Eximbanka

What Eximbanka does

Eximbanka (Exportno-importná banka Slovenskej republiky, EXIMBANKA SR) is the Slovak Republic's official state-owned export credit agency, established in 1997 under Act No. 80/1997 Z.z. and headquartered at Grösslingová 1, Bratislava. The institution provides export financing, export credit insurance, bank guarantees, and documentary letters of credit to support Slovak businesses engaged in international trade, operating under OECD recommendations and EU frameworks for officially supported export credits. Its product portfolio spans five financing lines (pre-export credit, investment loans, foreign investment loans, buyer credits, and EIB credit lines), one guarantee line, one documentary credit service, and an extensive insurance catalog split into offerings for businesses (Products ABT, eMSP, A/B, C, E, I) and for commercial banks (Products D, F, IK, L, Z), with additional support for accessing international development tenders and Global Gateway/Ukraine recovery projects.

The institution serves two primary customer segments: Slovak exporters (the primary segment, addressed through direct financing and insurance products tailored to export-related working capital, investments, and receivables risk) and commercial banks (a secondary segment consuming insurance products for their own export-related lending). Pricing is quote-based and not publicly disclosed, reflecting bespoke, deal-by-deal structuring. The underlying platform is a traditional ECA service stack rather than a technology product: a client portal, an English/Slovak website, a newsletter, and event-based client engagement via the Export Club. No APIs, SDKs, mobile apps, or proprietary technology assets are disclosed.

Eximbanka's business model is funded through Slovak state budget allocations, with capital deployed via the Guarantee Fund and the Non-Tradable Risk Coverage Fund, enabling it to underwrite export and political risks that commercial insurers decline. Distribution is direct to exporters and through commercial bank partnerships, supplemented by access to international tender databases (DevelopmentAid) under the World Bank PSLO network. The bank is governed by a 5-member Board of Directors and 7-member Supervisory Board, with the current General Director and Chairman of the Bank Board being Rastislav Podhorec. Strategic positioning is heavily embedded in multilateral frameworks: Eximbanka represents Slovakia in the OECD Arrangement Participants Group and the OECD ECG Working Group, the EU Commission expert group on ECA/DFI coordination, the National Contact Point for OECD Guidelines, the European Industrial Alliance on Small Modular Reactors (as a member of the financing working group), and the World Bank PSLO network since 2019.

Name

Eximbanka

Legal name

Exportno-importná banka Slovenskej republiky

Website

https://eximbanka.sk

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

51–100 employees

Short description

Eximbanka (EXIMBANKA SR) is Slovakia's state-owned export credit agency, founded in 1997 under Act No. 80/1997 Z.z. It provides export financing, credit insurance, bank guarantees, and documentary letters of credit to Slovak exporters and commercial banks, operating under OECD and EU frameworks with state-backed guarantee funds.

Ownership category

akta.pro rank

Product category

Export Credit Agency Services

NAICS

Credit Intermediation and Related Activities (522), Other Nondepository Credit Intermediation (52229)

SIC

Federal & Federally-Sponsored Credit Agencies (6111), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Export Credit Agencies (ECAs) & Trade Finance Institutions (BPADACAF)

akta.pro secondary industries

National Development Banks & State Development Finance Institutions (DFIs) (BPADACAC), Structured Trade & Export Credit (ECA-backed, Structured Solutions) (FSABAHAJ), Pre-Export & Export Finance (Working Capital, Packing Credit) (FSABAHAG)

Keywords

• Export credit agency
• Export financing
• Credit insurance
• Bank guarantees
• Political risk insurance

Headquarters

HQ city

Bratislava

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Others

Revenue model

1. Export Credit Financing: Financing of export credits for Slovak exporters, including pre-export credits, investment loans, and foreign investment loans. This is the primary revenue-generating activity of the institution.
2. Export Credit Insurance: Insurance products for exporters covering receivables, manufacturing risks, and political risks. Offered to businesses and banks through various product lines (Products A, B, C, D, E, F, I, IK, L, Z).
3. Bank Guarantees: Provision of bank guarantees for export transactions.
4. Documentary Letter of Credit: Documentary credit services for international trade transactions.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Eximbanka SR is Slovakia's state-owned export credit agency providing export financing (pre-export credits, investment loans, foreign investment loans, buyer credits, EIB loans), bank guarantees, and documentary letters of credit to Slovak exporters. It also offers export credit insurance products for businesses (receivables, manufacturing, and political risk covers) and for commercial banks (buyer credit, pre-export credit, foreign investment, letter of credit, and guarantee insurance). The institution complements these financial products with support services including access to international tender databases and facilitation of participation in EU development initiatives.

Product overview

Eximbanka (Export-import banka Slovenskej republiky) is a state-supported export credit agency offering a comprehensive portfolio of banking and insurance products to support Slovak exporters. The core offering includes five financing products (pre-export credits, investment loans, foreign investment loans, buyer credits, and EIB loans), bank guarantees, and documentary letter of credit services. Insurance products are divided into offerings for businesses (Products ABT, eMSP, A/B, C, E, I covering receivables, manufacturing, and political risks) and products for commercial banks (Products D, F, IK, L, Z covering buyer credits, pre-export credits, foreign investments, letters of credit, and guarantees). Additional support services include access to international tender databases and participation in development projects under Global Gateway and Ukraine recovery initiatives. The bank operates under Act No. 80/1997 Z.z. and follows OECD recommendations for officially supported export credits.

