SOKA Dach

What SOKA Dach does

SOKA-DACH (the collective brand for Lohnausgleichskasse für das Dachdeckerhandwerk, Zusatzversorgungskasse des Dachdeckerhandwerks VVaG, and Zentrales Versorgungswerk für das Dachdeckerhandwerk VVaG) is the mandatory social security institution for the German roofing trade (Dachdeckerhandwerk), headquartered in Wiesbaden. It is a jointly established "gemeinsame Einrichtung der Tarifvertragsparteien," created by the employer association Zentralverband des Deutschen Dachdeckerhandwerks and the trade union IG Bauen-Agrar-Umwelt, operating under universally binding collective agreements (allgemeinverbindliche Tarifverträge). It collects percentage-of-payroll contributions from every German roofing company and disburses a bundled set of benefits to their commercial employees and apprentices: shortfall compensation (Ausfallgeld at 75% of hourly wage), 13th-month income, vocational training subsidies (Berufsbildung), occupational pensions (Rentenbeihilfe, Tarifliche Zusatz-Rente, Individuelle bAV, Tarifliche Zusatz-Rente Plus), insolvency protection, and death benefits (Sterbegeld).

The technology layer is a conventional, self-service digital platform comprising the meineSOKA-DACH web portal (launched 2020), a mobile app on iOS and Android (2019), an electronic reporting procedure (Online-Meldeverfahren) supporting DATEV-based payroll data submission, SEPA direct debit mandates, and a Userlike-powered live-chat widget. Web analytics run on self-hosted Matomo with anonymized IPs, and the ZVK/ZVW pension entities are supervised by BaFin under the Insurance Supervision Act (VAG). SOKA-DACH also acts as a collection agent for the Federal Employment Agency's Winterbeschäftigungsumlage (currently 1.6% of gross payroll since October 2023, down from 2.0%) and participates in a §4 Abs. 2 TVG data-sharing ecosystem with other German construction-trade social funds.

The business model is non-commercial: it does not sell products or compete for customers. Revenue consists of mandatory employer contributions calculated as a percentage of the beitragspflichtige Bruttolohnsumme of all commercial employees in the German roofing trade, plus the agency-collected Winterbeschäftigungsumlage. Customer acquisition is purely legal — coverage is automatic upon applicability of the collective agreement. Distribution runs through the portal/app (self-serve), dedicated phone/email customer service, tariff documents distributed via the employer association, and a public-facing Mediathek of video tutorials. Revenue is not publicly disclosed, and the entity is a public-law institution under tariff law rather than a privately held company.

Name

SOKA Dach

Legal name

Lohnausgleichskasse für das Dachdeckerhandwerk; Zusatzversorgungskasse des Dachdeckerhandwerks VVaG; Zentrales Versorgungswerk für das Dachdeckerhandwerk VVaG

Website

https://soka-dach.de

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

SOKA-DACH is the mandatory social security institution for the German roofing trade, jointly established by the employer association and IG BAU trade union under universally binding collective agreements. It collects percentage-of-payroll contributions from every German roofing employer and disburses weather-shortfall compensation, 13th-month income, vocational training subsidies, occupational pensions, and insolvency protection to all commercial employees and apprentices.

Ownership category

akta.pro rank

Product category

Trade Social Fund Administration

NAICS

Insurance and Employee Benefit Funds (5251)

SIC

Services-Membership Organizations (8600)

akta.pro primary industry

Equity Compensation & Global Share Plan Administration (BPACAHAI)

Keywords

• Social security administration
• Collective bargaining funds
• Occupational pension services
• Roofing trade benefits
• Employer contribution management

