and assessment
Company assessmentBroad incumbents
- Early Warning Services (Zelle): Early Warning Services operates the Zelle person-to-person real-time payments network used by major US banks. It represents an entrenched bank-owned incumbent in the US real-time payments space that any smaller specialist must compete against or partner with.
- Fiserv: Fiserv is a major US financial technology provider offering merchant acquiring, bill pay, and real-time payment processing capabilities. It overlaps with the subject company in payments processing but operates at vastly greater scale across many product lines.
- Finastra: Finastra is a global financial software vendor whose payments hub includes real-time payments processing capabilities for banks. It overlaps with the subject company in the RTP processing category while serving a much broader financial-services software portfolio.
- Temenos: Temenos provides core banking and payments software, including real-time payments processing, to banks worldwide. It competes in the same RTP/real-time payments infrastructure category but as a large global incumbent rather than a US-focused specialist.
- The Clearing House: The Clearing House operates the RTP Network, the dominant US real-time payments rail. While it is infrastructure-level rather than a competitor vendor, any company specializing in real-time payments processing depends on or competes around TCH's RTP Network.
- ACI Worldwide: ACI Worldwide is a long-standing provider of real-time payment processing software and operates UP Immediate Payment solutions globally. It competes with the subject company across the same RTP/real-time payments category but as a much larger, broad-portfolio incumbent.
- Jack Henry & Associates: Jack Henry provides core banking and payment processing technology to US banks and credit unions, including real-time payments enablement. It serves many of the same bank and credit-union clients the subject company would target, but as a full-stack incumbent.
Direct peers
- Dwolla: Dwolla is a US-based payment platform specializing in ACH and real-time bank transfer infrastructure for businesses and fintechs. It is directly comparable as a smaller, specialist payments-processing provider competing in the same instant-payment rails category.
Emerging players
- Galileo Financial Technologies: Galileo provides payments processing and transaction infrastructure for fintechs and challenger banks. It is an emerging specialist comparable to the subject company in delivering modern, API-based payment processing infrastructure to financial institutions.
- Marqeta: Marqeta is a modern card issuing and payment processing platform serving fintechs and digital banks. While focused on card rails, its developer-first payments-infrastructure model is conceptually adjacent to the kind of API-driven real-time payments processing the subject company appears to target.
Market position
Strengths3 records
Weaknesses3 records
Key risks4 records
Key highlights3 records
Customer concentration
Real-time Payments processing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Real-time Payments processing leadership team
Management profileNumber of profiles
Real-time Payments processing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Real-time Payments processing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Real-time Payments processing
What does Real-time Payments processing do?
Real-time Payments processing is a financial services company that offers payment solutions. Based on the company name and description, it provides real-time payments processing services; however, the source website did not render substantive product detail beyond a loading/verification page.
When was Real-time Payments processing founded?
Real-time Payments processing was founded in -1. It employs 11 to 50 people.
Where is Real-time Payments processing based?
Real-time Payments processing is headquartered in San Diego, United States, in the North America region.
Who are Real-time Payments processing's main competitors?
Broad incumbents on record are Early Warning Services (Zelle), Fiserv, Finastra, Temenos, The Clearing House, ACI Worldwide and Jack Henry & Associates. Dwolla is listed as a direct peer. Emerging players are Galileo Financial Technologies and Marqeta.
Does Real-time Payments processing have an API?
No public API is recorded for Real-time Payments processing.
What industry is Real-time Payments processing in?
Real-time Payments processing's product category is Payment Processing. Its primary akta.pro industry code is FSAMAHAC, Real-Time Payments (RTP) Processing & Clearing, with a secondary code of FSAMAHAD, Instant Payment Scheme Connectivity & Processing (e.g., FedNow, SEPA Instant, Faster Payments). Its NAICS code is 52232 and its SIC code is 6199.