Apex Legal Funding

What Apex Legal Funding does

Apex Legal Funding LLC is a New York-based, privately held pre-settlement lawsuit funding company that provides non-recourse cash advances to personal injury plaintiffs whose cases are pending litigation. Founded by Jake K. Cohen (Principal, President & Founder), the company is headquartered at 100 Merrick Rd #210w, Rockville Centre, NY, and operates with 11-50 employees. Apex Legal Funding targets a single end customer — individuals with personal injury claims who have already retained contingency-based counsel and face financial hardship during litigation — and extends funding equal to approximately 10-20% of the estimated settlement value, with 24-hour application processing and no credit check, employment verification, or collateral requirement. Repayment is contingent on case success; if the plaintiff loses, no repayment is due.

The company's product portfolio is segmented into 12 case-type-specific funding lines: plaintiff investment funding (general), accident/auto, slip and fall, premises liability, construction accident, medical malpractice, head and neck injuries, product liability, dog bite, sidewalk falls, motorcycle accident, and truck accident. Each product is delivered as a non-recourse cash advance with no upfront fees and no monthly payments. Underwriting is described as a case-merit assessment evaluating total damages (economic and non-economic), liability factors, and defendant coverage limits, rather than borrower creditworthiness.

Apex Legal Funding generates revenue through interest charges and fees on advanced amounts, structured as a transaction-based take-rate on settlement proceeds. Distribution is direct-to-consumer via a regional SEO-optimized website (nylegalfunding.com) with a Spanish-language variant, a toll-free phone line (1-800-377-4934), and an implicit attorney referral channel given that plaintiffs must have an active contingency-based case. Operating geography is restricted to New York State, and no funding rounds, M&A activity, partnerships, regulatory actions, or executive hires beyond the founder are disclosed.

Name

Apex Legal Funding

Legal name

Apex Legal Funding LLC

Website

https://apexlegalfunding.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Apex Legal Funding is a New York-based pre-settlement lawsuit funding company that provides non-recourse cash advances (10-20% of estimated settlement value) to personal injury plaintiffs with active cases and contingency-based attorneys.

Ownership category

akta.pro rank

Product category

Legal Funding

NAICS

Sales Financing (52222)

akta.pro primary industry

Escrow, Trust & Legal Settlement Disbursements (FSAMAKAO)

Keywords

• Pre-settlement funding
• Lawsuit cash advances
• Plaintiff legal financing
• Personal injury funding
• Non-recourse lawsuit loans

Headquarters

HQ city

Valley Stream

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Pre-settlement Cash Advances: The company provides cash advances to plaintiffs against their anticipated settlement awards. Revenue is generated through interest charges and fees on the advanced amount. The advances are non-recourse - if the plaintiff loses the case, no repayment is required. The borrowed amount (plus interest/fees) is repaid from the settlement when the case resolves.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Apex Legal Funding provides non-recourse pre-settlement cash advances to plaintiffs in personal injury lawsuits, typically sized at 10-20% of estimated settlement value. Repayment is owed only if the case successfully settles, with no credit checks, employment verification, collateral, monthly payments, or upfront fees required. The company delivers funding within 24 hours through a website application portal and toll-free phone channel, segmented across 12 accident/injury-specific service lines.

Product overview

Apex Legal Funding operates as a pre-settlement lawsuit funding company offering a portfolio of specialized funding products for plaintiffs in personal injury cases. The core offering consists of non-recourse cash advances (typically 10-20% of estimated settlement value) that allow plaintiffs to access funds while their cases are pending. The company provides 12 distinct service lines addressing specific accident and injury types including auto accidents, slip and fall, premises liability, construction accidents, medical malpractice, head and neck injuries, product liability, dog bite settlements, sidewalk falls, and truck/motorcycle accidents. All products share common features: 24-hour approval, no monthly payments, no upfront fees, and repayment contingent on case success. The company does not use traditional credit scoring, instead assessing cases based on liability, damages, and defendant's coverage limits.

Differentiator

Problem solved

Functional benefit

Products and services

• Plaintiff Investment Funding Immediate cash advance for personal injury cases in New York with low rates and no upfront fees, prioritizing the plaintiff's health and access to justice; non-recourse, no monthly payments, and 24-hour processing.
• Accident Lawsuit Funding Pre-settlement cash advances for plaintiffs in auto accident lawsuits in New York, providing quick funding with no upfront costs and tailored solutions to maintain financial stability during litigation.
• Slip and Fall Legal Funding Pre-settlement funding for slip-and-fall injury cases in New York, offering quick approval, no monthly payments, and advances up to 20% of settlement value.
• Premises Liability Funding 24-hour cash advance for premises liability lawsuits in NYC with no upfront costs to help plaintiffs cover living and medical expenses during litigation.
• Construction Accident Funding Construction lawsuit financing in New York providing up to 20% of settlement value in advance, with no monthly payments, no upfront costs, and a free consultation.
• Medical Malpractice Funding

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Recent moves3 records

Expansion highlights3 records

Direct peers

• Legal Bay: Pre-settlement and post-settlement funding provider serving plaintiffs nationwide with non-recourse cash advances. Direct peer overlapping in product lines, customer segment, and revenue model.
• BFS Capital: Pre-settlement legal funding provider serving personal injury plaintiffs with non-recourse advances. Operates in multiple states with comparable product offering and target customer base as Apex.
• LawCash: Established pre-settlement funding company offering non-recourse lawsuit loans primarily to personal injury plaintiffs nationwide. Direct peer with overlapping product structure, customer segment, and underwriting approach.
• Oasis Financial: One of the largest US pre-settlement legal funding companies, providing non-recourse cash advances to personal injury plaintiffs. Directly comparable in product, target customer, and non-recourse structure to Apex Legal Funding.
• High Rise Financial: Lawsuit funding company providing pre-settlement advances to personal injury plaintiffs. Comparable in funding structure, customer type, and underwriting based on case merits rather than credit.
• United Legal Funding: National pre-settlement legal funding company offering non-recourse advances to plaintiffs across multiple case types. Comparable in product design, target customer, and non-recourse economics.
• Fair Funds: Plaintiff-focused legal funding firm providing pre-settlement cash advances. Comparable target customer, underwriting framework, and transaction-based revenue model.
• Tribeca Lawsuit Loans: New York-based pre-settlement legal funding company offering cash advances to plaintiffs. Regional peer with the same geographic focus and direct-to-consumer model as Apex.

Broad incumbents

• Burford Capital: Largest publicly traded litigation finance company, primarily focused on commercial litigation and commercial legal funding. Broader incumbent in the legal funding space with overlapping non-recourse capital deployment though typically larger case sizes.
• Omni Bridgeway: Global litigation finance company offering funding across commercial and plaintiff cases. Broader incumbent in the legal funding industry with similar non-recourse capital provision, though with institutional/commercial orientation.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/ApexFunding
• LinkedInlinkedin.com/company/apex-legal-funding-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Apex Legal Funding