Headquarters

HQ city

Wiesbaden

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Employer Contribution Collection: SOKA-DACH collects mandatory employer contributions as a percentage of the gross payroll sum (beitragspflichtige Bruttolohnsumme) of all commercial employees in member roofing companies. These contributions fund all social fund procedures including: shortfall compensation (Ausfallgeld), 13th month income, vocational training (Berufsbildung), supplementary pension (tarifliche Zusatz-Rente), and retirement assistance (Rentenbeihilfe). The contribution rate is set in the collective agreement (VTV).
2. Winterbeschäftigungsumlage (Winter Employment Levy): SOKA-DACH collects the Winterbeschäftigungsumlage (WBU) on behalf of the Federal Employment Agency (Bundesagentur für Arbeit). As of 1 October 2023, the total WBU is 1.6% of gross payroll (employer pays 1.0%, employee pays 0.6% via wage deduction). Prior to October 2023 it was 2.0% (employer 1.2%, employee 0.8%). The levy funds seasonal employment support.
3. Pension Fund Contributions (ZVK/ZVW): The Zusatzversorgungskasse des Dachdeckerhandwerks VVaG (ZVK) and Zentrale Versorgungswerk für das Dachdeckerhandwerks VVaG (ZVW) collect employer-borne contributions to fund occupational pension benefits including Rentenbeihilfe (retirement assistance), tariff supplementary pension (Tarifliche Zusatz-Rente), and individual occupational pension (Individuelle betriebliche Altersversorgung).

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels8 records

Core offering

SOKA-DACH is the collective social security fund institution (Sozialkasse) for the German roofing trade (Dachdeckerhandwerk), mandated by universally binding collective agreements (VTV/RTV). It collects mandatory employer contributions calculated as a percentage of gross payroll and administers social security procedures — 13th month income, shortfall compensation (Ausfallgeld), vocational training subsidies, winter employment levies, insolvency protection, and occupational pensions (Rentenbeihilfe, Tarifliche Zusatz-Rente, Individuelle bAV). It operates through three legal entities (LAK, ZVK VVaG, ZVW VVaG) and serves employers and employees via the meineSOKA-DACH web portal, a mobile app, and direct customer service.

Product overview

SOKA-DACH (Sozialkassen des Dachdeckerhandwerks) is a social security fund system for the German roofing trade, comprising three institutions: LAK (Lohnausgleichskasse), ZVK (Zusatzversorgungskasse), and ZVW (Zentrales Versorgungswerk). The organization operates as a unified digital platform offering multiple interconnected services including: the meineSOKA-DACH online portal and mobile app for digital self-service; contribution collection and reporting systems (SOKA-DACH-Beitrag, Online-Meldeverfahren); employee benefit programs (13. Monatseinkommen, Ausfallgeld); vocational training support (Ausbildung/Berufsbildung); retirement provisions (Rentenbeihilfe, Tarifliche Zusatz-Rente, Individuelle betriebliche Altersversorgung); and winter employment support (Winterbeschäftigungsumlage). The ecosystem is designed to serve both employers (via digital portals, calculators, and reporting tools) and employees (via pension benefits, layoff compensation, and training support) within the roofing trade sector.

Differentiator

Problem solved

Functional benefit

Brands

• meineSOKA-DACH: Online portal for employers and employees to manage registrations, wage declarations, and access services
• SOKA-DACH-App

Products and services

• SOKA-DACH Online Portal (meineSOKA-DACH) Digital self-service platform enabling employers in the German roofing trade to register commercial employees, submit monthly gross payroll reports (Bruttolohnsummenmeldung) with DATEV integration, manage contribution payments including SEPA direct debit, request SOKA-DACH confirmations, and access employer account statements.
• SOKA-DACH Mobile App Mobile application available on iOS and Android providing access to SOKA-DACH services including confirmation requests, push notifications for breaking news, current tariff agreements, layoff pay calculator (Ausfallgeldrechner), news archive, and FAQ sections.
• 13. Monatseinkommen (13th Month Income) Entitlement program providing commercial employees in the German roofing trade with a portion of 13th month salary, supplementing regular wages and contributing to financial security. Funded through mandatory employer contributions and disbursed to eligible commercial employees covered by the VTV/RTV collective agreements.
• Berufsbildung (Vocational Training Support)
• Ausfallgeld (Shortfall Compensation)
• Insolvenzsicherung (Insolvency Protection)
• Rentenbeihilfe (Pension Assistance) Supplementary pension benefit from ZVK providing monthly assistance of €93.40 for old-age pension cases (from 01.01.2021) and €73.96 for reduced earning capacity / accident pension cases, rising to €93.40 upon reaching standard retirement age. Also includes one-time Sterbegeld (death benefit) of €511.32 paid to eligible surviving dependents.
• Tarifliche Zusatz-Rente (Tariff Supplementary Pension)
• Tarifliche Zusatz-Rente Plus
• Individuelle betriebliche Altersversorgung (Individual Company Pension)
• Winterbeschäftigungsumlage (Winter Employment Levy)
• Online-Meldeverfahren (Online Reporting System)

Quantifiable outcome

• Ausfallgeld = 75% of hourly wage for up to 53 hours per year during April–November weather-related stoppages
• +7 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature6 records

Partnerships

15 partnerships are on record, tiered core, flagship and minor.

