Rapid Investments
- Company typePublic
- Founded1979
- HeadquartersMahalaxmi, India
- Headcount51–100
- GTM typeB2C
- OfferingServices
Rapid Investments firmographics
Firmographics- Name
- Rapid Investments
- Legal name
- Rapid Investments Limited
- Website
- https://rapidinvestments.co.in
- Company type
- Public
- Founded year
- 1979
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Rapid Investments industry classification
Industry- Product category
- Mortgage Lending / Non-Banking Financial Services
- NAICS
- Real Estate Credit (522292), Credit Intermediation and Related Activities (522)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Personal Credit Institutions (6141)
- akta.pro primary industry
- Closed-End Home Equity Loans (Second Mortgages) (FSALAGAA)
- akta.pro secondary industry
- SME Term Loans & Growth Capital (FSAKAGAB)
Keywords
Where Rapid Investments is headquartered
LocationHeadquarters
- HQ city
- Mahalaxmi
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
Rapid Investments business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Loan Interest Income: Rapid Investments generates revenue through interest income on mortgage loans extended for home construction, home extension/improvement, and MSME finance against borrowers' primary residences. Average interest rate charged is 24%. Loan amounts range from 2-10 lakhs with tenures of 3-7 years.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Mortgage Loan - 24% average interest rate |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Rapid Investments product offering
Product offeringCore offering
Rapid Investments Limited extends mortgage loans (Loan Against Property) against borrowers' primary residences for home construction, home extension/improvement, and MSME finance purposes. Loan amounts range from INR 2 to 10 lakhs with tenures of 3-7 years, capped at 40% of the collateral's market value, at an average interest rate of 24%. The company serves self-employed individuals in agriculture, small businesses, and transportation sectors in rural and semi-urban Rajasthan through a branch network of over 10 locations and an online application portal.
Product overview
Rapid Investments Limited is a BSE-listed Non-Banking Finance Company (NBFC) specializing in mortgage loans and Loan Against Property (LAP) products. The company operates a single-product-focused business model centered around providing loans against residential, commercial, or alternate properties. The core product offering is the Mortgage Loan, which is complemented by an EMI Calculator tool for customer convenience and an E-Nach/E-Mandate system for digital recurring payment collection. Loan products are targeted primarily at self-employed customers in rural and semi-urban areas of Rajasthan, with focus on agriculture, small businesses, and transportation sectors.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Loans ranging from 2 to 10 lakhs with tenure of 3-7 years
- +1 more outcomes
Companies that use Rapid Investments
Customer profileSegments3 records
Ideal customer profiles2 records
Rapid Investments technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
Rapid Investments partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Reserve Bank of India (RBI)coreRapid Investments Limited is registered as a Non-Banking Finance Company (Non-Deposit taking- Asset Financing Company) under Reserve Bank of India vide registration No. 13.00783 on 25 May 1998. The company operates under RBI guidelines and compliance frameworks.
Scale indicators5 records
Recent moves7 records
Expansion highlights4 records
Rapid Investments competitors and assessment
Company assessmentEmerging players
- Aye Finance: Aye Finance is an emerging player — an Indian NBFC using technology-led underwriting to serve micro and small businesses in tier-2/tier-3 India, representing the digital-native competitive threat to branch-based NBFCs like Rapid Investments.
Direct peers
- Five Star Business Finance: Five Star Business Finance is a direct peer — an Indian NBFC specializing in small-ticket LAP and business loans to self-employed borrowers in tier-2/tier-3 markets, highly comparable to Rapid's loan-size and borrower profile.
- Aavas Financiers: Aavas Financiers is a direct peer — an affordable housing finance NBFC serving self-employed, low-and-middle-income customers in semi-urban and rural India with mortgage and LAP products.
- MAS Financial Services: MAS Financial Services is a direct peer — an Indian NBFC providing LAP and SME loans to small businesses and self-employed entrepreneurs, with a similar borrower segment and ticket size to Rapid Investments.
- Aadhar Housing Finance: Aadhar Housing Finance is a direct peer — an Indian NBFC focused on housing finance and loan-against-property to lower-income and self-employed households in semi-urban and rural India, mirroring Rapid Investments' target borrower and product mix.
Broad incumbents
- PNB Housing Finance: PNB Housing Finance is a broad incumbent — a major Indian housing finance company with LAP and home loan products that competes in some of Rapid Investments' semi-urban geographies.
- Cholamandalam Investment and Finance Company: Cholamandalam is a broad incumbent — a major Indian NBFC with a sizable LAP and SME loan book serving self-employed borrowers, with much greater geographic diversification than Rapid Investments.
- IIFL Finance: IIFL Finance is a broad incumbent — a large, diversified Indian NBFC with a significant LAP and home loan book serving both urban and rural customers, providing a scaled benchmark for Rapid Investments' product set.
- Muthoot Fincorp: Muthoot Fincorp is a broad incumbent — a large Indian NBFC with deep rural/semi-urban branch presence, providing an apples-to-apples comparison on branch-led distribution in tier-3 markets.
- Manappuram Finance: Manappuram Finance is a broad incumbent — a large Indian NBFC with significant gold and small-business lending presence across rural India, comparable as a public NBFC operating in similar geographies.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Rapid Investments social profiles
Digital presenceRapid Investments compliance and trust
Trust signalCompliance5 records
Rapid Investments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rapid Investments leadership team
Management profileNumber of profiles
Profiles6 records
Rapid Investments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rapid Investments M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rapid Investments
What does Rapid Investments do?
Rapid Investments Limited extends mortgage loans (Loan Against Property) against borrowers' primary residences for home construction, home extension/improvement, and MSME finance purposes. Loan amounts range from INR 2 to 10 lakhs with tenures of 3-7 years, capped at 40% of the collateral's market value, at an average interest rate of 24%. The company serves self-employed individuals in agriculture, small businesses, and transportation sectors in rural and semi-urban Rajasthan through a branch network of over 10 locations and an online application portal.
Is Rapid Investments a public or private company?
Rapid Investments is a public company. It is classified as public and is currently operating.
When was Rapid Investments founded?
Rapid Investments was founded in 1979. It employs 51 to 100 people.
Where is Rapid Investments based?
Rapid Investments is headquartered in Mahalaxmi, India, in the Asia region.
How does Rapid Investments make money?
One revenue line is on record: mortgage Loan Interest Income.
Who are Rapid Investments's main competitors?
Aye Finance is listed as an emerging player. Direct peers are Five Star Business Finance, Aavas Financiers, MAS Financial Services and Aadhar Housing Finance. Broad incumbents are PNB Housing Finance, Cholamandalam Investment and Finance Company, IIFL Finance, Muthoot Fincorp and Manappuram Finance.
Does Rapid Investments have an API?
No public API is recorded for Rapid Investments.
What industry is Rapid Investments in?
Rapid Investments's product category is Mortgage Lending / Non-Banking Financial Services. Its primary akta.pro industry code is FSALAGAA, Closed-End Home Equity Loans (Second Mortgages), with a secondary code of FSAKAGAB, SME Term Loans & Growth Capital. Its NAICS code is 522292 and its SIC code is 6162.