United Community Financial
- Company typePrivate
- Founded1889
- HeadquartersYoungstown, United States
- Headcount501–1,000
- GTM typeB2C
- OfferingServices
United Community Financial firmographics
Firmographics- Name
- United Community Financial
- Website
- https://homesavings.com
- Company type
- Private
- Founded year
- 1889
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
United Community Financial industry classification
Industry- Product category
- Community Banking
- NAICS
- Savings Institutions and Other Depository Credit Intermediation (522180), Depository Credit Intermediation (5221)
- SIC
- Savings Institution, Federally Chartered (6035), Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Mutual Savings Banks & Mutual Thrifts (FSABAEAD)
- akta.pro secondary industry
- Building Societies (Mutual Mortgage/Retail Banks) (FSABAEAE)
Keywords
Where United Community Financial is headquartered
LocationHeadquarters
- HQ city
- Youngstown
- HQ country
- United States
- HQ region
- North America
Markets served
United Community Financial business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales
United Community Financial product offering
Product offeringCore offering
United Community Financial Corp. is a unitary thrift holding company for The Home Savings, providing community banking products and services to retail customers. Through its subsidiary, the company offers traditional thrift services including deposit accounts, consumer loans, and mortgage lending, while having expanded into insurance through the acquisition of James and Sons Insurance.
Differentiator
Problem solved
Functional benefit
Products and services
- Community Banking (The Home Savings)
- Insurance Services (James and Sons Insurance)
Companies that use United Community Financial
Customer profileIdeal customer profiles1 record
United Community Financial technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
United Community Financial competitors and assessment
Company assessmentDirect peers
- Dime Community Bancshares: Bank holding company operating a community savings institution with deposit-funded multifamily and commercial real estate lending; comparable thrift-style operating model to United Community Financial.
- Provident Financial Services: New Jersey-based bank holding company for a community/savings institution with comparable deposit-funded lending model and branch-oriented strategy; serves as a regional comparable for United Community.
- Northwest Bancshares: Multi-state community bank holding company headquartered in the Midwest/Northeast operating a thrift-style branch network focused on deposit gathering and residential/commercial lending; directly comparable to United Community's thrift holding-company model.
- Flagstar Bancorp: Bank holding company with a large mortgage origination footprint and community-banking branches; comparable to The Home Savings' mix of residential lending and community deposit franchise.
- Berkshire Hills Bancorp: Bank holding company for a community bank with insurance and wealth services; comparable diversification pattern (bank + insurance) similar to United Community following its James and Sons acquisition.
- Flushing Financial Corporation: Bank holding company for a community savings bank emphasizing multi-family, commercial real estate, and consumer lending alongside retail deposits; comparable size and product mix to United Community.
- WSFS Financial Corporation: Regional bank holding company operating a community bank with wealth and insurance-adjacent services; closely aligned with United Community's combination of traditional banking plus insurance subsidiary (James and Sons).
- OceanFirst Financial Corp. Bank holding company operating a community savings bank with active M&A history expanding its branch network; analogous to United Community's acquisition-driven thrift growth strategy.
- Kearny Financial Corp. Mutual holding company operating a community savings bank in the Northeast with a traditional deposit-and-residential-mortgage focus; mirrors United Community's thrift holding structure and asset mix.
Regional players
- First Defiance Financial Corp. Midwestern community bank holding company with overlapping thrift-style lending focus in Ohio/Indiana; similar regional banking profile to United Community's Youngstown, OH base.
Market position
Customer concentration
United Community Financial social profiles
Digital presenceUnited Community Financial financial estimates
Financial estimateRevenue estimate
Valuation estimate
United Community Financial leadership team
Management profileNumber of profiles
Profiles2 records
United Community Financial funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
United Community Financial M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about United Community Financial
What does United Community Financial do?
United Community Financial Corp. is a unitary thrift holding company for The Home Savings, providing community banking products and services to retail customers. Through its subsidiary, the company offers traditional thrift services including deposit accounts, consumer loans, and mortgage lending, while having expanded into insurance through the acquisition of James and Sons Insurance.
When was United Community Financial founded?
United Community Financial was founded in 1889. It employs 501 to 1,000 people.
Where is United Community Financial based?
United Community Financial is headquartered in Youngstown, United States, in the North America region.
Who are United Community Financial's main competitors?
Direct peers on record are Dime Community Bancshares, Provident Financial Services, Northwest Bancshares, Flagstar Bancorp, Berkshire Hills Bancorp, Flushing Financial Corporation, WSFS Financial Corporation, OceanFirst Financial Corp. and Kearny Financial Corp.. First Defiance Financial Corp. is listed as a regional player.
Does United Community Financial have an API?
No public API is recorded for United Community Financial.
What industry is United Community Financial in?
United Community Financial's product category is Community Banking. Its primary akta.pro industry code is FSABAEAD, Mutual Savings Banks & Mutual Thrifts, with a secondary code of FSABAEAE, Building Societies (Mutual Mortgage/Retail Banks). Its NAICS code is 522180 and its SIC code is 6035.