• Lohnausgleichskasse für das Dachdeckerhandwerk (LAK)coreStrategic or Co-development PartnerLAK is one of three legal entities operating under the SOKA-DACH brand. It is the 'Lohnausgleichskasse' (wage compensation fund) and serves as the collection entity (Einzugsstelle) for all social fund procedures of the roofing trade. LAK handles: 13th month income, Ausfallgeld, Berufsbildung, and acts as the insolvency insurance fund. LAK is jointly responsible for data processing as part of SOKA-DACH's social fund administration.
• Zusatzversorgungskasse des Dachdeckerhandwerks VVaG (ZVK)coreStrategic or Co-development PartnerZVK is the supplementary pension insurance fund (Versicherungsverein auf Gegenseitigkeit) for the roofing trade, operating as a legal entity under the VAG (Insurance Supervision Act). It provides occupational pension benefits: Rentenbeihilfe (retirement assistance), Tarifliche Zusatz-Rente, and Individuelle betriebliche Altersversorgung. ZVK is the data controller for pension fund procedures.
• Zentrales Versorgungswerk für das Dachdeckerhandwerk VVaG (ZVW)coreStrategic or Co-development PartnerZVW is the Central Pension Fund (Versicherungsverein auf Gegenseitigkeit) providing voluntary occupational pension schemes for the roofing trade. It is the data controller for voluntary occupational pension procedures. ZVW is jointly responsible for data processing as part of SOKA-DACH.
• Zentralverband des Deutschen Dachdeckerhandwerks e. V. (Roofing Industry Employer Association)flagshipStrategic or Co-development PartnerThe Zentralverband (Central Association of the German Roofing Trade) is the primary employer organization party to the collective agreements governing SOKA-DACH. It co-negotiates all tariff contracts (VTV, RTV, BBTV, Mindestlohn, etc.) with IG Bauen-Agrar-Umwelt. Located at Fritz-Reuter-Straße 1, 50968 Köln.
• Industriegewerkschaft Bauen-Agrar-Umwelt (IG BAU)flagshipStrategic or Co-development PartnerIG BAU (Industrial Union Construction-Agriculture-Environment) is the trade union party to all collective agreements governing SOKA-DACH. It co-negotiates the VTV, RTV, BBTV, and other tariff contracts with the Zentralverband des Deutschen Dachdeckerhandwerks. Located at Olof-Palme-Straße 19, 60439 Frankfurt am Main.
• Bundesagentur für Arbeit (Federal Employment Agency)coreStrategic or Co-development PartnerSOKA-DACH collects the Winterbeschäftigungsumlage (winter employment levy) on behalf of the Federal Employment Agency, pursuant to §§ 354 ff. SGB III. The levy funds seasonal employment support measures administered by the BA. SOKA-DACH acts as a collection agent for the BA.
• Urlaubs- und Lohnausgleichskasse der Bauwirtschaft (ULAK)minorOthersAs part of data sharing among social funds under § 4 Abs. 2 TVG, SOKA-DACH may transmit member data to ULAK when determining liability or processing cross-referrals between the construction trades' social funds.
• Zusatzversorgungskasse für das Baugewerbe (ZVK Bau)minorOthersData sharing partner under § 4 Abs. 2 TVG for the construction industry social fund system. Cross-referral of contribution records and verification of employment history across related trades.
• Gemeinnützige Urlaubskasse des Bayerischen Baugewerbes e. V. (UKB)minorOthersBavarian construction industry holiday fund; data sharing partner under the TVG framework for cross-fund verification of employment periods.
• Sozialkasse des Berliner Baugewerbes w. V. (SOKA-Berlin)minorOthersBerlin construction trade social fund; data sharing partner under TVG framework for cross-fund employment verification.
• Gemeinnützige Urlaubskasse für das Maler- und Lackiererhandwerk VVaGminorOthersPainter and varnisher trade social fund; data sharing partner under TVG framework.
• Sozialkasse des GerüstbaugewerbesminorOthersScaffolding trade social fund; data sharing partner under TVG framework for cross-fund employment verification.
• Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)coreOthersBaFin is the supervisory authority for the Zusatzversorgungskasse des Dachdeckerhandwerks VVaG (ZVK) as an insurance entity operating under the Insurance Supervision Act (VAG). Address: Graurheindorfer Str. 108, 53117 Bonn.
• Google (Google Play Store)minorChannel Partner/ Reseller/ DistributorGoogle Play Store hosts the SOKA-DACH mobile app for Android devices. App download link: https://play.google.com/store/apps/details?id=com.freyhauer.sokadach&gl=DE
• Apple (Apple App Store)minorChannel Partner/ Reseller/ DistributorApple App Store hosts the SOKA-DACH mobile app for iOS devices. App download link: https://apps.apple.com/us/app/soka-dach-app/id1484627877

