Value Tech Factor
Value Tech Factor Ltd is a UK-based SaaS vendor (founded 2023) providing AI and machine learning solutions for identity verification, e-KYC, AML screening, risk scoring, and invoice-finance automation (Scan-N-Cash), serving regulated financial institutions, factoring companies, and SMB customers via self-serve pay-as-you-go and direct sales channels.
- Company typePrivate
- Founded2023
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Value Tech Factor does
Value Tech Factor Ltd is a UK private limited company (registration number 14615786; UK ICO reference ZB628286), founded in 2023 and headquartered at 71-75 Shelton Street, Covent Garden, London. The company sells an AI and machine learning SaaS platform for identity verification (IDV), electronic Know Your Customer (e-KYC), and anti-money laundering (AML) screening, delivered through tiered pay-as-you-go products (IDV Go, IDV Go Plus, IDV Enhanced, IDV Biometric NFC, plus AML and e-KYC) priced from £1.37 to £3.50 per check, with bulk packs for high-volume customers and custom proposals at 200+ volumes. The technical stack centres on computer vision for OCR, MRZ/barcode verification, facial recognition with liveness detection, and NFC biometric passport reading; predictive risk scoring is exposed alongside anomaly-based PEP, sanctions, watchlist, and adverse-media screening.
The business model combines a self-serve e-commerce storefront for SMB and individual buyers with direct inside-sales engagement for enterprise and bulk purchasers, plus an OEM/API-integration path and a channel partnership with Tehama Technologies for enterprise secure remote access. Customer segments skew toward regulated financial institutions, factoring companies, and SMBs needing invoice-finance automation through the Scan-N-Cash solution; secondary verticals include legal, real estate, accounting, and age-restricted-product providers. MonetiSation is purely usage-based/transaction-fee with no disclosed subscription or ARR layer. Leadership disclosure is limited to founder Chari Ser, and there are no public funding rounds, customer logos, or revenue figures.
Value Tech Factor firmographics
Firmographics- Name
- Value Tech Factor
- Legal name
- Value Tech Factor Ltd
- Website
- https://valuetechfactor.co.uk
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Value Tech Factor Ltd is a UK-based SaaS vendor (founded 2023) providing AI and machine learning solutions for identity verification, e-KYC, AML screening, risk scoring, and invoice-finance automation (Scan-N-Cash), serving regulated financial institutions, factoring companies, and SMB customers via self-serve pay-as-you-go and direct sales channels.
- Ownership category
- akta.pro rank
Value Tech Factor industry classification
Industry- Product category
- Identity Verification & AML Compliance Software
- NAICS
- Custom Computer Programming Services (541511), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
- akta.pro secondary industries
- Responsible AI, Security & Privacy Platforms (Safety, Guardrails, PII) (HDAEANAG), Identity Verification, KYC/KYB & AML Screening (MPAEAKAD)
Keywords
Where Value Tech Factor is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Value Tech Factor business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Identity Verification (IDV Go, IDV Go Plus, IDV Enhanced, IDV Biometric NFC): Per-verification/unit pricing for identity verification checks. Volume discounts apply at higher quantities (11+, 51+, 101+, 151+ tiers). IDV Enhanced and IDV Biometric NFC tiers offer bulk packages (2,500, 5,000, 8,000, 16,000 checks). Self-serve e-commerce with add-to-cart and checkout flow.
- AML Screening: Per-verification/unit pricing for AML screening (PEP, sanctions, watchlist, adverse media checks). Volume discounts available at higher quantities. Sold via the same pay-as-you-go e-commerce model.
- Scan-N-Cash (Invoice Finance Automation): SaaS platform connecting SMBs and sole entrepreneurs with factoring/financial institutions. Provides IDV, KYC, AML, and risk scoring. Revenue likely derived from per-transaction or per-verification fees embedded in the invoice financing workflow.
- Secure Remote Access (Tehama Partnership): Partnership with Tehama for secure remote and hybrid work access. Value Tech Factor promotes Tehama's platform and likely earns referral or reseller revenue.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | AML screening at £1.37–£1.43 per check depending on volume |
| Usage-based | Pay-as-you-go | IDV Go identity verification at £2.01–£2.10 per check |
| Usage-based | Pay-as-you-go | IDV Go Plus bundle at £3.36–£3.50 per check with extended data sources |
| Usage-based | Pay-as-you-go | IDV Enhanced — full identity verification with advanced fraud signals at custom bulk pricing |
| Usage-based | Pay-as-you-go | IDV Biometric NFC — NFC passport reading with biometric verification at custom bulk pricing |
| Usage-based | Pay-as-you-go | e-KYC compliance checks at custom bulk pricing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Value Tech Factor product offering
Product offeringCore offering
Value Tech Factor is a UK-based SaaS vendor that provides AI and machine learning powered identity verification, e-KYC, and AML screening solutions for digital onboarding via web and mobile applications. Its product portfolio includes tiered identity verification (IDV Go, IDV Go Plus, IDV Enhanced, IDV Biometric NFC), standalone e-KYC and AML screening, plus an AI-driven invoice finance automation platform (Scan-N-Cash) that connects SMBs with factoring financial institutions through automated risk scoring.
