Emilia

What Emilia does

Emilia is a publicly traded financial services company headquartered in Ramat Gan, Israel. Founded in 1952, the firm has operated continuously in the Israeli financial services sector for more than seven decades and is listed on the Tel Aviv Stock Exchange under the ticker EMDV (tlv:EMDV). The company employs between 1,001 and 5,000 people and generates roughly $2.1 billion in annual revenue as of 2025, placing it among the larger established financial services intermediaries in the Israeli market.

The company's reported financials reflect a mature, scaled business profile. Across 2022 to 2025, revenue moved only modestly from approximately $2.02 billion to $2.10 billion, an implied three-year CAGR of roughly 1.2%. Gross profit has been relatively stable at around $465–481 million annually (approximately 23% gross margin), while profitability has eroded: EBITDA declined from $266 million in 2022 to $212 million in 2025, and net income fell from $61 million to $34 million over the same period, a 44% reduction. Enterprise value is reported at approximately $1.69 billion across all four reporting years.

The firm's specific product set, underlying technology stack, distribution channels, customer segment mix, leadership team, partnership network, and recent strategic actions are not disclosed in the available source data. The company website (emilia.co.il) renders only a loader/verification page, and firmographic fields covering products, technology, pricing, GTM motion, marketing, and partnerships are empty. Consequently, a granular view of Emilia's competitive positioning, go-to-market strategy, and operating model cannot be substantiated beyond the high-level firmographic and financial disclosures.

Name

Emilia

Website

https://emilia.co.il

Company type

Private

Founded year

1952

Headcount range

1,001–5,000 employees

Short description

Emilia is a publicly traded Israeli financial services company founded in 1952 and headquartered in Ramat Gan. Listed on the Tel Aviv Stock Exchange (TLV:EMDV), it generates approximately $2.1 billion in annual revenue with 1,001–5,000 employees.

Ownership category

akta.pro rank

Headquarters

HQ city

Ramat Gan

HQ country

Israel

HQ region

Middle East

Markets served

GTM type

B2B

Offering type

Services

Core offering

Emilia is described as a company that provides financial services. It is a publicly listed entity (TLV: EMDV) headquartered in Ramat Gan, Israel, founded in 1952, generating approximately $2 billion in annual revenue. Specific product or service line details are not disclosed in the available source material.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Expansion highlights1 record

Regional players

• Amot Investments: Israeli real estate investment and financial services company listed on TASE. Comparable as a TASE-listed financial services / holding company serving Israeli markets.
• First International Bank of Israel: Israeli universal bank offering retail, commercial, and capital markets services. Comparable to Emilia as a mid-to-large Israeli financial institution targeting similar domestic segments.

Broad incumbents

• Bank Leumi: Major Israeli bank offering retail, corporate, and capital markets financial services. TASE-listed and comparable to Emilia in scale and public-market stature as a domestic financial services provider.
• Delek Group: Israeli holding company with diversified financial services and energy operations. Comparable as a long-established TASE-listed Israeli holding company with diversified financial exposures.
• Israel Discount Bank: Israeli universal bank providing retail, commercial, and treasury services. Comparable as a TASE-listed financial services institution with similar mass-market orientation.
• Mizrahi Tefahot Bank: Israeli bank focused on mortgages and retail banking, listed on TASE. Comparable to Emilia as a domestic financial services player with a public market presence.
• Bank Hapoalim: One of Israel's largest banks, listed on TASE, providing retail, commercial, and corporate financial services. Comparable to Emilia as a large Israeli public financial services franchise, though with a broader banking focus.

Direct peers

• Phoenix Holdings: Israeli insurance and financial services holding company listed on TASE. A direct comparable as a diversified financial services holding company operating in Israel.
• Clal Insurance Enterprises: Major Israeli insurance and financial services group. Comparable to Emilia as a diversified Israeli financial services holding company with similar scale and product breadth.
• Menora Mivtachim Holdings: Israeli insurance and financial services holding company. Comparable to Emilia as a domestic financial services conglomerate offering insurance, savings, and asset management products.

Market position

Strengths3 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/emilia-development

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Emilia