Tipsy

What Tipsy does

Tipsy, operating under the TipsApp brand, is a Vilnius, Lithuania-based digital tipping platform founded in 2015 that enables cashless gratuities for service-industry workers. The company is registered as MB Tipsy, a Lithuanian Small Partnership (registration 307577185), and serves primarily the Baltic region with bilingual Lithuanian/English support. Its product suite centers on a mobile application (TipsApp, distributed as a direct Android APK from GitHub), physical NFC smart cards, and printable QR code stickers, allowing customers to tip waiters, bartenders, hairstylists, and other service professionals by tapping a card or scanning a code. Tips are routed directly to the recipient's bank account via Paysera's payment initiation service, with Tipsy acting as a Merchant Agent that does not centrally hold funds.

The platform's core technical architecture combines self-serve Pro onboarding, a location-based map of nearby service professionals, and a Merchant Agent payment flow across twelve supported payout banks spanning the Baltics and broader EU (Swedbank, SEB, Luminor, Revolut, NEO Finance, Wise, N26, Citadele, Bankera, Bigbank, Artea, SME Bank). A differentiating feature is the Google Review Booster, which automatically prompts customers who leave high ratings to publish a Google Maps review for the host venue, embedding the platform in venue reputation workflows. The product surface is extended to physical venues via free NFC card distribution and in-app QR sticker generation, eliminating the need for customers to install an app.

Tipsy monetizes through a 4% transaction fee deducted from each tip received by service professionals, while onboarding and usage is free for businesses and employers — no setup fees, monthly fees, or fixed-term contracts. The go-to-market is product-led and community-driven: Pros self-register, venues order NFC cards via a web form, and adoption spreads organically within hospitality settings. No disclosed funding rounds, revenue figures, headcount, or institutional ownership suggests a small, founder-operated entity with limited outside capital and active product maintenance through 2025.

Name

Tipsy

Legal name

MB Tipsy

Website

https://tipsy.lt

Company type

Private

Founded year

2015

Operating status

Operating

Short description

Tipsy (TipsApp) is a Vilnius-based digital tipping platform that enables service workers in the Baltic region to receive cashless gratuities via NFC cards, QR codes, and bank-to-bank transfers through Paysera, charging Pros a 4% per-tip fee while remaining free for venues.

Ownership category

akta.pro rank

Product category

Digital Tipping Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Creator Tipping, Donations & Micro-Payments (MPACAFAB)

akta.pro secondary industry

Creator Monetization & Tipping Platforms (MPACABAE)

Keywords

• Digital tipping platform
• Cashless gratuity payments
• NFC tip cards
• QR code tipping
• Hospitality payment tools

Headquarters

HQ city

Vilnius

HQ country

Lithuania

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Operations, Personnel, Marketing or Sales, Supply Chain

Revenue model

1. Transaction Fee on Tips (Pros): Tipsy deducts a 4% transaction fee from each tip received by a service professional (Pro). This fee covers payment processing costs (Paysera) and platform maintenance. The remaining 96% is transferred directly to the Pro's bank account. This is the sole revenue stream.
2. NFC Smart Card Sales (B2B): Businesses can order physical NFC smart cards (personalized with the business name) through the Tipsy website. While the core platform is free for businesses, the sale of physical cards may generate revenue. Pricing per card is not publicly disclosed on the available pages.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Tipsy operates the TipsApp digital tipping platform that lets customers tip service industry professionals (waiters, bartenders, hairstylists) via NFC card tap or QR code scan, with funds transferred directly to the Pro's bank account through Paysera. The platform is free for businesses and charges a 4% transaction fee to Pros on each tip received. It also includes a Google Review Booster that prompts satisfied tippers to leave 5-star Google Maps reviews for the business.

Product overview

Tipsy is a tip-management technology platform operating under the TipsApp brand, consisting of a mobile application (TipsApp) for both tippers and service professionals, physical NFC Smart Cards distributed to businesses, and integrated Google Review Booster and QR Sticker modules. TipsApp serves as the core digital layer — enabling Pros to create public profiles visible on an interactive map, and Tippers to discover nearby professionals, leave ratings and comments, and pay tips via bank transfer through Paysera. The NFC Smart Cards and QR Stickers extend the app into the physical world by providing tap-to-pay and scan-to-pay surfaces for customers who prefer not to install an app. The Google Review Booster module automatically captures positive customer sentiment and converts it into Google Maps reviews for the business. The platform is free for businesses and employers (no setup, monthly, or contract fees), while Pros pay a 4% transaction fee per tip received.

Differentiator

Problem solved

Functional benefit

Products and services

• TipsApp Mobile Application A mobile application for both tippers and service professionals (Pros). Tippers use it to find nearby professionals on an interactive map, select a tip amount, leave ratings and comments, and pay via integrated bank transfer. Pros use it to create a public profile, set their workplace location on the map, and receive tips directly into their bank account. Includes QR code generation for printing stickers.
• Tipsy NFC Smart Cards

Quantifiable outcome

• Tipsy charges a 4% transaction fee per tip, meaning Pros retain 96% of each tip received.
• +1 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature6 records

Partnerships

One partnership is on record.

• PayseracoreTechnology or IntegrationPaysera is the primary payment initiation service provider for Tipsy. All tip transactions are processed through Paysera's platform, which handles the actual bank transfer from the tipper's account to the Pro's IBAN-designated account. Tipsy acts as a Merchant Agent in this flow. Paysera's role is fundamental to the entire business model.

Scale indicators1 record

Recent moves6 records

Expansion highlights3 records

Market position

Strengths5 records

Weaknesses1 record

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tipsy