Product overview
Value Tech Factor is a SaaS vendor providing a unified platform for identity verification, KYC/AML compliance, and invoice finance automation. The core product portfolio spans ID verification (IDV Go, IDV Go Plus, IDV Enhanced, IDV Biometric NFC tiers), e-KYC compliance verification, and AML screening services—all built on AI and machine learning technology. These products share a common AI/ML foundation for document processing, facial recognition, and risk scoring. Above the core ID&V suite, the company offers two specialized solutions: Scan-N-Cash, an AI-powered invoice finance automation platform combining IDV, KYC, AML, and risk assessment for factoring companies and SMBs; and Secure Remote Access, an enterprise remote/hybrid work security solution delivered in partnership with Tehama Technologies.
Differentiator
Problem solved
Functional benefit
Brands
- Scan-N-Cash: AI-powered invoice finance automation platform that combines IDV, KYC, AML, and risk assessment for factoring organizations and SMBs.
Products and services
- ID Verification (IDV) Identity verification solution enabling businesses to onboard customers through selfie face verification, passport, driver's license, residence permit, and national ID card authentication in real time.
- E-KYC Electronic Know Your Customer compliance solution verifying customer identity through multiple data points including IP address verification, address validation, email age checking, and liveness detection to prevent fraud while streamlining onboarding.
- AML (Anti-Money Laundering) Screening AML screening solution that screens customers against expansive databases including all PEP levels, full sanctions and watchlists, and global adverse media lists to reduce false positives and strengthen compliance controls.
- Scan-N-Cash AI-powered invoice finance automation platform combining IDV, KYC, AML, and risk assessment that enables factoring organizations to manage revenue streams and helps SMBs access capital using invoices/receipts as digital assets.
- Secure Remote Access Enterprise secure remote access solution delivered in partnership with Tehama Technologies, enabling secure onboarding of global staff and protected access to sensitive data and applications for hybrid and remote work environments.
Quantifiable outcome
- Compresses lending cycles from weeks to hours via AI document understanding and real-time risk scoring
- +2 more outcomes
Companies that use Value Tech Factor
Customer profileSegments9 records
Ideal customer profiles3 records
Value Tech Factor technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability9 records
Feature12 records
Value Tech Factor partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Tehama TechnologiescoreValue Tech Factor collaborates with Tehama Technologies to offer the only all-in-one enterprise-level solution for safely onboarding global staff, managing secure access to sensitive data, and delivering work immediately. Tehama integrates with existing cloud and virtualization ecosystems to deliver fortified cybersecurity, simplified risk management, automation at scale, ultra-secure remote access, and accelerated time-to-value. Value Tech Factor promotes Tehama's remote access platform alongside its own IDV/AML solutions.
Scale indicators3 records
Recent moves4 records
Expansion highlights5 records
Value Tech Factor competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Value Tech Factor social profiles
Digital presenceValue Tech Factor compliance and trust
Trust signalCompliance1 record
Value Tech Factor financial estimates
Financial estimateRevenue estimate
Valuation estimate
Value Tech Factor leadership team
Management profileNumber of profiles
Profiles1 record
Value Tech Factor funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Value Tech Factor M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Value Tech Factor
What does Value Tech Factor do?
Value Tech Factor is a UK-based SaaS vendor that provides AI and machine learning powered identity verification, e-KYC, and AML screening solutions for digital onboarding via web and mobile applications. Its product portfolio includes tiered identity verification (IDV Go, IDV Go Plus, IDV Enhanced, IDV Biometric NFC), standalone e-KYC and AML screening, plus an AI-driven invoice finance automation platform (Scan-N-Cash) that connects SMBs with factoring financial institutions through automated risk scoring.
Is Value Tech Factor a public or private company?
Value Tech Factor is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Value Tech Factor founded?
Value Tech Factor was founded in 2023. It employs 11 to 50 people.
Where is Value Tech Factor based?
Value Tech Factor is headquartered in London, United Kingdom, in the Europe region.
How does Value Tech Factor make money?
Four revenue lines are on record. Identity Verification (IDV Go, IDV Go Plus, IDV Enhanced, IDV Biometric NFC) is the primary driver. The others are AML Screening, scan-N-Cash (Invoice Finance Automation) and secure Remote Access (Tehama Partnership).
Does Value Tech Factor have an API?
No public API is recorded for Value Tech Factor.
What industry is Value Tech Factor in?
Value Tech Factor's product category is Identity Verification & AML Compliance Software. Its primary akta.pro industry code is FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes), with a secondary code of HDAEANAG, Responsible AI, Security & Privacy Platforms (Safety, Guardrails, PII). Its NAICS code is 541511 and its SIC code is 7370.