India Finsec
- Company typePublic
- Founded1994
- HeadquartersNew Delhi, India
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
India Finsec firmographics
Firmographics- Name
- India Finsec
- Legal name
- India Finsec Limited
- Website
- https://indiafinsec.in
- Company type
- Public
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
India Finsec industry classification
Industry- Product category
- Non-Banking Financial Services (Gold Loans & Investment Holding)
- NAICS
- Miscellaneous Financial Investment Activities (523999)
- SIC
- Personal Credit Institutions (6141)
- akta.pro industry
- Strategic / Balance-Sheet CVC (On-balance-sheet investing)
Keywords
Where India Finsec is headquartered
LocationHeadquarters
- HQ city
- New Delhi
- HQ country
- India
- HQ region
- Asia
Offices1 record
Markets served
India Finsec business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Others
Revenue model
- Investment and Group Company Holdings: As an unregistered Core Investment Company (CIC), India Finsec invests in subsidiaries and group companies within statutory and regulatory guidelines. The company may also approve strategic investments in other group companies for business growth.
- Gold Loan Solutions: The company delivers gold loan solutions through its subsidiary company, providing individuals with immediate access to credit through a simple, transparent, and customer-centric process.
India Finsec product offering
Product offeringCore offering
India Finsec Limited operates as an unregistered Core Investment Company (CIC), having voluntarily surrendered its NBFC-ICC registration with the RBI in July 2025. The company invests in subsidiaries and group companies within statutory and regulatory guidelines. Its primary consumer-facing product is Gold Loan Solutions, delivered through a subsidiary company, providing individuals with immediate access to credit against gold collateral via a simple, transparent, and customer-centric process.
Product overview
India Finsec Limited operates as an unregistered Core Investment Company (CIC), having surrendered its NBFC-ICC registration with the RBI on July 17, 2025. The company focuses on investments in subsidiaries and group companies, and strategic investments within regulatory guidelines. The primary consumer-facing product is Gold Loan Solutions, offered through its subsidiary company, which provides immediate access to credit against gold collateral with a simple, transparent, and customer-centric process.
Differentiator
Problem solved
Functional benefit
Products and services
- Gold Loan Solutions
Quantifiable outcome
- Operating profit margin expanded to 76.86% in Q3 FY2025 from 71.82%
- +1 more outcomes
Companies that use India Finsec
Customer profileSegments1 record
Ideal customer profiles2 records
India Finsec technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
India Finsec partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Skyline Financial Services Private LimitedoperationalRegistrar and Share Transfer Agents providing share registry services including D-153 A, 1st Floor, Okhla Industrial Area, Phase – I, New Delhi – 110 020. Contact: 011-26812682,83.
Scale indicators8 records
Recent moves6 records
Expansion highlights4 records
India Finsec competitors and assessment
Company assessmentBroad incumbents
- Can Fin Homes: Indian housing finance NBFC. Comparable as a listed retail-focused NBFC, though operating in a different secured lending vertical (housing vs. gold).
- Sundaram Finance: Diversified Indian NBFC with vehicle and infrastructure finance. Comparable as a listed, established NBFC providing institutional credit products, though with a different product mix than India Finsec.
- Bajaj Finance: One of India's largest diversified NBFCs. Comparable as a broad incumbent operating across consumer credit categories including loans against collateral, though much larger and more diversified than India Finsec.
- Shriram Finance: Large Indian NBFC focused on commercial vehicle and small business lending. Comparable as a listed NBFC operating in retail and small-ticket credit markets.
- LIC Housing Finance: Large Indian housing finance company. Comparable as a listed, regulated NBFC operating in secured retail lending, providing a benchmark for institutional scale and governance.
- Cholamandalam Investment and Finance: Indian NBFC with vehicle and mortgage finance focus. Comparable as a listed, RBI-regulated NBFC providing retail credit, though operating at much larger scale than India Finsec.
Direct peers
- Muthoot Fincorp: Group company of Muthoot Finance with significant gold loan operations. Directly comparable in the gold loan lending business where India Finsec's subsidiary operates.
- Manappuram Finance: Major Indian gold loan and microfinance NBFC. Directly comparable in the gold loan segment where India Finsec's subsidiary operates, with similar collateralized lending economics.
- Muthoot Finance: India's largest gold loan-focused NBFC. Most directly comparable to the gold loan operations delivered through India Finsec's subsidiary, with similar secured retail lending model.
- IIFL Finance: Diversified Indian NBFC with a gold loan business. Comparable to India Finsec's gold loan exposure via subsidiary and offers a benchmark for diversified NBFC operating models.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
India Finsec financial estimates
Financial estimateRevenue estimate
Valuation estimate
India Finsec leadership team
Management profileNumber of profiles
Profiles7 records
India Finsec funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
India Finsec M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about India Finsec
What does India Finsec do?
India Finsec Limited operates as an unregistered Core Investment Company (CIC), having voluntarily surrendered its NBFC-ICC registration with the RBI in July 2025. The company invests in subsidiaries and group companies within statutory and regulatory guidelines. Its primary consumer-facing product is Gold Loan Solutions, delivered through a subsidiary company, providing individuals with immediate access to credit against gold collateral via a simple, transparent, and customer-centric process.
Is India Finsec a public or private company?
India Finsec is a public company. It is classified as public and is currently operating.
When was India Finsec founded?
India Finsec was founded in 1994. It employs 1 to 10 people.
Where is India Finsec based?
India Finsec is headquartered in New Delhi, India, in the Asia region.
How does India Finsec make money?
Two revenue lines are on record. Investment and Group Company Holdings are the primary driver. The others are gold Loan Solutions.
Who are India Finsec's main competitors?
Broad incumbents on record are Can Fin Homes, Sundaram Finance, Bajaj Finance, Shriram Finance, LIC Housing Finance and Cholamandalam Investment and Finance. Direct peers are Muthoot Fincorp, Manappuram Finance, Muthoot Finance and IIFL Finance.
Does India Finsec have an API?
No public API is recorded for India Finsec.
What industry is India Finsec in?
India Finsec's product category is Non-Banking Financial Services (Gold Loans & Investment Holding). Its primary akta.pro industry code is FSANAHAA, Strategic / Balance-Sheet CVC (On-balance-sheet investing). Its NAICS code is 523999 and its SIC code is 6141.