Gateway Insurance Company
Gateway Insurance Company is a privately held Illinois-domiciled insurance fronting carrier founded in 1986 that provides insurance licensing, regulatory capacity, and reinsurance market access to small and mid-size MGAs across 43+ states.
- Company typePrivate
- Founded1986
- HeadquartersOrland Park, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Gateway Insurance Company does
Gateway Insurance Company is a privately held Illinois-domiciled insurance fronting carrier founded in 1986 and headquartered in Orland Park, Illinois. The company provides fronting carrier services exclusively to small and mid-size Managing General Agencies (MGAs), supplying the insurance license, regulatory capacity, and access to reinsurance panels that those MGAs lack to operate independently. Gateway is licensed in 43+ states including the District of Columbia, covering auto, commercial, and specialty insurance markets, and publicly names five MGA partners — AGMI, Amwins, Buckle Gig, Fenix, and InsureScan — each with distinct policy prefixes routed through a centralized Claims Center.
The core product is Insurance Fronting Services, underwritten under Gateway's carrier authority and ceded to reinsurance partners, with recurring fee revenue per partnership. Supporting infrastructure includes the Claims Center for MGA-specific claims routing and a Partnership Inquiry form on the website for onboarding new MGAs. Gateway does not sell direct-to-consumer insurance; its end customers are the MGA partners themselves, with policyholders reached indirectly through the MGA channel.
The go-to-market is B2B and sales-led, targeting small and mid-size MGAs via direct email ([email protected]), website contact forms, and relationship-driven outreach. The company is led by CEO Dustin Walsey, an insurance entrepreneur positioning Gateway as a reimagined, cost-effective alternative to traditional fronting arrangements. No proprietary technology platform, AI/ML capabilities, or specific pricing structures are disclosed in the source material, and ownership beyond private independent operation is not evidenced.
Gateway Insurance Company firmographics
Firmographics- Name
- Gateway Insurance Company
- Legal name
- Gateway Insurance Company
- Website
- https://gatewayinsurancecompany.com
- Company type
- Private
- Founded year
- 1986
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Gateway Insurance Company is a privately held Illinois-domiciled insurance fronting carrier founded in 1986 that provides insurance licensing, regulatory capacity, and reinsurance market access to small and mid-size MGAs across 43+ states.
- Ownership category
- akta.pro rank
Gateway Insurance Company industry classification
Industry- Product category
- Insurance Fronting Services
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
Keywords
Where Gateway Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Orland Park
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Gateway Insurance Company business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Fronting Services: Gateway Insurance Company generates revenue by providing fronting carrier services to MGAs. As a fronting carrier, Gateway issues insurance policies on behalf of MGAs and then cedes the risk to reinsurers. Gateway earns fees for providing the insurance license, regulatory capacity, and access to reinsurance markets. The company eliminates high fronting costs for niche programs and helps connect MGAs to reinsurance markets in a cost-effective manner.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Gateway Insurance Company product offering
Product offeringCore offering
Gateway Insurance Company operates as an insurance fronting carrier for Managing General Agencies (MGAs). The company issues policies on behalf of MGAs and cedes the underlying risk to reinsurance partners, while earning fees for providing the insurance license, regulatory capacity, and access to reinsurance markets. Gateway is licensed in 43+ states including the District of Columbia and supports auto, commercial, and specialty insurance programs for small to mid-size MGAs, including risk-sharing through a cell captive structure.
Product overview
Gateway Insurance Company operates as a fronting carrier providing insurance fronting services exclusively for Managing General Agencies (MGAs). The company's core product is its Insurance Fronting Services platform, which connects MGAs to reinsurance markets and offers access to auto, commercial, and specialty insurance markets across 43+ states. The Claims Center supports policyholders by routing claims to appropriate MGA-specific handlers. A partnership inquiry form enables new MGA partner onboarding. The company does not offer direct-to-consumer insurance products.
Differentiator
Problem solved
Functional benefit
Products and services
- Insurance Fronting Services Fronting carrier services in which Gateway Insurance Company issues policies on behalf of small to mid-size Managing General Agencies (MGAs) and cedes the underlying risk to reinsurance partners. Provides MGAs with insurance licensing, regulatory capacity, access to auto, commercial, and specialty reinsurance markets, competitive terms, professional guidance, and risk-sharing through a cell captive. Licensed in 43+ states including DC, covering major markets such as California, Florida, New York, and Texas.
- Claims Center Centralized claims management hub on the Gateway Insurance Company website that directs policyholders to the appropriate MGA-specific claims handlers based on policy number prefixes (AGMI: 800-315-6090 / agmiinsurance.com; Amwins: 800-993-3226 / amwinsauto.com; Buckle Gig: 972-640-0361 / davidmorse.com; Fenix: 972-640-0361 / davidmorse.com; InsureScan: 334-466-8023 / insurescan.com). Supports Gateway's promise of efficient, professional claims handling for MGA partners and their insureds.
- Partnership Inquiry / Fronting Contact Form Web-based intake form on the Gateway Insurance Company website that captures prospective MGA partner information (first name, last name, email, phone, company) to initiate fronting services discussions. Serves as the primary sales-led onboarding entry point for new MGAs and feeds the [email protected] business development channel.
Companies that use Gateway Insurance Company
Customer profileNamed customers5 records
Segments1 record
Ideal customer profiles1 record
Gateway Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Gateway Insurance Company partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered minor.
- AGMIminorAGMI is a Managing General Agency that handles policies beginning with MA or CA prefixes. Policyholders can report claims by calling 800-315-6090 or visiting agmiinsurance.com.
- AmwinsminorAmwins is a Managing General Agency that handles policies beginning with DFL or BFL prefixes. Policyholders can report claims by calling 800-993-3226 or visiting amwinsauto.com.
- Buckle GigminorBuckle Gig is a Managing General Agency that handles policies beginning with GW prefixes, specifically serving gig economy workers. Claims can be reported by calling 972-640-0361 or visiting davidmorse.com.
- FenixminorFenix is a Managing General Agency that handles policies beginning with 148 prefixes. Claims can be reported by calling 972-640-0361 or visiting davidmorse.com.
- InsureScanminorInsureScan is a Managing General Agency that handles policies beginning with AL-GIS prefixes. Claims can be reported by calling 334-466-8023 or visiting insurescan.com.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Gateway Insurance Company competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Gateway Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gateway Insurance Company leadership team
Management profileNumber of profiles
Profiles2 records
Gateway Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gateway Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gateway Insurance Company
What does Gateway Insurance Company do?
Gateway Insurance Company operates as an insurance fronting carrier for Managing General Agencies (MGAs). The company issues policies on behalf of MGAs and cedes the underlying risk to reinsurance partners, while earning fees for providing the insurance license, regulatory capacity, and access to reinsurance markets. Gateway is licensed in 43+ states including the District of Columbia and supports auto, commercial, and specialty insurance programs for small to mid-size MGAs, including risk-sharing through a cell captive structure.
Is Gateway Insurance Company a public or private company?
Gateway Insurance Company is a private company. It is classified as unknown and is currently operating.
When was Gateway Insurance Company founded?
Gateway Insurance Company was founded in 1986. It employs 11 to 50 people.
Where is Gateway Insurance Company based?
Gateway Insurance Company is headquartered in Orland Park, United States, in the North America region.
How does Gateway Insurance Company make money?
One revenue line is on record: fronting Services.
Does Gateway Insurance Company have an API?
No public API is recorded for Gateway Insurance Company.
What industry is Gateway Insurance Company in?
Gateway Insurance Company's product category is Insurance Fronting Services. Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services. Its NAICS code is 5242 and its SIC code is 6411.