Fusai

What Fusai does

Fusai (Fundación de Apoyo Integral) is a non-profit foundation established in 1993 in El Salvador, structured as a Patrimonial Foundation with headquarters in San Salvador and 501-1,000 employees. The organization provides integrated financial and non-financial services to micro and small entrepreneurs (MYPEs) and vulnerable communities, combining microcredit, business acceleration training, technical assistance, and community development. Core operations include the Programa Solidario Comunitario (PSC) delivering group and individual credits across 7+ Salvadoran departments through Voluntarios Comunitarios, the Escuela LID business school running the MAE (4 levels, 152 hours) and MBA Acelera (200+ hours plus individualized coaching) programs, and Fondo Pro Habitat for housing microfinance. Cumulative impact metrics cited include 66,780+ clients served and over US$13.9 million disbursed by Fondo Pro Habitat, 2,960+ PSC credits, 2,500+ MYPE entrepreneurs transformed through Escuela LID, and 2,000+ graduates of the MAE program.

The organization operates a portfolio of wholly-owned subsidiaries including Escuela LID (business education), Fondo Pro Habitat (housing microfinance originated in 1993 with Swedish SIDA support), BRODI (digital B2B barter exchange platform launched November 2024), and Observatorio MYPE (research and sector intelligence). Digital product surface includes the MiChera mobile app for revolving credit management (Android) and the BRODI marketplace. The Observatorio MYPE publishes the annual "Estado de la MYPE" report (2024 and 2025 editions) and launched the PaísMYPE weekly digital magazine in September 2025. The organization also runs the Programa Joven Voluntario with 8 university partners (UCA, UDB, UPE, Matías, ESEN, UPES, UNIVO, ITCA) and partnerships with CRS, ACTEC-Belgium, Cenpromype, and Banco Integral.

The business model combines interest income from microcredit (Fondo Pro Habitat, PSC), fees and scholarship funding from educational programs (Escuela LID), and substantial grant funding from international development agencies including USAID, the European Union, ACTEC-Belgium, AECID, Sweden/SIDA, BCIE, KfW, and Generalitat Valenciana. Distribution is primarily community-based through Voluntarios Comunitarios and field officers, complemented by institutional partnerships (CONAMYPE for CDMYPEs, Banco Integral for the "Mujer Integral" credit line, CRS for MAE program delivery). The addressable market is the Salvadoran MYPE sector, which contributes 48.8% of El Salvador's GDP, represents 99% of registered businesses, and employs 70% of the economically active population.

Name

Fusai

Legal name

Fundación de Apoyo Integral

Website

https://fusai.org.sv

Company type

Private

Founded year

1993

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Fusai is an El Salvador-based non-profit foundation (est. 1993) providing integrated microcredit, business acceleration training (Escuela LID), housing finance (Fondo Pro Habitat), and digital platforms (MiChera, BRODI) to micro and small entrepreneurs and vulnerable communities across El Salvador.

Ownership category

akta.pro rank

Product category

Microfinance and SME Development

NAICS

Credit Intermediation and Related Activities (522), Other Nondepository Credit Intermediation (52229), Activities Related to Credit Intermediation (5223)

SIC

Miscellaneous Business Credit Institution (6159), Short-Term Business Credit Institutions (6153), Personal Credit Institutions (6141)

akta.pro primary industry

SME Lending Platforms & Embedded SME Credit (FSAKAGAJ)

akta.pro secondary industries

Humanitarian-Development-Peace Nexus & Resilience Programming (BPADAEAK), Financial Literacy, Budgeting & Personal Finance (EDAMAHAE)

Keywords

• Microfinance services
• Small business training
• Microcredit lending
• Economic development consulting
• Financial inclusion programs

Headquarters

HQ city

San Salvador

HQ country

El Salvador

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Microcredit Services: FUSAI provides microcredit services to vulnerable communities through its Programa Solidario Comunitario (PSC), offering group and individual credits for housing improvement, working capital, multi-purpose needs, green products, and revolving credit through the MiChera app. Revenue is generated from interest on loans.
2. Fondo Pro Habitat Credit Lines: Fondo Pro Habitat provides credit lines to microfinance institutions, water boards, and general legal entities for habitat improvement, including Multi-destination Habitat, Agua Viva (water systems), Green Industry, and technical assistance.
3. Educational Programs: Escuela LID offers business acceleration programs (MBA Acelera, MAE) and scholarship programs to MYPE entrepreneurs. Some programs are free (scholarships) while others may have fees; revenue supports operational costs.
4. International Development Project Funding: FUSAI receives funding from international donors (USAID, European Union, BCIE, AECID, Sweden/Sida, etc.) for development projects targeting MYPE strengthening, women's economic empowerment, and community development.