Differentiator

Problem solved

Functional benefit

Products and services

• Pre-export Credit (Predexportný úver) Financing for Slovak exporters before goods or services are delivered to foreign markets, providing working capital and covering production costs during the pre-shipment phase of export transactions.
• Investment Loans (Investičný úver)
• Foreign Investment Loans (Úver na investíciu v zahraničí)
• Buyer Credits (Odberateľský úver)
• EIB Credit Line (EIB úver)
• Bank Guarantees (Bankové záruky)
• Documentary Letter of Credit (Dokumentárny akreditív)
• Receivables Insurance – Classic (Produkt ABT)
• Receivables Insurance – Mini (eMSP)
• Receivables Insurance up to 2 years (Produkt A, B)
• Credit Insurance over 2 years (Produkt C)
• Manufacturing Liability Insurance (Produkt E)
• Political Risk Insurance (Produkt I)
• Buyer Credit Insurance for Banks (Produkt D)
• Pre-export Credit Insurance (Produkt F)
• Foreign Investment Credit Insurance (Produkt IK)
• Letter of Credit Insurance (Produkt L)
• Guarantee Insurance (Produkt Z)
• Development Projects Support
• DevelopmentAid Database Access

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core and flagship.

• World Bank Group (PSLO Network)coreStrategic or Co-development Partner · 1 January 2019Eximbanka participates in the Private Sector Liaison Officer (PSLO) initiative since 2019, mandated by the Ministry of Finance of the Slovak Republic. The PSLO builds connections between the private sector and international financial institutions, provides guidance on development cooperation engagement, and shares expertise. The network includes 160+ PSLOs from 98 countries operating under the World Bank for over 20 years.
• European Commission Expert Group on Enhanced CoordinationcoreStrategic or Co-development PartnerEximbanka represents Slovak Republic interests at meetings of the European Commission's expert group for coordination of Export Credit Agencies (ECAs) and Development Finance Institutions (DFIs). The group focuses on enhanced cooperation and coordinated approach to joint projects, especially within the Global Gateway EU initiative.
• European Industrial Alliance on Small Modular Reactors (SMR Alliance)flagshipStrategic or Co-development PartnerEximbanka is a member of the European Industrial Alliance on SMRs, which brings together 277 entities from industry, regulators, government institutions, financing banks, NGOs, European Commission, and others. The alliance aims to facilitate and accelerate SMR technology development, testing, and deployment within the EU by 2030. Eximbanka participates in the technical working group on financing to identify funding tools, mechanisms, and sources for SMR development.
• National Contact Point for OECD Guidelines for Multinational Enterprises (NCP)coreStrategic or Co-development PartnerEximbanka is a member of the National Contact Point for OECD Guidelines for Multinational Enterprises, with the Ministry of Economy of the Slovak Republic serving as secretariat. The NCP contributes to building mutual relations and addressing specific cases related to non-compliance with corporate social responsibility guidelines.
• Export Credits and Guarantees Working Group (ECG)coreStrategic or Co-development PartnerEximbanka represents the Slovak Republic in the OECD ECG Working Group, which discusses and coordinates national export credit policies focusing on anti-bribery measures, environmental and social due diligence, and sustainable lending practices. The group operates under the Trade and Agriculture Directorate (TAD).
• OECD Arrangement Participants GroupcoreStrategic or Co-development PartnerEximbanka represents the Slovak Republic in the OECD Arrangement Participants Group where rules of the Arrangement on Officially Supported Export Credits are formulated. The group meets 2-3 times annually for discussions and approvals of changes to existing rules.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• CESCE: Spain's state-affiliated export credit agency and credit insurer providing credit insurance and guarantees for Spanish exporters. Comparable state-backed ECA model within the EU.
• SACE: Italian state-owned export credit and insurance group offering a broad suite of export financing, credit insurance, and guarantees. Larger scale but the same ECA model and EU/OECD alignment as Eximbanka.
• BPI France: France's public investment bank providing export financing, guarantees, and credit insurance alongside broader domestic SME finance. Comparable as a state-backed French ECA counterpart.
• Euler Hermes / Allianz Trade: Global trade credit insurer with a heritage as the German ECA, now operating commercially. Comparable through its export credit insurance products serving exporters and banks, the same core insurance lines Eximbanka underwrites.
• UK Export Finance (UKEF): UK's export credit agency offering loans, guarantees, and insurance for UK exporters. Comparable OECD-aligned ECA mandate, though operating at materially larger scale.
• Atradius Dutch State Business: Dutch state-backed export credit insurer offering trade credit insurance and guarantees. Comparable through state-backed ECA insurance products for Dutch exporters and banks.
• Export-Import Bank of the United States (US Eximbank): U.S. official export credit agency providing loans, loan guarantees, and export credit insurance. Comparable as the largest OECD-aligned ECA, though operating at far greater scale than Eximbanka.

Direct peers

• KUKE (Korporacja Ubezpieczeń Kredytów Eksportowych): Polish export credit agency offering credit insurance and guarantees for Polish exporters. Highly comparable mission, regional proximity, and product overlap with Eximbanka.
• Česká exportní banka: Czech state-owned export credit agency providing financing, guarantees, and insurance for Czech exporters. Closest functional peer given shared Central European ECA mandate, comparable product suite, and overlapping EU/OECD framework participation.
• EKF (Danish Export Credit Agency): Denmark's state-owned export credit agency offering financing and guarantees for Danish exports. Directly comparable as a small-country European ECA operating under OECD frameworks.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/EXIMBANKA-SR-100060608990159
• LinkedInlinkedin.com/company/eximbankasr

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eximbanka