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• BG BAU (Berufsgenossenschaft der Bauwirtschaft): Statutory accident-insurance carrier for the German construction industry. Comparable as a large, sector-mandated, contribution-funded social institution serving the same employer and employee base, though its mandate (occupational accident insurance) differs from SOKA-DACH's scope.
• Deutsche Rentenversicherung (DRV): Germany's statutory pension insurance carrier, administering the public-law Rentenbeihilfe-type benefits that ZVK/ZVW supplement. Comparable as the much larger incumbent in the broader pension-insurance system within which SOKA-DACH's VVaG pension entities operate.

Direct peers

• ULAK (Urlaubs- und Lohnausgleichskasse der Bauwirtschaft): The principal social fund for the main German construction trade (Bauwirtschaft). Operates the same Tarifvertrag-based model—collecting contributions, paying 13th-month income, vacation pay, and Berufsbildung subsidies—and is explicitly named as a §4 Abs. 2 TVG data-sharing partner of SOKA-DACH, making it the closest structural analogue.
• ZVK-Bau (Zusatzversorgungskasse für das Baugewerbe): Supplementary pension fund for the German construction industry and TVG data-sharing partner of SOKA-DACH. Provides the occupational pension function (analogous to SOKA-DACH's ZVK entity) for the broader Bauhauptgewerbe.
• SOKA-BAU (Sozialkasse des Baugewerbes): Collects contributions and administers benefits (including the Bau-Rente occupational pension) for the main Bauhauptgewerbe under collective agreements between Zentralverband Deutsches Baugewerbe and IG BAU. Same institutional architecture as SOKA-DACH but for the broader construction industry.
• Sozialkasse des Gerüstbaugewerbes: Sectoral social fund for the German scaffolding trade and a listed §4 Abs. 2 TVG data-sharing partner of SOKA-DACH. Same legal architecture (collective-agreement-mandated contribution collection and benefit administration) applied to a different construction sub-trade.
• Sozialkasse des Berliner Baugewerbes (SOKA-Berlin): Berlin-specific construction-trade social fund, also a §4 Abs. 2 TVG data-exchange partner of SOKA-DACH. Operates an essentially identical mandate—holiday pay, supplementary pension, insolvency cover—for construction workers in the Berlin region.
• Gemeinnützige Urlaubskasse für das Maler- und Lackiererhandwerk VVaG: Sectoral social fund for the German painter/varnisher trade. Operates the same Tarifvertrag-mandated model (13th month income, vacation pay, Berufsbildung) and is a §4 Abs. 2 TVG data-exchange partner of SOKA-DACH—functionally a 'sister fund' in the trade-Sozialkasse system.

Others

• Bundesagentur für Arbeit (BA): German Federal Employment Agency. Explicit counterparty to SOKA-DACH under §§354 ff. SGB III for collection of the Winterbeschäftigungsumlage, making it the closest 'commissioning authority' relationship and a structural comparator for large-scale, payroll-tied German social-fund administration.

Regional players

• UKB (Gemeinnützige Urlaubskasse des Bayerischen Baugewerbes): Bavarian construction-industry holiday fund and listed TVG data-sharing partner of SOKA-DACH. Same contribution-and-benefit model but restricted to Bavarian Bauhauptgewerbe, providing a regional peer for benchmarking operational practice.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SOKA Dach