Pricing tiers

Go-to-market motion3 records

Distribution channels6 records

Marketing channels8 records

Core offering

FUSAI is a non-profit foundation that provides microcredit, business acceleration education, and economic development services to micro and small entrepreneurs (MYPEs) and vulnerable communities in El Salvador. Its integrated offering combines financial services (microcredit through Programa Solidario Comunitario, housing finance through Fondo Pro Habitat) with non-financial services (business training through Escuela LID's MBA Acelera and MAE programs, technical assistance, and community development) supported by digital platforms including the MiChera mobile app and the BRODI B2B barter exchange.

Differentiator

Problem solved

Functional benefit

Brands

• Escuela LID: Escuela de Empresarios Líderes MYPE - business acceleration programs including MBA Acelera, MAE, and scholarship programs for micro and small entrepreneurs
• Fondo Pro Habitat
• BRODI
• PaísMYPE
• Programa Solidario Comunitario (PSC)
• Programa MAE
• MBA Acelera
• Observatorio MYPE
• Programa Joven Voluntario
• MiChera

Products and services

• Programa Solidario Comunitario (PSC) [Community Solidarity Program] Community-based microcredit program offering group and individual credits, housing improvement loans, working capital, green product credits, and revolving credit to vulnerable communities and micro/small entrepreneurs across El Salvador.
• Programa MBA Acelera [MBA Accelerate Program] Business acceleration program with 200 hours of training plus 15 hours of individual coaching, designed for growing MYPE entrepreneurs seeking to scale and consolidate their businesses through managerial skills development and strategic planning.
• Programa MAE (Método de Activación Empresarial) [Business Activation Method] Entrepreneurship activation program with 4 levels totaling 152 hours, focused on strengthening early-stage business management and sustainability for MYPE entrepreneurs.
• Programa de Becas [Scholarship Program] Scholarship program providing access to Escuela LID programs (MBA Acelera, AL-INVEST Verde) for MYPE leaders seeking to accelerate business growth; eligibility criteria based on business time in operation, employee count, and monthly sales volume.
• Fondo Pro Habitat [Pro Habitat Fund] Housing microfinance fund providing credit lines for vulnerable communities, including multi-purpose habitat credits, water systems (Agua Viva), green industry initiatives, and technical assistance for construction and environmental development.
• MiChera App Mobile credit application allowing PSC clients to access revolving credit lines, view payment schedules, request credits, and track account movements directly from their devices.
• BRODI Platform B2B digital barter exchange platform enabling companies to trade goods and services without monetary transactions, connecting businesses across different sectors to promote collaboration and efficient use of resources; majority owned by FUSAI.

Quantifiable outcome

• Average 37% increase in annual sales for MBA Acelera graduates
• +5 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

14 partnerships are on record, tiered core, major and minor.

