Step Two Corporation

What Step Two Corporation does

Step Two Corporation Limited is a Kolkata-based, publicly listed Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. Incorporated in 1994 as Step Two Finance Private Limited, it converted to a public limited company in 1995 and was subsequently listed on the Bombay Stock Exchange, Calcutta Stock Exchange, Ahmedabad Stock Exchange, and Jaipur Stock Exchange; the name was changed to Step Two Corporation Limited in 1996. The company's stated scope spans financial consultancy services, securities market participation, and corporate advisory covering access to finance, quasi-equity finance, investment climate advisory, and infrastructure advisory for individuals and businesses in India.

The core platform is a web-based financial services presence that connects consumers with financial institutions and data partners for lending and borrowing activities. The most visible product surface is a suite of over 20 free online financial calculators (GST, income tax, TDS/TCS, EMI, SIP, lumpsum, home loan, auto loan, HRA, NSC, RERA, net worth, net profit, effective capital, advance tax) embedded in the corporate website, which function as a SEO-driven organic acquisition channel. The company also maintains a comprehensive investor relations portal documenting financial results, annual reports, corporate governance, and regulatory compliance. No mobile app store listings, APIs, or third-party integrations are disclosed.

The revenue model is not publicly disclosed. With 1-10 employees, no disclosed customer wins, no partnerships, no funding history, and no disclosed revenue figures, the operating model is opaque. The company generates nominal exposure through stock exchange listings and IR communications, while the calculator suite functions as a free utility rather than a monetized product. The board is led by Managing Director Anuj Agarwal and includes directors with financial and regulatory backgrounds, but no recent hiring, M&A, or new product launches are documented.

Name

Step Two Corporation

Legal name

Step Two Corporation Limited

Website

http://www.steptwo.in/

Company type

Public

Founded year

1994

Operating status

Operating

Headcount range

1–10 employees

Short description

Step Two Corporation Limited is a Kolkata-based, RBI-registered NBFC listed on multiple Indian stock exchanges, providing financial consultancy, securities market participation, and corporate advisory services to individuals and businesses in India.

Ownership category

akta.pro rank

Headquarters

HQ city

Kolkata

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. NBFC Financial Services: Revenue generated from financial services as a registered Non-Banking Financial Company. The company participates in securities markets and provides financial consultancy services including organizational structuring, business development, financial systems, and capital sourcing.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Step Two Corporation is a registered Non-Banking Financial Company (NBFC) based in Kolkata, India. It provides financial consultancy services including corporate advisory, access to finance, quasi-equity finance, investment climate advisory, and infrastructure advisory, while also participating in securities markets. The company operates a web-based platform that connects consumers with financial institutions for lending and borrowing activities, supplemented by a suite of free online financial calculators.

Product overview

Step Two Corporation Limited operates as a comprehensive financial services platform offering NBFC services through its core platform for lending and borrowing activities, complemented by extensive corporate advisory services. The company provides a suite of over 20 free financial calculators including GST, income tax, TDS/TCS, home loan, auto loan, EMI, SIP, lumpsum investment, HRA, NSC, net worth, net profit, effective capital, and RERA calculators. These tools are integrated into the company's website as free resources for users. The platform connects consumers with financial institutions and data partners, serving as a facilitator for loan services while also providing corporate advisory including access to finance, investment climate, and infrastructure advisory.

Differentiator

Problem solved

Functional benefit

Products and services

• NBFC Financial Services Platform
• Corporate Advisory Services
• Securities Market Participation Services

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators3 records

Recent moves8 records

Expansion highlights4 records

Direct peers

• Spandana Sphoorty Financial: India-listed NBFC focused on microfinance and small-ticket lending. Comparable to Step Two as a publicly listed Indian NBFC, though materially larger in scale; useful as a small-cap listed NBFC benchmark.
• MAS Financial Services: India-listed NBFC providing SME and retail lending. Comparable as a publicly listed Indian NBFC operating in the small-business and retail credit space, similar in regulatory profile to Step Two.
• SBFC Finance: India-listed NBFC specializing in secured lending to MSMEs and salaried individuals. Comparable to Step Two as a publicly listed Indian NBFC with retail and small-business credit orientation.
• Five-Star Business Finance: India-listed NBFC focused on small business loans and housing finance for the informal segment. Comparable to Step Two as a publicly listed Indian NBFC with a small-business lending focus.

Broad incumbents

• Bajaj Finance: One of India's largest diversified NBFCs offering consumer, SME, and commercial lending along with wealth advisory. Comparable as a large established Indian NBFC, providing a benchmark for the broader category in which Step Two operates.
• Cholamandalam Investment and Finance Company: Large India-listed NBFC providing vehicle finance, home loans, and SME lending. Comparable as a broad incumbent in the Indian NBFC space where Step Two also holds registration.
• Muthoot Finance: India's largest gold-loan NBFC, listed and widely held. Comparable as a large established India-listed NBFC and serves as a benchmark for what a scaled NBFC franchise looks like relative to Step Two's micro-scale.
• Manappuram Finance: India-listed NBFC providing gold loans, microfinance, and other credit products. Comparable as a diversified publicly listed Indian NBFC operating across retail lending segments.

Emerging players

• ClearTax: Indian fintech offering tax-filing, GST, and financial calculation tools - directly comparable to Step Two's free calculator suite (GST, Income Tax, TDS) and competitive for the same Indian organic-search audience.

Others

• ICRA Limited: India-listed credit rating and financial advisory firm. Comparable to Step Two's corporate advisory and investment climate advisory offerings as a listed Indian financial-services advisory player.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/login
• LinkedInlinkedin.com/company/step-two-corp-ltd

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Step Two Corporation