Fast Funding

What Fast Funding does

Fast Funding is a privately held Australian mortgage brokerage established in 2009 and headquartered at 1 The Concourse, Benowa, on the Gold Coast, Queensland. The firm operates as a Corporate Representative of BLSSA Pty Ltd (Australian Credit Licence 391237), with Director Joseph Ghoussain — who brings 20+ years of finance industry experience and specialist knowledge of the Gold Coast property market — serving as the sole named member of management. Fast Funding functions as an intermediary between individual borrowers and a panel of over 130 lenders accessed through its aggregation arrangement with Choice Aggregation Services, with no proprietary technology platform disclosed in available sources.

Name

Fast Funding

Legal name

Fast Funding

Website

https://fastfunding.com.au

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Fast Funding is a Gold Coast, Queensland mortgage brokerage established in 2009, operating as a credit representative of BLSSA Pty Ltd and providing residential mortgages, refinancing, construction, first home buyer, investor, and SMSF borrowing services to individuals via a 130+ lender panel.

Ownership category

akta.pro rank

Headquarters

HQ city

Benowa

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Mortgage Broking Commissions: Fast Funding generates revenue through commission payments from lenders. As a mortgage broker, they receive upfront commissions and trailing commissions from lending institutions when clients settle on home loans originated through their brokerage. This is the standard revenue model for Australian mortgage brokers.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Fast Funding is a mortgage brokerage firm that acts as an intermediary between individual borrowers and a panel of over 130 lenders, helping clients obtain residential mortgages, refinance existing loans, secure construction finance, access first home buyer grants, structure SMSF borrowing, and finance investment properties. The company earns commissions from lenders and does not charge direct fees to clients.

Product overview

Fast Funding is a mortgage brokering service offering a unified suite of mortgage solutions. The core offering consists of six interconnected products: Construction Loans for new builds, Refinance services for loan switching, Residential Mortgages for primary home purchases, First Home Buyers programs with government incentive assistance, SMSF Borrowing for self-managed super fund property investments, and Investor Mortgages for portfolio expansion. The company acts as an intermediary between borrowers and lenders, leveraging relationships with multiple lenders to match clients with appropriate loan products.

Differentiator

Problem solved

Functional benefit

Products and services

• Construction Loans Broker-arranged construction loans that allow borrowers to draw down a loan facility or increase the loan amount as needed to pay construction progress claims to builders at each stage of the build. Targeted at clients building a new home or undertaking significant renovations.
• Refinance
• Residential Mortgages
• First Home Buyers
• SMSF Borrowing
• Investor Mortgages

Quantifiable outcome

• Refinance completed within 14 days for at least one client

Named customers8 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• BLSSA Pty LtdcoreStrategic or Co-development PartnerBLSSA Pty Ltd is the Australian Credit Licence holder that authorizes Fast Funding to engage in credit activities. Fast Funding operates as a Corporate Representative of BLSSA Pty Ltd (Australian Credit Licence 391237). Joseph Ghoussain is also an Australian Credit Representative (Number 399100) of BLSSA Pty Ltd. This is a fundamental regulatory relationship required for the company to operate as a mortgage broker.
• Choice Aggregation ServicescoreTechnology or IntegrationChoice Aggregation Services provides mortgage aggregation services to Fast Funding. This partnership allows Fast Funding to access multiple lenders through a single aggregation platform, facilitating the submission of loan applications and providing compliance support. The aggregator collects personal information about customers to manage customer enquiries, complaints, commission payments, and file reviews.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Emerging players

• Lendi: Australian online mortgage comparison and brokering platform. Competes with Fast Funding by offering borrowers digital access to multiple lenders, combining the broker intermediation model with a technology-first delivery approach.
• Tic:Toc: Australian online mortgage lender providing instant home loan approvals through a fully digital platform. Represents the digital-first competitive threat to traditional mortgage brokers like Fast Funding.
• Athena Home Loans: Australian digital mortgage lender offering streamlined online home loan applications. Competes with Fast Funding for the same borrower segment (homebuyers, refinancers) but through a direct-to-consumer digital model rather than broker intermediation.
• Reduce Home Loans: Australian digital mortgage lender focusing on low-rate home loans with an online application process. Competes for the same refinance and purchase borrower segments as Fast Funding through a direct digital channel.

Direct peers

• Mortgage Ezy: Australian mortgage broking service with comparable scale and multi-product offerings including residential, investment, and refinance loans. Directly comparable to Fast Funding as a mid-sized mortgage brokerage operating in the same intermediation model.

Broad incumbents

• Connective Home Loans: Australia's largest mortgage aggregator, providing broker services and lender panel access. Comparable to Fast Funding's use of Choice Aggregation Services, but operates as a direct competitor aggregator/broker at national scale.
• Loan Market Group: Large Australian mortgage broking franchise aggregator with extensive lender panel access. Directly comparable business model (broker intermediation) to Fast Funding, but operates nationally with franchise offices rather than a single local office.
• Yellow Brick Road: Australian mortgage broking and wealth advisory franchise network. Offers comparable mortgage brokerage services to Fast Funding, including first home buyer and investment property loans, but at national scale with franchise offices.
• Aussie Home Loans: Australia's largest retail mortgage broker with a franchise model and national branch network. Comparable as a mortgage brokerage intermediating between borrowers and lenders, but significantly larger and more broadly distributed than Fast Funding's single-office Gold Coast operation.
• Mortgage Choice: Major Australian mortgage broker franchise network with national coverage. Operates in the same mortgage intermediation space as Fast Funding but at significantly greater scale with established brand recognition and franchise infrastructure.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/fastfundinghomeloans/?ref=hl
• LinkedInau.linkedin.com/company/fast-funding
• Instagraminstagram.com/fast_funding_finance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fast Funding