• CONAMYPE (Comisión Nacional de la Micro y Pequeña Empresa)coreStrategic or Co-development Partner · 7 May 2026FUSAI and CONAMYPE signed a cooperation agreement for operating a Specialized CDMYPE (Centro de Desarrollo de la Micro y Pequeña Empresa) focused on business acceleration and industrialization of MYPEs. The agreement runs until December 2026 with a joint investment of over $110,000.
• Cenpromype (Centro Regional de Promoción de la Mipyme)coreStrategic or Co-development Partner · 8 July 2025Collaboration agreement signed July 8, 2025, to strengthen, transform, and integrate the MIPYME ecosystem in SICA countries. Focus areas include digital transformation, business accompaniment, market access, financial inclusion, strategic information, and institutional coordination.
• ACTEC (Organisation Actec ASBL, Belgium)coreStrategic or Co-development Partner · 24 September 2024Long-term alliance for the 'Formar para transformar' project with investment of US$485,556 (2022-2025) supporting 'MBA Micro' training program, seedbeds, and alumni. Also partner in AL-INVEST Verde, MBA ACTEC program, and multiple development projects.
• Catholic Relief Services (CRS)coreStrategic or Co-development Partner · 11 September 2024Strategic alliance signed September 11, 2024, to strengthen MYPE entrepreneurs through the Método de Activación Empresarial (MAE) program. CRS selects entrepreneurs while FUSAI executes the program through Escuela LID.
• Fundación del VallemajorStrategic or Co-development PartnerPartnership for Los Nonualcos economic development project, promoting public-private alliances and creation of CODENOL. Also partner in AL-INVEST Verde and AECID innovation projects.
• sequa gGmbH (AL-INVEST Verde)majorImplementation/ SI/ Consulting PartnerLead of the Executing Consortium for AL-INVEST Verde Component 1, funded by the European Commission and coordinated with the EU Delegation in El Salvador. FUSAI executes activities alongside ACTEC and Fundación del Valle.
• Programa Mundial de Alimentos (PMA/WFP)majorStrategic or Co-development PartnerPartnership with FUSAI and Fundación Fé y Alegría for Innova Bakery project supporting bakers with technical training, business plans, and market access. 100 bakers and 200 small corn/sorghum producers benefit.
• Fundación Rafael Meza Ayau (FRMA)majorStrategic or Co-development PartnerLead organization for the $4 million, 4-year 'Alto Impacto Soyapango' project. FUSAI executes the economic growth component alongside FUNDEMAS, FUSALMO, and CINDE.
• FUNDEMASminorStrategic or Co-development PartnerPartner in USAID FRMA 'Alto Impacto Soyapango' project executing economic growth component.
• FUSALMOminorStrategic or Co-development PartnerPartner in USAID FRMA 'Alto Impacto Soyapango' project executing economic growth component.
• CINDEminorStrategic or Co-development PartnerPartner in USAID FRMA 'Alto Impacto Soyapango' project executing economic growth component.
• Red AlumnimajorGTM or Marketing PartnerAlumni network for MYPE entrepreneurs who graduated from FUSAI programs, providing continued learning, sharing, growth, and mutual support among graduates.
• Linares AbogadosminorOthersPartner in AECID innovation project for strengthening vulnerable microentrepreneurs through innovative business development solutions.
• FUNDAP (Fundación para el Desarrollo y la Agricultura)majorStrategic or Co-development PartnerPartner in AECID innovation project alongside FUSAI for strengthening vulnerable microentrepreneurs in Guatemala and El Salvador.

Scale indicators16 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Accion International: Global nonprofit microfinance and financial inclusion organization with a broader geographic and product footprint. Comparable to FUSAI in serving underbanked SMEs but at much larger scale and with a wider portfolio of advisory and investment services.
• Banco Compartamos: Large Mexican microfinance bank (now commercial) serving micro-entrepreneurs across Latin America. Comparable product/customer overlap with FUSAI's PSC and Fondo Pro Habitat but operates as a regulated for-profit deposit-taker at much greater scale.
• Opportunity International: Global microfinance network providing small-business loans, savings, and training to entrepreneurs in developing markets. Closely comparable to FUSAI in lending-plus-training model and target customer, but at multi-country scale.

Regional players

• Enactus: Global non-profit engaging university students in entrepreneurial community projects. Comparable to FUSAI's Programa Joven Voluntario in mobilizing university partnerships for community and entrepreneurship outcomes, though its model is student-led rather than credit-led.

Direct peers

• Pro Mujer: Latin American non-profit providing microfinance, business training, and health services to low-income women entrepreneurs across multiple countries. Directly comparable to FUSAI in combining credit with non-financial services for the MYPE segment.
• FINCA International: Global microfinance NGO operating village banking and small enterprise lending programs across Latin America, Africa, and Eurasia. Comparable to FUSAI in mission, microcredit-led model, and focus on underserved micro-entrepreneurs.
• Fundación FUNDAP: Guatemalan non-profit partnering with FUSAI on the AECID microenterprise innovation project. Direct peer given joint program delivery, rural/agricultural MYPE focus, and community-development orientation.
• Fundación del Valle: Salvadoran/Central American development foundation partnering with FUSAI on the Los Nonualcos economic development project. Highly comparable as a regional MYPE-focused foundation delivering capacity-building and community economic programs.

Emerging players

• Swisscontact (El Salvador): Swiss foundation for development cooperation active across Latin America with SME and entrepreneurship inclusion programs. Comparable to FUSAI in its non-financial services (training, advisory) for MYPEs and donor-funded project model.
• MEDA (Mennonite Economic Development Associates): International nonprofit using finance and capacity-building to support small entrepreneurs in developing regions. Comparable to FUSAI in the integrated credit + business-development services approach for low-income micro-businesses.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights6 records

Customer concentration

• LinkedInsv.linkedin.com/company/fusaisv
• Instagraminstagram.com/fusaisv
• TikToktiktok.com/@fusaisv
• Xx.com/fusai_occidente

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fusai