Maxout Savings Advisors

What Maxout Savings Advisors does

Maxout Savings Advisors is a Houston, Texas-based registered investment advisory firm founded in 2006 by Ted Geoca, who serves as President and Chief Investment Officer. The firm specializes in managing retirement portfolios — including 401(k) rollovers, trusts, taxable accounts, and IRAs — for individual retirees and pre-retirees using a conservative, value-based investment strategy with an emphasis on risk management. It operates as a fee-only advisory, explicitly positioning itself as not earning commissions or selling brokerage products, and serves clients primarily through a direct, consultative relationship model within the Houston metropolitan area.

The firm does not employ a proprietary technology platform; investment decisions are made directly by the principal and his small team, applying a value-investing methodology rooted in Ted Geoca's 25+ years of experience, including more than a decade at Oppenheimer & Co. Client acquisition and brand building are driven by content distribution through The MaxOut Savings Show, a weekly radio program on AM 1070 The Answer that is also syndicated on Spotify and across social media, alongside The MaxOut Savings Report, a free email newsletter.

The business model is based on recurring investment advisory fees derived from managed client assets. Headcount is in the 1–10 range, the firm is privately held by its founder with no disclosed external funding or institutional ownership, and there are no publicly disclosed fee schedules, AUM figures, or pricing tiers. Operating geography is concentrated in Texas, with the headquarters located at 4900 Woodway Dr., Suite #1031, Houston.

Name

Maxout Savings Advisors

Legal name

MaxOut Savings Advisors, LLC

Website

https://maxoutsavings.com

Company type

Private

Founded year

2006

Operating status

Operating

Headcount range

1–10 employees

Short description

Maxout Savings Advisors is a Houston-based fee-only registered investment advisory firm that manages retirement portfolios for individual retirees and pre-retirees using a conservative value-investing approach. Founded in 2006 by Ted Geoca, the firm serves clients through direct personal relationships supported by a weekly radio show and newsletter.

Ownership category

akta.pro rank

Product category

Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

akta.pro secondary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Investment advisory services
• Retirement planning
• Value investing
• Portfolio management
• Financial advisory

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Fees: The company operates as a fee-only investment advisory firm. They explicitly state they are not brokers and do not get paid commissions or push clients to buy products. The specific fee structure (AUM-based, flat fee, hourly) is not publicly disclosed.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Maxout Savings Advisors is a fee-only registered investment advisory firm that directly manages client retirement accounts—including 401(k) rollovers, trusts, taxable accounts, and IRAs—using a conservative value-investing approach. The firm makes investment decisions on the client's behalf with an emphasis on risk management, and earns revenue through advisory fees rather than commissions or product sales.

Product overview

Maxout Savings Advisors is a financial advisory firm offering investment advisory services as its core product. The firm was launched in 2006 and specializes in managing retirement funds using a conservative, value-based investment strategy with emphasis on risk management. Alongside its advisory services, the company offers supplementary products including The MaxOut Savings Report (a free email newsletter) and The MaxOut Savings Show (a weekly radio program). The advisory services handle 401(k) rollovers, trusts, taxable accounts, and IRAs, while the Report and Show serve as educational and engagement tools for current and prospective clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Advisory Services Fee-only investment advisory for individual retirees and pre-retirees, managing 401(k) rollovers, trusts, taxable accounts, and IRAs using a conservative value-based strategy with an emphasis on risk management; investment decisions are made directly by the firm's CIO on the client's behalf.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Emerging players

• Betterment: Leading robo-advisor and digital wealth platform with explicit focus on IRA and 401(k) rollover flows from retirees. Competes with Maxout for the same rollover prospect but via a fully digital, low-fee model rather than in-person advisory.
• Facet Wealth: Tech-forward, fee-only RIA offering remote financial planning and investment management targeting mass-affluent and retirement-age clients. Comparable to Maxout on fee-only model and retiree focus, but differentiated by a remote-first delivery model and dedicated CFP-per-client structure.
• Wealthfront: Automated investing platform offering low-cost portfolio management including IRAs and rollover accounts. Competes with Maxout for tech-savvy retirees and pre-retirees who prefer a digital alternative to a local advisory firm.
• Personal Capital (Empower): Hybrid digital-and-advisor wealth management firm now part of Empower, with strong emphasis on retirement plan participants and 401(k) consolidation. Comparable to Maxout on retiree focus and fee-based advisory, while also offering a sophisticated technology platform.

Broad incumbents

• Edelman Financial Engines: One of the largest independent RIAs in the U.S., heavily focused on 401(k) rollover capture from corporate plan participants. Directly comparable to Maxout on target customer (retirees with rollover balances) and fee-only advisory model, but with national reach and employer-plan relationships.
• Creative Planning: Large, rapidly growing independent RIA offering comprehensive wealth management including retirement planning. Comparable because it serves the same retiree and pre-retiree segment Maxout targets, but at vastly greater scale and across all 50 states.
• Fisher Investments: Large privately-held investment adviser with a value-tilted, conservative portfolio approach and a heavy focus on high-net-worth and retirement investors. Comparable to Maxout on investment philosophy and retiree segment, though it operates at significantly greater scale and uses a more centralized portfolio process.
• Charles Schwab Personal Choice & Schwab Wealth Advisory: Schwab's advisory programs serve IRA and rollover clients with both self-directed and advised options at very low fees. Competes with Maxout for Houston retirees seeking a recognizable brand with brokerage integration and lower pricing.

Direct peers

• Buckingham Strategic Wealth: Fee-only RIA with a value-oriented, evidence-based investment philosophy and strong focus on retirement income planning. Comparable to Maxout on conservative investment philosophy, fee-only structure, and retiree clientele, but operating at a substantially larger scale with multiple advisors and offices.
• Carson Wealth: Independent RIA group focused on holistic financial planning and retirement income strategies for individuals and families. Comparable to Maxout on client segment (retirees and pre-retirees) and conservative planning emphasis, but operating as a multi-advisor partnership model with national footprint.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks1 record

Key highlights5 records

Customer concentration

• Xtwitter.com/MaxOutSavings
• Facebookfacebook.com/maxoutsavingsadvisors
• LinkedInlinkedin.com/company/maxout-savings-advisors-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Maxout Savings Advisors